CALB California BanCorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CALB

Price (delayed)

$24.35

Market cap

$205.49M

P/E Ratio

10.27

Dividend/share

N/A

EPS

$2.37

Enterprise value

$56.72M

California BanCorp, the parent company for California Bank of Commerce, offers a broad range of commercial banking services to closely held businesses and professionals located throughout Northern California.

Highlights
The company's debt has shrunk by 58% QoQ and by 58% YoY
The company's equity rose by 12% YoY and by 2.2% QoQ
CALB's P/E is 32% below its 5-year quarterly average of 15.0 but 31% above its last 4 quarters average of 7.8
The EPS has declined by 14% year-on-year and by 8% since the previous quarter
CALB's net income is down by 13% year-on-year and by 8% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.californiabankofcommerce.com
Peers: NKSH NRIM NIC

Key stats

What are the main financial stats of CALB
Market
Shares outstanding
8.44M
Market cap
$205.49M
Enterprise value
$56.72M
Valuations
Price to earnings (P/E)
10.27
Price to book (P/B)
1.02
Price to sales (P/S)
2.63
EV/EBIT
1.99
EV/EBITDA
1.92
EV/Sales
0.73
Earnings
Revenue
$77.92M
EBIT
$28.55M
EBITDA
$29.47M
Free cash flow
$20.11M
Per share
EPS
$2.37
Free cash flow per share
$2.39
Book value per share
$23.85
Revenue per share
$9.26
TBVPS
$227.62
Balance sheet
Total assets
$1.92B
Total liabilities
$1.72B
Debt
$54.33M
Equity
$200.69M
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.05
Margins
EBITDA margin
37.8%
Gross margin
100%
Net margin
25.7%
Operating margin
36.6%
Efficiency
Return on assets
1%
Return on equity
10.4%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
36.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CALB stock price

How has the California BanCorp stock price performed over time
Intraday
0.41%
1 week
3.35%
1 month
20.43%
1 year
36.11%
YTD
-1.66%
QTD
13.26%

Financial performance

How have California BanCorp's revenue and profit performed over time
Revenue
$77.92M
Gross profit
$77.92M
Operating income
$28.55M
Net income
$20M
Gross margin
100%
Net margin
25.7%
CALB's net income is down by 13% year-on-year and by 8% since the previous quarter
The company's net margin fell by 13% YoY and by 7% QoQ
CALB's operating margin is down by 12% YoY and by 7% from the previous quarter
The operating income has decreased by 12% YoY and by 7% from the previous quarter

Growth

What is California BanCorp's growth rate over time

Valuation

What is California BanCorp stock price valuation
P/E
10.27
P/B
1.02
P/S
2.63
EV/EBIT
1.99
EV/EBITDA
1.92
EV/Sales
0.73
CALB's P/E is 32% below its 5-year quarterly average of 15.0 but 31% above its last 4 quarters average of 7.8
The EPS has declined by 14% year-on-year and by 8% since the previous quarter
The P/B is 13% above the last 4 quarters average of 0.9 and 2% above the 5-year quarterly average of 1.0
The company's equity rose by 12% YoY and by 2.2% QoQ
CALB's P/S is 19% above its last 4 quarters average of 2.2

Efficiency

How efficient is California BanCorp business performance
CALB's ROE is down by 24% YoY and by 10% from the previous quarter
The return on sales has declined by 12% year-on-year and by 7% since the previous quarter
The ROA has contracted by 9% from the previous quarter and by 9% YoY
California BanCorp's ROIC has decreased by 6% YoY

Dividends

What is CALB's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CALB.

Financial health

How did California BanCorp financials performed over time
The total assets is 12% greater than the total liabilities
CALB's total liabilities is down by 8% YoY and by 3.8% from the previous quarter
The total assets has declined by 6% year-on-year and by 3.2% since the previous quarter
The company's debt is 73% lower than its equity
CALB's debt to equity has shrunk by 63% YoY and by 59% QoQ
The company's debt has shrunk by 58% QoQ and by 58% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.