IBTX Independent Bank Group Inc

Price (delayed)

$45.65

Market cap

$1.88B

P/E Ratio

43.48

Dividend/share

$1.52

EPS

$1.05

Enterprise value

$1.84B

Independent Bank Group, through its wholly owned subsidiary, Independent Bank, provides a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professionals and ...

Highlights
The equity is up by 3% since the previous quarter
The stock's price to earnings (P/E) is 190% more than its 5-year quarterly average of 15.0 and 65% more than its last 4 quarters average of 26.4
The net income has dropped by 78% year-on-year and by 37% since the previous quarter

Key stats

What are the main financial stats of IBTX
Market
Shares outstanding
41.28M
Market cap
$1.88B
Enterprise value
$1.84B
Valuations
Price to book (P/B)
0.78
Price to sales (P/S)
3.74
EV/EBIT
35.14
EV/EBITDA
25.97
EV/Sales
3.65
Earnings
Revenue
$503.86M
EBIT
$52.32M
EBITDA
$70.79M
Free cash flow
$144.97M
Per share
EPS
$1.05
Free cash flow per share
$3.51
Book value per share
$58.2
Revenue per share
$12.21
TBVPS
$435.78
Balance sheet
Total assets
$19.04B
Total liabilities
$16.63B
Debt
$676.44M
Equity
$2.4B
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.65
Margins
EBITDA margin
14.1%
Gross margin
100%
Net margin
8.6%
Operating margin
10.4%
Efficiency
Return on assets
0.2%
Return on equity
1.8%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
10.4%
Dividend
Dividend yield
3.33%
DPS
$1.52
Payout ratio
144.8%

IBTX stock price

How has the Independent Bank Group stock price performed over time
Intraday
-0.28%
1 week
0.2%
1 month
6.44%
1 year
-2.5%
YTD
-10.28%
QTD
-10.28%

Financial performance

How have Independent Bank Group's revenue and profit performed over time
Revenue
$503.86M
Gross profit
$503.86M
Operating income
$52.32M
Net income
$43.2M
Gross margin
100%
Net margin
8.6%
The company's operating income has shrunk by 79% YoY and by 39% QoQ
The net income has dropped by 78% year-on-year and by 37% since the previous quarter
Independent Bank Group's operating margin has plunged by 74% YoY and by 34% from the previous quarter
The net margin has dropped by 73% year-on-year and by 33% since the previous quarter

Growth

What is Independent Bank Group's growth rate over time

Valuation

What is Independent Bank Group stock price valuation
P/E
43.48
P/B
0.78
P/S
3.74
EV/EBIT
35.14
EV/EBITDA
25.97
EV/Sales
3.65
The stock's price to earnings (P/E) is 190% more than its 5-year quarterly average of 15.0 and 65% more than its last 4 quarters average of 26.4
IBTX's EPS has plunged by 78% YoY and by 38% from the previous quarter
IBTX's price to book (P/B) is 22% lower than its 5-year quarterly average of 1.0 but 11% higher than its last 4 quarters average of 0.7
The equity is up by 3% since the previous quarter
The revenue has contracted by 17% YoY and by 7% from the previous quarter
The price to sales (P/S) is 17% higher than the last 4 quarters average of 3.2 but 11% lower than the 5-year quarterly average of 4.2

Efficiency

How efficient is Independent Bank Group business performance
Independent Bank Group's return on assets has shrunk by 82% YoY and by 50% QoQ
IBTX's return on invested capital has dropped by 80% year-on-year and by 40% since the previous quarter
The ROE has dropped by 78% year-on-year and by 38% since the previous quarter
IBTX's ROS has plunged by 74% YoY and by 34% from the previous quarter

Dividends

What is IBTX's dividend history
DPS
$1.52
Dividend yield
3.33%
Payout ratio
144.8%
Recent dividends

Financial health

How did Independent Bank Group financials performed over time
IBTX's total assets is 14% more than its total liabilities
Independent Bank Group's total liabilities has increased by 4.8% YoY and by 2.7% from the previous quarter
IBTX's total assets is up by 4.3% YoY and by 2.8% from the previous quarter
The debt is 72% smaller than the equity
The debt has grown by 13% since the previous quarter and by 9% year-on-year
IBTX's debt to equity is up by 8% since the previous quarter and by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.