NBTB Nbt Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: NBTB

Price (delayed)

$42.09

Market cap

$1.8B

P/E Ratio

11.99

Dividend/share

$1.12

EPS

$3.51

Enterprise value

$1.87B

NBT Bancorp Inc. is a financial holding company headquartered in Norwich, N.Y., with total assets of $9.7 billion at December 31, 2019. The Company primarily operates through NBT Bank, N.A., ...

Highlights
Nbt Bancorp's debt has decreased by 13% YoY and by 4.7% from the previous quarter
The company's revenue rose by 3.8% YoY
NBTB's P/E is 14% above its last 4 quarters average of 10.5 but 14% below its 5-year quarterly average of 13.9
The equity has contracted by 3% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.nbtbank.com
Peers: CBU FLIC TMP AROW

Key stats

What are the main financial stats of NBTB
Market
Shares outstanding
42.84M
Market cap
$1.8B
Enterprise value
$1.87B
Valuations
Price to earnings (P/E)
11.99
Price to book (P/B)
1.52
Price to sales (P/S)
3.67
EV/EBIT
9.58
EV/EBITDA
8.72
EV/Sales
3.81
Earnings
Revenue
$491.8M
EBIT
$195.57M
EBITDA
$214.94M
Free cash flow
$157.82M
Per share
EPS
$3.51
Free cash flow per share
$3.69
Book value per share
$27.75
Revenue per share
$11.48
TBVPS
$266.92
Balance sheet
Total assets
$11.72B
Total liabilities
$10.53B
Debt
$265.8M
Equity
$1.19B
Working capital
N/A
Liquidity
Debt to equity
0.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.33
Margins
EBITDA margin
43.7%
Gross margin
100%
Net margin
30.8%
Operating margin
39.8%
Efficiency
Return on assets
1.3%
Return on equity
12.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
39.8%
Dividend
Dividend yield
2.66%
DPS
$1.12
Payout ratio
31.9%

NBTB stock price

How has the Nbt Bancorp stock price performed over time
Intraday
-1.01%
1 week
2.86%
1 month
9.75%
1 year
15.41%
YTD
9.27%
QTD
11.97%

Financial performance

How have Nbt Bancorp's revenue and profit performed over time
Revenue
$491.8M
Gross profit
$491.8M
Operating income
$195.57M
Net income
$151.64M
Gross margin
100%
Net margin
30.8%
The company's revenue rose by 3.8% YoY
The company's gross profit rose by 3.8% YoY
Nbt Bancorp's net margin has decreased by 2.2% YoY
The operating margin has contracted by 2.2% YoY

Growth

What is Nbt Bancorp's growth rate over time

Valuation

What is Nbt Bancorp stock price valuation
P/E
11.99
P/B
1.52
P/S
3.67
EV/EBIT
9.58
EV/EBITDA
8.72
EV/Sales
3.81
NBTB's P/E is 14% above its last 4 quarters average of 10.5 but 14% below its 5-year quarterly average of 13.9
The company's EPS rose by 2.6% YoY
NBTB's price to book (P/B) is 17% higher than its last 4 quarters average of 1.3 and 9% higher than its 5-year quarterly average of 1.4
The equity has contracted by 3% YoY
The price to sales (P/S) is 11% higher than the last 4 quarters average of 3.3
The company's revenue rose by 3.8% YoY

Efficiency

How efficient is Nbt Bancorp business performance
The company's return on sales fell by 2.2% YoY

Dividends

What is NBTB's dividend history
Dividend details
DPS
$1.12
Dividend yield
2.66%
Payout ratio
31.9%
Recent dividends

Financial health

How did Nbt Bancorp financials performed over time
The total assets is 11% more than the total liabilities
The total liabilities has contracted by 3.8% from the previous quarter
The total assets has contracted by 3.5% from the previous quarter
Nbt Bancorp's debt is 78% less than its equity
Nbt Bancorp's debt has decreased by 13% YoY and by 4.7% from the previous quarter
Nbt Bancorp's debt to equity has decreased by 12% YoY and by 4.3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.