NWFL Norwood Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: NWFL

Price (delayed)

$35.95

Market cap

$392.4M

P/E Ratio

11.67

Dividend/share

$1.28

EPS

$3.08

Enterprise value

$438.73M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 94

Norwood Financial Corp is the parent company of Wayne Bank, which operates from fifteen offices throughout Northeastern Pennsylvania and twelve offices in the Southern Tier of New York. The Company’s ...

Highlights
NWFL's revenue is up by 36% year-on-year and by 8% since the previous quarter
The gross profit is up by 36% year-on-year and by 8% since the previous quarter
The P/E is 70% below the 5-year quarterly average of 38.9 but 12% above the last 4 quarters average of 10.5
NWFL's equity is up by 21% year-on-year but it is down by 2.2% since the previous quarter
The debt has soared by 81% since the previous quarter and by 65% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.waynebank.com
Peers: UVSP ACNB STBA CCNE

Key stats

What are the main financial stats of NWFL

NWFL stock price

How has the Norwood Financial stock price performed over time
Intraday
-0.61%
1 week
0.22%
1 month
5.89%
1 year
33.25%
YTD
28.16%
QTD
8.81%

Financial performance

How have Norwood Financial's revenue and profit performed over time
Revenue
$97.43M
Gross profit
$97.43M
Operating income
$31.48M
Net income
$32.26M
Gross margin
100%
Net margin
33.1%
The operating income has surged by 52% year-on-year and by 18% since the previous quarter
NWFL's revenue is up by 36% year-on-year and by 8% since the previous quarter
The gross profit is up by 36% year-on-year and by 8% since the previous quarter
NWFL's operating margin is up by 12% year-on-year and by 9% since the previous quarter

Price vs fundamentals

How does NWFL's price correlate with its fundamentals

Growth

What is Norwood Financial's growth rate over time

Valuation

What is Norwood Financial stock price valuation
NWFL P/E details
P/E
11.67
P/B
1.38
P/S
4.02
EV/EBIT
10.68
EV/EBITDA
10.13
EV/Sales
4.5
The P/E is 70% below the 5-year quarterly average of 38.9 but 12% above the last 4 quarters average of 10.5
NWFL's EPS is up by 7% since the previous quarter
NWFL's equity is up by 21% year-on-year but it is down by 2.2% since the previous quarter
NWFL's P/B is 16% above its 5-year quarterly average of 1.2 and 16% above its last 4 quarters average of 1.2
NWFL's revenue is up by 36% year-on-year and by 8% since the previous quarter
The price to sales (P/S) is 19% more than the 5-year quarterly average of 3.4 and 9% more than the last 4 quarters average of 3.7

Efficiency

How efficient is Norwood Financial business performance
Norwood Financial's ROA has increased by 9% from the previous quarter
The ROIC has grown by 7% from the previous quarter
The return on equity has grown by 6% since the previous quarter
NWFL's return on sales is up by 4.5% since the previous quarter

Dividends

What is NWFL's dividend history
Dividend details
DPS
$1.28
Dividend yield
3.56%
Payout ratio
41.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Norwood Financial financials performed over time
The total assets is 11% greater than the total liabilities
NWFL's total liabilities is up by 23% year-on-year
The total assets rose by 22% year-on-year
The debt is 58% smaller than the equity
Norwood Financial's debt to equity has surged by 83% QoQ and by 35% YoY
The debt has soared by 81% since the previous quarter and by 65% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.