CBU Community Bank System Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CBU

Price (delayed)

$63.56

Market cap

$3.34B

P/E Ratio

14.75

Dividend/share

$1.88

EPS

$4.31

Enterprise value

$3.85B

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Relative Growth: Rel. Growth: 68
Relative Strength: Rel. Strength: 43
Relative Valuation: Rel. Valuation: 71
Relative Profitability: Rel. Profitability: 83

Community Bank System, Inc. is a diversified financial services company that is focused on four main business lines – banking, employee benefit services, insurance services and wealth management. Its banking ...

Highlights
The EPS has increased by 17% YoY and by 4.6% QoQ
Community Bank System's net income has increased by 17% YoY and by 4.6% from the previous quarter
The debt has grown by 18% from the previous quarter but it has contracted by 15% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://cbna.com
Peers: TMP NBTB AROW CHMG

Key stats

What are the main financial stats of CBU

CBU stock price

How has the Community Bank System stock price performed over time
Intraday
0.68%
1 week
-3.46%
1 month
-6.28%
1 year
11.12%
YTD
10.65%
QTD
-5.3%

Financial performance

How have Community Bank System's revenue and profit performed over time
Revenue
$838.16M
Gross profit
$838.16M
Operating income
$300.52M
Net income
$228.06M
Gross margin
100%
Net margin
27.2%
CBU's operating income is up by 19% year-on-year and by 5% since the previous quarter
Community Bank System's net income has increased by 17% YoY and by 4.6% from the previous quarter
Community Bank System's gross profit has increased by 11% YoY and by 2.9% from the previous quarter
The revenue has grown by 11% year-on-year and by 2.9% since the previous quarter

Price vs fundamentals

How does CBU's price correlate with its fundamentals

Growth

What is Community Bank System's growth rate over time

Valuation

What is Community Bank System stock price valuation
CBU P/E details
P/E
14.75
P/B
1.61
P/S
3.99
EV/EBIT
12.81
EV/EBITDA
11.44
EV/Sales
4.59
The EPS has increased by 17% YoY and by 4.6% QoQ
The stock's price to earnings (P/E) is 15% less than its 5-year quarterly average of 17.3
The equity rose by 10% year-on-year and by 2.4% since the previous quarter
The P/B is 5% lower than the 5-year quarterly average of 1.7
The stock's price to sales (P/S) is 11% less than its 5-year quarterly average of 4.5
The revenue has grown by 11% year-on-year and by 2.9% since the previous quarter

Efficiency

How efficient is Community Bank System business performance
CBU's return on invested capital is up by 20% year-on-year and by 6% since the previous quarter
CBU's ROA is up by 8% YoY
The ROS has increased by 8% YoY and by 2.3% QoQ
The company's return on equity rose by 6% YoY

Dividends

What is CBU's dividend history
Dividend details
DPS
$1.88
Dividend yield
2.96%
Payout ratio
43.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Community Bank System financials performed over time
Community Bank System's total assets is 13% more than its total liabilities
Community Bank System's total assets has increased by 7% YoY
The total liabilities is up by 6% year-on-year
The debt is 63% less than the equity
The company's debt to equity fell by 21% YoY but it rose by 16% QoQ
The debt has grown by 18% from the previous quarter but it has contracted by 15% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.