HTLF Heartland Financial Usa Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HTLF

Price (delayed)

$35.92

Market cap

$1.53B

P/E Ratio

21.38

Dividend/share

$1.2

EPS

$1.68

Enterprise value

$2.21B

About Heartland Financial USA, Inc. Heartland Financial USA, Inc. is a diversified financial services company with assets of $17.91 billion. The company provides banking, mortgage, private client, investment, insurance and ...

Highlights
The company's equity rose by 11% YoY and by 6% QoQ
The stock's price to earnings (P/E) is 110% more than its 5-year quarterly average of 10.2 and 104% more than its last 4 quarters average of 10.5
The EPS has plunged by 65% YoY and by 65% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.htlf.com
Peers: CBSH UMBF FCNCA GSBC

Key stats

What are the main financial stats of HTLF
Market
Shares outstanding
42.69M
Market cap
$1.53B
Enterprise value
$2.21B
Valuations
Price to earnings (P/E)
21.38
Price to book (P/B)
0.79
Price to sales (P/S)
2.74
EV/EBIT
22.78
EV/EBITDA
18.82
EV/Sales
3.95
Earnings
Revenue
$558.6M
EBIT
$96.78M
EBITDA
$117.16M
Free cash flow
$282.51M
Per share
EPS
$1.68
Free cash flow per share
$6.62
Book value per share
$45.31
Revenue per share
$13.09
TBVPS
$441.08
Balance sheet
Total assets
$19.41B
Total liabilities
$17.48B
Debt
$994.65M
Equity
$1.93B
Working capital
N/A
Liquidity
Debt to equity
0.51
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.73
Margins
EBITDA margin
21%
Gross margin
100%
Net margin
14.3%
Operating margin
17.3%
Efficiency
Return on assets
0.4%
Return on equity
3.9%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
17.3%
Dividend
Dividend yield
3.34%
DPS
$1.2
Payout ratio
71.4%

HTLF stock price

How has the Heartland Financial Usa stock price performed over time
Intraday
2.42%
1 week
7.87%
1 month
8.78%
1 year
-0.47%
YTD
-4.49%
QTD
2.19%

Financial performance

How have Heartland Financial Usa's revenue and profit performed over time
Revenue
$558.6M
Gross profit
$558.6M
Operating income
$96.78M
Net income
$79.92M
Gross margin
100%
Net margin
14.3%
Heartland Financial Usa's operating income has plunged by 64% from the previous quarter and by 64% YoY
The net income has dropped by 62% year-on-year and by 62% since the previous quarter
The operating margin has dropped by 54% year-on-year and by 54% since the previous quarter
HTLF's net margin has dropped by 52% year-on-year and by 51% since the previous quarter

Growth

What is Heartland Financial Usa's growth rate over time

Valuation

What is Heartland Financial Usa stock price valuation
HTLF P/E details
P/E
21.38
P/B
0.79
P/S
2.74
EV/EBIT
22.78
EV/EBITDA
18.82
EV/Sales
3.95
The stock's price to earnings (P/E) is 110% more than its 5-year quarterly average of 10.2 and 104% more than its last 4 quarters average of 10.5
The EPS has plunged by 65% YoY and by 65% from the previous quarter
HTLF's price to book (P/B) is 12% lower than its 5-year quarterly average of 0.9
The company's equity rose by 11% YoY and by 6% QoQ
HTLF's P/S is 30% above its last 4 quarters average of 2.1
HTLF's revenue is down by 22% since the previous quarter and by 21% year-on-year

Efficiency

How efficient is Heartland Financial Usa business performance
HTLF's ROE has plunged by 66% YoY and by 65% from the previous quarter
HTLF's return on invested capital has dropped by 64% since the previous quarter and by 64% year-on-year
Heartland Financial Usa's return on assets has shrunk by 60% QoQ and by 60% YoY
The ROS has plunged by 54% YoY and by 54% from the previous quarter

Dividends

What is HTLF's dividend history
DPS
$1.2
Dividend yield
3.34%
Payout ratio
71.4%
Recent dividends

Financial health

How did Heartland Financial Usa financials performed over time
The total assets is 11% greater than the total liabilities
The total liabilities has declined by 6% year-on-year and by 4.5% since the previous quarter
The total assets has declined by 4.1% year-on-year and by 3.6% since the previous quarter
HTLF's debt is 49% smaller than its equity
HTLF's debt is up by 33% year-on-year and by 30% since the previous quarter
HTLF's debt to equity is up by 21% since the previous quarter and by 19% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.