NWFL Norwood Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: NWFL

Price (delayed)

$33.77

Market cap

$368.16M

P/E Ratio

11.69

Dividend/share

$1.27

EPS

$2.89

Enterprise value

$373.39M

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Relative Growth: Rel. Growth: 93
Relative Strength: Rel. Strength: 63
Relative Valuation: Rel. Valuation: 90
Relative Profitability: Rel. Profitability: 93

Norwood Financial Corp is the parent company of Wayne Bank, which operates from fifteen offices throughout Northeastern Pennsylvania and twelve offices in the Southern Tier of New York. The Company’s ...

Highlights
The P/E is 70% below the 5-year quarterly average of 38.8 and 35% below the last 4 quarters average of 18.1
The debt is down by 41% year-on-year and by 26% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.waynebank.com
Peers: UVSP ACNB STBA CCNE

Key stats

What are the main financial stats of NWFL

NWFL stock price

How has the Norwood Financial stock price performed over time
Intraday
-0.03%
1 week
-2.09%
1 month
9.08%
1 year
35.13%
YTD
20.39%
QTD
5.04%

Financial performance

How have Norwood Financial's revenue and profit performed over time
Revenue
$90.07M
Gross profit
$90.07M
Operating income
$26.73M
Net income
$28.83M
Gross margin
100%
Net margin
32%
The operating income has surged by 77% year-on-year and by 17% since the previous quarter
The gross profit is up by 38% year-on-year and by 9% since the previous quarter
NWFL's revenue is up by 38% year-on-year and by 9% since the previous quarter
NWFL's operating margin is up by 29% year-on-year and by 8% since the previous quarter

Price vs fundamentals

How does NWFL's price correlate with its fundamentals

Growth

What is Norwood Financial's growth rate over time

Valuation

What is Norwood Financial stock price valuation
NWFL P/E details
P/E
11.69
P/B
1.27
P/S
4.08
EV/EBIT
10.27
EV/EBITDA
9.74
EV/Sales
4.15
The P/E is 70% below the 5-year quarterly average of 38.8 and 35% below the last 4 quarters average of 18.1
NWFL's EPS is up by 7% since the previous quarter
NWFL's equity is up by 28% year-on-year and by 2% since the previous quarter
NWFL's P/B is 15% above its last 4 quarters average of 1.1 and 6% above its 5-year quarterly average of 1.2
NWFL's revenue is up by 38% year-on-year and by 9% since the previous quarter
The price to sales (P/S) is 20% more than the 5-year quarterly average of 3.4 and 13% more than the last 4 quarters average of 3.6

Efficiency

How efficient is Norwood Financial business performance
Norwood Financial's ROA has increased by 10% from the previous quarter
The ROIC has grown by 8% from the previous quarter
The return on equity has grown by 6% since the previous quarter
NWFL's return on sales is up by 3.1% since the previous quarter

Dividends

What is NWFL's dividend history
Dividend details
DPS
$1.27
Dividend yield
3.76%
Payout ratio
43.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Norwood Financial financials performed over time
The total assets is 11% greater than the total liabilities
The total assets rose by 23% year-on-year
NWFL's total liabilities is up by 22% year-on-year
The debt is 77% smaller than the equity
Norwood Financial's debt to equity has shrunk by 54% YoY and by 26% QoQ
The debt is down by 41% year-on-year and by 26% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.