PBCT People's United Financial Inc

Price (delayed)

$17.48

Market cap

$7.48B

P/E Ratio

23.95

Dividend/share

$0.55

EPS

$0.73

Enterprise value

$3.67B

People's United Financial, Inc. is an American bank holding company that owns People's United Bank. The bank operates 403 branches in Connecticut, southeastern New York State, Massachusetts, Vermont, Maine, and ...

Highlights
The debt has declined by 30% year-on-year and by 10% since the previous quarter
PBCT's revenue is up by 10% YoY and by 6% from the previous quarter
PBCT's EPS is down by 37% YoY but it is up by 35% from the previous quarter
The net income has declined by 36% year-on-year but it has increased by 35% since the previous quarter
The P/E is 43% more than the 5-year quarterly average of 16.7 and 4.1% more than the last 4 quarters average of 23.0

Key stats

What are the main financial stats of PBCT
Market
Shares outstanding
427.95M
Market cap
$7.48B
Enterprise value
$3.67B
Valuations
Price to earnings (P/E)
23.95
Price to book (P/B)
0.96
Price to sales (P/S)
3.69
EV/EBIT
7.81
EV/EBITDA
7.15
EV/Sales
1.81
Earnings
Revenue
$2.03B
EBIT
$469.9M
EBITDA
$513.4M
Free cash flow
$1.14B
Per share
EPS
$0.73
Free cash flow per share
$2.66
Book value per share
$18.12
Revenue per share
$4.74
TBVPS
$141.51
Balance sheet
Total assets
$63.34B
Total liabilities
$55.59B
Debt
$1.95B
Equity
$7.75B
Working capital
N/A
Liquidity
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.42
Margins
EBITDA margin
25.3%
Gross margin
100%
Net margin
15.5%
Operating margin
23.2%
Efficiency
Return on assets
0.5%
Return on equity
3.9%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
23.2%
Dividend
Dividend yield
3.12%
DPS
$0.55
Payout ratio
74.8%

PBCT stock price

How has the People's United Financial stock price performed over time
Intraday
-3.9%
1 week
-7.07%
1 month
-1.08%
1 year
64.29%
YTD
35.19%
QTD
0.06%

Financial performance

How have People's United Financial's revenue and profit performed over time
Revenue
$2.03B
Gross profit
$2.03B
Operating income
$469.9M
Net income
$314.6M
Gross margin
100%
Net margin
15.5%
The net margin has declined by 42% year-on-year but it rose by 27% since the previous quarter
The net income has declined by 36% year-on-year but it has increased by 35% since the previous quarter
People's United Financial's operating margin has decreased by 30% YoY but it has increased by 22% from the previous quarter
The operating income has increased by 29% from the previous quarter but it has decreased by 24% YoY

Growth

What is People's United Financial's growth rate over time

Valuation

What is People's United Financial stock price valuation
P/E
23.95
P/B
0.96
P/S
3.69
EV/EBIT
7.81
EV/EBITDA
7.15
EV/Sales
1.81
The P/E is 43% more than the 5-year quarterly average of 16.7 and 4.1% more than the last 4 quarters average of 23.0
PBCT's EPS is down by 37% YoY but it is up by 35% from the previous quarter
The price to book (P/B) is 20% higher than the last 4 quarters average of 0.8 and 7% higher than the 5-year quarterly average of 0.9
People's United Financial's equity has increased by 2.1% from the previous quarter
PBCT's P/S is 15% above its last 4 quarters average of 3.2 but 2.9% below its 5-year quarterly average of 3.8
PBCT's revenue is up by 10% YoY and by 6% from the previous quarter

Efficiency

How efficient is People's United Financial business performance
The ROE has declined by 38% year-on-year but it is up by 34% since the previous quarter
The company's return on assets fell by 38% YoY but it rose by 25% QoQ
PBCT's ROIC is up by 33% since the previous quarter but it is down by 20% year-on-year
PBCT's ROS is down by 30% YoY but it is up by 22% from the previous quarter

Dividends

What is PBCT's dividend history
DPS
$0.55
Dividend yield
3.12%
Payout ratio
74.8%
Recent dividends

Financial health

How did People's United Financial financials performed over time
The total assets is 14% greater than the total liabilities
People's United Financial's total liabilities has increased by 3.4% YoY
The total assets has increased by 3% year-on-year
The debt is 75% smaller than the equity
The debt to equity has declined by 31% year-on-year and by 11% since the previous quarter
The debt has declined by 30% year-on-year and by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.