UVSP UNIVEST FINANCIAL Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: UVSP

Price (delayed)

$29.18

Market cap

$854.15M

P/E Ratio

12.16

Dividend/share

$0.84

EPS

$2.4

Enterprise value

$1.09B

Univest Financial Corporation (UVSP), including its wholly-owned subsidiary Univest Bank and Trust Co., Member FDIC, has approximately $6.3 billion in assets and $4.1 billion in assets under management and supervision ...

Highlights
The company's debt fell by 35% YoY and by 12% QoQ
The equity has increased by 6% YoY
The price to earnings (P/E) is 52% higher than the last 4 quarters average of 7.7 and 20% higher than the 5-year quarterly average of 9.8
The EPS has declined by 11% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.univest.net
Peers: STBA FNB ACNB MTB

Key stats

What are the main financial stats of UVSP
Market
Shares outstanding
29.27M
Market cap
$854.15M
Enterprise value
$1.09B
Valuations
Price to earnings (P/E)
12.16
Price to book (P/B)
1.02
Price to sales (P/S)
3.01
EV/EBIT
12.36
EV/EBITDA
11.67
EV/Sales
3.81
Earnings
Revenue
$286.07M
EBIT
$88.16M
EBITDA
$93.38M
Free cash flow
$79.71M
Per share
EPS
$2.4
Free cash flow per share
$2.7
Book value per share
$28.57
Revenue per share
$9.69
TBVPS
$256.14
Balance sheet
Total assets
$7.75B
Total liabilities
$6.9B
Debt
$437.45M
Equity
$843.67M
Working capital
N/A
Liquidity
Debt to equity
0.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.53
Margins
EBITDA margin
32.6%
Gross margin
100%
Net margin
24.6%
Operating margin
30.8%
Efficiency
Return on assets
0.9%
Return on equity
8.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
30.8%
Dividend
Dividend yield
2.88%
DPS
$0.84
Payout ratio
35%

UVSP stock price

How has the UNIVEST FINANCIAL stock price performed over time
Intraday
3.59%
1 week
8.8%
1 month
33.79%
1 year
40.63%
YTD
32.46%
QTD
27.81%

Financial performance

How have UNIVEST FINANCIAL's revenue and profit performed over time
Revenue
$286.07M
Gross profit
$286.07M
Operating income
$88.16M
Net income
$70.38M
Gross margin
100%
Net margin
24.6%
The net income is down by 11% year-on-year
The company's net margin fell by 10% YoY
The operating income is down by 10% YoY
The operating margin fell by 9% YoY

Growth

What is UNIVEST FINANCIAL's growth rate over time

Valuation

What is UNIVEST FINANCIAL stock price valuation
UVSP P/E details
P/E
12.16
P/B
1.02
P/S
3.01
EV/EBIT
12.36
EV/EBITDA
11.67
EV/Sales
3.81
The price to earnings (P/E) is 52% higher than the last 4 quarters average of 7.7 and 20% higher than the 5-year quarterly average of 9.8
The EPS has declined by 11% year-on-year
UVSP's P/B is 41% above its last 4 quarters average of 0.7 and 10% above its 5-year quarterly average of 0.9
The equity has increased by 6% YoY
The P/S is 46% higher than the last 4 quarters average of 2.0 and 12% higher than the 5-year quarterly average of 2.6

Efficiency

How efficient is UNIVEST FINANCIAL business performance
The company's return on invested capital fell by 21% YoY
UNIVEST FINANCIAL's ROA has decreased by 18% YoY
UNIVEST FINANCIAL's ROE has decreased by 17% YoY and by 3.4% from the previous quarter
The ROS has declined by 9% year-on-year

Dividends

What is UVSP's dividend history
Dividend details
DPS
$0.84
Dividend yield
2.88%
Payout ratio
35%
Recent dividends

Financial health

How did UNIVEST FINANCIAL financials performed over time
The total assets is 12% more than the total liabilities
The total assets has grown by 5% YoY
The total liabilities rose by 5% YoY
The company's debt is 48% lower than its equity
UNIVEST FINANCIAL's debt to equity has decreased by 39% YoY and by 13% from the previous quarter
The company's debt fell by 35% YoY and by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.