UVSP UNIVEST FINANCIAL Corp

Price (delayed)

$22.52

Market cap

$659.2M

P/E Ratio

9.38

Dividend/share

$0.84

EPS

$2.4

Enterprise value

$895.04M

Univest Financial Corporation (UVSP), including its wholly-owned subsidiary Univest Bank and Trust Co., Member FDIC, has approximately $6.3 billion in assets and $4.1 billion in assets under management and supervision ...

Highlights
The company's debt fell by 35% YoY and by 12% QoQ
The equity has increased by 6% YoY
The price to earnings (P/E) is 22% higher than the last 4 quarters average of 7.7 but 5% lower than the 5-year quarterly average of 9.9
The net income is down by 11% year-on-year
The EPS has declined by 11% year-on-year

Key stats

What are the main financial stats of UVSP
Market
Shares outstanding
29.27M
Market cap
$659.2M
Enterprise value
$895.04M
Valuations
Price to book (P/B)
0.79
Price to sales (P/S)
2.32
EV/EBIT
10.15
EV/EBITDA
9.58
EV/Sales
3.13
Earnings
Revenue
$286.07M
EBIT
$88.16M
EBITDA
$93.38M
Free cash flow
$79.71M
Per share
EPS
$2.4
Free cash flow per share
$2.7
Book value per share
$28.57
Revenue per share
$9.69
TBVPS
$256.14
Balance sheet
Total assets
$7.75B
Total liabilities
$6.9B
Debt
$437.45M
Equity
$843.67M
Working capital
N/A
Liquidity
Debt to equity
0.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.53
Margins
EBITDA margin
32.6%
Gross margin
100%
Net margin
24.6%
Operating margin
30.8%
Efficiency
Return on assets
0.9%
Return on equity
8.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
30.8%
Dividend
Dividend yield
3.73%
DPS
$0.84
Payout ratio
35%

UVSP stock price

How has the UNIVEST FINANCIAL stock price performed over time
Intraday
1.03%
1 week
-0.66%
1 month
15.84%
1 year
23.46%
YTD
2.22%
QTD
8.17%

Financial performance

How have UNIVEST FINANCIAL's revenue and profit performed over time
Revenue
$286.07M
Gross profit
$286.07M
Operating income
$88.16M
Net income
$70.38M
Gross margin
100%
Net margin
24.6%
The net income is down by 11% year-on-year
The company's net margin fell by 10% YoY
The operating income is down by 10% YoY
The operating margin fell by 9% YoY

Growth

What is UNIVEST FINANCIAL's growth rate over time

Valuation

What is UNIVEST FINANCIAL stock price valuation
P/E
9.38
P/B
0.79
P/S
2.32
EV/EBIT
10.15
EV/EBITDA
9.58
EV/Sales
3.13
The price to earnings (P/E) is 22% higher than the last 4 quarters average of 7.7 but 5% lower than the 5-year quarterly average of 9.9
The EPS has declined by 11% year-on-year
UVSP's P/B is 13% above its last 4 quarters average of 0.7 but 12% below its 5-year quarterly average of 0.9
The equity has increased by 6% YoY
The P/S is 16% higher than the last 4 quarters average of 2.0 but 14% lower than the 5-year quarterly average of 2.7

Efficiency

How efficient is UNIVEST FINANCIAL business performance
The company's return on invested capital fell by 21% YoY
UNIVEST FINANCIAL's ROA has decreased by 18% YoY
UNIVEST FINANCIAL's ROE has decreased by 17% YoY and by 3.4% from the previous quarter
The ROS has declined by 9% year-on-year

Dividends

What is UVSP's dividend history
DPS
$0.84
Dividend yield
3.73%
Payout ratio
35%
Recent dividends

Financial health

How did UNIVEST FINANCIAL financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities rose by 5% YoY
The total assets has grown by 5% YoY
The company's debt is 48% lower than its equity
UNIVEST FINANCIAL's debt to equity has decreased by 39% YoY and by 13% from the previous quarter
The company's debt fell by 35% YoY and by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.