EBTC Enterprise Bancorp Inc
Price (delayed)
$34.54
Market cap
$430.33M
P/E Ratio
11.04
Dividend/share
$0.97
EPS
$3.13
Enterprise value
$583.29M
Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank. Enterprise Bank is principally
Highlights
EBTC's equity is up by 10% year-on-year
Enterprise Bancorp's net income has increased by 8% from the previous quarter
Enterprise Bancorp's debt has soared by 116% YoY and by 65% from the previous quarter
EBTC's price to earnings (P/E) is 13% higher than its 5-year quarterly average of 9.8 and 7% higher than its last 4 quarters average of 10.3
Key stats
What are the main financial stats of EBTC
Market
Valuations
Earnings
Shares outstanding
12.46M
Market cap
$430.33M
Enterprise value
$583.29M
Price to earnings (P/E)
11.04
Price to book (P/B)
1.19
Price to sales (P/S)
2.54
EV/EBIT
11.3
EV/EBITDA
10.19
EV/Sales
3.46
Revenue
$168.76M
Gross profit
$168.76M
Operating income
$51.63M
Net income
$38.73M
EBIT
$51.63M
EBITDA
$57.24M
Free cash flow
$44.06M
Per share
Balance sheet
Liquidity
EPS
$3.13
EPS diluted
$3.12
Free cash flow per share
$3.56
Book value per share
$29.02
Revenue per share
$13.62
TBVPS
$389.3
Total assets
$4.83B
Total liabilities
$4.47B
Debt
$236.8M
Equity
$360.75M
Working capital
N/A
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.67
Margins
Efficiency
Dividend
EBITDA margin
33.9%
Gross margin
100%
Net margin
23%
Operating margin
30.6%
Return on assets
0.8%
Return on equity
11%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
30.6%
Dividend yield
2.81%
DPS
$0.97
Payout ratio
31%
EBTC stock price
How has the Enterprise Bancorp stock price performed over time
Intraday
-1.4%
1 week
1.11%
1 month
-11.16%
1 year
44.1%
YTD
-12.65%
QTD
-11.28%
Financial performance
How have Enterprise Bancorp's revenue and profit performed over time
Revenue
$168.76M
Gross profit
$168.76M
Operating income
$51.63M
Net income
$38.73M
Gross margin
100%
Net margin
23%
Enterprise Bancorp's net income has increased by 8% from the previous quarter
The company's operating income rose by 6% QoQ
Enterprise Bancorp's net margin has increased by 5% from the previous quarter but it has decreased by 2.5% YoY
Enterprise Bancorp's gross profit has increased by 4.5% YoY and by 2.8% QoQ
Growth
What is Enterprise Bancorp's growth rate over time
Valuation
What is Enterprise Bancorp stock price valuation
P/E
11.04
P/B
1.19
P/S
2.54
EV/EBIT
11.3
EV/EBITDA
10.19
EV/Sales
3.46
EBTC's price to earnings (P/E) is 13% higher than its 5-year quarterly average of 9.8 and 7% higher than its last 4 quarters average of 10.3
Enterprise Bancorp's EPS has increased by 8% from the previous quarter
EBTC's equity is up by 10% year-on-year
The stock's price to book (P/B) is 8% more than its last 4 quarters average of 1.1
The price to sales (P/S) is 10% higher than the last 4 quarters average of 2.3 and 6% higher than the 5-year quarterly average of 2.4
EBTC's revenue is up by 4.5% year-on-year and by 2.8% since the previous quarter
Efficiency
How efficient is Enterprise Bancorp business performance
The return on assets has declined by 11% year-on-year
Enterprise Bancorp's return on invested capital has increased by 10% QoQ but it has decreased by 8% YoY
The return on equity has declined by 10% year-on-year but it is up by 4.8% since the previous quarter
Enterprise Bancorp's ROS has decreased by 3.5% YoY but it has increased by 3.4% from the previous quarter
Dividends
What is EBTC's dividend history
DPS
$0.97
Dividend yield
2.81%
Payout ratio
31%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Enterprise Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
Enterprise Bancorp's total liabilities has increased by 8% YoY and by 2.1% QoQ
The company's total assets rose by 8% YoY
Enterprise Bancorp's debt is 34% less than its equity
Enterprise Bancorp's debt has soared by 116% YoY and by 65% from the previous quarter
Enterprise Bancorp's debt to equity has surged by 100% YoY and by 69% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.