EBTC Enterprise Bancorp Inc
Price (delayed)
$31.13
Market cap
$386.77M
P/E Ratio
10.77
Dividend/share
$0.95
EPS
$2.89
Enterprise value
$332.65M
Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank. Enterprise Bank is principally
Highlights
EBTC's equity is up by 11% year-on-year and by 2.1% since the previous quarter
Enterprise Bancorp's debt has soared by 68% YoY
Enterprise Bancorp's EPS has decreased by 22% YoY
Key stats
What are the main financial stats of EBTC
Market
Valuations
Earnings
Shares outstanding
12.42M
Market cap
$386.77M
Enterprise value
$332.65M
Price to earnings (P/E)
10.77
Price to book (P/B)
1.13
Price to sales (P/S)
2.37
EV/EBIT
6.92
EV/EBITDA
6.17
EV/Sales
2.05
Revenue
$162.52M
EBIT
$48.05M
EBITDA
$53.88M
Free cash flow
$59.22M
Per share
Balance sheet
Liquidity
EPS
$2.89
Free cash flow per share
$4.78
Book value per share
$27.51
Revenue per share
$13.12
TBVPS
$384.83
Total assets
$4.77B
Total liabilities
$4.43B
Debt
$145.6M
Equity
$340.44M
Working capital
N/A
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1
Margins
Efficiency
Dividend
EBITDA margin
33.2%
Gross margin
100%
Net margin
21.9%
Operating margin
29.6%
Return on assets
0.8%
Return on equity
10.9%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
29.6%
Dividend yield
3.05%
DPS
$0.95
Payout ratio
32.9%
EBTC stock price
How has the Enterprise Bancorp stock price performed over time
Intraday
-0.1%
1 week
3.63%
1 month
10.27%
1 year
13.61%
YTD
-3.5%
QTD
25.12%
Financial performance
How have Enterprise Bancorp's revenue and profit performed over time
Revenue
$162.52M
Gross profit
$162.52M
Operating income
$48.05M
Net income
$35.63M
Gross margin
100%
Net margin
21.9%
Enterprise Bancorp's net income has decreased by 20% YoY
The company's operating income fell by 19% YoY
Enterprise Bancorp's net margin has decreased by 17% YoY and by 2.2% from the previous quarter
Enterprise Bancorp's operating margin has decreased by 16% YoY and by 2.6% QoQ
Growth
What is Enterprise Bancorp's growth rate over time
Valuation
What is Enterprise Bancorp stock price valuation
P/E
10.77
P/B
1.13
P/S
2.37
EV/EBIT
6.92
EV/EBITDA
6.17
EV/Sales
2.05
Enterprise Bancorp's EPS has decreased by 22% YoY
EBTC's price to earnings (P/E) is 21% higher than its last 4 quarters average of 8.9 and 10% higher than its 5-year quarterly average of 9.8
The stock's price to book (P/B) is 13% more than its last 4 quarters average of 1.0 but 6% less than its 5-year quarterly average of 1.2
EBTC's equity is up by 11% year-on-year and by 2.1% since the previous quarter
The price to sales (P/S) is 13% higher than the last 4 quarters average of 2.1 but 4.8% lower than the 5-year quarterly average of 2.5
EBTC's revenue is down by 3.5% year-on-year
Efficiency
How efficient is Enterprise Bancorp business performance
The return on equity has declined by 28% year-on-year and by 3.5% since the previous quarter
Enterprise Bancorp's return on invested capital has decreased by 21% YoY
The return on assets has declined by 20% year-on-year
Enterprise Bancorp's ROS has decreased by 16% YoY and by 2.6% from the previous quarter
Dividends
What is EBTC's dividend history
DPS
$0.95
Dividend yield
3.05%
Payout ratio
32.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Enterprise Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
The company's total assets rose by 6% YoY and by 3.2% QoQ
Enterprise Bancorp's total liabilities has increased by 6% YoY and by 3.3% QoQ
Enterprise Bancorp's debt is 57% less than its equity
Enterprise Bancorp's debt has soared by 68% YoY
Enterprise Bancorp's debt to equity has surged by 54% YoY but it has decreased by 2.3% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.