IBTX Independent Bank Group Inc

Price (delayed)

$55.65

Market cap

$2.3B

P/E Ratio

22

Dividend/share

$1.52

EPS

$2.53

Enterprise value

$2.12B

Independent Bank Group, through its wholly owned subsidiary, Independent Bank, provides a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professionals and ...

Highlights
The debt has dropped by 75% year-on-year and by 18% since the previous quarter
The equity is up by 2.1% year-on-year
The net income has surged by 143% since the previous quarter but it has declined by 2.9% year-on-year
IBTX's EPS has soared by 141% from the previous quarter but it is down by 3.1% YoY
The revenue has contracted by 20% YoY and by 4.3% from the previous quarter
Independent Bank Group's gross profit has decreased by 20% YoY and by 4.3% QoQ

Key stats

What are the main financial stats of IBTX
Market
Shares outstanding
41.38M
Market cap
$2.3B
Enterprise value
$2.12B
Valuations
Price to book (P/B)
0.96
Price to sales (P/S)
4.76
EV/EBIT
16.12
EV/EBITDA
14.1
EV/Sales
4.4
Earnings
Revenue
$482.38M
EBIT
$131.74M
EBITDA
$150.69M
Free cash flow
$157.17M
Per share
EPS
$2.53
Free cash flow per share
$3.81
Book value per share
$58.17
Revenue per share
$11.69
TBVPS
$431.98
Balance sheet
Total assets
$18.87B
Total liabilities
$16.47B
Debt
$551.64M
Equity
$2.4B
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.19
Margins
EBITDA margin
31.2%
Gross margin
100%
Net margin
21.7%
Operating margin
27.3%
Efficiency
Return on assets
0.6%
Return on equity
4.4%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
27.3%
Dividend
Dividend yield
2.73%
DPS
$1.52
Payout ratio
60.1%

IBTX stock price

How has the Independent Bank Group stock price performed over time
Intraday
1.29%
1 week
2.37%
1 month
29%
1 year
36.03%
YTD
9.38%
QTD
22.25%

Financial performance

How have Independent Bank Group's revenue and profit performed over time
Revenue
$482.38M
Gross profit
$482.38M
Operating income
$131.74M
Net income
$104.86M
Gross margin
100%
Net margin
21.7%
Independent Bank Group's operating margin has soared by 163% from the previous quarter and by 22% YoY
The net margin has soared by 152% since the previous quarter and by 21% year-on-year
The company's operating income has surged by 152% QoQ but it fell by 2% YoY
The net income has surged by 143% since the previous quarter but it has declined by 2.9% year-on-year

Growth

What is Independent Bank Group's growth rate over time

Valuation

What is Independent Bank Group stock price valuation
P/E
22
P/B
0.96
P/S
4.76
EV/EBIT
16.12
EV/EBITDA
14.1
EV/Sales
4.4
IBTX's EPS has soared by 141% from the previous quarter but it is down by 3.1% YoY
The stock's price to earnings (P/E) is 40% more than its 5-year quarterly average of 15.5 but 18% less than its last 4 quarters average of 26.5
IBTX's price to book (P/B) is 34% higher than its last 4 quarters average of 0.7 but 6% lower than its 5-year quarterly average of 1.0
The equity is up by 2.1% year-on-year
The price to sales (P/S) is 38% higher than the last 4 quarters average of 3.4 and 15% higher than the 5-year quarterly average of 4.1
The revenue has contracted by 20% YoY and by 4.3% from the previous quarter

Efficiency

How efficient is Independent Bank Group business performance
Independent Bank Group's return on assets has surged by 200% QoQ
IBTX's ROS has soared by 163% from the previous quarter and by 22% YoY
The ROE has soared by 144% since the previous quarter but it has declined by 4.3% year-on-year
IBTX's return on invested capital has surged by 133% since the previous quarter but it is down by 13% year-on-year

Dividends

What is IBTX's dividend history
DPS
$1.52
Dividend yield
2.73%
Payout ratio
60.1%
Recent dividends

Financial health

How did Independent Bank Group financials performed over time
IBTX's total assets is 15% more than its total liabilities
The debt is 77% smaller than the equity
The debt has dropped by 75% year-on-year and by 18% since the previous quarter
IBTX's debt to equity has dropped by 75% year-on-year and by 18% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.