UVSP UNIVEST FINANCIAL Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: UVSP

Price (delayed)

$20.55

Market cap

$606.81M

P/E Ratio

8.49

Dividend/share

$0.84

EPS

$2.42

Enterprise value

$856.93M

Univest Financial Corporation (UVSP), including its wholly-owned subsidiary Univest Bank and Trust Co., Member FDIC, has approximately $6.3 billion in assets and $4.1 billion in assets under management and supervision ...

Highlights
The equity has increased by 8% YoY and by 4% QoQ
The price to earnings (P/E) is 17% lower than the 5-year quarterly average of 9.9 but 7% higher than the last 4 quarters average of 7.7
The company's debt rose by 6% YoY but it fell by 3.4% QoQ
The net income is down by 10% since the previous quarter and by 9% year-on-year
The EPS has declined by 10% since the previous quarter and by 9% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.univest.net
Peers: STBA FNB ACNB MTB

Key stats

What are the main financial stats of UVSP
Market
Shares outstanding
29.53M
Market cap
$606.81M
Enterprise value
$856.93M
Valuations
Price to earnings (P/E)
8.49
Price to book (P/B)
0.72
Price to sales (P/S)
2.12
EV/EBIT
9.66
EV/EBITDA
9.14
EV/Sales
3
Earnings
Revenue
$286.05M
EBIT
$88.69M
EBITDA
$93.75M
Free cash flow
$84.89M
Per share
EPS
$2.42
Free cash flow per share
$2.88
Book value per share
$28.44
Revenue per share
$9.69
TBVPS
$257.36
Balance sheet
Total assets
$7.78B
Total liabilities
$6.94B
Debt
$499.92M
Equity
$839.21M
Working capital
N/A
Liquidity
Debt to equity
0.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.67
Margins
EBITDA margin
32.8%
Gross margin
100%
Net margin
24.9%
Operating margin
31%
Efficiency
Return on assets
0.9%
Return on equity
8.8%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31%
Dividend
Dividend yield
4.09%
DPS
$0.84
Payout ratio
34.7%

UVSP stock price

How has the UNIVEST FINANCIAL stock price performed over time
Intraday
2.75%
1 week
10.54%
1 month
3.79%
1 year
-1.72%
YTD
-6.72%
QTD
-1.3%

Financial performance

How have UNIVEST FINANCIAL's revenue and profit performed over time
Revenue
$286.05M
Gross profit
$286.05M
Operating income
$88.69M
Net income
$71.1M
Gross margin
100%
Net margin
24.9%
The net income is down by 10% since the previous quarter and by 9% year-on-year
The company's net margin fell by 9% YoY and by 7% QoQ
The operating income is down by 9% QoQ and by 9% YoY
The operating margin fell by 9% YoY and by 7% QoQ

Growth

What is UNIVEST FINANCIAL's growth rate over time

Valuation

What is UNIVEST FINANCIAL stock price valuation
UVSP P/E details
P/E
8.49
P/B
0.72
P/S
2.12
EV/EBIT
9.66
EV/EBITDA
9.14
EV/Sales
3
The price to earnings (P/E) is 17% lower than the 5-year quarterly average of 9.9 but 7% higher than the last 4 quarters average of 7.7
The EPS has declined by 10% since the previous quarter and by 9% year-on-year
UVSP's P/B is 22% below its 5-year quarterly average of 0.9
The equity has increased by 8% YoY and by 4% QoQ
The P/S is 24% lower than the 5-year quarterly average of 2.7
UVSP's revenue is down by 2.6% from the previous quarter

Efficiency

How efficient is UNIVEST FINANCIAL business performance
The company's return on invested capital fell by 21% YoY and by 15% QoQ
UNIVEST FINANCIAL's ROA has decreased by 18% YoY and by 10% from the previous quarter
UNIVEST FINANCIAL's ROE has decreased by 14% YoY and by 11% from the previous quarter
The ROS has declined by 9% year-on-year and by 7% since the previous quarter

Dividends

What is UVSP's dividend history
Dividend details
DPS
$0.84
Dividend yield
4.09%
Payout ratio
34.7%
Recent dividends

Financial health

How did UNIVEST FINANCIAL financials performed over time
The total assets is 12% more than the total liabilities
The total assets has grown by 8% YoY
The total liabilities rose by 8% YoY
The company's debt is 40% lower than its equity
The equity has increased by 8% YoY and by 4% QoQ
The company's debt rose by 6% YoY but it fell by 3.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.