PBCT People's United Financial Inc

Price (delayed)

$12.89

Market cap

$5.48B

P/E Ratio

11.11

Dividend/share

$0.72

EPS

$1.16

Enterprise value

$6.67B

Sector: Financial Services
Industry: Banks - Regional

People's United Financial, Inc. is an American bank holding company that owns People's United Bank. The bank operates 403 branches in Connecticut, southeastern New York State, Massachusetts, Vermont, Maine, and ...

Highlights

The debt has dropped by 59% year-on-year and by 20% since the previous quarter
People's United Financial's equity has increased by 10% YoY
The P/E is 27% less than the 5-year quarterly average of 15.3 but 9% more than the last 4 quarters average of 10.2
PBCT's EPS is down by 12% YoY
The net income has declined by 2.6% year-on-year

Key stats

What are the main financial stats of PBCT
Market
Shares outstanding
424.87M
Market cap
$5.48B
Enterprise value
$6.67B
Valuations
Price to earnings (P/E)
11.11
Price to book (P/B)
0.7
Price to sales (P/S)
2.93
EV/EBIT
10.71
EV/EBITDA
9.99
EV/Sales
3.57
Earnings
Revenue
$1.87B
EBIT
$622.6M
EBITDA
$668M
Free cash flow
$832.9M
Per share
EPS
$1.16
Free cash flow per share
$1.96
Book value per share
$18.44
Revenue per share
$4.39
TBVPS
$135.67
Balance sheet
Total assets
$60.87B
Total liabilities
$53.04B
Debt
$2.25B
Equity
$7.83B
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.79
Margins
EBITDA margin
35.8%
Gross margin
100%
Net margin
26.9%
Operating margin
33.4%
Efficiency
Return on assets
0.8%
Return on equity
6.2%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
33.4%
Dividend
Dividend yield
5.55%
DPS
$0.72
Payout ratio
61.7%

PBCT stock price

How has the People's United Financial stock price performed over time
Intraday
-0.31%
1 week
-2.42%
1 month
11.31%
1 year
-20.19%
YTD
-23.73%
QTD
25.02%

Financial performance

How have People's United Financial's revenue and profit performed over time
Revenue
$1.87B
Gross profit
$1.87B
Operating income
$622.6M
Net income
$502.3M
Gross margin
100%
Net margin
26.9%
The net margin has declined by 10% year-on-year
The company's gross profit rose by 8% YoY
PBCT's revenue is up by 8% YoY
People's United Financial's operating margin has decreased by 8% YoY

Growth

What is People's United Financial's growth rate over time

Valuation

What is People's United Financial stock price valuation
P/E
11.11
P/B
0.7
P/S
2.93
EV/EBIT
10.71
EV/EBITDA
9.99
EV/Sales
3.57
The P/E is 27% less than the 5-year quarterly average of 15.3 but 9% more than the last 4 quarters average of 10.2
PBCT's EPS is down by 12% YoY
The price to book (P/B) is 30% lower than the 5-year quarterly average of 1.0
People's United Financial's equity has increased by 10% YoY
PBCT's P/S is 23% below its 5-year quarterly average of 3.8 but 4.6% above its last 4 quarters average of 2.8
PBCT's revenue is up by 8% YoY

Efficiency

How efficient is People's United Financial business performance
The company's return on assets fell by 20% YoY
PBCT's ROIC is down by 17% year-on-year
The ROE has declined by 15% year-on-year
PBCT's ROS is down by 8% YoY

Dividends

What is PBCT's dividend history
DPS
$0.72
Dividend yield
5.55%
Payout ratio
61.7%
Recent dividends

Financial health

How did People's United Financial financials performed over time
The total assets is 15% greater than the total liabilities
The debt is 71% smaller than the equity
The debt to equity has dropped by 63% year-on-year and by 19% since the previous quarter
The debt has dropped by 59% year-on-year and by 20% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.