CUBI Customers Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CUBI

Price (delayed)

$66.85

Market cap

$2.12B

P/E Ratio

9.06

Dividend/share

N/A

EPS

$7.38

Enterprise value

-$83.89M

Customers Bank, a subsidiary of Customers Bancorp, Inc. a bank holding company, is a full-service super-community bank with assets of approximately $18.4 billion at December 31, 2020. A member of ...

Highlights
The company's debt fell by 36% YoY
The company's EPS rose by 23% YoY
The P/E is 45% above the 5-year quarterly average of 6.0 and 36% above the last 4 quarters average of 6.4
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.customersbank.com
Peers: NWFL STBA MPB UVSP

Key stats

What are the main financial stats of CUBI
Market
Shares outstanding
31.65M
Market cap
$2.12B
Enterprise value
-$83.89M
Valuations
Price to earnings (P/E)
9.06
Price to book (P/B)
1.24
Price to sales (P/S)
3.01
EV/EBIT
-0.26
EV/EBITDA
-0.23
EV/Sales
-0.12
Earnings
Revenue
$699.53M
EBIT
$327.83M
EBITDA
$359.06M
Free cash flow
$47.41M
Per share
EPS
$7.38
Free cash flow per share
$1.51
Book value per share
$53.73
Revenue per share
$22.22
TBVPS
$677.9
Balance sheet
Total assets
$21.35B
Total liabilities
$19.66B
Debt
$1.5B
Equity
$1.69B
Working capital
N/A
Liquidity
Debt to equity
0.89
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.13
Margins
EBITDA margin
51.3%
Gross margin
95.7%
Net margin
35.2%
Operating margin
46.9%
Efficiency
Return on assets
1.1%
Return on equity
14.6%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
46.9%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CUBI stock price

How has the Customers Bancorp stock price performed over time
Intraday
4.37%
1 week
8.03%
1 month
42.36%
1 year
60%
YTD
16.02%
QTD
39.33%

Financial performance

How have Customers Bancorp's revenue and profit performed over time
Revenue
$699.53M
Gross profit
$669.54M
Operating income
$327.83M
Net income
$246.15M
Gross margin
95.7%
Net margin
35.2%
The operating income has increased by 24% year-on-year
The company's gross profit rose by 22% YoY and by 2.5% QoQ
CUBI's revenue is up by 22% year-on-year and by 2.4% since the previous quarter
The net income is up by 20% year-on-year

Growth

What is Customers Bancorp's growth rate over time

Valuation

What is Customers Bancorp stock price valuation
CUBI P/E details
P/E
9.06
P/B
1.24
P/S
3.01
EV/EBIT
-0.26
EV/EBITDA
-0.23
EV/Sales
-0.12
The P/E is 45% above the 5-year quarterly average of 6.0 and 36% above the last 4 quarters average of 6.4
The company's EPS rose by 23% YoY
CUBI's P/B is 49% above its 5-year quarterly average of 0.8 and 32% above its last 4 quarters average of 0.9
Customers Bancorp's equity has increased by 19% YoY and by 3.2% from the previous quarter
CUBI's price to sales (P/S) is 60% more than its 5-year quarterly average of 1.8 and 37% more than its last 4 quarters average of 2.1
CUBI's revenue is up by 22% year-on-year and by 2.4% since the previous quarter

Efficiency

How efficient is Customers Bancorp business performance
CUBI's ROIC is up by 33% YoY
The ROA has grown by 22% YoY
The ROE has decreased by 6% QoQ but it has increased by 5% YoY
The company's return on sales fell by 3.1% QoQ but it rose by 2.2% YoY

Dividends

What is CUBI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CUBI.

Financial health

How did Customers Bancorp financials performed over time
CUBI's total assets is 9% greater than its total liabilities
The total liabilities has declined by 3.3% year-on-year
The company's debt is 11% lower than its equity
Customers Bancorp's debt to equity has decreased by 46% YoY and by 3.3% from the previous quarter
The company's debt fell by 36% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.