EBTC Enterprise Bancorp Inc

Price (delayed)

$33.45

Market cap

$401.6M

P/E Ratio

10.55

Dividend/share

$0.55

EPS

$3.17

Enterprise value

$45.2M

Highlights
Enterprise Bancorp's net income has increased by 28% YoY and by 20% from the previous quarter
Enterprise Bancorp's EPS has increased by 27% YoY and by 20% from the previous quarter
EBTC's price to earnings (P/E) is 30% lower than its 5-year quarterly average of 14.8 but 9% higher than its last 4 quarters average of 9.5

Key stats

What are the main financial stats of EBTC
Market
Shares outstanding
12.01M
Market cap
$401.6M
Enterprise value
$45.2M
Valuations
Price to earnings (P/E)
10.55
Price to book (P/B)
1.22
Price to sales (P/S)
2.75
EV/EBIT
0.9
EV/EBITDA
0.79
EV/Sales
0.31
Earnings
Revenue
$145.29M
EBIT
$50.03M
EBITDA
$57.1M
Free cash flow
$26.4M
Per share
EPS
$3.17
Free cash flow per share
$2.21
Book value per share
$27.49
Revenue per share
$12.15
TBVPS
$355.54
Balance sheet
Total assets
$4.26B
Total liabilities
$3.93B
Debt
$84.92M
Equity
$328.76M
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.24
Margins
EBITDA margin
39.3%
Gross margin
100%
Net margin
26%
Operating margin
34.9%
Efficiency
Return on assets
0.9%
Return on equity
11.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.4%
Dividend
Dividend yield
1.63%
DPS
$0.55
Payout ratio
17.2%

EBTC stock price

How has the Enterprise Bancorp stock price performed over time
Intraday
1.73%
1 week
1.15%
1 month
-0.12%
1 year
50.68%
YTD
30.92%
QTD
2.14%

Financial performance

How have Enterprise Bancorp's revenue and profit performed over time
Revenue
$145.29M
Gross profit
$145.29M
Operating income
$50.74M
Net income
$37.79M
Gross margin
100%
Net margin
26%
The company's operating income rose by 32% YoY and by 22% QoQ
Enterprise Bancorp's net income has increased by 28% YoY and by 20% from the previous quarter
Enterprise Bancorp's operating margin has increased by 15% YoY and by 13% QoQ
Enterprise Bancorp's gross profit has increased by 15% YoY and by 8% QoQ

Growth

What is Enterprise Bancorp's growth rate over time

Valuation

What is Enterprise Bancorp stock price valuation
P/E
10.55
P/B
1.22
P/S
2.75
EV/EBIT
0.9
EV/EBITDA
0.79
EV/Sales
0.31
EBTC's price to earnings (P/E) is 30% lower than its 5-year quarterly average of 14.8 but 9% higher than its last 4 quarters average of 9.5
Enterprise Bancorp's EPS has increased by 27% YoY and by 20% from the previous quarter
The stock's price to book (P/B) is 33% more than its last 4 quarters average of 0.9 but 14% less than its 5-year quarterly average of 1.4
EBTC's equity is up by 8% year-on-year
The price to sales (P/S) is 18% higher than the last 4 quarters average of 2.3 but 15% lower than the 5-year quarterly average of 3.2
EBTC's revenue is up by 15% year-on-year and by 8% since the previous quarter

Efficiency

How efficient is Enterprise Bancorp business performance
The return on equity is up by 18% since the previous quarter and by 15% year-on-year
Enterprise Bancorp's return on invested capital has increased by 18% QoQ and by 8% YoY
Enterprise Bancorp's ROS has increased by 14% YoY and by 11% from the previous quarter
The return on assets is up by 13% since the previous quarter

Dividends

What is EBTC's dividend history
DPS
$0.55
Dividend yield
1.63%
Payout ratio
17.2%
Recent dividends

Financial health

How did Enterprise Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
Enterprise Bancorp's total liabilities has increased by 28% YoY and by 7% QoQ
The company's total assets rose by 26% YoY and by 6% QoQ
Enterprise Bancorp's debt is 74% less than its equity
Enterprise Bancorp's debt to equity has decreased by 32% YoY and by 10% QoQ
Enterprise Bancorp's debt has decreased by 27% YoY and by 12% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.