STBA S&T Bancorp Inc

Price (delayed)

$31.135

Market cap

$1.19B

P/E Ratio

8.28

Dividend/share

$1.3

EPS

$3.76

Enterprise value

$1.46B

S&T Bancorp, Inc. is a $9.0 billion bank holding company that is headquartered in Indiana, Pa. Its principal subsidiary, S&T Bank, was recently ranked #1 in customer satisfaction with retail ...

Highlights
The EPS is up by 8% year-on-year
STBA's equity is up by 8% YoY and by 4.9% from the previous quarter
STBA's price to earnings (P/E) is 47% less than its 5-year quarterly average of 15.4 but 5% more than its last 4 quarters average of 7.8
STBA's debt is down by 30% from the previous quarter but it is up by 15% YoY

Key stats

What are the main financial stats of STBA
Market
Shares outstanding
38.23M
Market cap
$1.19B
Enterprise value
$1.46B
Valuations
Price to book (P/B)
0.93
Price to sales (P/S)
3.06
EV/EBIT
8.17
EV/EBITDA
7.84
EV/Sales
3.75
Earnings
Revenue
$389.14M
EBIT
$178.8M
EBITDA
$186.32M
Free cash flow
$166.24M
Per share
EPS
$3.76
Free cash flow per share
$4.35
Book value per share
$33.57
Revenue per share
$10.18
TBVPS
$239.94
Balance sheet
Total assets
$9.55B
Total liabilities
$8.27B
Debt
$503.64M
Equity
$1.28B
Working capital
N/A
Liquidity
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.45
Margins
EBITDA margin
47.9%
Gross margin
100%
Net margin
37.2%
Operating margin
45.9%
Efficiency
Return on assets
1.5%
Return on equity
11.7%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
45.9%
Dividend
Dividend yield
4.18%
DPS
$1.3
Payout ratio
34.6%

STBA stock price

How has the S&T Bancorp stock price performed over time
Intraday
1.12%
1 week
6.66%
1 month
1.15%
1 year
12.52%
YTD
-6.84%
QTD
-2.95%

Financial performance

How have S&T Bancorp's revenue and profit performed over time
Revenue
$389.14M
Gross profit
$389.14M
Operating income
$178.8M
Net income
$144.78M
Gross margin
100%
Net margin
37.2%
The net income has grown by 7% YoY but it has contracted by 2.2% from the previous quarter
S&T Bancorp's gross profit has increased by 6% YoY
S&T Bancorp's operating income has increased by 6% YoY but it has decreased by 2.3% QoQ
The company's revenue rose by 6% YoY

Growth

What is S&T Bancorp's growth rate over time

Valuation

What is S&T Bancorp stock price valuation
P/E
8.28
P/B
0.93
P/S
3.06
EV/EBIT
8.17
EV/EBITDA
7.84
EV/Sales
3.75
STBA's price to earnings (P/E) is 47% less than its 5-year quarterly average of 15.4 but 5% more than its last 4 quarters average of 7.8
The EPS is up by 8% year-on-year
STBA's P/B is 8% below its 5-year quarterly average of 1.0 but 2.2% above its last 4 quarters average of 0.9
STBA's equity is up by 8% YoY and by 4.9% from the previous quarter
STBA's price to sales (P/S) is 22% lower than its 5-year quarterly average of 3.9
The company's revenue rose by 6% YoY

Efficiency

How efficient is S&T Bancorp business performance
S&T Bancorp's ROA has decreased by 6% from the previous quarter
The return on invested capital has declined by 5% since the previous quarter and by 5% year-on-year
STBA's ROE is down by 4.1% QoQ
The ROS is down by 2.5% since the previous quarter

Dividends

What is STBA's dividend history
DPS
$1.3
Dividend yield
4.18%
Payout ratio
34.6%
Recent dividends

Financial health

How did S&T Bancorp financials performed over time
STBA's total assets is 16% more than its total liabilities
STBA's total assets is up by 4.8% YoY
STBA's total liabilities is up by 4.3% year-on-year
STBA's debt is 61% less than its equity
The debt to equity has contracted by 34% from the previous quarter but it has grown by 5% YoY
STBA's debt is down by 30% from the previous quarter but it is up by 15% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.