STBA
S&T Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: STBA
- PE Ratio
As of Jun 22, 2026, the STBA stock has a PE ratio of 13.22. The calculation is based on the latest EPS of $3.58 and the stock price of $47.31 per share. An increase of 18% has been observed in the PE ratio compared to its average of 11.2 of the past four quarters.
STBA PE ratio history
The mean historical PE ratio of S&T Bancorp over the last ten years is 14.55. The current 13.22 price-to-earnings ratio is 9% less than the historical average. Analyzing the last ten years, STBA's PE ratio reached its highest point in the Dec 2020 quarter at 46, with a price of $24.84 and an EPS of $0.54. The Jun 2023 quarter saw the lowest point at 6.97, with a price of $27.19 and an EPS of $3.9.
S&T Bancorp PE ratio by year
Maximum annual increase: 224.17% in 2020
Maximum annual decrease: -75.61% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 11.21 | 0.63% | $39.35 | $3.51 |
| 2024 | 11.14 | 25.31% | $38.22 | $3.43 |
| 2023 | 8.89 | -9.75% | $33.42 | $3.76 |
| 2022 | 9.85 | -12.21% | $34.18 | $3.47 |
| 2021 | 11.22 | -75.61% | $31.52 | $2.81 |
| 2020 | 46 | 224.17% | $24.84 | $0.54 |
| 2019 | 14.19 | 13.61% | $40.29 | $2.84 |
| 2018 | 12.49 | -34.12% | $37.84 | $3.03 |
| 2017 | 18.96 | 0.05% | $39.81 | $2.1 |
| 2016 | 18.95 | 21.71% | $39.04 | $2.06 |
| 2015 | 15.57 | 1.83% | $30.82 | $1.98 |
| 2014 | 15.29 | 2.69% | $29.81 | $1.95 |
| 2013 | 14.89 | -2.74% | $25.31 | $1.7 |
| 2012 | 15.31 | 10.38% | $18.07 | $1.18 |
| 2011 | 13.87 | -17.73% | $19.55 | $1.41 |
S&T Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 11.68 | 4.19% | $41.83 | $3.58 |
| Dec 2025 | 11.21 | 3.51% | $39.35 | $3.51 |
| Sep 2025 | 10.83 | -2.34% | $37.59 | $3.47 |
| Jun 2025 | 11.09 | 4.13% | $37.82 | $3.41 |
| Mar 2025 | 10.65 | -4.4% | $37.05 | $3.48 |
| Dec 2024 | 11.14 | -6.07% | $38.22 | $3.43 |
| Sep 2024 | 11.86 | 26.84% | $41.97 | $3.54 |
| Jun 2024 | 9.35 | 3.77% | $33.39 | $3.57 |
| Mar 2024 | 9.01 | 1.35% | $32.08 | $3.56 |
| Dec 2023 | 8.89 | 25.74% | $33.42 | $3.76 |
| Sep 2023 | 7.07 | 1.43% | $27.08 | $3.83 |
| Jun 2023 | 6.97 | -16.92% | $27.19 | $3.9 |
| Mar 2023 | 8.39 | -14.82% | $31.45 | $3.75 |
| Dec 2022 | 9.85 | 0.51% | $34.18 | $3.47 |
| Sep 2022 | 9.8 | -1.71% | $29.31 | $2.99 |
STBA Price vs fair value
STBA average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, STBA's PE ratio is above its 3 and 5-year averages, but it is under its 10-year average.
PE comparison
With a price to earnings (P/E) of 13.22, STBA stands higher than the Financial Services sector, the industry and its peers average. But when looking at the Financial Services sector average of 12.78, S&T Bancorp's price to earnings (P/E) is only 3.4% higher.
STBA PE vs peers
STBA's PE ratio is less than its peer stock CZNC, but it is above MTB's and FNB's. S&T Bancorp's current PE ratio of 13.22 is more than the average of its peers, which is 12.67.
| Stock name | PE ratio | Market cap |
|---|---|---|
| TMP Tompkins Financial Corp | 7.82 | $1.32B |
| FNB Fnb Corp | 11.57 | $6.67B |
| ACNB Acnb Corp | 11.9 | $595.26M |
| UVSP UNIVEST FINANCIAL Corp | 12.8 | $1.19B |
| MTB M&T Bank Corp | 12.88 | $33.86B |
| FCF First Commonwealth Financial Corp | 13.07 | $2.03B |
| STBA S&T Bancorp Inc | 13.45 | $1.73B |
| CZNC Citizens & Northern Corp | 20.45 | $395.78M |
Frequently asked questions
What is S&T Bancorp's PE ratio?
STBA's price to earnings ratio is 13.22 as of Jun 22, 2026.
What is the 3-year average PE ratio for S&T Bancorp (STBA)?
As an average over the last 3 years, STBA stock has a PE ratio of 9.98.
What is the 5-year average PE ratio for S&T Bancorp (STBA)?
As an average over the last 5 years, STBA stock has a PE ratio of 10.11.
What is the highest PE ratio for STBA?
Over the last ten years, the Dec 2020 quarter recorded the highest quarterly PE ratio at 46.
How does the current PE ratio for STBA compare to its historical average?
STBA's current price to earnings ratio is 9% below its 10-year historical average.
How is STBA's PE ratio calculated (S&T Bancorp PE ratio formula)?
The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jun 22, 2026), S&T Bancorp's share price is $47.31. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.58. Therefore, S&T Bancorp's price to earnings ratio for today is 13.22. PE RATIO(13.22) = STOCK PRICE($47.31) / TTM EPS($3.58)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.