EBSB Meridian Bancorp Inc

Price (delayed)

$21.64

Market cap

$1.14B

P/E Ratio

14.33

Dividend/share

$0.34

EPS

$1.51

Enterprise value

$661.63M

Sector: Financial Services
Industry: Banks - Regional

Highlights

The company's debt fell by 25% YoY and by 21% QoQ
EBSB's net income is up by 18% YoY and by 17% QoQ
The stock's P/E is 37% more than its last 4 quarters average of 10.2 but 22% less than its 5-year quarterly average of 18.0

Key stats

What are the main financial stats of EBSB
Market
Shares outstanding
52.45M
Market cap
$1.14B
Enterprise value
$661.63M
Valuations
Price to earnings (P/E)
14.33
Price to book (P/B)
1.44
Price to sales (P/S)
5.48
EV/EBIT
6.44
EV/EBITDA
6.19
EV/Sales
3.33
Earnings
Revenue
$198.57M
EBIT
$102.8M
EBITDA
$106.83M
Free cash flow
$76.16M
Per share
EPS
$1.51
Free cash flow per share
$1.52
Book value per share
$15.05
Revenue per share
$3.95
TBVPS
$129.02
Balance sheet
Total assets
$6.5B
Total liabilities
$5.71B
Debt
$560.63M
Equity
$789.08M
Working capital
N/A
Liquidity
Debt to equity
0.71
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.43
Margins
EBITDA margin
53.8%
Gross margin
100%
Net margin
38.5%
Operating margin
51.8%
Efficiency
Return on assets
1.2%
Return on equity
10.1%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
51.8%
Dividend
Dividend yield
1.57%
DPS
$0.34
Payout ratio
22.5%

EBSB stock price

How has the Meridian Bancorp stock price performed over time
Intraday
2.37%
1 week
0.46%
1 month
17.54%
1 year
115.97%
YTD
45.14%
QTD
17.48%

Financial performance

How have Meridian Bancorp's revenue and profit performed over time
Revenue
$198.57M
Gross profit
$198.57M
Operating income
$102.8M
Net income
$76.39M
Gross margin
100%
Net margin
38.5%
The operating income is up by 19% year-on-year and by 18% since the previous quarter
EBSB's net income is up by 18% YoY and by 17% QoQ
The company's operating margin rose by 12% YoY and by 9% QoQ
The company's net margin rose by 11% YoY and by 9% QoQ

Growth

What is Meridian Bancorp's growth rate over time

Valuation

What is Meridian Bancorp stock price valuation
P/E
14.33
P/B
1.44
P/S
5.48
EV/EBIT
6.44
EV/EBITDA
6.19
EV/Sales
3.33
The stock's P/E is 37% more than its last 4 quarters average of 10.2 but 22% less than its 5-year quarterly average of 18.0
The company's EPS rose by 18% YoY and by 17% QoQ
The stock's price to book (P/B) is 56% more than its last 4 quarters average of 0.9 and 8% more than its 5-year quarterly average of 1.3
Meridian Bancorp's equity has increased by 10% YoY and by 2.6% QoQ
The stock's P/S is 45% more than its last 4 quarters average of 3.7
EBSB's revenue is up by 8% QoQ and by 6% YoY

Efficiency

How efficient is Meridian Bancorp business performance
The ROIC is up by 23% since the previous quarter and by 23% year-on-year
EBSB's return on assets is up by 20% since the previous quarter and by 20% year-on-year
Meridian Bancorp's return on equity has increased by 15% QoQ and by 11% YoY
The company's return on sales rose by 12% YoY and by 9% QoQ

Dividends

What is EBSB's dividend history
DPS
$0.34
Dividend yield
1.57%
Payout ratio
22.5%
Recent dividends

Financial health

How did Meridian Bancorp financials performed over time
Meridian Bancorp's total assets is 14% more than its total liabilities
Meridian Bancorp's total assets has increased by 2.4% YoY
The company's total liabilities fell by 2.3% QoQ
The company's debt is 29% lower than its equity
Meridian Bancorp's debt to equity has decreased by 32% YoY and by 23% QoQ
The company's debt fell by 25% YoY and by 21% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.