HMNF Hmn Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HMNF

Price (delayed)

$19.62

Market cap

$87.56M

P/E Ratio

14.22

Dividend/share

$0.32

EPS

$1.38

Enterprise value

$89.6M

HMN Financial, Inc. and the Bank are headquartered in Rochester, Minnesota. Home Federal Savings Bank operates twelve full service offices in Minnesota located in Albert Lea, Austin, Eagan, Kasson, La ...

Highlights
The company's equity rose by 11% YoY and by 6% QoQ
HMNF's P/E is 39% above its 5-year quarterly average of 10.2 and 15% above its last 4 quarters average of 12.4
The company's EPS fell by 25% YoY and by 15% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.justcallhome.com
Peers: CASH SMBC CFFN CZWI

Key stats

What are the main financial stats of HMNF
Market
Shares outstanding
4.46M
Market cap
$87.56M
Enterprise value
$89.6M
Valuations
Price to earnings (P/E)
14.22
Price to book (P/B)
0.82
Price to sales (P/S)
2.3
EV/EBIT
10.48
EV/EBITDA
8.53
EV/Sales
2.34
Earnings
Revenue
$38.33M
EBIT
$8.55M
EBITDA
$10.51M
Free cash flow
$13.32M
Per share
EPS
$1.38
Free cash flow per share
$2.97
Book value per share
$24
Revenue per share
$8.54
TBVPS
$246.54
Balance sheet
Total assets
$1.11B
Total liabilities
$999.43M
Debt
$13.2M
Equity
$107.71M
Working capital
N/A
Liquidity
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.2
Margins
EBITDA margin
27.4%
Gross margin
100%
Net margin
15.7%
Operating margin
22.3%
Efficiency
Return on assets
0.5%
Return on equity
5.8%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
22.3%
Dividend
Dividend yield
1.63%
DPS
$0.32
Payout ratio
23.2%

HMNF stock price

How has the Hmn Financial stock price performed over time
Intraday
0.62%
1 week
-0.66%
1 month
-9.88%
1 year
3.92%
YTD
-14.7%
QTD
-7.01%

Financial performance

How have Hmn Financial's revenue and profit performed over time
Revenue
$38.33M
Gross profit
$38.33M
Operating income
$8.55M
Net income
$6.01M
Gross margin
100%
Net margin
15.7%
The company's net income fell by 25% YoY and by 14% QoQ
HMNF's operating income is down by 24% YoY and by 15% QoQ
The net margin has contracted by 22% YoY and by 10% from the previous quarter
Hmn Financial's operating margin has decreased by 21% YoY and by 12% from the previous quarter

Growth

What is Hmn Financial's growth rate over time

Valuation

What is Hmn Financial stock price valuation
P/E
14.22
P/B
0.82
P/S
2.3
EV/EBIT
10.48
EV/EBITDA
8.53
EV/Sales
2.34
HMNF's P/E is 39% above its 5-year quarterly average of 10.2 and 15% above its last 4 quarters average of 12.4
The company's EPS fell by 25% YoY and by 15% QoQ
The P/B is 18% below the 5-year quarterly average of 1.0 and 9% below the last 4 quarters average of 0.9
The company's equity rose by 11% YoY and by 6% QoQ
Hmn Financial's revenue has decreased by 4.4% YoY and by 3.8% QoQ

Efficiency

How efficient is Hmn Financial business performance
HMNF's ROA is down by 38% YoY and by 17% from the previous quarter
The return on equity has declined by 31% year-on-year and by 17% since the previous quarter
Hmn Financial's ROIC has decreased by 27% YoY and by 11% from the previous quarter
The company's return on sales fell by 21% YoY and by 12% QoQ

Dividends

What is HMNF's dividend history
DPS
$0.32
Dividend yield
1.63%
Payout ratio
23.2%
Recent dividends

Financial health

How did Hmn Financial financials performed over time
Hmn Financial's total assets is 11% more than its total liabilities
Hmn Financial's total liabilities has decreased by 5% from the previous quarter
Hmn Financial's total assets has decreased by 4.1% from the previous quarter
The debt is 88% less than the equity
The company's equity rose by 11% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.