AROW Arrow Financial PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: AROW
- PE Ratio
The PE ratio for Arrow Financial stock stands at 16.93 as of Nov 5, 2025. The calculation is based on the latest EPS of $1.83 and the stock price of $30.99 per share. An increase of 12% has been observed in the PE ratio compared to its average of 15.2 of the past four quarters.
AROW PE ratio history
Over the last ten years, the average PE ratio of Arrow Financial has been 13.39. The current 16.93 price-to-earnings ratio is 26% more than the historical average. Analyzing the last ten years, AROW's PE ratio reached its highest point in the Dec 2016 quarter at 20.45, with a price of $32.93 and an EPS of $1.61. The Sep 2023 quarter saw the lowest point at 8.47, with a price of $17.02 and an EPS of $2.01.
Arrow Financial PE ratio by year
Maximum annual increase: 44.01% in 2016
Maximum annual decrease: -24.9% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 16.22 | 2.72% | $28.71 | $1.77 |
| 2023 | 15.79 | 37.19% | $27.94 | $1.77 |
| 2022 | 11.51 | 1.59% | $32.91 | $2.86 |
| 2021 | 11.33 | 0.18% | $33.21 | $2.93 |
| 2020 | 11.31 | -24.9% | $27.37 | $2.42 |
| 2019 | 15.06 | 18.3% | $33.59 | $2.23 |
| 2018 | 12.73 | -20.73% | $27.62 | $2.17 |
| 2017 | 16.06 | -21.47% | $28.43 | $1.77 |
| 2016 | 20.45 | 44.01% | $32.93 | $1.61 |
| 2015 | 14.2 | -4.57% | $21.45 | $1.51 |
| 2014 | 14.88 | -1.06% | $21.28 | $1.43 |
| 2013 | 15.04 | 11.82% | $20.15 | $1.34 |
| 2012 | 13.45 | 7.77% | $18.56 | $1.38 |
| 2011 | 12.48 | -11.55% | $17.1 | $1.37 |
| 2010 | 14.11 | 12.52% | $19.48 | $1.38 |
Arrow Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 14.44 | -6.6% | $26.42 | $1.83 |
| Mar 2025 | 15.46 | -4.69% | $26.29 | $1.7 |
| Dec 2024 | 16.22 | 11.48% | $28.71 | $1.77 |
| Sep 2024 | 14.55 | 5.59% | $28.66 | $1.97 |
| Jun 2024 | 13.78 | -5.29% | $26.05 | $1.89 |
| Mar 2024 | 14.55 | -7.85% | $25.02 | $1.72 |
| Dec 2023 | 15.79 | 86.42% | $27.94 | $1.77 |
| Sep 2023 | 8.47 | -1.63% | $17.02 | $2.01 |
| Jun 2023 | 8.61 | -6.72% | $19.55 | $2.27 |
| Mar 2023 | 9.23 | -19.81% | $24.18 | $2.62 |
| Dec 2022 | 11.51 | 13.51% | $32.91 | $2.86 |
| Sep 2022 | 10.14 | -5.32% | $27.98 | $2.76 |
| Jun 2022 | 10.71 | 1.32% | $29.98 | $2.8 |
| Mar 2022 | 10.57 | -6.71% | $30.56 | $2.89 |
| Dec 2021 | 11.33 | 7.39% | $33.21 | $2.93 |
AROW Price vs fair value
AROW average PE ratio chart
The current PE ratio of AROW is above its 3, 5 and 10-year averages.
PE comparison
With a price to earnings (P/E) of 16.93, AROW stands higher than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 13.73, Arrow Financial's price to earnings (P/E) is 23% higher.
AROW PE vs peers
AROW's PE ratio is above its peer stocks FNB and CBU. Arrow Financial's current PE ratio of 16.93 is more than the average of its peers, which is 13.55.
| Stock name | PE ratio | Market cap |
|---|---|---|
| TMP Tompkins Financial Corp | 11.3 | $966.65M |
| FNB Fnb Corp | 12.34 | $5.67B |
| NBTB Nbt Bancorp Inc | 14.63 | $2.15B |
| CBU Community Bank System Inc | 15.34 | $2.98B |
| AROW Arrow Financial Corp | 16.45 | $495.72M |
| FISI Financial Institutions Inc | N/A | $584.79M |
Frequently asked questions
What is Arrow Financial's PE ratio?
AROW stock has a price to earnings ratio of 16.93 as of Nov 5, 2025.
What is the 3-year average PE ratio for Arrow Financial (AROW)?
The 3-year average PE ratio for AROW stock is 12.96.
What is the 5-year average PE ratio for Arrow Financial (AROW)?
The 5-year average PE ratio for AROW stock is 12.08.
What is the highest PE ratio for AROW?
Over the last ten years, the Dec 2016 quarter recorded the highest quarterly PE ratio at 20.45.
How does the current PE ratio for AROW compare to its historical average?
AROW's current price to earnings ratio is 26% above its 10-year historical average.
How is AROW's PE ratio calculated (Arrow Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Nov 5, 2025), Arrow Financial's share price is $30.99. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $1.83. Therefore, Arrow Financial's price to earnings ratio for today is 16.93. PE RATIO(16.93) = STOCK PRICE($30.99) / TTM EPS($1.83)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.