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NBTB Nbt Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: NBTB
Price (delayed)
$43.44
Market cap
$2.05B
P/E Ratio
14.29
Dividend/share
$1.36
EPS
$3.04
Enterprise value
$2.15B
NBT Bancorp Inc. is a financial holding company headquartered in Norwich, N.Y., with total assets of $9.7 billion at December 31, 2019. The Company primarily operates through NBT Bank, N.A.,
Highlights
Nbt Bancorp's debt has decreased by 40% YoY and by 25% from the previous quarter
NBTB's net income is up by 21% YoY and by 2.1% from the previous quarter
NBTB's P/E is 15% above its 5-year quarterly average of 12.4 but 5% below its last 4 quarters average of 15.1
Key stats
What are the main financial stats of NBTB
Market
Valuations
Earnings
Shares outstanding
47.26M
Market cap
$2.05B
Enterprise value
$2.15B
Price to earnings (P/E)
14.29
Price to book (P/B)
1.31
Price to sales (P/S)
3.6
EV/EBIT
11.71
EV/EBITDA
10.18
EV/Sales
3.77
Revenue
$569.47M
Gross profit
$569.47M
Operating income
$183.47M
Net income
$143.56M
EBIT
$183.47M
EBITDA
$211.1M
Free cash flow
$180.81M
Per share
Balance sheet
Liquidity
EPS
$3.04
EPS diluted
$3.02
Free cash flow per share
$3.83
Book value per share
$33.14
Revenue per share
$12.05
TBVPS
$285
Total assets
$13.86B
Total liabilities
$12.3B
Debt
$312.98M
Equity
$1.57B
Working capital
N/A
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.46
Margins
Efficiency
Dividend
EBITDA margin
37.1%
Gross margin
100%
Net margin
25.2%
Operating margin
32.2%
Return on assets
1%
Return on equity
9.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
32.2%
Dividend yield
3.13%
DPS
$1.36
Payout ratio
44.7%
NBTB stock price
How has the Nbt Bancorp stock price performed over time
Intraday
1.45%
1 week
6.92%
1 month
5.93%
1 year
12.28%
YTD
-9.05%
QTD
4.55%
Financial performance
How have Nbt Bancorp's revenue and profit performed over time
Revenue
$569.47M
Gross profit
$569.47M
Operating income
$183.47M
Net income
$143.56M
Gross margin
100%
Net margin
25.2%
NBTB's net income is up by 21% YoY and by 2.1% from the previous quarter
The company's operating income rose by 20% YoY and by 2.2% QoQ
The company's gross profit rose by 12% YoY and by 2.2% QoQ
The company's revenue rose by 12% YoY and by 2.2% QoQ
Price vs fundamentals
How does NBTB's price correlate with its fundamentals
Growth
What is Nbt Bancorp's growth rate over time
Valuation
What is Nbt Bancorp stock price valuation
P/E
14.29
P/B
1.31
P/S
3.6
EV/EBIT
11.71
EV/EBITDA
10.18
EV/Sales
3.77
The company's EPS rose by 16% YoY and by 2% QoQ
NBTB's P/E is 15% above its 5-year quarterly average of 12.4 but 5% below its last 4 quarters average of 15.1
The equity has grown by 9% YoY and by 2.6% from the previous quarter
The company's revenue rose by 12% YoY and by 2.2% QoQ
The price to sales (P/S) is 6% higher than the 5-year quarterly average of 3.4 but 2.7% lower than the last 4 quarters average of 3.7
Efficiency
How efficient is Nbt Bancorp business performance
The ROIC has grown by 17% YoY and by 8% from the previous quarter
Nbt Bancorp's return on assets has increased by 11% YoY
The ROE has grown by 9% YoY
The company's return on sales rose by 7% YoY
Dividends
What is NBTB's dividend history
DPS
$1.36
Dividend yield
3.13%
Payout ratio
44.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Nbt Bancorp financials performed over time
The total assets is 13% more than the total liabilities
The total liabilities has grown by 2.5% YoY
The total assets has grown by 3.2% YoY
Nbt Bancorp's debt is 80% less than its equity
Nbt Bancorp's debt to equity has decreased by 44% YoY and by 26% QoQ
Nbt Bancorp's debt has decreased by 40% YoY and by 25% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.