EBTC Enterprise Bancorp Inc
Price (delayed)
$42.74
Market cap
$531.22M
P/E Ratio
14.74
Dividend/share
$0.96
EPS
$2.9
Enterprise value
$586.29M
Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank. Enterprise Bank is principally
Highlights
EBTC's equity is up by 23% year-on-year and by 8% since the previous quarter
Enterprise Bancorp's debt has soared by 63% YoY
EBTC's price to earnings (P/E) is 52% higher than its 5-year quarterly average of 9.7 and 52% higher than its last 4 quarters average of 9.7
Key stats
What are the main financial stats of EBTC
Market
Valuations
Earnings
Shares outstanding
12.43M
Market cap
$531.22M
Enterprise value
$586.29M
Price to earnings (P/E)
14.74
Price to book (P/B)
1.44
Price to sales (P/S)
3.24
EV/EBIT
12.06
EV/EBITDA
10.78
EV/Sales
3.57
Revenue
$164.12M
Gross profit
$164.12M
Net income
$35.91M
EBIT
$48.6M
EBITDA
$54.39M
Free cash flow
$43.37M
Per share
Balance sheet
Liquidity
EPS
$2.9
EPS diluted
$2.91
Free cash flow per share
$3.49
Book value per share
$29.63
Revenue per share
$13.2
TBVPS
$381.15
Total assets
$4.74B
Total liabilities
$4.37B
Debt
$143.7M
Equity
$368.11M
Working capital
N/A
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.01
Margins
Efficiency
Dividend
EBITDA margin
33.1%
Gross margin
100%
Net margin
21.9%
Operating margin
29.6%
Return on assets
0.8%
Return on equity
10.5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
29.6%
Dividend yield
2.25%
DPS
$0.96
Payout ratio
33.1%
EBTC stock price
How has the Enterprise Bancorp stock price performed over time
Intraday
1.26%
1 week
3.14%
1 month
7.79%
1 year
44.15%
YTD
8.09%
QTD
8.09%
Financial performance
How have Enterprise Bancorp's revenue and profit performed over time
Revenue
$164.12M
Gross profit
$164.12M
Operating income
$48.6M
Net income
$35.91M
Gross margin
100%
Net margin
21.9%
Enterprise Bancorp's net income has decreased by 15% YoY
Enterprise Bancorp's net margin has decreased by 14% YoY
The company's operating income fell by 14% YoY
Enterprise Bancorp's operating margin has decreased by 12% YoY
Growth
What is Enterprise Bancorp's growth rate over time
Valuation
What is Enterprise Bancorp stock price valuation
P/E
14.74
P/B
1.44
P/S
3.24
EV/EBIT
12.06
EV/EBITDA
10.78
EV/Sales
3.57
EBTC's price to earnings (P/E) is 52% higher than its 5-year quarterly average of 9.7 and 52% higher than its last 4 quarters average of 9.7
Enterprise Bancorp's EPS has decreased by 17% YoY
The stock's price to book (P/B) is 44% more than its last 4 quarters average of 1.0 and 20% more than its 5-year quarterly average of 1.2
EBTC's equity is up by 23% year-on-year and by 8% since the previous quarter
The price to sales (P/S) is 47% higher than the last 4 quarters average of 2.2 and 35% higher than the 5-year quarterly average of 2.4
Efficiency
How efficient is Enterprise Bancorp business performance
The return on equity has declined by 26% year-on-year and by 3.7% since the previous quarter
Enterprise Bancorp's return on invested capital has decreased by 23% YoY and by 9% QoQ
The return on assets has declined by 20% year-on-year
Enterprise Bancorp's ROS has decreased by 12% YoY
Dividends
What is EBTC's dividend history
DPS
$0.96
Dividend yield
2.25%
Payout ratio
33.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Enterprise Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
The company's total assets rose by 6% YoY
Enterprise Bancorp's total liabilities has increased by 4.6% YoY
Enterprise Bancorp's debt is 61% less than its equity
Enterprise Bancorp's debt has soared by 63% YoY
Enterprise Bancorp's debt to equity has increased by 34% YoY but it has decreased by 9% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.