TMP Tompkins Financial Corp
Price (delayed)
$68.77
Market cap
$989.85M
P/E Ratio
14.79
Dividend/share
$2.46
EPS
$4.65
Enterprise value
$1.46B
Tompkins Financial Corporation is a financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. Headquartered in Ithaca, NY, Tompkins
Highlights
TMP's P/E is 77% below its last 4 quarters average of 64.5 and 42% below its 5-year quarterly average of 25.7
The revenue rose by 30% QoQ and by 30% YoY
The debt has soared by 72% YoY but it is down by 25% QoQ
Key stats
What are the main financial stats of TMP
Market
Valuations
Earnings
Shares outstanding
14.39M
Market cap
$989.85M
Enterprise value
$1.46B
Price to earnings (P/E)
14.79
Price to book (P/B)
1.38
Price to sales (P/S)
3.46
EV/EBIT
17.17
EV/EBITDA
15.16
EV/Sales
5.11
Revenue
$286.37M
Gross profit
$286.37M
Operating income
$85.39M
Net income
$66.2M
EBIT
$85.27M
EBITDA
$96.62M
Free cash flow
$84.89M
Per share
Balance sheet
Liquidity
EPS
$4.65
EPS diluted
$4.63
Free cash flow per share
$5.9
Book value per share
$50
Revenue per share
$19.89
TBVPS
$549.56
Total assets
$8.01B
Total liabilities
$7.29B
Debt
$606.83M
Equity
$719.86M
Working capital
N/A
Debt to equity
0.84
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.91
Margins
Efficiency
Dividend
EBITDA margin
33.7%
Gross margin
100%
Net margin
23.1%
Operating margin
29.8%
Return on assets
0.8%
Return on equity
9.7%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
29.8%
Dividend yield
3.58%
DPS
$2.46
Payout ratio
52.9%
TMP stock price
How has the Tompkins Financial stock price performed over time
Intraday
-0.58%
1 week
-1.32%
1 month
1.6%
1 year
38.4%
YTD
1.39%
QTD
1.39%
Financial performance
How have Tompkins Financial's revenue and profit performed over time
Revenue
$286.37M
Gross profit
$286.37M
Operating income
$85.39M
Net income
$66.2M
Gross margin
100%
Net margin
23.1%
The revenue rose by 30% QoQ and by 30% YoY
TMP's gross profit is up by 30% since the previous quarter and by 30% year-on-year
Growth
What is Tompkins Financial's growth rate over time
Valuation
What is Tompkins Financial stock price valuation
P/E
14.79
P/B
1.38
P/S
3.46
EV/EBIT
17.17
EV/EBITDA
15.16
EV/Sales
5.11
TMP's P/E is 77% below its last 4 quarters average of 64.5 and 42% below its 5-year quarterly average of 25.7
The stock's price to book (P/B) is 25% more than its last 4 quarters average of 1.1 but 8% less than its 5-year quarterly average of 1.5
The equity has increased by 18% year-on-year and by 7% since the previous quarter
The revenue rose by 30% QoQ and by 30% YoY
Efficiency
How efficient is Tompkins Financial business performance
Dividends
What is TMP's dividend history
DPS
$2.46
Dividend yield
3.58%
Payout ratio
52.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Tompkins Financial financials performed over time
The company's total assets is 10% higher than its total liabilities
The company's total assets rose by 4.1% YoY
The total liabilities has grown by 2.9% YoY
The debt is 16% lower than the equity
The debt has soared by 72% YoY but it is down by 25% QoQ
Tompkins Financial's debt to equity has increased by 45% YoY but it has decreased by 30% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.