STBA S&T Bancorp Inc

Price (delayed)

$29.55

Market cap

$1.16B

P/E Ratio

10.75

Dividend/share

$1.18

EPS

$2.75

Enterprise value

$927.75M

S&T Bancorp, Inc. is a $9.0 billion bank holding company that is headquartered in Indiana, Pa. Its principal subsidiary, S&T Bank, was recently ranked #1 in customer satisfaction with retail ...

Highlights
STBA's price to earnings (P/E) is 40% less than its 5-year quarterly average of 17.8
STBA's debt is down by 26% YoY and by 21% from the previous quarter

Key stats

What are the main financial stats of STBA
Market
Shares outstanding
39.15M
Market cap
$1.16B
Enterprise value
$927.75M
Valuations
Price to earnings (P/E)
10.75
Price to book (P/B)
0.99
Price to sales (P/S)
3.56
EV/EBIT
6.95
EV/EBITDA
6.4
EV/Sales
2.84
Earnings
Revenue
$326.67M
EBIT
$133.41M
EBITDA
$144.89M
Free cash flow
$238.2M
Per share
EPS
$2.75
Free cash flow per share
$6.06
Book value per share
$29.98
Revenue per share
$8.31
TBVPS
$221.93
Balance sheet
Total assets
$9.1B
Total liabilities
$7.93B
Debt
$115.67M
Equity
$1.18B
Working capital
N/A
Liquidity
Debt to equity
0.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.58
Margins
EBITDA margin
44.4%
Gross margin
100%
Net margin
33.1%
Operating margin
40.8%
Efficiency
Return on assets
1.2%
Return on equity
9.1%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
40.8%
Dividend
Dividend yield
3.99%
DPS
$1.18
Payout ratio
42.9%

STBA stock price

How has the S&T Bancorp stock price performed over time
Intraday
-1.57%
1 week
-3.4%
1 month
-1.6%
1 year
-0.77%
YTD
-6.25%
QTD
7.73%

Financial performance

How have S&T Bancorp's revenue and profit performed over time
Revenue
$326.67M
Gross profit
$326.67M
Operating income
$133.41M
Net income
$108.08M
Gross margin
100%
Net margin
33.1%
S&T Bancorp's operating income has increased by 7% YoY
The net income has grown by 7% YoY
The company's revenue rose by 4.5% YoY
S&T Bancorp's gross profit has increased by 4.5% YoY

Growth

What is S&T Bancorp's growth rate over time

Valuation

What is S&T Bancorp stock price valuation
P/E
10.75
P/B
0.99
P/S
3.56
EV/EBIT
6.95
EV/EBITDA
6.4
EV/Sales
2.84
STBA's price to earnings (P/E) is 40% less than its 5-year quarterly average of 17.8
The EPS is up by 6% year-on-year
STBA's P/B is 18% below its 5-year quarterly average of 1.2
STBA's price to sales (P/S) is 23% lower than its 5-year quarterly average of 4.6
The company's revenue rose by 4.5% YoY

Efficiency

How efficient is S&T Bancorp business performance
S&T Bancorp's ROA has increased by 9% from the previous quarter and by 9% YoY
The return on invested capital has increased by 7% year-on-year
STBA's ROE is up by 4.6% YoY
The ROS is up by 2.5% year-on-year

Dividends

What is STBA's dividend history
DPS
$1.18
Dividend yield
3.99%
Payout ratio
42.9%
Recent dividends

Financial health

How did S&T Bancorp financials performed over time
STBA's total assets is 15% more than its total liabilities
STBA's total liabilities is down by 4.6% year-on-year and by 3.9% since the previous quarter
STBA's total assets is down by 4.1% YoY and by 3.5% from the previous quarter
STBA's debt is 90% less than its equity
STBA's debt is down by 26% YoY and by 21% from the previous quarter
The debt to equity has contracted by 23% YoY and by 17% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.