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CUBI Customers Bancorp Inc
- Stocks
- Financial Services
- NYSE: CUBI
Price (delayed)
$59.66
Market cap
$1.88B
P/E Ratio
14.48
Dividend/share
N/A
EPS
$4.12
Enterprise value
-$129.02M
Customers Bank, a subsidiary of Customers Bancorp, Inc. a bank holding company, is a full-service super-community bank with assets of approximately $18.4 billion at December 31, 2020. A member of
Highlights
Customers Bancorp's equity has increased by 10% YoY
The company's debt fell by 6% YoY
The P/E is 138% above the 5-year quarterly average of 6.0 and 64% above the last 4 quarters average of 8.7
The company's EPS fell by 44% YoY and by 22% QoQ
Key stats
What are the main financial stats of CUBI
Market
Valuations
Earnings
Shares outstanding
31.59M
Market cap
$1.88B
Enterprise value
-$129.02M
Price to earnings (P/E)
14.48
Price to book (P/B)
1.01
Price to sales (P/S)
3.17
EV/EBIT
-0.76
EV/EBITDA
-0.61
EV/Sales
-0.22
Revenue
$591.5M
Gross profit
$558.46M
Operating income
$170.88M
Net income
$144.66M
EBIT
$170.88M
EBITDA
$211.83M
Free cash flow
$198.96M
Per share
Balance sheet
Liquidity
EPS
$4.12
EPS diluted
$3.98
Free cash flow per share
$6.32
Book value per share
$59.25
Revenue per share
$18.8
TBVPS
$712.47
Total assets
$22.42B
Total liabilities
$20.56B
Debt
$1.42B
Equity
$1.86B
Working capital
N/A
Debt to equity
0.76
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.51
Margins
Efficiency
Dividend
EBITDA margin
35.8%
Gross margin
94.4%
Net margin
24.5%
Operating margin
28.9%
Return on assets
0.6%
Return on equity
7.2%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
28.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CUBI stock price
How has the Customers Bancorp stock price performed over time
Intraday
1.26%
1 week
14.82%
1 month
14.12%
1 year
27.34%
YTD
22.56%
QTD
18.84%
Financial performance
How have Customers Bancorp's revenue and profit performed over time
Revenue
$591.5M
Gross profit
$558.46M
Operating income
$170.88M
Net income
$144.66M
Gross margin
94.4%
Net margin
24.5%
The operating income has declined by 48% year-on-year and by 24% since the previous quarter
The net income has declined by 41% year-on-year and by 20% since the previous quarter
The operating margin has declined by 38% year-on-year and by 17% since the previous quarter
The company's net margin fell by 30% YoY and by 13% QoQ
Price vs fundamentals
How does CUBI's price correlate with its fundamentals
Growth
What is Customers Bancorp's growth rate over time
Valuation
What is Customers Bancorp stock price valuation
P/E
14.48
P/B
1.01
P/S
3.17
EV/EBIT
-0.76
EV/EBITDA
-0.61
EV/Sales
-0.22
The P/E is 138% above the 5-year quarterly average of 6.0 and 64% above the last 4 quarters average of 8.7
The company's EPS fell by 44% YoY and by 22% QoQ
CUBI's P/B is 24% above its 5-year quarterly average of 0.8 and 24% above its last 4 quarters average of 0.8
Customers Bancorp's equity has increased by 10% YoY
CUBI's price to sales (P/S) is 65% more than its 5-year quarterly average of 1.9 and 36% more than its last 4 quarters average of 2.3
CUBI's revenue is down by 15% year-on-year and by 8% since the previous quarter
Efficiency
How efficient is Customers Bancorp business performance
The ROE has shrunk by 51% YoY and by 23% QoQ
The ROA has contracted by 45% YoY and by 25% from the previous quarter
CUBI's ROIC is down by 44% YoY and by 18% from the previous quarter
The company's return on sales fell by 38% YoY and by 17% QoQ
Dividends
What is CUBI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for CUBI.
Financial health
How did Customers Bancorp financials performed over time
CUBI's total assets is 9% greater than its total liabilities
CUBI's total assets is up by 5% year-on-year
The total liabilities has increased by 4.6% year-on-year
The company's debt is 24% lower than its equity
Customers Bancorp's debt to equity has decreased by 15% YoY
Customers Bancorp's equity has increased by 10% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.