UVSP UNIVEST FINANCIAL PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: UVSP
- PE Ratio
As of Nov 5, 2025, the UVSP stock has a PE ratio of 9.85. The calculation is based on the latest EPS of $3 and the stock price of $29.56 per share. A decrease of 8% has been observed in the PE ratio compared to its average of 10.7 of the last four quarters.
UVSP PE ratio history
The mean historical PE ratio of UNIVEST FINANCIAL over the last ten years is 13.39. The current 9.85 P/E ratio is 26% lower than the historical average. Looking back at the last ten years, UVSP's PE ratio peaked in the Dec 2016 quarter at 36.35, with a price of $30.9 and an EPS of $0.85. The Jun 2023 quarter marked the lowest point at 6.43, with a price of $18.08 and an EPS of $2.81.
UNIVEST FINANCIAL PE ratio by year
Maximum annual increase: 142.17% in 2016
Maximum annual decrease: -52.96% in 2017
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 11.35 | 24.73% | $29.51 | $2.6 |
| 2023 | 9.1 | -7.33% | $22.03 | $2.42 |
| 2022 | 9.82 | 2.4% | $26.13 | $2.66 |
| 2021 | 9.59 | -25.43% | $29.92 | $3.12 |
| 2020 | 12.86 | 7.53% | $20.58 | $1.6 |
| 2019 | 11.96 | -4.63% | $26.78 | $2.24 |
| 2018 | 12.54 | -26.67% | $21.57 | $1.72 |
| 2017 | 17.1 | -52.96% | $28.05 | $1.64 |
| 2016 | 36.35 | 142.17% | $30.9 | $0.85 |
| 2015 | 15.01 | 1.62% | $20.86 | $1.39 |
| 2014 | 14.77 | -8.6% | $20.24 | $1.37 |
| 2013 | 16.16 | 18.13% | $20.68 | $1.28 |
| 2012 | 13.68 | 5.56% | $17.1 | $1.25 |
| 2011 | 12.96 | -35.78% | $14.64 | $1.13 |
| 2010 | 20.18 | -13.65% | $19.17 | $0.95 |
UNIVEST FINANCIAL PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2025 | 10.01 | -8.33% | $30.02 | $3 |
| Jun 2025 | 10.92 | 3.21% | $30.04 | $2.75 |
| Mar 2025 | 10.58 | -6.78% | $28.36 | $2.68 |
| Dec 2024 | 11.35 | 1.25% | $29.51 | $2.6 |
| Sep 2024 | 11.21 | 20.28% | $28.14 | $2.51 |
| Jun 2024 | 9.32 | 7.37% | $22.83 | $2.45 |
| Mar 2024 | 8.68 | -4.62% | $20.82 | $2.4 |
| Dec 2023 | 9.1 | 40.22% | $22.03 | $2.42 |
| Sep 2023 | 6.49 | 0.93% | $17.38 | $2.68 |
| Jun 2023 | 6.43 | -27.18% | $18.08 | $2.81 |
| Mar 2023 | 8.83 | -10.08% | $23.74 | $2.69 |
| Dec 2022 | 9.82 | 2.08% | $26.13 | $2.66 |
| Sep 2022 | 9.62 | -7.77% | $23.48 | $2.44 |
| Jun 2022 | 10.43 | 5.25% | $25.44 | $2.44 |
| Mar 2022 | 9.91 | 3.34% | $26.76 | $2.7 |
UVSP Price vs fair value
UVSP average PE ratio chart
Currently, UVSP's PE ratio is higher than the 3 and 5-year averages, but it is lower than its 10-year average.
PE comparison
UNIVEST FINANCIAL's price to earnings (P/E) of 9.85 is lower than the Financial Services sector, the industry and its peers average. In comparison with the Financial Services sector average of 13.73, UNIVEST FINANCIAL's price to earnings (P/E) is 28% lower.
UVSP PE vs peers
In comparison to its peer stocks MTB and FNB, UVSP's PE ratio is lower. UNIVEST FINANCIAL is currently trading at a lower PE ratio (9.85) than its peers average of 12.61.
| Stock name | PE ratio | Market cap |
|---|---|---|
| UVSP UNIVEST FINANCIAL Corp | 9.85 | $841.74M |
| CZNC Citizens & Northern Corp | 10.99 | $298.51M |
| STBA S&T Bancorp Inc | 11.13 | $1.46B |
| MTB M&T Bank Corp | 11.23 | $28.18B |
| FNB Fnb Corp | 12.39 | $5.7B |
| ACNB Acnb Corp | 17.31 | $491.04M |
| NWFL Norwood Financial Corp | 127.29 | $247.56M |
Frequently asked questions
What is UNIVEST FINANCIAL's PE ratio?
UVSP's price to earnings ratio is 9.85 as of Nov 5, 2025.
What is the 3-year average PE ratio for UNIVEST FINANCIAL (UVSP)?
As an average over the last 3 years, UVSP stock has a PE ratio of 9.4.
What is the 5-year average PE ratio for UNIVEST FINANCIAL (UVSP)?
As an average over the last 5 years, UVSP stock has a PE ratio of 9.59.
What is the highest PE ratio for UVSP?
Over the last ten years, the Dec 2016 quarter recorded the highest quarterly PE ratio at 36.35.
How does the current PE ratio for UVSP compare to its historical average?
UVSP's current price to earnings ratio is 26% below its 10-year historical average.
Why is UNIVEST FINANCIAL's PE ratio so low?
A company with a lower PE ratio may indicate that the market has lower growth expectations for the company's future earnings.
How is UVSP's PE ratio calculated (UNIVEST FINANCIAL PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Nov 5, 2025), UNIVEST FINANCIAL's share price is $29.56. The company's earnings per share for the trailing twelve months (TTM) ending Sep 2025 is $3. Therefore, UNIVEST FINANCIAL's PE ratio for today is 9.85. PE RATIO(9.85) = STOCK PRICE($29.56) / TTM EPS($3)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.