IBTX Independent Bank Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: IBTX

Price (delayed)

$45.59

Market cap

$1.88B

P/E Ratio

9.68

Dividend/share

$1.52

EPS

$4.71

Enterprise value

$1.84B

Independent Bank Group, through its wholly owned subsidiary, Independent Bank, provides a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professionals and ...

Highlights
The stock's price to earnings (P/E) is 27% less than its last 4 quarters average of 13.3 and 27% less than its 5-year quarterly average of 13.2
The debt has grown by 27% year-on-year and by 19% since the previous quarter
The net income has declined by 13% year-on-year and by 6% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.independent-bank.com
Peers: TCBI PB IBOC CFR

Key stats

What are the main financial stats of IBTX
Market
Shares outstanding
41.17M
Market cap
$1.88B
Enterprise value
$1.84B
Valuations
Price to earnings (P/E)
9.68
Price to book (P/B)
0.79
Price to sales (P/S)
3.1
EV/EBIT
7.49
EV/EBITDA
7.06
EV/Sales
3.05
Earnings
Revenue
$605.18M
EBIT
$246.3M
EBITDA
$261.23M
Free cash flow
$154.46M
Per share
EPS
$4.71
Free cash flow per share
$3.75
Book value per share
$57.9
Revenue per share
$14.69
TBVPS
$417.55
Balance sheet
Total assets
$18.26B
Total liabilities
$15.87B
Debt
$621.49M
Equity
$2.39B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.13
Margins
EBITDA margin
43.2%
Gross margin
100%
Net margin
32.4%
Operating margin
40.7%
Efficiency
Return on assets
1.1%
Return on equity
8.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
40.7%
Dividend
Dividend yield
3.33%
DPS
$1.52
Payout ratio
32.3%

IBTX stock price

How has the Independent Bank Group stock price performed over time
Intraday
3.5%
1 week
-4.26%
1 month
-24.66%
1 year
-38.04%
YTD
-24.12%
QTD
-24.12%

Financial performance

How have Independent Bank Group's revenue and profit performed over time
Revenue
$605.18M
Gross profit
$605.18M
Operating income
$246.3M
Net income
$196.29M
Gross margin
100%
Net margin
32.4%
Independent Bank Group's operating margin has decreased by 14% YoY and by 7% from the previous quarter
The net margin has declined by 14% year-on-year and by 7% since the previous quarter
The company's operating income fell by 13% YoY and by 6% QoQ
The net income has declined by 13% year-on-year and by 6% since the previous quarter

Growth

What is Independent Bank Group's growth rate over time

Valuation

What is Independent Bank Group stock price valuation
P/E
9.68
P/B
0.79
P/S
3.1
EV/EBIT
7.49
EV/EBITDA
7.06
EV/Sales
3.05
The stock's price to earnings (P/E) is 27% less than its last 4 quarters average of 13.3 and 27% less than its 5-year quarterly average of 13.2
IBTX's EPS is down by 10% YoY and by 5% from the previous quarter
IBTX's price to book (P/B) is 28% lower than its 5-year quarterly average of 1.1 and 28% lower than its last 4 quarters average of 1.1
The equity has declined by 7% year-on-year
The price to sales (P/S) is 34% lower than the 5-year quarterly average of 4.7 and 33% lower than the last 4 quarters average of 4.6

Efficiency

How efficient is Independent Bank Group business performance
IBTX's return on invested capital is down by 17% year-on-year and by 6% since the previous quarter
IBTX's ROS is down by 14% YoY and by 7% from the previous quarter
Independent Bank Group's return on assets has decreased by 8% QoQ and by 8% YoY
The ROE has declined by 7% year-on-year and by 3.5% since the previous quarter

Dividends

What is IBTX's dividend history
Dividend details
DPS
$1.52
Dividend yield
3.33%
Payout ratio
32.3%
Recent dividends

Financial health

How did Independent Bank Group financials performed over time
IBTX's total assets is 15% more than its total liabilities
IBTX's total assets is down by 2.5% YoY
The debt is 74% smaller than the equity
IBTX's debt to equity is up by 37% year-on-year and by 18% since the previous quarter
The debt has grown by 27% year-on-year and by 19% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.