CBU Community Bank System Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CBU

Price (delayed)

$64.58

Market cap

$3.39B

P/E Ratio

15.67

Dividend/share

$1.88

EPS

$4.12

Enterprise value

$3.47B

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Relative Growth: Rel. Growth: 70
Relative Strength: Rel. Strength: 56
Relative Valuation: Rel. Valuation: 69
Relative Profitability: Rel. Profitability: 83

Community Bank System, Inc. operates more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts through its banking subsidiary, Community Bank, N.A. With assets of ...

Highlights
The debt has contracted by 25% YoY and by 6% from the previous quarter
The EPS has increased by 14% YoY and by 3.5% QoQ
The stock's price to earnings (P/E) is 12% less than its 5-year quarterly average of 17.6 but 4.1% more than its last 4 quarters average of 14.8
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.communitybankna.com
Peers: TMP NBTB AROW CHMG

Key stats

What are the main financial stats of CBU

CBU stock price

How has the Community Bank System stock price performed over time
Intraday
1.7%
1 week
2.35%
1 month
1.85%
1 year
15.71%
YTD
12.43%
QTD
10.11%

Financial performance

How have Community Bank System's revenue and profit performed over time
Revenue
$814.75M
Gross profit
$814.75M
Operating income
$285.74M
Net income
$218.06M
Gross margin
100%
Net margin
26.8%
CBU's operating income is up by 15% year-on-year and by 3.8% since the previous quarter
Community Bank System's net income has increased by 14% YoY and by 3.6% from the previous quarter
Community Bank System's gross profit has increased by 10% YoY and by 2.3% from the previous quarter
The revenue has grown by 10% year-on-year and by 2.3% since the previous quarter

Price vs fundamentals

How does CBU's price correlate with its fundamentals

Growth

What is Community Bank System's growth rate over time

Valuation

What is Community Bank System stock price valuation
CBU P/E details
P/E
15.67
P/B
1.68
P/S
4.18
EV/EBIT
12.14
EV/EBITDA
10.9
EV/Sales
4.26
The EPS has increased by 14% YoY and by 3.5% QoQ
The stock's price to earnings (P/E) is 12% less than its 5-year quarterly average of 17.6 but 4.1% more than its last 4 quarters average of 14.8
The equity rose by 10% year-on-year
The P/B is 3.1% higher than the last 4 quarters average of 1.6 but 2.9% lower than the 5-year quarterly average of 1.7
The stock's price to sales (P/S) is 11% less than its 5-year quarterly average of 4.6 but 5% more than its last 4 quarters average of 3.9
The revenue has grown by 10% year-on-year and by 2.3% since the previous quarter

Efficiency

How efficient is Community Bank System business performance
CBU's return on invested capital is up by 13% year-on-year
CBU's ROA is up by 8% QoQ and by 8% YoY
The ROS has increased by 5% YoY
The company's return on equity rose by 2.8% YoY

Dividends

What is CBU's dividend history
Dividend details
DPS
$1.88
Dividend yield
2.91%
Payout ratio
45.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Community Bank System financials performed over time
Community Bank System's total assets is 13% more than its total liabilities
Community Bank System's total assets has increased by 6% YoY and by 2.6% from the previous quarter
The total liabilities is up by 5% year-on-year and by 2.8% since the previous quarter
The debt is 68% less than the equity
The company's debt to equity fell by 32% YoY and by 6% QoQ
The debt has contracted by 25% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.