UVSP UNIVEST FINANCIAL Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: UVSP

Price (delayed)

$23.66

Market cap

$694.49M

P/E Ratio

9.7

Dividend/share

$0.82

EPS

$2.44

Enterprise value

$925.3M

Univest Financial Corporation (UVSP), including its wholly-owned subsidiary Univest Bank and Trust Co., Member FDIC, has approximately $6.3 billion in assets and $4.1 billion in assets under management and supervision ...

Highlights
The equity has increased by 3.2% YoY
The price to earnings (P/E) is 24% lower than the 5-year quarterly average of 12.8 but 2.1% higher than the last 4 quarters average of 9.5
The company's debt rose by 32% QoQ and by 27% YoY
The EPS has declined by 27% year-on-year and by 10% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.univest.net
Peers: STBA FNB ACNB MTB

Key stats

What are the main financial stats of UVSP
Market
Shares outstanding
29.35M
Market cap
$694.49M
Enterprise value
$925.3M
Valuations
Price to earnings (P/E)
9.7
Price to book (P/B)
0.92
Price to sales (P/S)
2.6
EV/EBIT
10.31
EV/EBITDA
9.82
EV/Sales
3.44
Earnings
Revenue
$269.12M
EBIT
$89.76M
EBITDA
$94.26M
Free cash flow
$115.46M
Per share
EPS
$2.44
Free cash flow per share
$3.9
Book value per share
$25.81
Revenue per share
$9.09
TBVPS
$220.1
Balance sheet
Total assets
$6.7B
Total liabilities
$5.94B
Debt
$325.59M
Equity
$763.93M
Working capital
N/A
Liquidity
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.45
Margins
EBITDA margin
35%
Gross margin
100%
Net margin
26.7%
Operating margin
33.4%
Efficiency
Return on assets
1%
Return on equity
9.4%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
33.4%
Dividend
Dividend yield
3.47%
DPS
$0.82
Payout ratio
33.6%

UVSP stock price

How has the UNIVEST FINANCIAL stock price performed over time
Intraday
-1%
1 week
-2.27%
1 month
-5.06%
1 year
-15.11%
YTD
-20.92%
QTD
-7%

Financial performance

How have UNIVEST FINANCIAL's revenue and profit performed over time
Revenue
$269.12M
Gross profit
$269.12M
Operating income
$89.76M
Net income
$71.81M
Gross margin
100%
Net margin
26.7%
The net income is down by 26% year-on-year and by 10% since the previous quarter
The operating income is down by 26% YoY and by 9% QoQ
The company's net margin fell by 23% YoY and by 9% QoQ
The operating margin fell by 22% YoY and by 8% QoQ

Growth

What is UNIVEST FINANCIAL's growth rate over time

Valuation

What is UNIVEST FINANCIAL stock price valuation
P/E
9.7
P/B
0.92
P/S
2.6
EV/EBIT
10.31
EV/EBITDA
9.82
EV/Sales
3.44
The EPS has declined by 27% year-on-year and by 10% since the previous quarter
The price to earnings (P/E) is 24% lower than the 5-year quarterly average of 12.8 but 2.1% higher than the last 4 quarters average of 9.5
UVSP's P/B is 16% below its 5-year quarterly average of 1.1 and 16% below its last 4 quarters average of 1.1
The equity has increased by 3.2% YoY
The P/S is 21% lower than the 5-year quarterly average of 3.3 and 10% lower than the last 4 quarters average of 2.9
UVSP's revenue is down by 4.6% YoY

Efficiency

How efficient is UNIVEST FINANCIAL business performance
UNIVEST FINANCIAL's ROA has decreased by 33% YoY and by 17% from the previous quarter
UNIVEST FINANCIAL's ROE has decreased by 32% YoY and by 10% from the previous quarter
The company's return on invested capital fell by 26% YoY and by 13% QoQ
The ROS has declined by 22% year-on-year and by 8% since the previous quarter

Dividends

What is UVSP's dividend history
Dividend details
DPS
$0.82
Dividend yield
3.47%
Payout ratio
33.6%
Recent dividends

Financial health

How did UNIVEST FINANCIAL financials performed over time
The total assets is 13% more than the total liabilities
The total liabilities fell by 6% QoQ but it rose by 6% YoY
The total assets has contracted by 6% from the previous quarter but it has grown by 5% YoY
The company's debt is 57% lower than its equity
UNIVEST FINANCIAL's debt to equity has increased by 34% from the previous quarter and by 23% YoY
The company's debt rose by 32% QoQ and by 27% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.