CUBI Customers Bancorp Inc
Price (delayed)
$47.89
Market cap
$1.52B
P/E Ratio
6.23
Dividend/share
N/A
EPS
$7.69
Enterprise value
-$205.9M
Customers Bank, a subsidiary of Customers Bancorp, Inc. a bank holding company, is a full-service super-community bank with assets of approximately $18.4 billion at December 31, 2020. A member of
Highlights
The company's debt fell by 44% YoY and by 12% QoQ
The company's EPS rose by 35% YoY and by 4.2% QoQ
The P/E is 6% below the last 4 quarters average of 6.6 but 3.8% above the 5-year quarterly average of 6.0
Key stats
What are the main financial stats of CUBI
Market
Valuations
Earnings
Shares outstanding
31.7M
Market cap
$1.52B
Enterprise value
-$205.9M
Price to book (P/B)
0.87
Price to sales (P/S)
2.1
EV/EBIT
-0.61
EV/EBITDA
-0.56
EV/Sales
-0.28
Revenue
$722.46M
EBIT
$336.61M
EBITDA
$366.56M
Free cash flow
-$25.89M
Per share
Balance sheet
Liquidity
EPS
$7.69
Free cash flow per share
-$0.82
Book value per share
$55.19
Revenue per share
$22.83
TBVPS
$661.55
Total assets
$20.94B
Total liabilities
$19.2B
Debt
$1.32B
Equity
$1.75B
Working capital
N/A
Debt to equity
0.76
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.7
Margins
Efficiency
Dividend
EBITDA margin
50.7%
Gross margin
95.8%
Net margin
35.5%
Operating margin
46.6%
Return on assets
1.1%
Return on equity
14.5%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
46.6%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CUBI stock price
How has the Customers Bancorp stock price performed over time
Intraday
-1.88%
1 week
-7.58%
1 month
-13.46%
1 year
37.93%
YTD
-16.89%
QTD
-0.19%
Financial performance
How have Customers Bancorp's revenue and profit performed over time
Revenue
$722.46M
Gross profit
$691.97M
Operating income
$336.61M
Net income
$256.66M
Gross margin
95.8%
Net margin
35.5%
The operating income has increased by 32% year-on-year and by 2.7% since the previous quarter
The net income is up by 32% year-on-year and by 4.3% since the previous quarter
The company's gross profit rose by 26% YoY and by 3.3% QoQ
CUBI's revenue is up by 25% year-on-year and by 3.3% since the previous quarter
Growth
What is Customers Bancorp's growth rate over time
Valuation
What is Customers Bancorp stock price valuation
P/E
6.23
P/B
0.87
P/S
2.1
EV/EBIT
-0.61
EV/EBITDA
-0.56
EV/Sales
-0.28
The company's EPS rose by 35% YoY and by 4.2% QoQ
The P/E is 6% below the last 4 quarters average of 6.6 but 3.8% above the 5-year quarterly average of 6.0
Customers Bancorp's equity has increased by 20% YoY and by 3.3% from the previous quarter
CUBI's P/B is 9% above its 5-year quarterly average of 0.8 but 3.3% below its last 4 quarters average of 0.9
CUBI's revenue is up by 25% year-on-year and by 3.3% since the previous quarter
CUBI's price to sales (P/S) is 11% more than its 5-year quarterly average of 1.9 but 4.5% less than its last 4 quarters average of 2.2
Efficiency
How efficient is Customers Bancorp business performance
CUBI's ROIC is up by 42% YoY and by 6% from the previous quarter
The ROA has grown by 22% YoY
The ROE has increased by 13% YoY
The company's return on sales rose by 6% YoY
Dividends
What is CUBI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for CUBI.
Financial health
How did Customers Bancorp financials performed over time
CUBI's total assets is 9% greater than its total liabilities
The total liabilities has declined by 7% year-on-year and by 2.3% since the previous quarter
CUBI's total assets is down by 4.9% year-on-year
The company's debt is 24% lower than its equity
Customers Bancorp's debt to equity has plunged by 53% YoY and by 15% from the previous quarter
The company's debt fell by 44% YoY and by 12% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.