IBTX Independent Bank Group Inc

Price (delayed)

$75.25

Market cap

$3.25B

P/E Ratio

14.96

Dividend/share

$1.17

EPS

$5.03

Enterprise value

$1.57B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The debt has declined by 39% year-on-year
The net income is up by 9% year-on-year and by 8% since the previous quarter
The stock's price to earnings (P/E) is 25% more than its last 4 quarters average of 11.7 but 4.7% less than its 5-year quarterly average of 15.4

Key stats

What are the main financial stats of IBTX
Market
Shares outstanding
43.19M
Market cap
$3.25B
Enterprise value
$1.57B
Valuations
Price to earnings (P/E)
14.96
Price to book (P/B)
1.3
Price to sales (P/S)
5.6
EV/EBIT
5.74
EV/EBITDA
5.48
EV/Sales
2.7
Earnings
Revenue
$579.88M
EBIT
$273.1M
EBITDA
$285.84M
Free cash flow
$174.74M
Per share
EPS
$5.03
Free cash flow per share
$4.05
Book value per share
$57.72
Revenue per share
$13.43
TBVPS
$394.43
Balance sheet
Total assets
$18.12B
Total liabilities
$15.62B
Debt
$737.42M
Equity
$2.49B
Working capital
N/A
Liquidity
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.89
Margins
EBITDA margin
49.3%
Gross margin
100%
Net margin
37.4%
Operating margin
47.1%
Efficiency
Return on assets
1.2%
Return on equity
8.8%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
47.1%
Dividend
Dividend yield
1.55%
DPS
$1.17
Payout ratio
23.3%

IBTX stock price

How has the Independent Bank Group stock price performed over time
Intraday
1.88%
1 week
-2.71%
1 month
1.06%
1 year
171.76%
YTD
20.36%
QTD
4.17%

Financial performance

How have Independent Bank Group's revenue and profit performed over time
Revenue
$579.88M
Gross profit
$579.88M
Operating income
$273.1M
Net income
$217.02M
Gross margin
100%
Net margin
37.4%
The net income is up by 9% year-on-year and by 8% since the previous quarter
The company's operating income rose by 8% QoQ and by 8% YoY
Independent Bank Group's operating margin has increased by 4.7% YoY and by 4.2% from the previous quarter
The net margin has grown by 5% year-on-year and by 3.9% since the previous quarter

Growth

What is Independent Bank Group's growth rate over time

Valuation

What is Independent Bank Group stock price valuation
P/E
14.96
P/B
1.3
P/S
5.6
EV/EBIT
5.74
EV/EBITDA
5.48
EV/Sales
2.7
The stock's price to earnings (P/E) is 25% more than its last 4 quarters average of 11.7 but 4.7% less than its 5-year quarterly average of 15.4
IBTX's EPS is up by 8% YoY and by 8% from the previous quarter
IBTX's price to book (P/B) is 28% higher than its last 4 quarters average of 1.0 and 7% higher than its 5-year quarterly average of 1.2
The equity is up by 4.5% year-on-year
The price to sales (P/S) is 31% higher than the last 4 quarters average of 4.2 and 10% higher than the 5-year quarterly average of 5.0
The revenue has grown by 3.8% from the previous quarter and by 3.1% YoY

Efficiency

How efficient is Independent Bank Group business performance
Independent Bank Group's return on assets has decreased by 8% YoY
The ROE is up by 7% since the previous quarter and by 2.3% year-on-year
IBTX's return on invested capital is up by 6% since the previous quarter
IBTX's ROS is up by 4.7% YoY and by 4.2% from the previous quarter

Dividends

What is IBTX's dividend history
DPS
$1.17
Dividend yield
1.55%
Payout ratio
23.3%
Recent dividends

Financial health

How did Independent Bank Group financials performed over time
IBTX's total assets is 16% more than its total liabilities
Independent Bank Group's total liabilities has increased by 18% YoY and by 2.5% from the previous quarter
IBTX's total assets is up by 16% YoY and by 2% from the previous quarter
The debt is 70% smaller than the equity
IBTX's debt to equity is down by 41% year-on-year but it is up by 3.4% since the previous quarter
The debt has declined by 39% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.