IBTX Independent Bank Group Inc

Price (delayed)

$67.5

Market cap

$2.85B

P/E Ratio

13.42

Dividend/share

$1.46

EPS

$5.03

Enterprise value

$1.72B

Independent Bank Group, through its wholly owned subsidiary, Independent Bank, provides a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professionals and ...

Highlights
The debt has declined by 36% year-on-year and by 2.8% since the previous quarter
The stock's price to earnings (P/E) is 8% less than its 5-year quarterly average of 14.3 and 4.4% less than its last 4 quarters average of 13.7
The net income has declined by 4.1% since the previous quarter
IBTX's EPS is down by 3.6% from the previous quarter

Key stats

What are the main financial stats of IBTX
Market
Shares outstanding
42.27M
Market cap
$2.85B
Enterprise value
$1.72B
Valuations
Price to earnings (P/E)
13.42
Price to book (P/B)
1.14
Price to sales (P/S)
4.88
EV/EBIT
6.38
EV/EBITDA
6.1
EV/Sales
2.91
Earnings
Revenue
$590.48M
EBIT
$269.53M
EBITDA
$282.04M
Free cash flow
$133.88M
Per share
EPS
$5.03
Free cash flow per share
$3.13
Book value per share
$59.03
Revenue per share
$13.82
TBVPS
$395.42
Balance sheet
Total assets
$17.96B
Total liabilities
$15.44B
Debt
$473.82M
Equity
$2.52B
Working capital
N/A
Liquidity
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.02
Margins
EBITDA margin
47.8%
Gross margin
100%
Net margin
36.5%
Operating margin
45.6%
Efficiency
Return on assets
1.2%
Return on equity
8.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
45.6%
Dividend
Dividend yield
2.16%
DPS
$1.46
Payout ratio
29%

IBTX stock price

How has the Independent Bank Group stock price performed over time
Intraday
2.43%
1 week
1.4%
1 month
-2.72%
1 year
-10.54%
YTD
-6.44%
QTD
-5.14%

Financial performance

How have Independent Bank Group's revenue and profit performed over time
Revenue
$590.48M
Gross profit
$590.48M
Operating income
$269.53M
Net income
$215.51M
Gross margin
100%
Net margin
36.5%
The company's operating income fell by 4.5% QoQ
The net income has declined by 4.1% since the previous quarter
Independent Bank Group's operating margin has decreased by 3.8% from the previous quarter and by 3.2% YoY
The net margin has declined by 3.2% since the previous quarter and by 2.4% year-on-year

Growth

What is Independent Bank Group's growth rate over time

Valuation

What is Independent Bank Group stock price valuation
P/E
13.42
P/B
1.14
P/S
4.88
EV/EBIT
6.38
EV/EBITDA
6.1
EV/Sales
2.91
The stock's price to earnings (P/E) is 8% less than its 5-year quarterly average of 14.3 and 4.4% less than its last 4 quarters average of 13.7
IBTX's EPS is down by 3.6% from the previous quarter
IBTX's price to book (P/B) is 7% lower than its last 4 quarters average of 1.2
The equity has declined by 2.1% since the previous quarter
The price to sales (P/S) is 8% lower than the last 4 quarters average of 5.2 and 4.6% lower than the 5-year quarterly average of 5.0

Efficiency

How efficient is Independent Bank Group business performance
IBTX's return on invested capital is down by 6% since the previous quarter and by 6% year-on-year
The ROE has declined by 4.5% since the previous quarter and by 4.5% year-on-year
IBTX's ROS is down by 3.8% from the previous quarter and by 3.2% YoY

Dividends

What is IBTX's dividend history
DPS
$1.46
Dividend yield
2.16%
Payout ratio
29%
Recent dividends

Financial health

How did Independent Bank Group financials performed over time
IBTX's total assets is 16% more than its total liabilities
Independent Bank Group's total liabilities has decreased by 4.4% from the previous quarter
IBTX's total assets is down by 4.1% from the previous quarter
The debt is 81% smaller than the equity
IBTX's debt to equity is down by 37% year-on-year
The debt has declined by 36% year-on-year and by 2.8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.