NBTB Nbt Bancorp Inc

Price (delayed)

$52.09

Market cap

$2.71B

P/E Ratio

12.67

Dividend/share

$1.48

EPS

$4.11

Enterprise value

$2.99B

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Relative Growth: Rel. Growth: 88
Relative Strength: Rel. Strength: 64
Relative Valuation: Rel. Valuation: 84
Relative Profitability: Rel. Profitability: 90

NBT Bancorp Inc. is a financial holding company headquartered in Norwich, NY, with total assets of $13.84 billion at September 30, 2024. NBT primarily operates through NBT Bank, N.A., a ...

Highlights
NBTB's net income has soared by 61% YoY and by 17% from the previous quarter
The company's EPS rose by 47% YoY and by 16% QoQ
Nbt Bancorp's debt has soared by 58% from the previous quarter and by 15% YoY

Key stats

What are the main financial stats of NBTB

NBTB stock price

How has the Nbt Bancorp stock price performed over time
Intraday
0.4%
1 week
-2.74%
1 month
0.02%
1 year
22.51%
YTD
25.46%
QTD
5.51%

Financial performance

How have Nbt Bancorp's revenue and profit performed over time
Revenue
$723.81M
Gross profit
$723.81M
Operating income
$277.31M
Net income
$214.15M
Gross margin
100%
Net margin
29.6%
The company's operating income has surged by 61% YoY and by 16% QoQ
NBTB's net income has soared by 61% YoY and by 17% from the previous quarter
The operating margin has grown by 32% YoY and by 12% from the previous quarter
Nbt Bancorp's net margin has increased by 31% YoY and by 12% from the previous quarter

Price vs fundamentals

How does NBTB's price correlate with its fundamentals

Growth

What is Nbt Bancorp's growth rate over time

Valuation

What is Nbt Bancorp stock price valuation
P/E
12.67
P/B
1.39
P/S
3.74
EV/EBIT
10.78
EV/EBITDA
9.54
EV/Sales
4.13
The company's EPS rose by 47% YoY and by 16% QoQ
NBTB's price to book (P/B) is 16% higher than its last 4 quarters average of 1.2 and 7% higher than its 5-year quarterly average of 1.3
The equity has grown by 8% YoY
The company's revenue rose by 22% YoY and by 3.9% QoQ
The price to sales (P/S) is 10% higher than the 5-year quarterly average of 3.4 and 10% higher than the last 4 quarters average of 3.4

Efficiency

How efficient is Nbt Bancorp business performance
The ROIC has soared by 50% YoY and by 20% from the previous quarter
Nbt Bancorp's return on assets has increased by 44% YoY and by 18% QoQ
The ROE has grown by 36% YoY and by 15% from the previous quarter
The company's return on sales rose by 32% YoY and by 12% QoQ

Dividends

What is NBTB's dividend history
DPS
$1.48
Dividend yield
2.84%
Payout ratio
36%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Nbt Bancorp financials performed over time
The total assets is 14% more than the total liabilities
Nbt Bancorp's debt is 76% less than its equity
Nbt Bancorp's debt has soared by 58% from the previous quarter and by 15% YoY
Nbt Bancorp's debt to equity has surged by 50% QoQ and by 4.3% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.