NBTB Nbt Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: NBTB

Price (delayed)

$49.85

Market cap

$2.35B

P/E Ratio

19.1

Dividend/share

$1.28

EPS

$2.61

Enterprise value

$2.71B

NBT Bancorp Inc. is a financial holding company headquartered in Norwich, N.Y., with total assets of $9.7 billion at December 31, 2019. The Company primarily operates through NBT Bank, N.A., ...

Highlights
Nbt Bancorp's debt has decreased by 26% YoY and by 19% from the previous quarter
The equity has grown by 19% YoY
NBTB's P/E is 56% above its 5-year quarterly average of 12.1 and 49% above its last 4 quarters average of 12.7
The company's EPS fell by 23% YoY and by 2.2% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.nbtbank.com
Peers: CBU FLIC FISI AROW

Key stats

What are the main financial stats of NBTB
Market
Shares outstanding
47.15M
Market cap
$2.35B
Enterprise value
$2.71B
Valuations
Price to earnings (P/E)
19.1
Price to book (P/B)
1.63
Price to sales (P/S)
4.63
EV/EBIT
17.64
EV/EBITDA
15.22
EV/Sales
5.33
Earnings
Revenue
$507.54M
EBIT
$153.43M
EBITDA
$177.83M
Free cash flow
$162.07M
Per share
EPS
$2.61
Free cash flow per share
$3.44
Book value per share
$30.57
Revenue per share
$10.76
TBVPS
$276.52
Balance sheet
Total assets
$13.44B
Total liabilities
$12B
Debt
$518.19M
Equity
$1.44B
Working capital
N/A
Liquidity
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2
Margins
EBITDA margin
35%
Gross margin
100%
Net margin
23.4%
Operating margin
30.2%
Efficiency
Return on assets
0.9%
Return on equity
8.7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
30.2%
Dividend
Dividend yield
2.57%
DPS
$1.28
Payout ratio
49%

NBTB stock price

How has the Nbt Bancorp stock price performed over time
Intraday
0.95%
1 week
10.24%
1 month
34.8%
1 year
33.36%
YTD
18.95%
QTD
29.15%

Financial performance

How have Nbt Bancorp's revenue and profit performed over time
Revenue
$507.54M
Gross profit
$507.54M
Operating income
$153.43M
Net income
$118.95M
Gross margin
100%
Net margin
23.4%
Nbt Bancorp's net margin has decreased by 20% YoY and by 2.5% from the previous quarter
The operating margin has contracted by 20% YoY and by 2.6% from the previous quarter
NBTB's net income is down by 19% YoY
The company's operating income fell by 19% YoY

Growth

What is Nbt Bancorp's growth rate over time

Valuation

What is Nbt Bancorp stock price valuation
NBTB P/E details
P/E
19.1
P/B
1.63
P/S
4.63
EV/EBIT
17.64
EV/EBITDA
15.22
EV/Sales
5.33
NBTB's P/E is 56% above its 5-year quarterly average of 12.1 and 49% above its last 4 quarters average of 12.7
The company's EPS fell by 23% YoY and by 2.2% QoQ
NBTB's price to book (P/B) is 35% higher than its last 4 quarters average of 1.2 and 25% higher than its 5-year quarterly average of 1.3
The equity has grown by 19% YoY
The price to sales (P/S) is 43% higher than the last 4 quarters average of 3.2 and 35% higher than the 5-year quarterly average of 3.4
The company's revenue rose by 2.5% QoQ

Efficiency

How efficient is Nbt Bancorp business performance
The ROE has contracted by 30% YoY and by 4.4% from the previous quarter
Nbt Bancorp's return on assets has decreased by 25% YoY
The ROIC has contracted by 25% YoY
The company's return on sales fell by 20% YoY and by 2.6% QoQ

Dividends

What is NBTB's dividend history
Dividend details
DPS
$1.28
Dividend yield
2.57%
Payout ratio
49%
Recent dividends

Financial health

How did Nbt Bancorp financials performed over time
The total assets is 12% more than the total liabilities
The total assets has grown by 14% YoY
The total liabilities has grown by 13% YoY
Nbt Bancorp's debt is 64% less than its equity
Nbt Bancorp's debt to equity has decreased by 38% YoY and by 20% QoQ
Nbt Bancorp's debt has decreased by 26% YoY and by 19% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.