FMBI First Midwest Bancorp Inc

Price (delayed)

$19.78

Market cap

$2.26B

P/E Ratio

19.39

Dividend/share

$0.56

EPS

$1.02

Enterprise value

$3.26B

Sector: Financial Services
Industry: Banks - Regional

Highlights

FMBI's equity is up by 14% year-on-year
First Midwest Bancorp's debt has increased by 16% YoY but it has decreased by 14% from the previous quarter
The P/E is 85% higher than the last 4 quarters average of 10.5 and 15% higher than the 5-year quarterly average of 16.9
First Midwest Bancorp's EPS has decreased by 41% YoY and by 22% from the previous quarter

Key stats

What are the main financial stats of FMBI
Market
Shares outstanding
114.3M
Market cap
$2.26B
Enterprise value
$3.26B
Valuations
Price to earnings (P/E)
19.39
Price to book (P/B)
0.85
Price to sales (P/S)
3.49
EV/EBIT
20.89
EV/EBITDA
18.87
EV/Sales
5.08
Earnings
Revenue
$641.63M
EBIT
$156.15M
EBITDA
$172.87M
Free cash flow
$160.48M
Per share
EPS
$1.02
Free cash flow per share
$1.42
Book value per share
$23.31
Revenue per share
$5.67
TBVPS
$178.09
Balance sheet
Total assets
$21.09B
Total liabilities
$18.42B
Debt
$2.19B
Equity
$2.66B
Working capital
N/A
Liquidity
Debt to equity
0.82
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.79
Margins
EBITDA margin
26.9%
Gross margin
100%
Net margin
18.5%
Operating margin
24.3%
Efficiency
Return on assets
0.6%
Return on equity
4.5%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
24.3%
Dividend
Dividend yield
2.83%
DPS
$0.56
Payout ratio
54.9%

FMBI stock price

How has the First Midwest Bancorp stock price performed over time
Intraday
-1.4%
1 week
5.83%
1 month
13.68%
1 year
2.43%
YTD
24.25%
QTD
24.25%

Financial performance

How have First Midwest Bancorp's revenue and profit performed over time
Revenue
$641.63M
Gross profit
$641.63M
Operating income
$156.15M
Net income
$118.41M
Gross margin
100%
Net margin
18.5%
The operating income fell by 38% YoY and by 19% QoQ
FMBI's net income is down by 37% year-on-year and by 19% since the previous quarter
FMBI's operating margin is down by 34% year-on-year and by 17% since the previous quarter
First Midwest Bancorp's net margin has decreased by 33% YoY and by 17% from the previous quarter

Growth

What is First Midwest Bancorp's growth rate over time

Valuation

What is First Midwest Bancorp stock price valuation
P/E
19.39
P/B
0.85
P/S
3.49
EV/EBIT
20.89
EV/EBITDA
18.87
EV/Sales
5.08
The P/E is 85% higher than the last 4 quarters average of 10.5 and 15% higher than the 5-year quarterly average of 16.9
First Midwest Bancorp's EPS has decreased by 41% YoY and by 22% from the previous quarter
The price to book (P/B) is 23% lower than the 5-year quarterly average of 1.1 but 21% higher than the last 4 quarters average of 0.7
FMBI's equity is up by 14% year-on-year
The P/S is 40% higher than the last 4 quarters average of 2.5
FMBI's revenue is down by 7% year-on-year and by 2.1% since the previous quarter

Efficiency

How efficient is First Midwest Bancorp business performance
FMBI's return on equity is down by 47% year-on-year and by 24% since the previous quarter
The ROIC is down by 47% YoY and by 20% QoQ
The company's return on assets fell by 45% YoY and by 14% QoQ
First Midwest Bancorp's ROS has decreased by 34% YoY and by 17% from the previous quarter

Dividends

What is FMBI's dividend history
DPS
$0.56
Dividend yield
2.83%
Payout ratio
54.9%
Recent dividends

Financial health

How did First Midwest Bancorp financials performed over time
First Midwest Bancorp's total assets is 14% higher than its total liabilities
First Midwest Bancorp's debt is 18% less than its equity
First Midwest Bancorp's debt has increased by 16% YoY but it has decreased by 14% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.