STFC State Auto Financial CORP

Price (delayed)

$51.41

Market cap

$2.29B

P/E Ratio

31.35

Dividend/share

$0.4

EPS

$1.64

Enterprise value

$2.36B

State Auto Financial Corporation, headquartered in Columbus, Ohio, is a super regional property and casualty insurance holding company. STFC stock is traded on the NASDAQ Global Select Market, which represents ...

Highlights
The revenue has increased by 18% year-on-year
STFC's gross profit is up by 33% year-on-year but it is down by 6% since the previous quarter
The gross margin has grown by 13% YoY but it has contracted by 6% from the previous quarter
State Auto Financial's net income has decreased by 27% from the previous quarter
STFC's EPS is down by 26% from the previous quarter

Key stats

What are the main financial stats of STFC
Market
Shares outstanding
44.51M
Market cap
$2.29B
Enterprise value
$2.36B
Valuations
Price to earnings (P/E)
31.35
Price to book (P/B)
2.38
Price to sales (P/S)
1.37
EV/EBIT
26.13
EV/EBITDA
24.08
EV/Sales
1.43
Earnings
Revenue
$1.66B
EBIT
$90.5M
EBITDA
$98.2M
Free cash flow
-$27.4M
Per share
EPS
$1.64
Free cash flow per share
-$0.62
Book value per share
$21.59
Revenue per share
$37.52
TBVPS
$69.81
Balance sheet
Total assets
$3.09B
Total liabilities
$2.13B
Debt
$122.1M
Equity
$954.9M
Working capital
N/A
Liquidity
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.77
Margins
EBITDA margin
5.9%
Gross margin
35%
Net margin
4.3%
Operating margin
5.5%
Efficiency
Return on assets
2.3%
Return on equity
7.3%
Return on invested capital
2.9%
Return on capital employed
N/A
Return on sales
5.5%
Dividend
Dividend yield
0.78%
DPS
$0.4
Payout ratio
24.4%

STFC stock price

How has the State Auto Financial stock price performed over time
Intraday
-0.1%
1 week
-0.29%
1 month
0.23%
1 year
227.45%
YTD
189.8%
QTD
0.9%

Financial performance

How have State Auto Financial's revenue and profit performed over time
Revenue
$1.66B
Gross profit
$581M
Operating income
$90.5M
Net income
$71.7M
Gross margin
35%
Net margin
4.3%
STFC's gross profit is up by 33% year-on-year but it is down by 6% since the previous quarter
State Auto Financial's operating income has decreased by 31% from the previous quarter
State Auto Financial's operating margin has decreased by 30% from the previous quarter
The net margin has contracted by 27% from the previous quarter

Growth

What is State Auto Financial's growth rate over time

Valuation

What is State Auto Financial stock price valuation
P/E
31.35
P/B
2.38
P/S
1.37
EV/EBIT
26.13
EV/EBITDA
24.08
EV/Sales
1.43
STFC's EPS is down by 26% from the previous quarter
The stock's price to earnings (P/E) is 20% more than its last 4 quarters average of 26.1
STFC's P/B is 98% above its last 4 quarters average of 1.2 and 83% above its 5-year quarterly average of 1.3
The company's equity fell by 2.4% QoQ
STFC's P/S is 96% above its last 4 quarters average of 0.7 and 52% above its 5-year quarterly average of 0.9
The revenue has increased by 18% year-on-year

Efficiency

How efficient is State Auto Financial business performance
STFC's return on invested capital is down by 31% since the previous quarter
STFC's ROS is down by 30% from the previous quarter
State Auto Financial's ROA has decreased by 28% from the previous quarter
STFC's ROE is down by 27% from the previous quarter

Dividends

What is STFC's dividend history
DPS
$0.4
Dividend yield
0.78%
Payout ratio
24.4%
Recent dividends

Financial health

How did State Auto Financial financials performed over time
The company's total assets is 45% higher than its total liabilities
The debt is 87% less than the equity
The company's debt to equity rose by 8% QoQ
The company's equity fell by 2.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.