- Stocks
- Financial Services
- NASDAQ: FISI

Price (delayed)

$29.88

Market cap

$472.97M

P/E Ratio

8.46

Dividend/share

$1.06

EPS

$3.53

Enterprise value

$201.86M

The EPS has soared by 53% since the previous quarter and by 52% year-on-year

FISI's net income has surged by 51% since the previous quarter and by 51% year-on-year

What are the main financial stats of FISI

Market
Valuations
Earnings

Shares outstanding

15.83M

Market cap

$472.97M

Enterprise value

$201.86M

Price to earnings (P/E)

8.46

Price to book (P/B)

1.01

Price to sales (P/S)

2.65

EV/EBIT

2.87

EV/EBITDA

2.45

EV/Sales

1.13

Revenue

$178.6M

EBIT

$70.33M

EBITDA

$82.32M

Free cash flow

$56.08M

Per share
Balance sheet
Liquidity

EPS

$3.53

Free cash flow per share

$3.55

Book value per share

$29.48

Revenue per share

$11.29

TBVPS

$332.22

Total assets

$5.33B

Total liabilities

$4.86B

Debt

$73.68M

Equity

$466.28M

Working capital

N/A

Debt to equity

0.16

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

-3.29

Margins
Efficiency
Dividend

EBITDA margin

46.1%

Gross margin

100%

Net margin

32.4%

Operating margin

39.4%

Return on assets

1.1%

Return on equity

12.3%

Return on invested capital

1.5%

Return on capital employed

N/A

Return on sales

39.4%

Dividend yield

3.55%

DPS

$1.06

Payout ratio

30%

How has the Financial Institutions stock price performed over time

Intraday

-4.78%

1 week

-4.35%

1 month

-7.46%

1 year

71.13%

YTD

32.8%

QTD

-1.35%

How have Financial Institutions's revenue and profit performed over time

Revenue

$178.6M

Gross profit

$178.6M

Operating income

$70.33M

Net income

$57.92M

Gross margin

100%

Net margin

32.4%

The operating income has soared by 54% from the previous quarter and by 52% YoY

FISI's net income has surged by 51% since the previous quarter and by 51% year-on-year

The operating margin is up by 34% from the previous quarter and by 29% YoY

Financial Institutions's net margin has increased by 31% from the previous quarter and by 28% YoY

What is Financial Institutions's growth rate over time

What is Financial Institutions stock price valuation

P/E

8.46

P/B

1.01

P/S

2.65

EV/EBIT

2.87

EV/EBITDA

2.45

EV/Sales

1.13

The EPS has soared by 53% since the previous quarter and by 52% year-on-year

The P/E is 29% below the 5-year quarterly average of 11.9

FISI's P/B is 26% higher than its last 4 quarters average of 0.8 but 8% lower than its 5-year quarterly average of 1.1

The equity has grown by 6% YoY

The stock's P/S is 26% above its last 4 quarters average of 2.1 but 12% below its 5-year quarterly average of 3.0

FISI's revenue is up by 18% YoY and by 15% QoQ

How efficient is Financial Institutions business performance

Financial Institutions's return on equity has surged by 52% QoQ and by 45% YoY

FISI's ROIC has soared by 50% from the previous quarter and by 50% YoY

The ROA has increased by 38% QoQ and by 38% YoY

The ROS is up by 34% since the previous quarter and by 29% year-on-year

What is FISI's dividend history

DPS

$1.06

Dividend yield

3.55%

Payout ratio

30%

Recent dividends

How did Financial Institutions financials performed over time

FISI's total assets is 10% greater than its total liabilities

The total liabilities is up by 21% YoY and by 9% from the previous quarter

FISI's total assets is up by 19% year-on-year and by 8% since the previous quarter

Financial Institutions's debt is 84% less than its equity

FISI's debt to equity has dropped by 53% year-on-year and by 6% since the previous quarter

Financial Institutions's debt has plunged by 50% YoY and by 7% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.