AMNB American National Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: AMNB

Price (delayed)

$41.42

Market cap

$440.25M

P/E Ratio

14.64

Dividend/share

$1.2

EPS

$2.83

Enterprise value

$538.43M

American National is a multi-state bank holding company with total assets of approximately $2.9 billion. Headquartered in Danville, Virginia, American National is the parent company of American National Bank and ...

Highlights
AMNB's equity is up by 4.4% year-on-year
The debt has grown by 49% from the previous quarter
AMNB's price to earnings (P/E) is 33% higher than its last 4 quarters average of 10.9 and 25% higher than its 5-year quarterly average of 11.6
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.amnb.com/investors
Peers: NKSH UCBI

Key stats

What are the main financial stats of AMNB
Market
Shares outstanding
10.63M
Market cap
$440.25M
Enterprise value
$538.43M
Valuations
Price to earnings (P/E)
14.64
Price to book (P/B)
1.34
Price to sales (P/S)
4.18
EV/EBIT
14.09
EV/EBITDA
12.98
EV/Sales
5.12
Earnings
Revenue
$105.22M
EBIT
$38.21M
EBITDA
$41.47M
Free cash flow
$34.54M
Per share
EPS
$2.83
Free cash flow per share
$3.25
Book value per share
$30.81
Revenue per share
$9.9
TBVPS
$282.68
Balance sheet
Total assets
$3.09B
Total liabilities
$2.76B
Debt
$173.45M
Equity
$327.28M
Working capital
N/A
Liquidity
Debt to equity
0.53
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.37
Margins
EBITDA margin
39.4%
Gross margin
100%
Net margin
28.6%
Operating margin
36.3%
Efficiency
Return on assets
1%
Return on equity
9.2%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
36.3%
Dividend
Dividend yield
2.9%
DPS
$1.2
Payout ratio
42.4%

AMNB stock price

How has the American National Bankshares stock price performed over time
Intraday
0.93%
1 week
-1.24%
1 month
11.95%
1 year
11.16%
YTD
12.16%
QTD
9.17%

Financial performance

How have American National Bankshares's revenue and profit performed over time
Revenue
$105.22M
Gross profit
$105.22M
Operating income
$38.21M
Net income
$30.12M
Gross margin
100%
Net margin
28.6%
AMNB's net income is down by 20% year-on-year and by 10% since the previous quarter
The operating income has declined by 20% year-on-year and by 10% since the previous quarter
American National Bankshares's operating margin has decreased by 16% YoY and by 8% from the previous quarter
The net margin has contracted by 16% YoY and by 9% from the previous quarter

Growth

What is American National Bankshares's growth rate over time

Valuation

What is American National Bankshares stock price valuation
P/E
14.64
P/B
1.34
P/S
4.18
EV/EBIT
14.09
EV/EBITDA
12.98
EV/Sales
5.12
AMNB's price to earnings (P/E) is 33% higher than its last 4 quarters average of 10.9 and 25% higher than its 5-year quarterly average of 11.6
The EPS has declined by 19% year-on-year and by 10% since the previous quarter
The stock's price to book (P/B) is 21% more than its 5-year quarterly average of 1.1 and 21% more than its last 4 quarters average of 1.1
AMNB's equity is up by 4.4% year-on-year
The price to sales (P/S) is 22% more than the last 4 quarters average of 3.4 and 15% more than the 5-year quarterly average of 3.6
AMNB's revenue is down by 4.9% year-on-year and by 2% since the previous quarter

Efficiency

How efficient is American National Bankshares business performance
American National Bankshares's return on invested capital has decreased by 24% YoY and by 7% QoQ
American National Bankshares's return on equity has decreased by 19% YoY and by 12% QoQ
AMNB's return on assets is down by 17% year-on-year and by 9% since the previous quarter
The ROS has declined by 16% year-on-year and by 8% since the previous quarter

Dividends

What is AMNB's dividend history
Dividend details
DPS
$1.2
Dividend yield
2.9%
Payout ratio
42.4%
Recent dividends

Financial health

How did American National Bankshares financials performed over time
American National Bankshares's total assets is 12% more than its total liabilities
The debt is 47% less than the equity
American National Bankshares's debt to equity has surged by 51% QoQ
The debt has grown by 49% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.