EBTC Enterprise Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: EBTC

Price (delayed)

$27.5

Market cap

$336.1M

P/E Ratio

7.7

Dividend/share

$0.87

EPS

$3.57

Enterprise value

$207.15M

Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank. Enterprise Bank is principally ...

Highlights
EBTC's price to earnings (P/E) is 32% lower than its 5-year quarterly average of 11.3 and 18% lower than its last 4 quarters average of 9.4
EBTC's equity is up by 10% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.enterprisebanking.com
Peers: INDB WASH UNB WBS

Key stats

What are the main financial stats of EBTC
Market
Shares outstanding
12.22M
Market cap
$336.1M
Enterprise value
$207.15M
Valuations
Price to earnings (P/E)
7.7
Price to book (P/B)
1.07
Price to sales (P/S)
2
EV/EBIT
3.65
EV/EBITDA
3.25
EV/Sales
1.24
Earnings
Revenue
$167.35M
EBIT
$56.76M
EBITDA
$63.72M
Free cash flow
$52.88M
Per share
EPS
$3.57
Free cash flow per share
$4.35
Book value per share
$25.63
Revenue per share
$13.77
TBVPS
$364.96
Balance sheet
Total assets
$4.44B
Total liabilities
$4.13B
Debt
$86.75M
Equity
$311.32M
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.02
Margins
EBITDA margin
38.1%
Gross margin
100%
Net margin
25.8%
Operating margin
33.9%
Efficiency
Return on assets
1%
Return on equity
15%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
33.9%
Dividend
Dividend yield
3.16%
DPS
$0.87
Payout ratio
24.4%

EBTC stock price

How has the Enterprise Bancorp stock price performed over time
Intraday
1.18%
1 week
-0.72%
1 month
-3.81%
1 year
-18.66%
YTD
-22.1%
QTD
-12.59%

Financial performance

How have Enterprise Bancorp's revenue and profit performed over time
Revenue
$167.35M
Gross profit
$167.35M
Operating income
$56.76M
Net income
$43.2M
Gross margin
100%
Net margin
25.8%
EBTC's revenue is up by 5% year-on-year
Enterprise Bancorp's gross profit has increased by 5% YoY
Enterprise Bancorp's net income has increased by 2.6% YoY
Enterprise Bancorp's net margin has decreased by 2.6% YoY

Growth

What is Enterprise Bancorp's growth rate over time

Valuation

What is Enterprise Bancorp stock price valuation
P/E
7.7
P/B
1.07
P/S
2
EV/EBIT
3.65
EV/EBITDA
3.25
EV/Sales
1.24
EBTC's price to earnings (P/E) is 32% lower than its 5-year quarterly average of 11.3 and 18% lower than its last 4 quarters average of 9.4
Enterprise Bancorp's EPS has increased by 2% YoY
The stock's price to book (P/B) is 24% less than its last 4 quarters average of 1.4 and 18% less than its 5-year quarterly average of 1.3
EBTC's equity is up by 10% since the previous quarter
The price to sales (P/S) is 29% lower than the 5-year quarterly average of 2.8 and 17% lower than the last 4 quarters average of 2.4
EBTC's revenue is up by 5% year-on-year

Efficiency

How efficient is Enterprise Bancorp business performance
The return on equity is up by 20% year-on-year
The return on assets is up by 11% year-on-year
Enterprise Bancorp's return on invested capital has decreased by 7% YoY
Enterprise Bancorp's ROS has decreased by 2.9% YoY

Dividends

What is EBTC's dividend history
DPS
$0.87
Dividend yield
3.16%
Payout ratio
24.4%
Recent dividends

Financial health

How did Enterprise Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
Enterprise Bancorp's debt is 72% less than its equity
Enterprise Bancorp's debt to equity has decreased by 10% QoQ
EBTC's equity is up by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.