NBTB Nbt Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: NBTB
Price (delayed)
$40.95
Market cap
$2.15B
P/E Ratio
14.63
Dividend/share
$1.39
EPS
$2.8
Enterprise value
$2.29B
Relative Growth:
Rel. Growth:
58
Relative Strength:
Rel. Strength:
39
Relative Valuation:
Rel. Valuation:
68
Relative Profitability:
Rel. Profitability:
78
NBT Bancorp Inc. is a financial holding company headquartered in Norwich, N.Y., with total assets of $9.7 billion at December 31, 2019. The Company primarily operates through NBT Bank, N.A.,
Highlights
The equity has grown by 23% YoY and by 15% from the previous quarter
The company's gross profit rose by 13% YoY and by 3.8% QoQ
Nbt Bancorp's debt has increased by 31% from the previous quarter but it has decreased by 14% YoY
NBTB's net income is up by 10% YoY but it is down by 7% from the previous quarter
NBTB's P/E is 19% above its 5-year quarterly average of 12.5
Key stats
What are the main financial stats of NBTB
Market
Valuations
Earnings
Shares outstanding
52.39M
Market cap
$2.15B
Enterprise value
$2.29B
Price to earnings (P/E)
14.63
Price to book (P/B)
1.07
Price to sales (P/S)
3.27
PEG
1.9
EV/EBIT
13.31
EV/EBITDA
11.38
EV/Sales
3.88
Revenue
$591.28M
Gross profit
$591.28M
Operating income
$172.25M
Net income
$133.36M
EBIT
$172.25M
EBITDA
$201.43M
Free cash flow
$175.82M
Per share
Balance sheet
Liquidity
EPS
$2.8
EPS diluted
$2.77
Free cash flow per share
$3.72
Book value per share
$38.2
Revenue per share
$12.51
TBVPS
$327.91
Total assets
$16.01B
Total liabilities
$14.21B
Debt
$411.38M
Equity
$1.81B
Working capital
N/A
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.73
Margins
Efficiency
Dividend
EBITDA margin
34.1%
Gross margin
100%
Net margin
22.6%
Operating margin
29.1%
Return on assets
0.9%
Return on equity
8.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
29.1%
Dividend yield
3.39%
DPS
$1.39
Payout ratio
49.6%
NBTB stock price
How has the Nbt Bancorp stock price performed over time
Intraday
-1.85%
1 week
1.14%
1 month
-1.89%
1 year
-19.37%
YTD
-14.26%
QTD
-1.94%
Financial performance
How have Nbt Bancorp's revenue and profit performed over time
Revenue
$591.28M
Gross profit
$591.28M
Operating income
$172.25M
Net income
$133.36M
Gross margin
100%
Net margin
22.6%
The company's gross profit rose by 13% YoY and by 3.8% QoQ
The company's revenue rose by 13% YoY and by 3.8% QoQ
NBTB's net income is up by 10% YoY but it is down by 7% from the previous quarter
The operating margin has contracted by 10% from the previous quarter and by 3% YoY
Price vs fundamentals
How does NBTB's price correlate with its fundamentals
Growth
What is Nbt Bancorp's growth rate over time
Valuation
What is Nbt Bancorp stock price valuation
P/E
14.63
P/B
1.07
P/S
3.27
EV/EBIT
13.31
EV/EBITDA
11.38
EV/Sales
3.88
NBTB's P/E is 19% above its 5-year quarterly average of 12.5
The company's EPS fell by 8% QoQ but it rose by 8% YoY
The equity has grown by 23% YoY and by 15% from the previous quarter
NBTB's price to book (P/B) is 16% lower than its 5-year quarterly average of 1.3 and 16% lower than its last 4 quarters average of 1.3
The company's revenue rose by 13% YoY and by 3.8% QoQ
The price to sales (P/S) is 10% lower than the last 4 quarters average of 3.7 and 2.1% lower than the 5-year quarterly average of 3.4
Efficiency
How efficient is Nbt Bancorp business performance
The ROIC has contracted by 14% from the previous quarter
The ROE has contracted by 13% from the previous quarter and by 2.4% YoY
Nbt Bancorp's return on assets has decreased by 10% QoQ
The company's return on sales fell by 10% QoQ and by 3% YoY
Dividends
What is NBTB's dividend history
DPS
$1.39
Dividend yield
3.39%
Payout ratio
49.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Nbt Bancorp financials performed over time
The total assets is 13% more than the total liabilities
The total assets has grown by 19% YoY and by 16% from the previous quarter
The total liabilities has grown by 18% YoY and by 16% from the previous quarter
Nbt Bancorp's debt is 77% less than its equity
Nbt Bancorp's debt has increased by 31% from the previous quarter but it has decreased by 14% YoY
Nbt Bancorp's debt to equity has decreased by 30% YoY but it has increased by 15% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.