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NWFL Norwood Financial Corp
- Stocks
- Financial Services
- NASDAQ: NWFL
Price (delayed)
$26.71
Market cap
$247.35M
P/E Ratio
445.17
Dividend/share
$1.22
EPS
$0.06
Enterprise value
$290.53M
Norwood Financial Corp is a bank holding company, created in 1996, with Wayne Bank as a subsidiary.
Highlights
The debt is down by 45% since the previous quarter and by 44% year-on-year
NWFL's equity is up by 22% year-on-year and by 3.4% since the previous quarter
The gross profit has declined by 22% year-on-year but it is up by 4.2% since the previous quarter
NWFL's revenue is down by 22% year-on-year but it is up by 4.2% since the previous quarter
NWFL's EPS has dropped by 97% year-on-year
The company's net income has shrunk by 92% YoY
Key stats
What are the main financial stats of NWFL
Market
Valuations
Earnings
Shares outstanding
9.26M
Market cap
$247.35M
Enterprise value
$290.53M
Price to earnings (P/E)
445.17
Price to book (P/B)
1.12
Price to sales (P/S)
4.91
EV/EBIT
204.46
EV/EBITDA
104.7
EV/Sales
5.77
Revenue
$50.38M
Gross profit
$50.38M
Operating income
$1.42M
Net income
$1.18M
EBIT
$1.42M
EBITDA
$2.78M
Free cash flow
$24.15M
Per share
Balance sheet
Liquidity
EPS
$0.06
EPS diluted
$0.06
Free cash flow per share
$2.61
Book value per share
$23.83
Revenue per share
$5.44
TBVPS
$253.35
Total assets
$2.38B
Total liabilities
$2.16B
Debt
$118.59M
Equity
$220.71M
Working capital
N/A
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
15.56
Margins
Efficiency
Dividend
EBITDA margin
5.5%
Gross margin
100%
Net margin
2.3%
Operating margin
2.8%
Return on assets
0.1%
Return on equity
0.6%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
2.8%
Dividend yield
4.57%
DPS
$1.22
Payout ratio
2,033.3%
NWFL stock price
How has the Norwood Financial stock price performed over time
Intraday
4.25%
1 week
3.71%
1 month
20.04%
1 year
13.03%
YTD
-1.82%
QTD
10.51%
Financial performance
How have Norwood Financial's revenue and profit performed over time
Revenue
$50.38M
Gross profit
$50.38M
Operating income
$1.42M
Net income
$1.18M
Gross margin
100%
Net margin
2.3%
The operating income has dropped by 93% year-on-year
The company's net income has shrunk by 92% YoY
NWFL's operating margin has dropped by 91% year-on-year
The net margin has dropped by 90% year-on-year
Price vs fundamentals
How does NWFL's price correlate with its fundamentals
Growth
What is Norwood Financial's growth rate over time
Valuation
What is Norwood Financial stock price valuation
P/E
445.17
P/B
1.12
P/S
4.91
EV/EBIT
204.46
EV/EBITDA
104.7
EV/Sales
5.77
NWFL's EPS has dropped by 97% year-on-year
NWFL's equity is up by 22% year-on-year and by 3.4% since the previous quarter
NWFL's P/B is 10% below its 5-year quarterly average of 1.2
The price to sales (P/S) is 35% more than the 5-year quarterly average of 3.5 and 18% more than the last 4 quarters average of 4.0
NWFL's revenue is down by 22% year-on-year but it is up by 4.2% since the previous quarter
Efficiency
How efficient is Norwood Financial business performance
The return on equity has dropped by 93% year-on-year
NWFL's return on sales has dropped by 91% year-on-year
The ROIC has plunged by 88% YoY
Norwood Financial's ROA has plunged by 86% YoY
Dividends
What is NWFL's dividend history
DPS
$1.22
Dividend yield
4.57%
Payout ratio
2,033.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Norwood Financial financials performed over time
The total assets is 10% greater than the total liabilities
The total assets rose by 5% year-on-year and by 2.5% since the previous quarter
NWFL's total liabilities is up by 3.7% year-on-year and by 2.4% since the previous quarter
The debt is 46% smaller than the equity
Norwood Financial's debt to equity has shrunk by 54% YoY and by 47% QoQ
The debt is down by 45% since the previous quarter and by 44% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.