TMP Tompkins Financial Corp
- Stocks
- Financial Services
- NYSEAMERICAN: TMP
Price (delayed)
$62.61
Market cap
$903.56M
P/E Ratio
11.22
Dividend/share
$2.48
EPS
$5.58
Enterprise value
$1.49B
Tompkins Financial Corporation is a financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. Headquartered in Ithaca, NY, Tompkins
Highlights
TMP's P/E is 55% below its 5-year quarterly average of 24.8 and 10% below its last 4 quarters average of 12.4
The revenue rose by 39% YoY and by 3.1% QoQ
The debt is up by 30% QoQ
Key stats
What are the main financial stats of TMP
Market
Valuations
Earnings
Shares outstanding
14.43M
Market cap
$903.56M
Enterprise value
$1.49B
Price to earnings (P/E)
11.22
Price to book (P/B)
1.19
Price to sales (P/S)
2.95
EV/EBIT
14.3
EV/EBITDA
13.15
EV/Sales
4.87
Revenue
$306.37M
Gross profit
$306.37M
Operating income
$104.3M
Net income
$79.45M
EBIT
$104.24M
EBITDA
$113.37M
Free cash flow
$79.81M
Per share
Balance sheet
Liquidity
EPS
$5.58
EPS diluted
$5.55
Free cash flow per share
$5.53
Book value per share
$52.78
Revenue per share
$21.23
TBVPS
$573.56
Total assets
$8.37B
Total liabilities
$7.61B
Debt
$799.81M
Equity
$761.79M
Working capital
N/A
Debt to equity
1.05
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.18
Margins
Efficiency
Dividend
EBITDA margin
37%
Gross margin
100%
Net margin
25.9%
Operating margin
34%
Return on assets
1%
Return on equity
10.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
34%
Dividend yield
3.96%
DPS
$2.48
Payout ratio
44.4%
TMP stock price
How has the Tompkins Financial stock price performed over time
Intraday
0.43%
1 week
-1.42%
1 month
-5.15%
1 year
13.96%
YTD
-7.7%
QTD
-0.19%
Financial performance
How have Tompkins Financial's revenue and profit performed over time
Revenue
$306.37M
Gross profit
$306.37M
Operating income
$104.3M
Net income
$79.45M
Gross margin
100%
Net margin
25.9%
The revenue rose by 39% YoY and by 3.1% QoQ
TMP's gross profit is up by 39% year-on-year and by 3.1% since the previous quarter
Tompkins Financial's net income has increased by 8% from the previous quarter
Tompkins Financial's operating income has increased by 8% QoQ
Price vs fundamentals
How does TMP's price correlate with its fundamentals
Growth
What is Tompkins Financial's growth rate over time
Valuation
What is Tompkins Financial stock price valuation
P/E
11.22
P/B
1.19
P/S
2.95
EV/EBIT
14.3
EV/EBITDA
13.15
EV/Sales
4.87
TMP's P/E is 55% below its 5-year quarterly average of 24.8 and 10% below its last 4 quarters average of 12.4
TMP's EPS is up by 8% QoQ
The stock's price to book (P/B) is 15% less than its 5-year quarterly average of 1.4
The equity has increased by 13% year-on-year and by 2.8% since the previous quarter
The revenue rose by 39% YoY and by 3.1% QoQ
TMP's price to sales (P/S) is 13% lower than its 5-year quarterly average of 3.4 and 4.8% lower than its last 4 quarters average of 3.1
Efficiency
How efficient is Tompkins Financial business performance
TMP's return on assets is up by 11% since the previous quarter
The ROIC has grown by 9% from the previous quarter
The ROE has grown by 4.9% from the previous quarter
TMP's ROS is up by 4.6% QoQ
Dividends
What is TMP's dividend history
DPS
$2.48
Dividend yield
3.96%
Payout ratio
44.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Tompkins Financial financials performed over time
The company's total assets is 10% higher than its total liabilities
The company's total assets rose by 6% YoY and by 2.1% QoQ
The total liabilities has grown by 6% YoY and by 2.1% from the previous quarter
The debt is 5% higher than the equity
The debt is up by 30% QoQ
Tompkins Financial's debt to equity has increased by 27% from the previous quarter but it has decreased by 13% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.