FISI Financial Institutions Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FISI

Price (delayed)

$40.04

Market cap

$784.82M

P/E Ratio

9.81

Dividend/share

$1.27

EPS

$4.08

Enterprise value

$927.71M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 95

Financial Institutions, Inc. is a financial holding company with approximately $6.2 billion in assets offering banking and wealth management products and services. Its Five Star Bank subsidiary provides consumer and ...

Highlights
FISI's revenue has soared by 108% YoY
FISI's gross profit has soared by 108% year-on-year
Financial Institutions's debt has increased by 45% YoY but it has decreased by 6% from the previous quarter
The P/E is 40% above the 5-year quarterly average of 7.0 and 9% above the last 4 quarters average of 9.0
The equity has contracted by 3.8% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.five-starbank.com
Peers: AROW NBTB CBU

Key stats

What are the main financial stats of FISI

FISI stock price

How has the Financial Institutions stock price performed over time
Intraday
0.35%
1 week
1.34%
1 month
3.17%
1 year
35.27%
YTD
28.46%
QTD
2.72%

Financial performance

How have Financial Institutions's revenue and profit performed over time
Revenue
$243.22M
Gross profit
$243.22M
Operating income
$98.48M
Net income
$82.14M
Gross margin
100%
Net margin
33.8%
The operating margin has soared by 199% YoY
FISI's revenue has soared by 108% YoY
FISI's gross profit has soared by 108% year-on-year

Price vs fundamentals

How does FISI's price correlate with its fundamentals

Growth

What is Financial Institutions's growth rate over time

Valuation

What is Financial Institutions stock price valuation
FISI P/E details
P/E
9.81
P/B
1.27
P/S
3.24
EV/EBIT
9.42
EV/EBITDA
8.73
EV/Sales
3.81
The P/E is 40% above the 5-year quarterly average of 7.0 and 9% above the last 4 quarters average of 9.0
FISI's P/B is 41% higher than its 5-year quarterly average of 0.9 and 15% higher than its last 4 quarters average of 1.1
The equity has contracted by 3.8% from the previous quarter
FISI's revenue has soared by 108% YoY
The stock's P/S is 29% above its 5-year quarterly average of 2.5 and 11% above its last 4 quarters average of 2.9

Efficiency

How efficient is Financial Institutions business performance
The ROS has soared by 199% year-on-year
FISI's ROIC is down by 6% from the previous quarter

Dividends

What is FISI's dividend history
Dividend details
DPS
$1.27
Dividend yield
3.17%
Payout ratio
31.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Financial Institutions financials performed over time
FISI's total assets is 11% greater than its total liabilities
The total liabilities is up by 3.9% YoY and by 3.5% from the previous quarter
FISI's total assets is up by 3.5% year-on-year and by 2.7% since the previous quarter
Financial Institutions's debt is 60% less than its equity
FISI's debt to equity is up by 48% year-on-year but it is down by 2.4% since the previous quarter
Financial Institutions's debt has increased by 45% YoY but it has decreased by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.