CZNC Citizens & Northern PE ratio, current and historical analysis
The PE ratio for Citizens & Northern stock stands at 12.13 as of Sep 6, 2024. The calculation is based on the latest EPS of $1.53 and the stock price of $18.56 per share. The PE ratio currently is comparable to its last 4-quarter average.
CZNC PE ratio history
Over the last ten years, the average PE ratio of Citizens & Northern has been 15.31. The current 12.13 P/E ratio is 21% lower than the historical average. Looking back at the last ten years, CZNC's PE ratio peaked in the Dec 2017 quarter at 21.82, with a price of $24 and an EPS of $1.1. The Sep 2023 quarter marked the lowest point at 9.8, with a price of $17.55 and an EPS of $1.79.
Citizens & Northern PE ratio by year
Maximum annual increase: 31.01% in 2019
Maximum annual decrease: -32.31% in 2018
| Year | PE ratio | Change |
|---|---|---|
| 2023 | 14.29 | 6.88% |
| 2022 | 13.37 | -1.69% |
| 2021 | 13.6 | -10.88% |
| 2020 | 15.26 | -21.14% |
| 2019 | 19.35 | 31.01% |
| 2018 | 14.77 | -32.31% |
| 2017 | 21.82 | 8.29% |
| 2016 | 20.15 | 29.5% |
| 2015 | 15.56 | 3.87% |
| 2014 | 14.98 | 9.66% |
CZNC average PE ratio chart
Currently, CZNC's PE ratio is lower than its 3, 5 and 10-year averages.
CZNC PE vs peers
In comparison to its peer NWFL, CZNC's PE ratio is lower, but it is higher than FNB's and STBA's. Citizens & Northern's PE ratio is trading above the peer average of 10.96.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CUBI Customers Bancorp Inc | 6.23 | $1.52B |
| PWOD Penns Woods Bancorp Inc | 9.31 | $162.89M |
| ACNB Acnb Corp | 10.72 | $335.42M |
| ORRF Orrstown Financial Services Inc | 10.84 | $665.39M |
| UVSP UNIVEST FINANCIAL Corp | 11.2 | $800.74M |
| STBA S&T Bancorp Inc | 11.55 | $1.58B |
| FNB Fnb Corp | 11.77 | $5.04B |
| CZNC Citizens & Northern Corp | 12.13 | $285.68M |
| NWFL Norwood Financial Corp | 16.03 | $211.27M |
Frequently asked questions
What is Citizens & Northern's PE ratio?
The price to earnings ratio for CZNC stock is 12.13 as of Sep 6, 2024.
What is the 3-year average PE ratio for Citizens & Northern (CZNC)?
As an average over the last 3 years, CZNC stock has a PE ratio of 12.87.
What is the 5-year average PE ratio for Citizens & Northern (CZNC)?
As an average over the last 5 years, CZNC stock has a PE ratio of 13.91.
What is the highest PE ratio for CZNC?
The highest quarterly PE ratio in the last ten years has been 21.82 and it was in the Dec 2017 quarter.
How does the current PE ratio for CZNC compare to its historical average?
CZNC's current price to earnings ratio is 21% below its 10-year historical average.
How is CZNC's PE ratio calculated (Citizens & Northern PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Sep 6, 2024), Citizens & Northern's share price is $18.56. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2024 is $1.53. Therefore, Citizens & Northern's PE ratio for today is 12.13. PE RATIO(12.13) = STOCK PRICE($18.56) / TTM EPS($1.53)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.