TMP Tompkins Financial Corp

  1. Stocks
  2. Financial Services
  3. NYSEAMERICAN: TMP

Price (delayed)

$46.55

Market cap

$670.6M

P/E Ratio

70.53

Dividend/share

$2.4

EPS

$0.66

Enterprise value

$1.24B

Tompkins Financial Corporation is a financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. Headquartered in Ithaca, NY, Tompkins ...

Highlights
The equity has increased by 9% since the previous quarter and by 9% year-on-year
Tompkins Financial's net income has plunged by 89% YoY and by 32% from the previous quarter
TMP's EPS has shrunk by 89% YoY and by 31% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.tompkinsfinancial.com
Peers: CBU AROW FLIC EVBN

Key stats

What are the main financial stats of TMP
Market
Shares outstanding
14.41M
Market cap
$670.6M
Enterprise value
$1.24B
Valuations
Price to earnings (P/E)
70.53
Price to book (P/B)
1
Price to sales (P/S)
3.1
EV/EBIT
103.68
EV/EBITDA
52.42
EV/Sales
5.78
Earnings
Revenue
$215.42M
EBIT
$12M
EBITDA
$23.73M
Free cash flow
$82.39M
Per share
EPS
$0.66
Free cash flow per share
$5.74
Book value per share
$46.59
Revenue per share
$15.01
TBVPS
$538.31
Balance sheet
Total assets
$7.82B
Total liabilities
$7.15B
Debt
$653.1M
Equity
$668.52M
Working capital
N/A
Liquidity
Debt to equity
0.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
24.17
Margins
EBITDA margin
11%
Gross margin
100%
Net margin
4.4%
Operating margin
5.6%
Efficiency
Return on assets
0.1%
Return on equity
1.5%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
5.6%
Dividend
Dividend yield
5.16%
DPS
$2.4
Payout ratio
363.6%

TMP stock price

How has the Tompkins Financial stock price performed over time
Intraday
-0.21%
1 week
6.99%
1 month
-2.74%
1 year
-22.71%
YTD
-22.71%
QTD
-7.44%

Financial performance

How have Tompkins Financial's revenue and profit performed over time
Revenue
$215.42M
Gross profit
$215.42M
Operating income
$12.12M
Net income
$9.51M
Gross margin
100%
Net margin
4.4%
Tompkins Financial's net income has plunged by 89% YoY and by 32% from the previous quarter
Tompkins Financial's operating income has shrunk by 89% YoY and by 33% QoQ
The operating margin has plunged by 84% YoY and by 32% from the previous quarter
The net margin has shrunk by 84% YoY and by 31% QoQ

Growth

What is Tompkins Financial's growth rate over time

Valuation

What is Tompkins Financial stock price valuation
TMP P/E details
P/E
70.53
P/B
1
P/S
3.1
EV/EBIT
103.68
EV/EBITDA
52.42
EV/Sales
5.78
TMP's EPS has shrunk by 89% YoY and by 31% QoQ
TMP's P/E is 70% above its last 4 quarters average of 41.4
The stock's price to book (P/B) is 38% less than its 5-year quarterly average of 1.6 and 23% less than its last 4 quarters average of 1.3
The equity has increased by 9% since the previous quarter and by 9% year-on-year
The revenue fell by 29% YoY and by 2.2% QoQ
TMP's price to sales (P/S) is 16% lower than its 5-year quarterly average of 3.7 and 6% lower than its last 4 quarters average of 3.3

Efficiency

How efficient is Tompkins Financial business performance
TMP's return on assets has dropped by 91% year-on-year and by 50% since the previous quarter
The ROE has plunged by 89% YoY and by 32% from the previous quarter
The ROIC has plunged by 86% YoY
TMP's ROS has shrunk by 84% YoY and by 31% QoQ

Dividends

What is TMP's dividend history
Dividend details
DPS
$2.4
Dividend yield
5.16%
Payout ratio
363.6%
Recent dividends

Financial health

How did Tompkins Financial financials performed over time
The company's total assets is 9% higher than its total liabilities
The debt is 2.3% lower than the equity
The debt has soared by 88% YoY and by 85% QoQ
Tompkins Financial's debt to equity has soared by 75% YoY and by 69% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.