STBA S&T Bancorp Inc
Price (delayed)
$39.36
Market cap
$1.51B
P/E Ratio
11.12
Dividend/share
$1.34
EPS
$3.54
Enterprise value
$1.62B
S&T Bancorp, Inc. is a $9.0 billion bank holding company that is headquartered in Indiana, Pa. Its principal subsidiary, S&T Bank, was recently ranked #1 in customer satisfaction with retail
Highlights
STBA's debt has plunged by 53% YoY and by 7% from the previous quarter
STBA's equity is up by 12% YoY and by 4.1% from the previous quarter
STBA's price to earnings (P/E) is 26% less than its 5-year quarterly average of 15.0 but 13% more than its last 4 quarters average of 9.8
The net income has contracted by 9% YoY
The EPS is down by 8% year-on-year
Key stats
What are the main financial stats of STBA
Market
Valuations
Earnings
Shares outstanding
38.26M
Market cap
$1.51B
Enterprise value
$1.62B
Price to earnings (P/E)
11.12
Price to book (P/B)
1.09
Price to sales (P/S)
3.87
EV/EBIT
9.54
EV/EBITDA
9.13
EV/Sales
4.15
Revenue
$389.19M
Gross profit
$389.19M
Operating income
$169.5M
Net income
$135.25M
EBIT
$169.5M
EBITDA
$177.02M
Free cash flow
$154.9M
Per share
Balance sheet
Liquidity
EPS
$3.54
EPS diluted
$3.51
Free cash flow per share
$4.05
Book value per share
$35.96
Revenue per share
$10.17
TBVPS
$240.68
Total assets
$9.58B
Total liabilities
$8.21B
Debt
$338.42M
Equity
$1.38B
Working capital
N/A
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.62
Margins
Efficiency
Dividend
EBITDA margin
45.5%
Gross margin
100%
Net margin
34.8%
Operating margin
43.6%
Return on assets
1.4%
Return on equity
10.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
43.6%
Dividend yield
3.4%
DPS
$1.34
Payout ratio
37.9%
STBA stock price
How has the S&T Bancorp stock price performed over time
Intraday
-1.8%
1 week
-1.99%
1 month
4.79%
1 year
26.15%
YTD
2.98%
QTD
2.98%
Financial performance
How have S&T Bancorp's revenue and profit performed over time
Revenue
$389.19M
Gross profit
$389.19M
Operating income
$169.5M
Net income
$135.25M
Gross margin
100%
Net margin
34.8%
STBA's net margin is down by 9% YoY
The net income has contracted by 9% YoY
STBA's operating margin is down by 7% year-on-year
S&T Bancorp's operating income has decreased by 7% YoY
Growth
What is S&T Bancorp's growth rate over time
Valuation
What is S&T Bancorp stock price valuation
P/E
11.12
P/B
1.09
P/S
3.87
EV/EBIT
9.54
EV/EBITDA
9.13
EV/Sales
4.15
STBA's price to earnings (P/E) is 26% less than its 5-year quarterly average of 15.0 but 13% more than its last 4 quarters average of 9.8
The EPS is down by 8% year-on-year
STBA's equity is up by 12% YoY and by 4.1% from the previous quarter
STBA's P/B is 9% above its 5-year quarterly average of 1.0 and 9% above its last 4 quarters average of 1.0
STBA's price to sales (P/S) is 11% higher than its last 4 quarters average of 3.5 and 4.6% higher than its 5-year quarterly average of 3.7
Efficiency
How efficient is S&T Bancorp business performance
STBA's ROE is down by 16% YoY and by 2.8% QoQ
S&T Bancorp's ROA has decreased by 13% YoY
The return on invested capital has declined by 10% year-on-year
The ROS is down by 7% year-on-year
Dividends
What is STBA's dividend history
DPS
$1.34
Dividend yield
3.4%
Payout ratio
37.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did S&T Bancorp financials performed over time
STBA's total assets is 17% more than its total liabilities
STBA's debt is 75% less than its equity
The debt to equity has plunged by 58% YoY and by 11% from the previous quarter
STBA's debt has plunged by 53% YoY and by 7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.