EBTC Enterprise Bancorp Inc

Price (delayed)

$30.32

Market cap

$367.33M

P/E Ratio

9.36

Dividend/share

$0.8

EPS

$3.24

Enterprise value

$147.02M

Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly referred to as Enterprise Bank. Enterprise Bank is principally ...

Highlights
EBTC's price to earnings (P/E) is 27% lower than its 5-year quarterly average of 12.9 and 16% lower than its last 4 quarters average of 11.2
Enterprise Bancorp's gross profit has increased by 3.1% YoY
EBTC's equity is down by 16% year-on-year and by 8% since the previous quarter
Enterprise Bancorp's net income has decreased by 7% from the previous quarter and by 6% YoY

Key stats

What are the main financial stats of EBTC
Market
Shares outstanding
12.12M
Market cap
$367.33M
Enterprise value
$147.02M
Valuations
Price to earnings (P/E)
9.36
Price to book (P/B)
1.29
Price to sales (P/S)
2.35
EV/EBIT
2.87
EV/EBITDA
2.51
EV/Sales
0.94
Earnings
Revenue
$156.18M
EBIT
$51.28M
EBITDA
$58.66M
Free cash flow
$47.83M
Per share
EPS
$3.24
Free cash flow per share
$3.95
Book value per share
$23.56
Revenue per share
$12.9
TBVPS
$364.38
Balance sheet
Total assets
$4.42B
Total liabilities
$4.13B
Debt
$86.15M
Equity
$285.11M
Working capital
N/A
Liquidity
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.76
Margins
EBITDA margin
37.6%
Gross margin
100%
Net margin
25.1%
Operating margin
32.8%
Efficiency
Return on assets
0.9%
Return on equity
12.1%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
32.8%
Dividend
Dividend yield
2.64%
DPS
$0.8
Payout ratio
24.7%

EBTC stock price

How has the Enterprise Bancorp stock price performed over time
Intraday
0.07%
1 week
1.03%
1 month
-8.51%
1 year
-15.78%
YTD
-32.5%
QTD
-5.81%

Financial performance

How have Enterprise Bancorp's revenue and profit performed over time
Revenue
$156.18M
Gross profit
$156.18M
Operating income
$51.28M
Net income
$39.13M
Gross margin
100%
Net margin
25.1%
Enterprise Bancorp's operating margin has decreased by 11% YoY and by 6% QoQ
The company's operating income fell by 9% YoY and by 7% QoQ
Enterprise Bancorp's net margin has decreased by 9% YoY and by 5% from the previous quarter
Enterprise Bancorp's net income has decreased by 7% from the previous quarter and by 6% YoY

Growth

What is Enterprise Bancorp's growth rate over time

Valuation

What is Enterprise Bancorp stock price valuation
P/E
9.36
P/B
1.29
P/S
2.35
EV/EBIT
2.87
EV/EBITDA
2.51
EV/Sales
0.94
EBTC's price to earnings (P/E) is 27% lower than its 5-year quarterly average of 12.9 and 16% lower than its last 4 quarters average of 11.2
Enterprise Bancorp's EPS has decreased by 7% from the previous quarter and by 7% YoY
EBTC's equity is down by 16% year-on-year and by 8% since the previous quarter
The stock's price to book (P/B) is 8% less than its 5-year quarterly average of 1.4 and 8% less than its last 4 quarters average of 1.4
The price to sales (P/S) is 22% lower than the 5-year quarterly average of 3.0 and 19% lower than the last 4 quarters average of 2.9
EBTC's revenue is up by 3.1% year-on-year

Efficiency

How efficient is Enterprise Bancorp business performance
The return on assets has declined by 10% year-on-year
Enterprise Bancorp's ROS has decreased by 10% YoY and by 6% from the previous quarter
Enterprise Bancorp's return on invested capital has decreased by 7% QoQ and by 7% YoY
The return on equity has declined by 3.2% since the previous quarter and by 3.2% year-on-year

Dividends

What is EBTC's dividend history
DPS
$0.8
Dividend yield
2.64%
Payout ratio
24.7%
Recent dividends

Financial health

How did Enterprise Bancorp financials performed over time
The company's total assets is 7% higher than its total liabilities
Enterprise Bancorp's debt is 70% less than its equity
EBTC's equity is down by 16% year-on-year and by 8% since the previous quarter
Enterprise Bancorp's debt to equity has increased by 15% YoY and by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.