TMP Tompkins Financial Corp

Price (delayed)

$45.15

Market cap

$650.36M

P/E Ratio

94.06

Dividend/share

$2.41

EPS

$0.48

Enterprise value

$1.16B

Tompkins Financial Corporation is a financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. Headquartered in Ithaca, NY, Tompkins ...

Highlights
The equity has increased by 3% year-on-year
The debt is up by 45% YoY but it is down by 13% QoQ
TMP's EPS has shrunk by 92% YoY and by 27% QoQ
Tompkins Financial's net income has plunged by 91% YoY and by 26% from the previous quarter

Key stats

What are the main financial stats of TMP
Market
Shares outstanding
14.4M
Market cap
$650.36M
Enterprise value
$1.16B
Valuations
Price to book (P/B)
0.97
Price to sales (P/S)
3.07
EV/EBIT
131.94
EV/EBITDA
55.63
EV/Sales
5.47
Earnings
Revenue
$211.9M
EBIT
$8.79M
EBITDA
$20.84M
Free cash flow
$83.05M
Per share
EPS
$0.48
Free cash flow per share
$5.76
Book value per share
$46.36
Revenue per share
$14.71
TBVPS
$533.33
Balance sheet
Total assets
$7.78B
Total liabilities
$7.11B
Debt
$566.28M
Equity
$667.91M
Working capital
N/A
Liquidity
Debt to equity
0.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
24.43
Margins
EBITDA margin
9.8%
Gross margin
100%
Net margin
3.3%
Operating margin
4.2%
Efficiency
Return on assets
0.1%
Return on equity
1.1%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
4.1%
Dividend
Dividend yield
5.34%
DPS
$2.41
Payout ratio
502.1%

TMP stock price

How has the Tompkins Financial stock price performed over time
Intraday
0.09%
1 week
0.89%
1 month
-5.86%
1 year
-23.32%
YTD
-25.04%
QTD
-10.22%

Financial performance

How have Tompkins Financial's revenue and profit performed over time
Revenue
$211.9M
Gross profit
$211.9M
Operating income
$8.91M
Net income
$7M
Gross margin
100%
Net margin
3.3%
Tompkins Financial's net income has plunged by 91% YoY and by 26% from the previous quarter
Tompkins Financial's operating income has shrunk by 91% YoY and by 26% QoQ
The net margin has shrunk by 88% YoY and by 25% QoQ
The operating margin has plunged by 88% YoY and by 25% from the previous quarter

Growth

What is Tompkins Financial's growth rate over time

Valuation

What is Tompkins Financial stock price valuation
P/E
94.06
P/B
0.97
P/S
3.07
EV/EBIT
131.94
EV/EBITDA
55.63
EV/Sales
5.47
TMP's EPS has shrunk by 92% YoY and by 27% QoQ
TMP's P/E is 45% above its last 4 quarters average of 64.7
The stock's price to book (P/B) is 39% less than its 5-year quarterly average of 1.6 and 19% less than its last 4 quarters average of 1.2
The equity has increased by 3% year-on-year
The revenue fell by 30% YoY
TMP's price to sales (P/S) is 17% lower than its 5-year quarterly average of 3.7 and 10% lower than its last 4 quarters average of 3.4

Efficiency

How efficient is Tompkins Financial business performance
The ROIC has plunged by 92% YoY and by 50% from the previous quarter
The ROE has plunged by 92% YoY and by 27% from the previous quarter
TMP's return on assets has dropped by 90% year-on-year
TMP's ROS has shrunk by 88% YoY and by 27% QoQ

Dividends

What is TMP's dividend history
DPS
$2.41
Dividend yield
5.34%
Payout ratio
502.1%
Recent dividends

Financial health

How did Tompkins Financial financials performed over time
The company's total assets is 9% higher than its total liabilities
The debt is 15% lower than the equity
The debt is up by 45% YoY but it is down by 13% QoQ
Tompkins Financial's debt to equity has increased by 42% YoY but it has decreased by 13% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.