Price (delayed)
$32.37
Market cap
$1.46B
P/E Ratio
16.19
Dividend/share
$1.36
EPS
$2
Enterprise value
$2B
Sandy Spring Bancorp, Inc., headquartered in Olney, Maryland, is the holding company for Sandy Spring Bank, a premier community bank in the Greater Washington, D.C. region. With over 60 locations,
Highlights
The debt has contracted by 30% YoY
SASR's equity is up by 3.9% YoY
The P/E is 58% above the last 4 quarters average of 10.2 and 56% above the 5-year quarterly average of 10.3
Sandy Spring Bancorp's EPS has decreased by 38% YoY
Key stats
What are the main financial stats of SASR
Market
Valuations
Earnings
Shares outstanding
45.11M
Market cap
$1.46B
Enterprise value
$2B
Price to earnings (P/E)
16.19
Price to book (P/B)
0.91
Price to sales (P/S)
3.68
EV/EBIT
16.63
EV/EBITDA
13.89
EV/Sales
5.05
Revenue
$395.98M
EBIT
$120.26M
EBITDA
$143.99M
Free cash flow
$89.22M
Per share
Balance sheet
Liquidity
EPS
$2
Free cash flow per share
$1.98
Book value per share
$35.49
Revenue per share
$8.79
TBVPS
$302.14
Total assets
$14.01B
Total liabilities
$12.41B
Debt
$946.14M
Equity
$1.6B
Working capital
N/A
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.75
Margins
Efficiency
Dividend
EBITDA margin
36.4%
Gross margin
100%
Net margin
22.7%
Operating margin
30.4%
Return on assets
0.6%
Return on equity
5.7%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
30.4%
Dividend yield
4.2%
DPS
$1.36
Payout ratio
68%
SASR stock price
How has the Sandy Spring Bancorp stock price performed over time
Intraday
0.72%
1 week
5.54%
1 month
11.16%
1 year
47%
YTD
18.83%
QTD
32.88%
Financial performance
How have Sandy Spring Bancorp's revenue and profit performed over time
Revenue
$395.98M
Gross profit
$395.98M
Operating income
$120.26M
Net income
$90.03M
Gross margin
100%
Net margin
22.7%
The operating income is down by 38% year-on-year and by 2.2% since the previous quarter
Sandy Spring Bancorp's net income has decreased by 37% YoY and by 2.1% QoQ
The operating margin is down by 28% year-on-year
The net margin has contracted by 27% YoY
Growth
What is Sandy Spring Bancorp's growth rate over time
Valuation
What is Sandy Spring Bancorp stock price valuation
P/E
16.19
P/B
0.91
P/S
3.68
EV/EBIT
16.63
EV/EBITDA
13.89
EV/Sales
5.05
The P/E is 58% above the last 4 quarters average of 10.2 and 56% above the 5-year quarterly average of 10.3
Sandy Spring Bancorp's EPS has decreased by 38% YoY
The price to book (P/B) is 30% higher than the last 4 quarters average of 0.7 but 9% lower than the 5-year quarterly average of 1.0
SASR's equity is up by 3.9% YoY
The P/S is 41% more than the last 4 quarters average of 2.6 and 11% more than the 5-year quarterly average of 3.3
The revenue fell by 14% YoY
Efficiency
How efficient is Sandy Spring Bancorp business performance
SASR's ROE is down by 41% YoY and by 3.4% QoQ
The company's return on assets fell by 40% YoY and by 14% QoQ
SASR's ROIC is down by 38% YoY and by 11% from the previous quarter
Sandy Spring Bancorp's ROS has decreased by 28% YoY
Dividends
What is SASR's dividend history
DPS
$1.36
Dividend yield
4.2%
Payout ratio
68%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Sandy Spring Bancorp financials performed over time
Sandy Spring Bancorp's total assets is 13% more than its total liabilities
The debt is 41% less than the equity
The debt to equity has contracted by 32% YoY
The debt has contracted by 30% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.