BBT Beacon Financial Corp.

Price (delayed)

$26.23

Market cap

$1.22B

P/E Ratio

10.17

Dividend/share

$0.9

EPS

$2.58

Enterprise value

$999.67M

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Relative Growth: Rel. Growth: 77
Relative Strength: Rel. Strength: 47
Relative Valuation: Rel. Valuation: 95
Relative Profitability: Rel. Profitability: 94

Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides various banking products and services. It offers various deposit accounts, including demand deposit, NOW, regular ...

Highlights
The P/E is 42% lower than the 5-year quarterly average of 17.4 and 40% lower than the last 4 quarters average of 17.0
The gross profit has grown by 31% year-on-year

Key stats

What are the main financial stats of BBT
Market
Shares outstanding
46.39M
Market cap
$1.22B
Enterprise value
$999.67M
Valuations
Price to earnings (P/E)
10.17
Price to book (P/B)
0.99
Price to sales (P/S)
2.61
PEG
0.03
EV/EBIT
6.63
EV/EBITDA
6.19
EV/Sales
2.17
Earnings
Revenue
$459.91M
Gross profit
$459.91M
Operating income
$150.87M
Net income
$113.25M
EBIT
$150.87M
EBITDA
$161.57M
Free cash flow
$135.77M
Per share
EPS
$2.58
EPS diluted
$2.56
Free cash flow per share
$2.97
Book value per share
$26.39
Revenue per share
$10.05
TBVPS
$262.69
Balance sheet
Total assets
$12.03B
Total liabilities
$10.81B
Debt
$585.6M
Equity
$1.22B
Working capital
N/A
Liquidity
Debt to equity
0.48
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.34
Margins
EBITDA margin
35.1%
Gross margin
100%
Net margin
24.6%
Operating margin
32.8%
Efficiency
Return on assets
0.9%
Return on equity
9.7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
32.8%
Dividend
Dividend yield
3.43%
DPS
$0.9
Payout ratio
34.9%

BBT stock price

How has the Beacon Financial stock price performed over time
Intraday
0.11%
1 week
8.79%
1 month
8.48%
1 year
-15.9%
YTD
-7.74%
QTD
10.63%

Financial performance

How have Beacon Financial's revenue and profit performed over time
Revenue
$459.91M
Gross profit
$459.91M
Operating income
$150.87M
Net income
$113.25M
Gross margin
100%
Net margin
24.6%
The gross profit has grown by 31% year-on-year
Beacon Financial's revenue has increased by 31% YoY
Beacon Financial's operating income has increased by 7% QoQ
The operating margin has grown by 6% since the previous quarter

Price vs fundamentals

How does BBT's price correlate with its fundamentals

Growth

What is Beacon Financial's growth rate over time

Valuation

What is Beacon Financial stock price valuation
P/E
10.17
P/B
0.99
P/S
2.61
EV/EBIT
6.63
EV/EBITDA
6.19
EV/Sales
2.17
The P/E is 42% lower than the 5-year quarterly average of 17.4 and 40% lower than the last 4 quarters average of 17.0
BBT's EPS is up by 3.6% since the previous quarter
The company's equity rose by 21% YoY and by 2.1% QoQ
The P/B is 10% below the 5-year quarterly average of 1.1
Beacon Financial's revenue has increased by 31% YoY
BBT's price to sales (P/S) is 7% lower than its 5-year quarterly average of 2.8 and 7% lower than its last 4 quarters average of 2.8

Efficiency

How efficient is Beacon Financial business performance
BBT's ROIC is up by 8% QoQ
BBT's return on sales is up by 6% since the previous quarter

Dividends

What is BBT's dividend history
DPS
$0.9
Dividend yield
3.43%
Payout ratio
34.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Beacon Financial financials performed over time
Beacon Financial's total assets is 11% higher than its total liabilities
The total liabilities has declined by 3.5% year-on-year
The company's debt is 52% lower than its equity
BBT's debt to equity is down by 40% year-on-year and by 16% since the previous quarter
The company's debt fell by 28% YoY and by 14% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.