LBAI Lakeland Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: LBAI

Price (delayed)

$12.58

Market cap

$818.15M

P/E Ratio

9.75

Dividend/share

$0.58

EPS

$1.29

Enterprise value

$1.75B

Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., which had $7.66 billion in total assets at December 31, 2020. With an extensive branch network and commercial lending centers ...

Highlights
Lakeland Bancorp's equity has increased by 5% YoY and by 3% from the previous quarter
The P/E is 5% below the 5-year quarterly average of 10.3 but 3.7% above the last 4 quarters average of 9.4
LBAI's debt is up by 29% year-on-year
The EPS fell by 21% YoY and by 13% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.lakelandbank.com
Peers: PGC PKBK UNTY

Key stats

What are the main financial stats of LBAI
Market
Shares outstanding
65.04M
Market cap
$818.15M
Enterprise value
$1.75B
Valuations
Price to earnings (P/E)
9.75
Price to book (P/B)
0.7
Price to sales (P/S)
2.78
EV/EBIT
15.78
EV/EBITDA
14.27
EV/Sales
5.95
Earnings
Revenue
$293.77M
EBIT
$110.79M
EBITDA
$122.55M
Free cash flow
$110.54M
Per share
EPS
$1.29
Free cash flow per share
$1.7
Book value per share
$17.98
Revenue per share
$4.52
TBVPS
$166.99
Balance sheet
Total assets
$11.14B
Total liabilities
$9.97B
Debt
$1.25B
Equity
$1.17B
Working capital
N/A
Liquidity
Debt to equity
1.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.59
Margins
EBITDA margin
41.7%
Gross margin
100%
Net margin
28.8%
Operating margin
37.7%
Efficiency
Return on assets
0.8%
Return on equity
7.4%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
37.7%
Dividend
Dividend yield
4.61%
DPS
$0.58
Payout ratio
45%

LBAI stock price

How has the Lakeland Bancorp stock price performed over time
Intraday
-2.02%
1 week
10.74%
1 month
1.94%
1 year
-11.35%
YTD
-14.94%
QTD
3.97%

Financial performance

How have Lakeland Bancorp's revenue and profit performed over time
Revenue
$293.77M
Gross profit
$293.77M
Operating income
$110.79M
Net income
$84.74M
Gross margin
100%
Net margin
28.8%
Lakeland Bancorp's operating income has decreased by 23% YoY and by 15% QoQ
The company's net income fell by 21% YoY and by 14% QoQ
The operating margin has declined by 13% year-on-year and by 8% since the previous quarter
The revenue has contracted by 12% YoY and by 7% from the previous quarter

Growth

What is Lakeland Bancorp's growth rate over time

Valuation

What is Lakeland Bancorp stock price valuation
LBAI P/E details
P/E
9.75
P/B
0.7
P/S
2.78
EV/EBIT
15.78
EV/EBITDA
14.27
EV/Sales
5.95
The EPS fell by 21% YoY and by 13% QoQ
The P/E is 5% below the 5-year quarterly average of 10.3 but 3.7% above the last 4 quarters average of 9.4
The P/B is 30% lower than the 5-year quarterly average of 1.0 and 13% lower than the last 4 quarters average of 0.8
Lakeland Bancorp's equity has increased by 5% YoY and by 3% from the previous quarter
LBAI's price to sales (P/S) is 16% lower than its 5-year quarterly average of 3.3 and 4.1% lower than its last 4 quarters average of 2.9
The revenue has contracted by 12% YoY and by 7% from the previous quarter

Efficiency

How efficient is Lakeland Bancorp business performance
LBAI's ROIC is down by 29% YoY and by 9% from the previous quarter
LBAI's return on equity is down by 24% year-on-year and by 15% since the previous quarter
LBAI's ROA is down by 20% YoY and by 11% QoQ
The ROS fell by 13% YoY and by 8% QoQ

Dividends

What is LBAI's dividend history
DPS
$0.58
Dividend yield
4.61%
Payout ratio
45%
Recent dividends

Financial health

How did Lakeland Bancorp financials performed over time
The total assets is 12% more than the total liabilities
The total assets has grown by 3.3% YoY
The total liabilities has grown by 3% year-on-year
LBAI's debt is 7% greater than its equity
LBAI's debt is up by 29% year-on-year
Lakeland Bancorp's debt to equity has increased by 23% YoY but it has decreased by 4.5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.