UVSP UNIVEST FINANCIAL Corp
Price (delayed)
$29.64
Market cap
$860.83M
P/E Ratio
11.81
Dividend/share
$0.84
EPS
$2.51
Enterprise value
$770.77M
Univest Financial Corporation (UVSP), including its wholly-owned subsidiary Univest Bank and Trust Co., Member FDIC, has approximately $6.3 billion in assets and $4.1 billion in assets under management and supervision
Highlights
The company's debt fell by 20% YoY and by 7% QoQ
The equity has increased by 9% YoY and by 2.7% QoQ
The net income is down by 7% year-on-year but it is up by 2.2% since the previous quarter
The EPS has declined by 6% year-on-year but it has grown by 2.4% since the previous quarter
The price to earnings (P/E) is 23% higher than the 5-year quarterly average of 9.6 and 23% higher than the last 4 quarters average of 9.6
Key stats
What are the main financial stats of UVSP
Market
Valuations
Earnings
Shares outstanding
29.04M
Market cap
$860.83M
Enterprise value
$770.77M
Price to earnings (P/E)
11.81
Price to book (P/B)
0.99
Price to sales (P/S)
3
EV/EBIT
8.38
EV/EBITDA
7.92
EV/Sales
2.67
Revenue
$288.32M
Gross profit
$288.32M
Operating income
$91.94M
Net income
$73.24M
EBIT
$91.94M
EBITDA
$97.34M
Free cash flow
$74.26M
Per share
Balance sheet
Liquidity
EPS
$2.51
EPS diluted
$2.49
Free cash flow per share
$2.55
Book value per share
$30.07
Revenue per share
$9.88
TBVPS
$275.04
Total assets
$8.21B
Total liabilities
$7.33B
Debt
$414.64M
Equity
$877.07M
Working capital
N/A
Debt to equity
0.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.93
Margins
Efficiency
Dividend
EBITDA margin
33.8%
Gross margin
100%
Net margin
25.4%
Operating margin
31.9%
Return on assets
0.9%
Return on equity
8.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
31.9%
Dividend yield
2.83%
DPS
$0.84
Payout ratio
33.5%
UVSP stock price
How has the UNIVEST FINANCIAL stock price performed over time
Intraday
-1.95%
1 week
-5.64%
1 month
-1.69%
1 year
48.35%
YTD
0.44%
QTD
0.44%
Financial performance
How have UNIVEST FINANCIAL's revenue and profit performed over time
Revenue
$288.32M
Gross profit
$288.32M
Operating income
$91.94M
Net income
$73.24M
Gross margin
100%
Net margin
25.4%
The net income is down by 7% year-on-year but it is up by 2.2% since the previous quarter
The operating income is down by 6% YoY but it is up by 2.4% QoQ
The company's net margin fell by 5% YoY
The operating margin fell by 4.5% YoY
Growth
What is UNIVEST FINANCIAL's growth rate over time
Valuation
What is UNIVEST FINANCIAL stock price valuation
P/E
11.81
P/B
0.99
P/S
3
EV/EBIT
8.38
EV/EBITDA
7.92
EV/Sales
2.67
The price to earnings (P/E) is 23% higher than the 5-year quarterly average of 9.6 and 23% higher than the last 4 quarters average of 9.6
The EPS has declined by 6% year-on-year but it has grown by 2.4% since the previous quarter
UVSP's P/B is 24% above its last 4 quarters average of 0.8 and 10% above its 5-year quarterly average of 0.9
The equity has increased by 9% YoY and by 2.7% QoQ
The P/S is 25% higher than the last 4 quarters average of 2.4 and 20% higher than the 5-year quarterly average of 2.5
Efficiency
How efficient is UNIVEST FINANCIAL business performance
UNIVEST FINANCIAL's ROE has decreased by 13% YoY
UNIVEST FINANCIAL's ROA has decreased by 10% YoY
The company's return on invested capital rose by 9% QoQ but it fell by 8% YoY
The ROS has declined by 4.5% year-on-year
Dividends
What is UVSP's dividend history
DPS
$0.84
Dividend yield
2.83%
Payout ratio
33.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did UNIVEST FINANCIAL financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities rose by 4.7% QoQ and by 4.4% YoY
The total assets has grown by 4.8% YoY and by 4.5% from the previous quarter
The company's debt is 53% lower than its equity
UNIVEST FINANCIAL's debt to equity has decreased by 27% YoY and by 10% from the previous quarter
The company's debt fell by 20% YoY and by 7% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.