CUBI Customers Bancorp Inc
- Stocks
- Financial Services
- NYSE: CUBI
Price (delayed)
$50.13
Market cap
$1.58B
P/E Ratio
9.49
Dividend/share
N/A
EPS
$5.28
Enterprise value
-$798.55M
Customers Bank, a subsidiary of Customers Bancorp, Inc. a bank holding company, is a full-service super-community bank with assets of approximately $18.4 billion at December 31, 2020. A member of
Highlights
Customers Bancorp's equity has increased by 12% YoY
The company's debt fell by 7% YoY
The P/E is 69% above the 5-year quarterly average of 5.6 and 27% above the last 4 quarters average of 7.5
The company's EPS fell by 30% YoY and by 18% QoQ
Key stats
What are the main financial stats of CUBI
Market
Valuations
Earnings
Shares outstanding
31.47M
Market cap
$1.58B
Enterprise value
-$798.55M
Price to earnings (P/E)
9.49
Price to book (P/B)
0.86
Price to sales (P/S)
2.45
EV/EBIT
-3.56
EV/EBITDA
-3.1
EV/Sales
-1.25
Revenue
$641.39M
Gross profit
$608.84M
Operating income
$224.37M
Net income
$181.47M
EBIT
$224.37M
EBITDA
$257.93M
Free cash flow
$98.36M
Per share
Balance sheet
Liquidity
EPS
$5.28
EPS diluted
$5.09
Free cash flow per share
$3.14
Book value per share
$58.59
Revenue per share
$20.46
TBVPS
$711.49
Total assets
$22.31B
Total liabilities
$20.47B
Debt
$1.41B
Equity
$1.84B
Working capital
N/A
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.21
Margins
Efficiency
Dividend
EBITDA margin
40.2%
Gross margin
94.9%
Net margin
28.3%
Operating margin
35%
Return on assets
0.8%
Return on equity
9.4%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
35%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CUBI stock price
How has the Customers Bancorp stock price performed over time
Intraday
0.26%
1 week
-0.4%
1 month
-1.28%
1 year
8.77%
YTD
2.98%
QTD
-0.14%
Financial performance
How have Customers Bancorp's revenue and profit performed over time
Revenue
$641.39M
Gross profit
$608.84M
Operating income
$224.37M
Net income
$181.47M
Gross margin
94.9%
Net margin
28.3%
The operating income has declined by 32% year-on-year and by 18% since the previous quarter
The operating margin has declined by 28% year-on-year and by 14% since the previous quarter
The net income has declined by 27% year-on-year and by 16% since the previous quarter
The company's net margin fell by 23% YoY and by 12% QoQ
Growth
What is Customers Bancorp's growth rate over time
Valuation
What is Customers Bancorp stock price valuation
P/E
9.49
P/B
0.86
P/S
2.45
EV/EBIT
-3.56
EV/EBITDA
-3.1
EV/Sales
-1.25
The P/E is 69% above the 5-year quarterly average of 5.6 and 27% above the last 4 quarters average of 7.5
The company's EPS fell by 30% YoY and by 18% QoQ
Customers Bancorp's equity has increased by 12% YoY
CUBI's P/B is 8% above its 5-year quarterly average of 0.8 but 4.4% below its last 4 quarters average of 0.9
CUBI's price to sales (P/S) is 29% more than its 5-year quarterly average of 1.9 and 7% more than its last 4 quarters average of 2.3
CUBI's revenue is down by 6% year-on-year and by 4.7% since the previous quarter
Efficiency
How efficient is Customers Bancorp business performance
The ROE has decreased by 39% YoY and by 20% QoQ
CUBI's ROIC is down by 31% YoY and by 21% from the previous quarter
The company's return on sales fell by 28% YoY and by 14% QoQ
The ROA has contracted by 27% YoY and by 11% from the previous quarter
Dividends
What is CUBI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for CUBI.
Financial health
How did Customers Bancorp financials performed over time
CUBI's total assets is 9% greater than its total liabilities
CUBI's total assets is up by 4.7% year-on-year and by 4% since the previous quarter
The total liabilities has increased by 4.2% since the previous quarter and by 4% year-on-year
The company's debt is 23% lower than its equity
Customers Bancorp's debt to equity has decreased by 16% YoY
Customers Bancorp's equity has increased by 12% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.