LBC Luther Burbank Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: LBC

Price (delayed)

$8.57

Market cap

$437.22M

P/E Ratio

12.07

Dividend/share

N/A

EPS

$0.71

Enterprise value

$1.44B

Luther Burbank Corporation is headquartered in Santa Rosa, California with total assets of $6.9 billion, total loans of $6.0 billion and total deposits of $5.3 billion as of December 31, ...

Highlights
LBC's equity is up by 2.7% year-on-year
The debt has grown by 17% YoY but it has contracted by 9% from the previous quarter
The company's net income has shrunk by 60% YoY and by 35% QoQ
The EPS has dropped by 59% year-on-year and by 34% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://ir.lutherburbanksavings.com
Peers: NIC NKSH

Key stats

What are the main financial stats of LBC
Market
Shares outstanding
51.02M
Market cap
$437.22M
Enterprise value
$1.44B
Valuations
Price to earnings (P/E)
12.07
Price to book (P/B)
0.63
Price to sales (P/S)
3.67
EV/EBIT
28.08
EV/EBITDA
26.93
EV/Sales
12.09
Earnings
Revenue
$119.2M
EBIT
$51.32M
EBITDA
$53.5M
Free cash flow
$48.96M
Per share
EPS
$0.71
Free cash flow per share
$0.96
Book value per share
$13.62
Revenue per share
$2.34
TBVPS
$159.34
Balance sheet
Total assets
$8.13B
Total liabilities
$7.44B
Debt
$1.58B
Equity
$695.01M
Working capital
N/A
Liquidity
Debt to equity
2.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
18.76
Margins
EBITDA margin
44.9%
Gross margin
100%
Net margin
30.2%
Operating margin
43%
Efficiency
Return on assets
0.4%
Return on equity
5.2%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
43%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LBC stock price

How has the Luther Burbank stock price performed over time
Intraday
-0.7%
1 week
-2.39%
1 month
6.59%
1 year
-27.74%
YTD
-22.86%
QTD
2.02%

Financial performance

How have Luther Burbank's revenue and profit performed over time
Revenue
$119.2M
Gross profit
$119.2M
Operating income
$51.32M
Net income
$35.96M
Gross margin
100%
Net margin
30.2%
The company's net income has shrunk by 60% YoY and by 35% QoQ
The operating income has shrunk by 60% YoY and by 35% QoQ
The net margin has contracted by 37% YoY and by 19% from the previous quarter
Luther Burbank's operating margin has decreased by 37% YoY and by 20% from the previous quarter

Growth

What is Luther Burbank's growth rate over time

Valuation

What is Luther Burbank stock price valuation
P/E
12.07
P/B
0.63
P/S
3.67
EV/EBIT
28.08
EV/EBITDA
26.93
EV/Sales
12.09
The EPS has dropped by 59% year-on-year and by 34% since the previous quarter
The stock's price to earnings (P/E) is 42% more than its last 4 quarters average of 8.5 and 17% more than its 5-year quarterly average of 10.3
The P/B is 30% below the 5-year quarterly average of 0.9 and 10% below the last 4 quarters average of 0.7
LBC's equity is up by 2.7% year-on-year
LBC's revenue is down by 36% YoY and by 19% QoQ
The P/S is 15% higher than the last 4 quarters average of 3.2 but 6% lower than the 5-year quarterly average of 3.9

Efficiency

How efficient is Luther Burbank business performance
The ROA has plunged by 67% YoY and by 43% from the previous quarter
Luther Burbank's ROE has plunged by 61% YoY and by 35% from the previous quarter
LBC's return on invested capital has dropped by 60% year-on-year and by 25% since the previous quarter
The return on sales has declined by 37% year-on-year and by 20% since the previous quarter

Dividends

What is LBC's dividend history
Dividend details
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Luther Burbank financials performed over time
The total assets is 9% more than the total liabilities
Luther Burbank's total liabilities has decreased by 2.9% from the previous quarter but it has increased by 2.7% YoY
The total assets has contracted by 2.7% from the previous quarter but it has grown by 2.7% YoY
The debt is 128% more than the equity
The debt has grown by 17% YoY but it has contracted by 9% from the previous quarter
LBC's debt to equity is up by 13% year-on-year but it is down by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.