STBA S&T Bancorp Inc
Price (delayed)
$37.15
Market cap
$1.42B
P/E Ratio
10.83
Dividend/share
$1.34
EPS
$3.43
Enterprise value
$1.43B
S&T Bancorp, Inc. is a $9.0 billion bank holding company that is headquartered in Indiana, Pa. Its principal subsidiary, S&T Bank, was recently ranked #1 in customer satisfaction with retail
Highlights
STBA's debt has plunged by 50% YoY and by 26% from the previous quarter
STBA's equity is up by 8% YoY
STBA's price to earnings (P/E) is 28% less than its 5-year quarterly average of 15.0 but 5% more than its last 4 quarters average of 10.3
The EPS is down by 9% year-on-year and by 3.1% since the previous quarter
The net income has contracted by 9% YoY and by 2.9% from the previous quarter
Key stats
What are the main financial stats of STBA
Market
Valuations
Earnings
Shares outstanding
38.26M
Market cap
$1.42B
Enterprise value
$1.43B
Price to earnings (P/E)
10.83
Price to book (P/B)
1.03
Price to sales (P/S)
3.7
EV/EBIT
8.66
EV/EBITDA
8.12
EV/Sales
3.72
Revenue
$383.76M
Gross profit
$383.76M
Operating income
$164.82M
Net income
$131.27M
EBIT
$164.82M
EBITDA
$175.68M
Free cash flow
$170.43M
Per share
Balance sheet
Liquidity
EPS
$3.43
EPS diluted
$3.41
Free cash flow per share
$4.45
Book value per share
$36.08
Revenue per share
$10.03
TBVPS
$242.59
Total assets
$9.66B
Total liabilities
$8.28B
Debt
$250.31M
Equity
$1.38B
Working capital
N/A
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.03
Margins
Efficiency
Dividend
EBITDA margin
45.8%
Gross margin
100%
Net margin
34.2%
Operating margin
42.9%
Return on assets
1.4%
Return on equity
9.8%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
42.9%
Dividend yield
3.61%
DPS
$1.34
Payout ratio
39.1%
STBA stock price
How has the S&T Bancorp stock price performed over time
Intraday
0.27%
1 week
-1.12%
1 month
-7.63%
1 year
16.49%
YTD
-2.8%
QTD
0.27%
Financial performance
How have S&T Bancorp's revenue and profit performed over time
Revenue
$383.76M
Gross profit
$383.76M
Operating income
$164.82M
Net income
$131.27M
Gross margin
100%
Net margin
34.2%
The net income has contracted by 9% YoY and by 2.9% from the previous quarter
STBA's net margin is down by 8% YoY
S&T Bancorp's operating income has decreased by 8% YoY and by 2.8% QoQ
STBA's operating margin is down by 7% year-on-year
Growth
What is S&T Bancorp's growth rate over time
Valuation
What is S&T Bancorp stock price valuation
P/E
10.83
P/B
1.03
P/S
3.7
EV/EBIT
8.66
EV/EBITDA
8.12
EV/Sales
3.72
STBA's price to earnings (P/E) is 28% less than its 5-year quarterly average of 15.0 but 5% more than its last 4 quarters average of 10.3
The EPS is down by 9% year-on-year and by 3.1% since the previous quarter
STBA's equity is up by 8% YoY
STBA's P/B is 3% above its 5-year quarterly average of 1.0 and 3% above its last 4 quarters average of 1.0
STBA's price to sales (P/S) is 2.8% higher than its last 4 quarters average of 3.6
Efficiency
How efficient is S&T Bancorp business performance
STBA's ROE is down by 16% YoY and by 4.9% QoQ
S&T Bancorp's ROA has decreased by 7% YoY
The ROS is down by 7% year-on-year
The return on invested capital has declined by 5% year-on-year
Dividends
What is STBA's dividend history
DPS
$1.34
Dividend yield
3.61%
Payout ratio
39.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did S&T Bancorp financials performed over time
STBA's total assets is 17% more than its total liabilities
STBA's debt is 82% less than its equity
The debt to equity has plunged by 54% YoY and by 28% from the previous quarter
STBA's debt has plunged by 50% YoY and by 26% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.