FISI Financial Institutions Inc
- Stocks
- Financial Services
- NASDAQ: FISI
Price (delayed)
$29.08
Market cap
$585.4M
P/E Ratio
N/A
Dividend/share
$1.23
EPS
-$2.68
Enterprise value
$569.45M
Relative Growth:
Rel. Growth:
10
Relative Strength:
Rel. Strength:
66
Relative Valuation:
Rel. Valuation:
12
Relative Profitability:
Rel. Profitability:
35
Financial Institutions, Inc. provides diversified financial services through its subsidiaries Five Star Bank, SDN, Courier Capital and HNP Capital. Five Star Bank provides a wide range of consumer and commercial
Highlights
The equity has grown by 24% YoY and by 3.3% from the previous quarter
Financial Institutions's debt has decreased by 21% from the previous quarter and by 5% YoY
The EPS has dropped by 183% year-on-year but it is up by 5% since the previous quarter
FISI's net income has dropped by 155% year-on-year but it is up by 20% since the previous quarter
Key stats
What are the main financial stats of FISI
Market
Valuations
Earnings
Shares outstanding
20.13M
Market cap
$585.4M
Enterprise value
$569.45M
Price to earnings (P/E)
N/A
Price to book (P/B)
0.94
Price to sales (P/S)
5.01
PEG
N/A
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
4.88
Revenue
$116.74M
Gross profit
$116.74M
Operating income
-$47.91M
Net income
-$27.92M
EBIT
-$47.91M
EBITDA
-$40.26M
Free cash flow
$20.58M
Per share
Balance sheet
Liquidity
EPS
-$2.68
EPS diluted
-$2.67
Free cash flow per share
$1.02
Book value per share
$30.89
Revenue per share
$5.8
TBVPS
$309.38
Total assets
$6.29B
Total liabilities
$5.67B
Debt
$170M
Equity
$621.72M
Working capital
N/A
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.4
Margins
Efficiency
Dividend
EBITDA margin
-34.5%
Gross margin
100%
Net margin
-23.9%
Operating margin
-41%
Return on assets
-0.5%
Return on equity
-4.9%
Return on invested capital
-0.8%
Return on capital employed
N/A
Return on sales
-41%
Dividend yield
4.23%
DPS
$1.23
Payout ratio
N/A
FISI stock price
How has the Financial Institutions stock price performed over time
Intraday
-0.55%
1 week
1.43%
1 month
6.05%
1 year
3.93%
YTD
6.56%
QTD
6.91%
Financial performance
How have Financial Institutions's revenue and profit performed over time
Revenue
$116.74M
Gross profit
$116.74M
Operating income
-$47.91M
Net income
-$27.92M
Gross margin
100%
Net margin
-23.9%
The operating income has plunged by 177% YoY but it has grown by 18% from the previous quarter
FISI's net income has dropped by 155% year-on-year but it is up by 20% since the previous quarter
FISI's revenue is down by 46% YoY but it is up by 14% QoQ
FISI's gross profit is down by 46% year-on-year but it is up by 14% since the previous quarter
Price vs fundamentals
How does FISI's price correlate with its fundamentals
Growth
What is Financial Institutions's growth rate over time
Valuation
What is Financial Institutions stock price valuation
P/E
N/A
P/B
0.94
P/S
5.01
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
4.88
The EPS has dropped by 183% year-on-year but it is up by 5% since the previous quarter
The equity has grown by 24% YoY and by 3.3% from the previous quarter
FISI's P/B is 19% higher than its 5-year quarterly average of 0.8 and 19% higher than its last 4 quarters average of 0.8
The stock's P/S is 110% above its 5-year quarterly average of 2.4 and 12% above its last 4 quarters average of 4.5
FISI's revenue is down by 46% YoY but it is up by 14% QoQ
Efficiency
How efficient is Financial Institutions business performance
FISI's ROIC has plunged by 180% YoY but it is up by 11% from the previous quarter
The ROA has shrunk by 163% YoY but it has increased by 17% QoQ
Financial Institutions's return on equity has shrunk by 146% YoY but it has increased by 23% QoQ
The ROS is up by 28% since the previous quarter
Dividends
What is FISI's dividend history
DPS
$1.23
Dividend yield
4.23%
Payout ratio
N/A
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Financial Institutions financials performed over time
FISI's total assets is 11% greater than its total liabilities
The total liabilities is up by 2.2% from the previous quarter
FISI's total assets is up by 2.3% since the previous quarter and by 2.1% year-on-year
Financial Institutions's debt is 73% less than its equity
FISI's debt to equity is down by 25% since the previous quarter and by 25% year-on-year
The equity has grown by 24% YoY and by 3.3% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.