EBSB Meridian Bancorp Inc

Price (delayed)

$19.32

Market cap

$1.01B

P/E Ratio

12.79

Dividend/share

$0.36

EPS

$1.51

Enterprise value

$539.93M

Highlights
The company's debt fell by 25% YoY and by 21% QoQ
The company's EPS rose by 18% YoY and by 17% QoQ
The stock's P/E is 26% less than its 5-year quarterly average of 17.3 but 25% more than its last 4 quarters average of 10.2

Key stats

What are the main financial stats of EBSB
Market
Shares outstanding
52.45M
Market cap
$1.01B
Enterprise value
$539.93M
Valuations
Price to earnings (P/E)
12.79
Price to book (P/B)
1.28
Price to sales (P/S)
4.89
EV/EBIT
5.25
EV/EBITDA
5.05
EV/Sales
2.72
Earnings
Revenue
$198.57M
EBIT
$102.8M
EBITDA
$106.83M
Free cash flow
$76.16M
Per share
EPS
$1.51
Free cash flow per share
$1.52
Book value per share
$15.05
Revenue per share
$3.95
TBVPS
$129.02
Balance sheet
Total assets
$6.5B
Total liabilities
$5.71B
Debt
$560.63M
Equity
$789.08M
Working capital
N/A
Liquidity
Debt to equity
0.71
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.43
Margins
EBITDA margin
53.8%
Gross margin
100%
Net margin
38.5%
Operating margin
51.8%
Efficiency
Return on assets
1.2%
Return on equity
10.1%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
51.8%
Dividend
Dividend yield
1.86%
DPS
$0.36
Payout ratio
23.8%

EBSB stock price

How has the Meridian Bancorp stock price performed over time
Intraday
1.1%
1 week
1.15%
1 month
-4.55%
1 year
69.33%
YTD
29.58%
QTD
-5.57%

Financial performance

How have Meridian Bancorp's revenue and profit performed over time
Revenue
$198.57M
Gross profit
$198.57M
Operating income
$102.8M
Net income
$76.39M
Gross margin
100%
Net margin
38.5%
The operating income is up by 19% year-on-year and by 18% since the previous quarter
EBSB's net income is up by 18% YoY and by 17% QoQ
The company's operating margin rose by 12% YoY and by 9% QoQ
The company's net margin rose by 11% YoY and by 9% QoQ

Growth

What is Meridian Bancorp's growth rate over time

Valuation

What is Meridian Bancorp stock price valuation
P/E
12.79
P/B
1.28
P/S
4.89
EV/EBIT
5.25
EV/EBITDA
5.05
EV/Sales
2.72
The stock's P/E is 26% less than its 5-year quarterly average of 17.3 but 25% more than its last 4 quarters average of 10.2
The company's EPS rose by 18% YoY and by 17% QoQ
The stock's price to book (P/B) is 42% more than its last 4 quarters average of 0.9
Meridian Bancorp's equity has increased by 10% YoY and by 2.6% QoQ
The stock's P/S is 32% more than its last 4 quarters average of 3.7 but 6% less than its 5-year quarterly average of 5.2
EBSB's revenue is up by 8% QoQ and by 6% YoY

Efficiency

How efficient is Meridian Bancorp business performance
The ROIC is up by 23% since the previous quarter and by 23% year-on-year
EBSB's return on assets is up by 20% since the previous quarter and by 20% year-on-year
Meridian Bancorp's return on equity has increased by 15% QoQ and by 11% YoY
The company's return on sales rose by 12% YoY and by 9% QoQ

Dividends

What is EBSB's dividend history
DPS
$0.36
Dividend yield
1.86%
Payout ratio
23.8%
Recent dividends

Financial health

How did Meridian Bancorp financials performed over time
Meridian Bancorp's total assets is 14% more than its total liabilities
The company's total liabilities fell by 2.3% QoQ
Meridian Bancorp's total assets has increased by 2.4% YoY
The company's debt is 29% lower than its equity
Meridian Bancorp's debt to equity has decreased by 32% YoY and by 23% QoQ
The company's debt fell by 25% YoY and by 21% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.