FBMS First Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FBMS

Price (delayed)

$25.28

Market cap

$789.44M

P/E Ratio

10.49

Dividend/share

$0.94

EPS

$2.41

Enterprise value

$955.97M

The First Bancshares, Inc., headquartered in Hattiesburg, Mississippi, is the parent company of The First, A National Banking Association ('The First'). Founded in 1996, The First has operations in Mississippi, ...

Highlights
FBMS's equity is up by 47% YoY and by 6% from the previous quarter
First Bancshares's revenue has increased by 35% YoY
The net income is up by 20% year-on-year but it has declined by 7% since the previous quarter
FBMS's debt has soared by 83% YoY and by 19% QoQ
The EPS has decreased by 16% YoY and by 12% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.thefirstbank.com
Peers: RNST FHN TRMK RF

Key stats

What are the main financial stats of FBMS
Market
Shares outstanding
31.23M
Market cap
$789.44M
Enterprise value
$955.97M
Valuations
Price to earnings (P/E)
10.49
Price to book (P/B)
0.83
Price to sales (P/S)
2.79
EV/EBIT
9.88
EV/EBITDA
8.78
EV/Sales
3.4
Earnings
Revenue
$281.53M
EBIT
$96.8M
EBITDA
$108.9M
Free cash flow
$106.24M
Per share
EPS
$2.41
Free cash flow per share
$3.42
Book value per share
$30.53
Revenue per share
$9.06
TBVPS
$248.53
Balance sheet
Total assets
$8B
Total liabilities
$7.05B
Debt
$521.68M
Equity
$949.03M
Working capital
N/A
Liquidity
Debt to equity
0.55
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.53
Margins
EBITDA margin
38.7%
Gross margin
100%
Net margin
26.8%
Operating margin
34.4%
Efficiency
Return on assets
1%
Return on equity
8.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
34.4%
Dividend
Dividend yield
3.72%
DPS
$0.94
Payout ratio
39%

FBMS stock price

How has the First Bancshares stock price performed over time
Intraday
0.28%
1 week
7.8%
1 month
2.31%
1 year
6.53%
YTD
-13.81%
QTD
-2.58%

Financial performance

How have First Bancshares's revenue and profit performed over time
Revenue
$281.53M
Gross profit
$281.53M
Operating income
$96.8M
Net income
$75.46M
Gross margin
100%
Net margin
26.8%
First Bancshares's revenue has increased by 35% YoY
The company's gross profit rose by 35% YoY
The operating income has increased by 23% year-on-year but it has declined by 6% since the previous quarter
The net income is up by 20% year-on-year but it has declined by 7% since the previous quarter

Growth

What is First Bancshares's growth rate over time

Valuation

What is First Bancshares stock price valuation
FBMS P/E details
P/E
10.49
P/B
0.83
P/S
2.79
EV/EBIT
9.88
EV/EBITDA
8.78
EV/Sales
3.4
The EPS has decreased by 16% YoY and by 12% QoQ
FBMS's price to earnings (P/E) is 7% lower than its 5-year quarterly average of 11.3
FBMS's equity is up by 47% YoY and by 6% from the previous quarter
The price to book (P/B) is 17% lower than the 5-year quarterly average of 1.0 and 8% lower than the last 4 quarters average of 0.9
First Bancshares's revenue has increased by 35% YoY
FBMS's price to sales (P/S) is 23% less than its 5-year quarterly average of 3.6 and 13% less than its last 4 quarters average of 3.2

Efficiency

How efficient is First Bancshares business performance
FBMS's return on equity is down by 20% year-on-year and by 14% since the previous quarter
First Bancshares's return on invested capital has decreased by 14% QoQ and by 8% YoY
The company's return on assets fell by 9% QoQ
The ROS has decreased by 9% YoY and by 7% QoQ

Dividends

What is FBMS's dividend history
Dividend details
DPS
$0.94
Dividend yield
3.72%
Payout ratio
39%
Recent dividends

Financial health

How did First Bancshares financials performed over time
First Bancshares's total assets is 13% more than its total liabilities
First Bancshares's total assets has increased by 24% YoY
The total liabilities has increased by 21% year-on-year
FBMS's debt is 45% lower than its equity
FBMS's debt has soared by 83% YoY and by 19% QoQ
FBMS's equity is up by 47% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.