TMP Tompkins Financial Corp
Price (delayed)
$62.59
Market cap
$903.45M
P/E Ratio
12.57
Dividend/share
$2.46
EPS
$4.98
Enterprise value
$1.6B
Tompkins Financial Corporation is a financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. Headquartered in Ithaca, NY, Tompkins
Highlights
TMP's P/E is 72% below its last 4 quarters average of 45.1 and 51% below its 5-year quarterly average of 25.6
The revenue rose by 36% YoY and by 2.2% QoQ
The debt is up by 36% QoQ and by 27% YoY
Key stats
What are the main financial stats of TMP
Market
Valuations
Earnings
Shares outstanding
14.43M
Market cap
$903.45M
Enterprise value
$1.6B
Price to earnings (P/E)
12.57
Price to book (P/B)
1.26
Price to sales (P/S)
3.08
EV/EBIT
17.19
EV/EBITDA
15.45
EV/Sales
5.46
Revenue
$292.62M
Gross profit
$292.62M
Operating income
$92.98M
Net income
$70.85M
EBIT
$92.85M
EBITDA
$103.33M
Free cash flow
$89.05M
Per share
Balance sheet
Liquidity
EPS
$4.98
EPS diluted
$4.97
Free cash flow per share
$6.19
Book value per share
$49.57
Revenue per share
$20.33
TBVPS
$556.79
Total assets
$8.11B
Total liabilities
$7.4B
Debt
$827.28M
Equity
$713.44M
Working capital
N/A
Debt to equity
1.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.71
Margins
Efficiency
Dividend
EBITDA margin
35.3%
Gross margin
100%
Net margin
24.2%
Operating margin
31.8%
Return on assets
0.9%
Return on equity
10.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31.7%
Dividend yield
3.93%
DPS
$2.46
Payout ratio
49.4%
TMP stock price
How has the Tompkins Financial stock price performed over time
Intraday
-0.62%
1 week
-2.57%
1 month
-9.15%
1 year
28%
YTD
-7.73%
QTD
-0.62%
Financial performance
How have Tompkins Financial's revenue and profit performed over time
Revenue
$292.62M
Gross profit
$292.62M
Operating income
$92.98M
Net income
$70.85M
Gross margin
100%
Net margin
24.2%
The revenue rose by 36% YoY and by 2.2% QoQ
TMP's gross profit is up by 36% year-on-year and by 2.2% since the previous quarter
Tompkins Financial's operating income has increased by 9% QoQ
The operating margin has grown by 7% from the previous quarter
Growth
What is Tompkins Financial's growth rate over time
Valuation
What is Tompkins Financial stock price valuation
P/E
12.57
P/B
1.26
P/S
3.08
EV/EBIT
17.19
EV/EBITDA
15.45
EV/Sales
5.46
TMP's P/E is 72% below its last 4 quarters average of 45.1 and 51% below its 5-year quarterly average of 25.6
TMP's EPS is up by 7% QoQ
The stock's price to book (P/B) is 16% less than its 5-year quarterly average of 1.5 but 5% more than its last 4 quarters average of 1.2
The equity has increased by 7% year-on-year
The revenue rose by 36% YoY and by 2.2% QoQ
TMP's price to sales (P/S) is 12% lower than its 5-year quarterly average of 3.5 and 3.8% lower than its last 4 quarters average of 3.2
Efficiency
How efficient is Tompkins Financial business performance
TMP's return on assets is up by 13% since the previous quarter
The ROIC has grown by 10% from the previous quarter
TMP's ROS is up by 6% QoQ
The ROE has grown by 5% from the previous quarter
Dividends
What is TMP's dividend history
DPS
$2.46
Dividend yield
3.93%
Payout ratio
49.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Tompkins Financial financials performed over time
The company's total assets is 10% higher than its total liabilities
The company's total assets rose by 3.7% YoY
The total liabilities has grown by 3.4% YoY
The debt is 16% higher than the equity
Tompkins Financial's debt to equity has increased by 38% from the previous quarter and by 18% YoY
The debt is up by 36% QoQ and by 27% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.