CALB California BanCorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CALB

Price (delayed)

$21.42

Market cap

$180.21M

P/E Ratio

8.3

Dividend/share

N/A

EPS

$2.58

Enterprise value

$97.15M

California BanCorp, the parent company for California Bank of Commerce, offers a broad range of commercial banking services to closely held businesses and professionals located throughout Northern California.

Highlights
The company's equity rose by 14% YoY and by 3.3% QoQ
CALB's P/E is 46% below its 5-year quarterly average of 15.4 but 15% above its last 4 quarters average of 7.2
CALB's net income is down by 10% since the previous quarter but it is up by 2.5% year-on-year
The company's debt has surged by 139% YoY and by 138% QoQ
The EPS has declined by 10% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.californiabankofcommerce.com
Peers: NKSH NRIM NIC

Key stats

What are the main financial stats of CALB
Market
Shares outstanding
8.41M
Market cap
$180.21M
Enterprise value
$97.15M
Valuations
Price to earnings (P/E)
8.3
Price to book (P/B)
0.92
Price to sales (P/S)
2.3
EV/EBIT
3.17
EV/EBITDA
3.08
EV/Sales
1.24
Earnings
Revenue
$78.13M
EBIT
$30.62M
EBITDA
$31.56M
Free cash flow
$28.12M
Per share
EPS
$2.58
Free cash flow per share
$3.36
Book value per share
$23.4
Revenue per share
$9.33
TBVPS
$236.25
Balance sheet
Total assets
$1.99B
Total liabilities
$1.79B
Debt
$129.29M
Equity
$196.46M
Working capital
N/A
Liquidity
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.63
Margins
EBITDA margin
40.4%
Gross margin
100%
Net margin
27.7%
Operating margin
39.2%
Efficiency
Return on assets
1.1%
Return on equity
11.5%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
39.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CALB stock price

How has the California BanCorp stock price performed over time
Intraday
-0.14%
1 week
-1.61%
1 month
-1.74%
1 year
19%
YTD
-13.49%
QTD
-1.97%

Financial performance

How have California BanCorp's revenue and profit performed over time
Revenue
$78.13M
Gross profit
$78.13M
Operating income
$30.62M
Net income
$21.63M
Gross margin
100%
Net margin
27.7%
CALB's net income is down by 10% since the previous quarter but it is up by 2.5% year-on-year
The operating income has decreased by 10% from the previous quarter but it has increased by 2.4% YoY
CALB's operating margin is down by 7% from the previous quarter and by 2.2% YoY
The company's net margin fell by 6% QoQ and by 2.1% YoY

Growth

What is California BanCorp's growth rate over time

Valuation

What is California BanCorp stock price valuation
P/E
8.3
P/B
0.92
P/S
2.3
EV/EBIT
3.17
EV/EBITDA
3.08
EV/Sales
1.24
CALB's P/E is 46% below its 5-year quarterly average of 15.4 but 15% above its last 4 quarters average of 7.2
The EPS has declined by 10% since the previous quarter
The company's equity rose by 14% YoY and by 3.3% QoQ
The P/B is 8% below the 5-year quarterly average of 1.0 but 2.2% above the last 4 quarters average of 0.9
CALB's P/S is 12% below its 5-year quarterly average of 2.6 but 10% above its last 4 quarters average of 2.1
CALB's revenue is up by 4.8% year-on-year but it is down by 3.7% since the previous quarter

Efficiency

How efficient is California BanCorp business performance
CALB's ROE is down by 13% from the previous quarter and by 12% YoY
California BanCorp's ROIC has decreased by 11% from the previous quarter
The ROA has contracted by 8% from the previous quarter
The return on sales has declined by 7% since the previous quarter and by 2.2% year-on-year

Dividends

What is CALB's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CALB.

Financial health

How did California BanCorp financials performed over time
The total assets is 11% greater than the total liabilities
CALB's total liabilities is down by 4.3% YoY
The total assets has declined by 2.8% year-on-year
The company's debt is 34% lower than its equity
The company's debt has surged by 139% YoY and by 138% QoQ
CALB's debt to equity has soared by 128% QoQ and by 113% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.