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Price (delayed)
$38.745
Market cap
$1.48B
P/E Ratio
10.85
Dividend/share
$1.32
EPS
$3.57
Enterprise value
$1.6B
S&T Bancorp, Inc. is a $9.0 billion bank holding company that is headquartered in Indiana, Pa. Its principal subsidiary, S&T Bank, was recently ranked #1 in customer satisfaction with retail
Highlights
STBA's debt is down by 42% YoY and by 2.7% from the previous quarter
STBA's equity is up by 9% YoY and by 2% from the previous quarter
STBA's price to earnings (P/E) is 29% less than its 5-year quarterly average of 15.1 but 25% more than its last 4 quarters average of 8.6
The net income has contracted by 10% YoY
The EPS is down by 8% year-on-year
Key stats
What are the main financial stats of STBA
Market
Valuations
Earnings
Shares outstanding
38.26M
Market cap
$1.48B
Enterprise value
$1.6B
Price to earnings (P/E)
10.85
Price to book (P/B)
1.12
Price to sales (P/S)
3.83
EV/EBIT
9.45
EV/EBITDA
9.04
EV/Sales
4.14
Revenue
$386.45M
EBIT
$169.32M
EBITDA
$176.84M
Free cash flow
$180.18M
Per share
Balance sheet
Liquidity
EPS
$3.57
Free cash flow per share
$4.71
Book value per share
$34.56
Revenue per share
$10.11
TBVPS
$242.23
Total assets
$9.64B
Total liabilities
$8.31B
Debt
$363.42M
Equity
$1.32B
Working capital
N/A
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.66
Margins
Efficiency
Dividend
EBITDA margin
45.8%
Gross margin
100%
Net margin
35.2%
Operating margin
43.8%
Return on assets
1.4%
Return on equity
10.6%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
43.8%
Dividend yield
3.41%
DPS
$1.32
Payout ratio
37%
STBA stock price
How has the S&T Bancorp stock price performed over time
Intraday
1.11%
1 week
0.66%
1 month
-7.68%
1 year
50.52%
YTD
15.93%
QTD
-7.68%
Financial performance
How have S&T Bancorp's revenue and profit performed over time
Revenue
$386.45M
Gross profit
$386.45M
Operating income
$169.32M
Net income
$136.13M
Gross margin
100%
Net margin
35.2%
The net income has contracted by 10% YoY
STBA's net margin is down by 10% YoY
S&T Bancorp's operating income has decreased by 10% YoY
STBA's operating margin is down by 9% year-on-year
Growth
What is S&T Bancorp's growth rate over time
Valuation
What is S&T Bancorp stock price valuation
P/E
10.85
P/B
1.12
P/S
3.83
EV/EBIT
9.45
EV/EBITDA
9.04
EV/Sales
4.14
STBA's price to earnings (P/E) is 29% less than its 5-year quarterly average of 15.1 but 25% more than its last 4 quarters average of 8.6
The EPS is down by 8% year-on-year
STBA's P/B is 23% above its last 4 quarters average of 0.9 and 11% above its 5-year quarterly average of 1.0
STBA's equity is up by 9% YoY and by 2% from the previous quarter
STBA's price to sales (P/S) is 22% higher than its last 4 quarters average of 3.1 and 2.4% higher than its 5-year quarterly average of 3.7
Efficiency
How efficient is S&T Bancorp business performance
S&T Bancorp's ROA has decreased by 18% YoY
STBA's ROE is down by 17% YoY and by 2.8% QoQ
The return on invested capital has declined by 14% year-on-year
The ROS is down by 9% year-on-year
Dividends
What is STBA's dividend history
DPS
$1.32
Dividend yield
3.41%
Payout ratio
37%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did S&T Bancorp financials performed over time
STBA's total assets is 16% more than its total liabilities
STBA's total assets is up by 4.1% YoY
STBA's total liabilities is up by 3.4% year-on-year
STBA's debt is 72% less than its equity
The debt to equity has contracted by 45% YoY and by 3.4% from the previous quarter
STBA's debt is down by 42% YoY and by 2.7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.