EBTC Enterprise Bancorp Inc

Price (delayed)

$38.8

Market cap

$466.65M

P/E Ratio

11.28

Dividend/share

$0.74

EPS

$3.44

Enterprise value

-$86.43M

Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank. Enterprise Bank is principally ...

Highlights
Enterprise Bancorp's net income has increased by 36% YoY
Enterprise Bancorp's EPS has increased by 34% YoY
EBTC's price to earnings (P/E) is 21% lower than its 5-year quarterly average of 14.2 but 14% higher than its last 4 quarters average of 9.9
Enterprise Bancorp's debt has increased by 4.6% from the previous quarter

Key stats

What are the main financial stats of EBTC
Market
Shares outstanding
12.03M
Market cap
$466.65M
Enterprise value
-$86.43M
Valuations
Price to earnings (P/E)
11.28
Price to book (P/B)
1.35
Price to sales (P/S)
3.03
EV/EBIT
-1.57
EV/EBITDA
-1.38
EV/Sales
-0.56
Earnings
Revenue
$154.08M
EBIT
$54.99M
EBITDA
$62.72M
Free cash flow
$44.74M
Per share
EPS
$3.44
Free cash flow per share
$3.72
Book value per share
$28.83
Revenue per share
$12.82
TBVPS
$369.78
Balance sheet
Total assets
$4.45B
Total liabilities
$4.1B
Debt
$91.3M
Equity
$346.54M
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.82
Margins
EBITDA margin
40.7%
Gross margin
100%
Net margin
26.7%
Operating margin
36.2%
Efficiency
Return on assets
1%
Return on equity
12.2%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
35.7%
Dividend
Dividend yield
1.91%
DPS
$0.74
Payout ratio
21.5%

EBTC stock price

How has the Enterprise Bancorp stock price performed over time
Intraday
-2.02%
1 week
-4.48%
1 month
0.54%
1 year
54.7%
YTD
51.86%
QTD
7.93%

Financial performance

How have Enterprise Bancorp's revenue and profit performed over time
Revenue
$154.08M
Gross profit
$154.08M
Operating income
$55.71M
Net income
$41.18M
Gross margin
100%
Net margin
26.7%
The company's operating income rose by 40% YoY
Enterprise Bancorp's net income has increased by 36% YoY
Enterprise Bancorp's operating margin has increased by 20% YoY but it has decreased by 2.2% QoQ
Enterprise Bancorp's net margin has increased by 17% YoY but it has decreased by 2.9% from the previous quarter

Growth

What is Enterprise Bancorp's growth rate over time

Valuation

What is Enterprise Bancorp stock price valuation
P/E
11.28
P/B
1.35
P/S
3.03
EV/EBIT
-1.57
EV/EBITDA
-1.38
EV/Sales
-0.56
Enterprise Bancorp's EPS has increased by 34% YoY
EBTC's price to earnings (P/E) is 21% lower than its 5-year quarterly average of 14.2 but 14% higher than its last 4 quarters average of 9.9
The stock's price to book (P/B) is 23% more than its last 4 quarters average of 1.1 but 3.6% less than its 5-year quarterly average of 1.4
EBTC's equity is up by 6% year-on-year and by 2.1% since the previous quarter
The price to sales (P/S) is 17% higher than the last 4 quarters average of 2.6 but 2.3% lower than the 5-year quarterly average of 3.1
EBTC's revenue is up by 16% year-on-year

Efficiency

How efficient is Enterprise Bancorp business performance
Enterprise Bancorp's return on invested capital has increased by 27% YoY
The return on assets is up by 25% year-on-year
The return on equity is up by 24% year-on-year but it has declined by 2.4% since the previous quarter
Enterprise Bancorp's ROS has increased by 19% YoY but it has decreased by 2.2% from the previous quarter

Dividends

What is EBTC's dividend history
DPS
$0.74
Dividend yield
1.91%
Payout ratio
21.5%
Recent dividends

Financial health

How did Enterprise Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
The company's total assets rose by 10% YoY
Enterprise Bancorp's total liabilities has increased by 10% YoY
Enterprise Bancorp's debt is 74% less than its equity
Enterprise Bancorp's debt to equity has decreased by 10% YoY
EBTC's equity is up by 6% year-on-year and by 2.1% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.