HTLF Heartland Financial Usa Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HTLF

Price (delayed)

$29.43

Market cap

$1.26B

P/E Ratio

5.95

Dividend/share

$1.18

EPS

$4.95

Enterprise value

$1.27B

About Heartland Financial USA, Inc. Heartland Financial USA, Inc. is a diversified financial services company with assets of $17.91 billion. The company provides banking, mortgage, private client, investment, insurance and ...

Highlights
The stock's price to earnings (P/E) is 43% less than its 5-year quarterly average of 10.4 and 27% less than its last 4 quarters average of 8.1
HTLF's debt is down by 11% year-on-year and by 10% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.htlf.com
Peers: CBSH UMBF FCNCA GSBC

Key stats

What are the main financial stats of HTLF
Market
Shares outstanding
42.65M
Market cap
$1.26B
Enterprise value
$1.27B
Valuations
Price to earnings (P/E)
5.95
Price to book (P/B)
0.67
Price to sales (P/S)
1.73
EV/EBIT
4.57
EV/EBITDA
4.24
EV/Sales
1.75
Earnings
Revenue
$724.76M
EBIT
$278.17M
EBITDA
$300.2M
Free cash flow
$382.51M
Per share
EPS
$4.95
Free cash flow per share
$8.99
Book value per share
$43.68
Revenue per share
$17.03
TBVPS
$461.17
Balance sheet
Total assets
$20.22B
Total liabilities
$18.37B
Debt
$416.77M
Equity
$1.86B
Working capital
N/A
Liquidity
Debt to equity
0.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.06
Margins
EBITDA margin
41.4%
Gross margin
100%
Net margin
30.3%
Operating margin
38.4%
Efficiency
Return on assets
1.1%
Return on equity
11.9%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
38.4%
Dividend
Dividend yield
4.01%
DPS
$1.18
Payout ratio
23.8%

HTLF stock price

How has the Heartland Financial Usa stock price performed over time
Intraday
0.17%
1 week
1.2%
1 month
-3.54%
1 year
-32.82%
YTD
-36.87%
QTD
5.6%

Financial performance

How have Heartland Financial Usa's revenue and profit performed over time
Revenue
$724.76M
Gross profit
$724.76M
Operating income
$278.17M
Net income
$219.41M
Gross margin
100%
Net margin
30.3%
Heartland Financial Usa's operating income has increased by 11% YoY
The net income has increased by 9% year-on-year
The operating margin is up by 6% year-on-year
HTLF's net margin is up by 4.8% year-on-year

Growth

What is Heartland Financial Usa's growth rate over time

Valuation

What is Heartland Financial Usa stock price valuation
HTLF P/E details
P/E
5.95
P/B
0.67
P/S
1.73
EV/EBIT
4.57
EV/EBITDA
4.24
EV/Sales
1.75
The stock's price to earnings (P/E) is 43% less than its 5-year quarterly average of 10.4 and 27% less than its last 4 quarters average of 8.1
The EPS has grown by 9% YoY
HTLF's price to book (P/B) is 33% lower than its 5-year quarterly average of 1.0 and 26% lower than its last 4 quarters average of 0.9
The company's equity rose by 4.8% YoY
HTLF's P/S is 38% below its 5-year quarterly average of 2.8 and 25% below its last 4 quarters average of 2.3
HTLF's revenue is up by 4.3% year-on-year

Efficiency

How efficient is Heartland Financial Usa business performance
HTLF's ROE is up by 25% YoY but it is down by 2.5% from the previous quarter
Heartland Financial Usa's return on assets has increased by 10% YoY
HTLF's return on invested capital is up by 8% year-on-year
The ROS has grown by 6% YoY

Dividends

What is HTLF's dividend history
DPS
$1.18
Dividend yield
4.01%
Payout ratio
23.8%
Recent dividends

Financial health

How did Heartland Financial Usa financials performed over time
The total assets is 10% greater than the total liabilities
The total liabilities is up by 2.7% year-on-year
The total assets is up by 2.9% year-on-year
HTLF's debt is 78% smaller than its equity
HTLF's debt to equity is down by 19% year-on-year and by 12% since the previous quarter
HTLF's debt is down by 11% year-on-year and by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.