PBCT People's United Financial Inc

Price (delayed)

$15.26

Market cap

$6.53B

P/E Ratio

28.26

Dividend/share

$0.54

EPS

$0.54

Enterprise value

$3.23B

People's United Financial, Inc. is an American bank holding company that owns People's United Bank. The bank operates 403 branches in Connecticut, southeastern New York State, Massachusetts, Vermont, Maine, and ...

Highlights
The debt has dropped by 69% year-on-year
PBCT's revenue is up by 2.2% YoY
PBCT's EPS has plunged by 58% YoY but it is up by 10% from the previous quarter
The net income has dropped by 56% year-on-year but it has increased by 6% since the previous quarter
The P/E is 72% more than the 5-year quarterly average of 16.4 and 44% more than the last 4 quarters average of 19.6

Key stats

What are the main financial stats of PBCT
Market
Shares outstanding
427.63M
Market cap
$6.53B
Enterprise value
$3.23B
Valuations
Price to earnings (P/E)
28.26
Price to book (P/B)
0.86
Price to sales (P/S)
3.38
EV/EBIT
8.85
EV/EBITDA
7.92
EV/Sales
1.68
Earnings
Revenue
$1.92B
EBIT
$364.6M
EBITDA
$407.6M
Free cash flow
$1.04B
Per share
EPS
$0.54
Free cash flow per share
$2.44
Book value per share
$17.84
Revenue per share
$4.51
TBVPS
$144.15
Balance sheet
Total assets
$64.17B
Total liabilities
$56.58B
Debt
$2.16B
Equity
$7.59B
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.09
Margins
EBITDA margin
21.2%
Gross margin
100%
Net margin
12.2%
Operating margin
19%
Efficiency
Return on assets
0.4%
Return on equity
2.9%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
19%
Dividend
Dividend yield
3.56%
DPS
$0.54
Payout ratio
100.6%

PBCT stock price

How has the People's United Financial stock price performed over time
Intraday
-0.07%
1 week
-4.8%
1 month
-11.38%
1 year
29.54%
YTD
18.02%
QTD
-10.97%

Financial performance

How have People's United Financial's revenue and profit performed over time
Revenue
$1.92B
Gross profit
$1.92B
Operating income
$364.6M
Net income
$233.7M
Gross margin
100%
Net margin
12.2%
The net margin has dropped by 57% year-on-year but it rose by 6% since the previous quarter
The net income has dropped by 56% year-on-year but it has increased by 6% since the previous quarter
People's United Financial's operating margin has decreased by 47% YoY but it has increased by 4.4% from the previous quarter
The operating income has decreased by 46% YoY but it has increased by 4.6% from the previous quarter

Growth

What is People's United Financial's growth rate over time

Valuation

What is People's United Financial stock price valuation
P/E
28.26
P/B
0.86
P/S
3.38
EV/EBIT
8.85
EV/EBITDA
7.92
EV/Sales
1.68
The P/E is 72% more than the 5-year quarterly average of 16.4 and 44% more than the last 4 quarters average of 19.6
PBCT's EPS has plunged by 58% YoY but it is up by 10% from the previous quarter
The price to book (P/B) is 23% higher than the last 4 quarters average of 0.7 but 4.4% lower than the 5-year quarterly average of 0.9
PBCT's P/S is 13% above its last 4 quarters average of 3.0 but 11% below its 5-year quarterly average of 3.8
PBCT's revenue is up by 2.2% YoY

Efficiency

How efficient is People's United Financial business performance
The ROE has dropped by 59% year-on-year but it is up by 7% since the previous quarter
The company's return on assets has shrunk by 56% YoY but it rose by 33% QoQ
PBCT's ROIC has dropped by 50% year-on-year
PBCT's ROS is down by 47% YoY but it is up by 4.4% from the previous quarter

Dividends

What is PBCT's dividend history
DPS
$0.54
Dividend yield
3.56%
Payout ratio
100.6%
Recent dividends

Financial health

How did People's United Financial financials performed over time
The total assets is 13% greater than the total liabilities
People's United Financial's total liabilities has increased by 7% YoY
The total assets has increased by 6% year-on-year
The debt is 72% smaller than the equity
The debt has dropped by 69% year-on-year
The debt to equity has dropped by 69% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.