LBAI Lakeland Bancorp Inc

Price (delayed)

$16.175

Market cap

$818.48M

P/E Ratio

12.16

Dividend/share

$0.4

EPS

$1.33

Enterprise value

$889.2M

Highlights
LBAI's debt has dropped by 61% year-on-year and by 18% since the previous quarter
The company's net income rose by 19% QoQ
The P/E is 14% below the 5-year quarterly average of 14.0 but 13% above the last 4 quarters average of 10.7

Key stats

What are the main financial stats of LBAI
Market
Shares outstanding
50.6M
Market cap
$818.48M
Enterprise value
$889.2M
Valuations
Price to earnings (P/E)
12.16
Price to book (P/B)
1.06
Price to sales (P/S)
3.65
EV/EBIT
9.9
EV/EBITDA
9.12
EV/Sales
3.97
Earnings
Revenue
$224.02M
EBIT
$89.82M
EBITDA
$97.54M
Free cash flow
$83M
Per share
EPS
$1.33
Free cash flow per share
$1.64
Book value per share
$15.21
Revenue per share
$4.44
TBVPS
$150.74
Balance sheet
Total assets
$7.77B
Total liabilities
$7B
Debt
$272.84M
Equity
$768.07M
Working capital
N/A
Liquidity
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.73
Margins
EBITDA margin
43.5%
Gross margin
100%
Net margin
30.5%
Operating margin
41.8%
Efficiency
Return on assets
0.9%
Return on equity
9%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
40.1%
Dividend
Dividend yield
2.44%
DPS
$0.4
Payout ratio
29.7%

LBAI stock price

How has the Lakeland Bancorp stock price performed over time
Intraday
0.59%
1 week
-1.73%
1 month
-6.5%
1 year
56.43%
YTD
27.36%
QTD
-7.47%

Financial performance

How have Lakeland Bancorp's revenue and profit performed over time
Revenue
$224.02M
Gross profit
$224.02M
Operating income
$93.69M
Net income
$68.3M
Gross margin
100%
Net margin
30.5%
The company's net income rose by 19% QoQ
Lakeland Bancorp's operating income has increased by 19% QoQ and by 2.9% YoY
LBAI's net margin is up by 10% since the previous quarter but it is down by 2.6% year-on-year
The operating margin has grown by 10% since the previous quarter

Growth

What is Lakeland Bancorp's growth rate over time

Valuation

What is Lakeland Bancorp stock price valuation
P/E
12.16
P/B
1.06
P/S
3.65
EV/EBIT
9.9
EV/EBITDA
9.12
EV/Sales
3.97
The EPS rose by 18% QoQ
The P/E is 14% below the 5-year quarterly average of 14.0 but 13% above the last 4 quarters average of 10.7
The P/B is 18% lower than the 5-year quarterly average of 1.3 but 18% higher than the last 4 quarters average of 0.9
Lakeland Bancorp's equity has increased by 4.2% YoY
LBAI's price to sales (P/S) is 17% higher than its last 4 quarters average of 3.1 but 12% lower than its 5-year quarterly average of 4.1
The revenue has grown by 8% from the previous quarter and by 3.9% YoY

Efficiency

How efficient is Lakeland Bancorp business performance
LBAI's ROIC is up by 20% from the previous quarter but it is down by 8% YoY
LBAI's return on equity is up by 17% since the previous quarter but it is down by 4.3% year-on-year
LBAI's ROA is up by 13% QoQ but it is down by 10% YoY
The ROS rose by 11% QoQ but it fell by 4.3% YoY

Dividends

What is LBAI's dividend history
DPS
$0.4
Dividend yield
2.44%
Payout ratio
29.7%
Recent dividends

Financial health

How did Lakeland Bancorp financials performed over time
The total assets is 11% more than the total liabilities
The total liabilities has grown by 12% year-on-year
The total assets has grown by 11% YoY
LBAI's debt is 64% smaller than its equity
Lakeland Bancorp's debt to equity has plunged by 62% YoY and by 16% from the previous quarter
LBAI's debt has dropped by 61% year-on-year and by 18% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.