Price (delayed)
$27.55
Market cap
$803.66M
P/E Ratio
11.24
Dividend/share
$0.84
EPS
$2.45
Enterprise value
$1.06B
Univest Financial Corporation (UVSP), including its wholly-owned subsidiary Univest Bank and Trust Co., Member FDIC, has approximately $6.3 billion in assets and $4.1 billion in assets under management and supervision
Highlights
The company's debt fell by 41% YoY
The equity has increased by 6% YoY
The EPS has declined by 13% year-on-year but it has grown by 2.1% since the previous quarter
The price to earnings (P/E) is 34% higher than the last 4 quarters average of 8.4 and 16% higher than the 5-year quarterly average of 9.7
The net income is down by 13% year-on-year
Key stats
What are the main financial stats of UVSP
Market
Valuations
Earnings
Shares outstanding
29.17M
Market cap
$803.66M
Enterprise value
$1.06B
Price to earnings (P/E)
11.24
Price to book (P/B)
0.94
Price to sales (P/S)
2.81
EV/EBIT
11.76
EV/EBITDA
11.1
EV/Sales
3.69
Revenue
$286.64M
EBIT
$89.82M
EBITDA
$95.15M
Free cash flow
$57.16M
Per share
Balance sheet
Liquidity
EPS
$2.45
Free cash flow per share
$1.95
Book value per share
$29.18
Revenue per share
$9.79
TBVPS
$262.1
Total assets
$7.86B
Total liabilities
$7B
Debt
$443.81M
Equity
$854.14M
Working capital
N/A
Debt to equity
0.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.66
Margins
Efficiency
Dividend
EBITDA margin
33.2%
Gross margin
100%
Net margin
25%
Operating margin
31.3%
Return on assets
0.9%
Return on equity
8.6%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31.3%
Dividend yield
3.05%
DPS
$0.84
Payout ratio
34.3%
UVSP stock price
How has the UNIVEST FINANCIAL stock price performed over time
Intraday
0.36%
1 week
-3.2%
1 month
7.62%
1 year
56.62%
YTD
25.06%
QTD
20.67%
Financial performance
How have UNIVEST FINANCIAL's revenue and profit performed over time
Revenue
$286.64M
Gross profit
$286.64M
Operating income
$89.82M
Net income
$71.68M
Gross margin
100%
Net margin
25%
The net income is down by 13% year-on-year
The operating income is down by 12% YoY
The company's net margin fell by 10% YoY
The operating margin fell by 10% YoY
Growth
What is UNIVEST FINANCIAL's growth rate over time
Valuation
What is UNIVEST FINANCIAL stock price valuation
P/E
11.24
P/B
0.94
P/S
2.81
EV/EBIT
11.76
EV/EBITDA
11.1
EV/Sales
3.69
The price to earnings (P/E) is 34% higher than the last 4 quarters average of 8.4 and 16% higher than the 5-year quarterly average of 9.7
The EPS has declined by 13% year-on-year but it has grown by 2.1% since the previous quarter
UVSP's P/B is 34% above its last 4 quarters average of 0.7 and 4.4% above its 5-year quarterly average of 0.9
The equity has increased by 6% YoY
The P/S is 34% higher than the last 4 quarters average of 2.1 and 8% higher than the 5-year quarterly average of 2.6
UVSP's revenue is down by 3.1% YoY
Efficiency
How efficient is UNIVEST FINANCIAL business performance
The company's return on invested capital fell by 21% YoY
UNIVEST FINANCIAL's ROA has decreased by 18% YoY
UNIVEST FINANCIAL's ROE has decreased by 18% YoY
The ROS has declined by 10% year-on-year
Dividends
What is UVSP's dividend history
DPS
$0.84
Dividend yield
3.05%
Payout ratio
34.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did UNIVEST FINANCIAL financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities rose by 3% YoY
The total assets has grown by 3.4% YoY
The company's debt is 48% lower than its equity
UNIVEST FINANCIAL's debt to equity has decreased by 44% YoY
The company's debt fell by 41% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.