NBTB Nbt Bancorp Inc

Price (delayed)

$52.91

Market cap

$2.75B

P/E Ratio

14.95

Dividend/share

$1.48

EPS

$3.54

Enterprise value

$2.9B

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Relative Growth: Rel. Growth: 79
Relative Strength: Rel. Strength: 75
Relative Valuation: Rel. Valuation: 72
Relative Profitability: Rel. Profitability: 83

NBT Bancorp Inc. is a financial holding company headquartered in Norwich, NY, with total assets of $13.84 billion at September 30, 2024. NBT primarily operates through NBT Bank, N.A., a ...

Highlights
NBTB's net income is up by 28% YoY and by 9% from the previous quarter
The equity has grown by 22% YoY
NBTB's P/E is 18% above its 5-year quarterly average of 12.6 and 12% above its last 4 quarters average of 13.3

Key stats

What are the main financial stats of NBTB

NBTB stock price

How has the Nbt Bancorp stock price performed over time
Intraday
0.49%
1 week
0.74%
1 month
5.65%
1 year
30.45%
YTD
27.43%
QTD
7.17%

Financial performance

How have Nbt Bancorp's revenue and profit performed over time
Revenue
$696.57M
Gross profit
$696.57M
Operating income
$238.9M
Net income
$183.63M
Gross margin
100%
Net margin
26.4%
The company's operating income rose by 30% YoY and by 9% QoQ
NBTB's net income is up by 28% YoY and by 9% from the previous quarter
The company's revenue rose by 22% YoY and by 4.8% QoQ
The company's gross profit rose by 22% YoY and by 4.8% QoQ

Price vs fundamentals

How does NBTB's price correlate with its fundamentals

Growth

What is Nbt Bancorp's growth rate over time

Valuation

What is Nbt Bancorp stock price valuation
P/E
14.95
P/B
1.44
P/S
3.97
EV/EBIT
12.13
EV/EBITDA
10.56
EV/Sales
4.16
NBTB's P/E is 18% above its 5-year quarterly average of 12.6 and 12% above its last 4 quarters average of 13.3
The company's EPS rose by 16% YoY and by 6% QoQ
NBTB's price to book (P/B) is 31% higher than its last 4 quarters average of 1.1 and 11% higher than its 5-year quarterly average of 1.3
The equity has grown by 22% YoY
The company's revenue rose by 22% YoY and by 4.8% QoQ
The price to sales (P/S) is 20% higher than the last 4 quarters average of 3.3 and 16% higher than the 5-year quarterly average of 3.4

Efficiency

How efficient is Nbt Bancorp business performance
Nbt Bancorp's return on assets has increased by 10% YoY
The company's return on sales rose by 7% YoY and by 3.9% QoQ
The ROIC has grown by 7% YoY
The ROE has grown by 3.2% from the previous quarter and by 3.2% YoY

Dividends

What is NBTB's dividend history
DPS
$1.48
Dividend yield
2.8%
Payout ratio
41.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Nbt Bancorp financials performed over time
The total assets is 13% more than the total liabilities
The total assets has grown by 17% YoY
The total liabilities has grown by 16% YoY
Nbt Bancorp's debt is 84% less than its equity
The equity has grown by 22% YoY
Nbt Bancorp's debt to equity has decreased by 20% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.