CUBI
Customers Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: CUBI
- PE Ratio
As at Jun 23, 2026, the CUBI stock has a price-to-earnings ratio of 9.51. This is based on the current EPS of $8.18 and the stock price of $77.79 per share. A decrease of 19% has been recorded in the P/E ratio compared to the average of 11.7 of the last 4 quarters.
CUBI PE ratio history
The mean historical PE ratio of Customers Bancorp over the last ten years is 9.08. The current 9.51 PE ratio is 4.7% above the historical average. In the past ten years, CUBI's PE ratio was at its highest in the Jun 2019 quarter at 19.27, with a price of $21 and an EPS of $1.09. The Mar 2023 quarter recorded the bottom point at 3.09, with a price of $18.52 and an EPS of $6.
Customers Bancorp PE ratio by year
Maximum annual increase: 81.37% in 2023
Maximum annual decrease: -57.73% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 11.32 | 22.78% | $73.12 | $6.46 |
| 2024 | 9.22 | 19.9% | $48.68 | $5.28 |
| 2023 | 7.69 | 81.37% | $57.62 | $7.49 |
| 2022 | 4.24 | -39.77% | $28.34 | $6.69 |
| 2021 | 7.04 | 45.45% | $65.37 | $9.29 |
| 2020 | 4.84 | -57.73% | $18.18 | $3.76 |
| 2019 | 11.45 | 13.82% | $23.81 | $2.08 |
| 2018 | 10.06 | -18.74% | $18.2 | $1.81 |
| 2017 | 12.38 | -13.24% | $25.99 | $2.1 |
| 2016 | 14.27 | 9.6% | $35.82 | $2.51 |
| 2015 | 13.02 | 8.41% | $27.22 | $2.09 |
| 2014 | 12.01 | -13.47% | $19.46 | $1.62 |
| 2013 | 13.88 | 69.47% | $18.6 | $1.34 |
| 2012 | 8.19 | N/A | $13.18 | $1.61 |
| 2011 | N/A | N/A | N/A | $0.36 |
Customers Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 8.49 | -25% | $69.41 | $8.18 |
| Dec 2025 | 11.32 | -11.84% | $73.12 | $6.46 |
| Sep 2025 | 12.84 | -8.87% | $65.37 | $5.09 |
| Jun 2025 | 14.09 | 15.68% | $58.74 | $4.17 |
| Mar 2025 | 12.18 | 32.1% | $50.2 | $4.12 |
| Dec 2024 | 9.22 | 27% | $48.68 | $5.28 |
| Sep 2024 | 7.26 | 16.35% | $46.45 | $6.4 |
| Jun 2024 | 6.24 | -13.21% | $47.98 | $7.69 |
| Mar 2024 | 7.19 | -6.5% | $53.06 | $7.38 |
| Dec 2023 | 7.69 | 43.74% | $57.62 | $7.49 |
| Sep 2023 | 5.35 | 0.38% | $34.45 | $6.44 |
| Jun 2023 | 5.33 | 72.49% | $30.26 | $5.68 |
| Mar 2023 | 3.09 | -27.12% | $18.52 | $6 |
| Dec 2022 | 4.24 | 28.48% | $28.34 | $6.69 |
| Sep 2022 | 3.3 | 1.54% | $29.48 | $8.92 |
CUBI Price vs fair value
CUBI average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, CUBI's PE ratio is greater than its 3, 5 and 10-year historical averages.
PE comparison
Customers Bancorp's P/E of 9.51 is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.95, Customers Bancorp's P/E is 27% lower.
CUBI PE vs peers
Compared to its peer stocks STBA and UVSP, CUBI's PE ratio stands lower. Customers Bancorp's current PE ratio of 9.51 is below the average of its peers, which is 14.67.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CUBI Customers Bancorp Inc | 9.51 | $2.63B |
| NWFL Norwood Financial Corp | 11.48 | $337.61M |
| UVSP UNIVEST FINANCIAL Corp | 12.8 | $1.19B |
| STBA S&T Bancorp Inc | 13.45 | $1.73B |
| MPB Mid Penn Bancorp Inc | 15.18 | $861.73M |
| CZNC Citizens & Northern Corp | 20.45 | $395.78M |
Frequently asked questions
What is Customers Bancorp's PE ratio?
CUBI stock has a price to earnings ratio of 9.51 as of Jun 23, 2026.
What is the 3-year average PE ratio for Customers Bancorp (CUBI)?
The 3-year average PE ratio for CUBI stock is 8.93.
What is the 5-year average PE ratio for Customers Bancorp (CUBI)?
The 5-year average PE ratio for CUBI stock is 7.25.
What is the highest PE ratio for CUBI?
In the last ten years, the Jun 2019 quarter recorded the highest quarterly PE ratio at 19.27.
How does the current PE ratio for CUBI compare to its historical average?
CUBI's current price to earnings ratio is 4.7% above its 10-year historical average.
Why is Customers Bancorp's PE ratio so low?
CUBI's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.
How is CUBI's PE ratio calculated (Customers Bancorp PE ratio formula)?
You can calculate the PE ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 23, 2026), Customers Bancorp's stock price is $77.79. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $8.18. Therefore, Customers Bancorp's P/E ratio for today is 9.51. PE RATIO(9.51) = STOCK PRICE($77.79) / TTM EPS($8.18)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.