CUBI Customers Bancorp Inc
- Stocks
- Financial Services
- NYSE: CUBI
Price (delayed)
$65.46
Market cap
$2.07B
P/E Ratio
15.7
Dividend/share
N/A
EPS
$4.17
Enterprise value
$43.73M
Customers Bank, a subsidiary of Customers Bancorp, Inc. a bank holding company, is a full-service super-community bank with assets of approximately $18.4 billion at December 31, 2020. A member of
Highlights
Customers Bancorp's equity has increased by 7% YoY
The P/E is 145% above the 5-year quarterly average of 6.4 and 47% above the last 4 quarters average of 10.7
The company's EPS fell by 46% YoY
Key stats
What are the main financial stats of CUBI
Market
Valuations
Earnings
Shares outstanding
31.62M
Market cap
$2.07B
Enterprise value
$43.73M
Price to earnings (P/E)
15.7
Price to book (P/B)
1.11
Price to sales (P/S)
3.47
EV/EBIT
0.25
EV/EBITDA
0.2
EV/Sales
0.07
Revenue
$596.46M
Gross profit
$562.51M
Operating income
$172.67M
Net income
$147.51M
EBIT
$172.67M
EBITDA
$218.79M
Free cash flow
$337.61M
Per share
Balance sheet
Liquidity
EPS
$4.17
EPS diluted
$4.05
Free cash flow per share
$10.69
Book value per share
$59
Revenue per share
$18.88
TBVPS
$713.79
Total assets
$22.55B
Total liabilities
$20.69B
Debt
$1.48B
Equity
$1.86B
Working capital
N/A
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.26
Margins
Efficiency
Dividend
EBITDA margin
36.7%
Gross margin
94.3%
Net margin
24.7%
Operating margin
28.9%
Return on assets
0.6%
Return on equity
7.1%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
28.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CUBI stock price
How has the Customers Bancorp stock price performed over time
Intraday
4.42%
1 week
3.2%
1 month
3.14%
1 year
44.92%
YTD
34.47%
QTD
11.44%
Financial performance
How have Customers Bancorp's revenue and profit performed over time
Revenue
$596.46M
Gross profit
$562.51M
Operating income
$172.67M
Net income
$147.51M
Gross margin
94.3%
Net margin
24.7%
The operating income has declined by 49% year-on-year
The net income has declined by 43% year-on-year
The operating margin has declined by 38% year-on-year
The company's net margin fell by 30% YoY
Price vs fundamentals
How does CUBI's price correlate with its fundamentals
Growth
What is Customers Bancorp's growth rate over time
Valuation
What is Customers Bancorp stock price valuation
P/E
15.7
P/B
1.11
P/S
3.47
EV/EBIT
0.25
EV/EBITDA
0.2
EV/Sales
0.07
The P/E is 145% above the 5-year quarterly average of 6.4 and 47% above the last 4 quarters average of 10.7
The company's EPS fell by 46% YoY
CUBI's P/B is 39% above its 5-year quarterly average of 0.8 and 23% above its last 4 quarters average of 0.9
Customers Bancorp's equity has increased by 7% YoY
CUBI's price to sales (P/S) is 74% more than its 5-year quarterly average of 2.0 and 33% more than its last 4 quarters average of 2.6
CUBI's revenue is down by 17% year-on-year
Efficiency
How efficient is Customers Bancorp business performance
The ROE has shrunk by 51% YoY
CUBI's ROIC is down by 47% YoY
The ROA has contracted by 45% YoY
The company's return on sales fell by 38% YoY
Dividends
What is CUBI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for CUBI.
Financial health
How did Customers Bancorp financials performed over time
CUBI's total assets is 9% greater than its total liabilities
The total liabilities has increased by 8% year-on-year
CUBI's total assets is up by 8% year-on-year
The company's debt is 21% lower than its equity
The company's debt rose by 12% YoY and by 4.4% QoQ
Customers Bancorp's equity has increased by 7% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.