Have a feature idea you'd love to see implemented?
Let us know!
Price (delayed)
$36.78
Market cap
$3.8B
P/E Ratio
14.54
Dividend/share
$0.63
EPS
$2.53
Enterprise value
$6.86B
CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities, financial services, and workforce benefits solutions through its family of brands, including Bankers
Highlights
The equity rose by 42% YoY and by 11% QoQ
CNO's revenue is up by 15% year-on-year and by 4.2% since the previous quarter
The EPS has declined by 35% since the previous quarter but it is up by 2.8% year-on-year
The gross profit has contracted by 8% from the previous quarter but it has grown by 3.6% YoY
CNO's P/E is 105% above its 5-year quarterly average of 7.1 and 44% above its last 4 quarters average of 10.1
The net income has contracted by 37% from the previous quarter
Key stats
What are the main financial stats of CNO
Market
Valuations
Earnings
Shares outstanding
103.21M
Market cap
$3.8B
Enterprise value
$6.86B
Price to earnings (P/E)
14.54
Price to book (P/B)
1.45
Price to sales (P/S)
0.85
EV/EBIT
11.24
EV/EBITDA
11.24
EV/Sales
1.52
Revenue
$4.52B
Gross profit
$1.93B
Net income
$274.2M
EBIT
$610M
EBITDA
$610M
Free cash flow
$613.4M
Per share
Balance sheet
Liquidity
EPS
$2.53
EPS diluted
$2.48
Free cash flow per share
$5.84
Book value per share
$25.41
Revenue per share
$43.03
TBVPS
$358.18
Total assets
$37.65B
Total liabilities
$34.96B
Debt
$4.3B
Equity
$2.69B
Working capital
N/A
Debt to equity
1.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.02
Margins
Efficiency
Dividend
EBITDA margin
13.5%
Gross margin
42.6%
Net margin
6.1%
Operating margin
13.5%
Return on assets
0.8%
Return on equity
11.3%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
13.5%
Dividend yield
1.71%
DPS
$0.63
Payout ratio
24.9%
CNO stock price
How has the CNO Financial Group stock price performed over time
Intraday
2.11%
1 week
-3.29%
1 month
-5.28%
1 year
33.79%
YTD
31.83%
QTD
4.79%
Financial performance
How have CNO Financial Group's revenue and profit performed over time
Revenue
$4.52B
Gross profit
$1.93B
Operating income
$610M
Net income
$274.2M
Gross margin
42.6%
Net margin
6.1%
CNO Financial Group's net margin has decreased by 39% QoQ and by 13% YoY
The net income has contracted by 37% from the previous quarter
The operating margin has contracted by 27% from the previous quarter and by 8% YoY
CNO's operating income is down by 25% since the previous quarter but it is up by 4.8% year-on-year
Growth
What is CNO Financial Group's growth rate over time
Valuation
What is CNO Financial Group stock price valuation
P/E
14.54
P/B
1.45
P/S
0.85
EV/EBIT
11.24
EV/EBITDA
11.24
EV/Sales
1.52
CNO's P/E is 105% above its 5-year quarterly average of 7.1 and 44% above its last 4 quarters average of 10.1
The EPS has declined by 35% since the previous quarter but it is up by 2.8% year-on-year
The P/B is 45% above the 5-year quarterly average of 1.0 and 12% above the last 4 quarters average of 1.3
The equity rose by 42% YoY and by 11% QoQ
The P/S is 21% more than the 5-year quarterly average of 0.7 and 21% more than the last 4 quarters average of 0.7
CNO's revenue is up by 15% year-on-year and by 4.2% since the previous quarter
Efficiency
How efficient is CNO Financial Group business performance
CNO's return on equity is down by 42% since the previous quarter and by 22% year-on-year
CNO's ROA is down by 33% from the previous quarter
The return on sales has declined by 27% since the previous quarter and by 8% year-on-year
CNO Financial Group's ROIC has decreased by 24% from the previous quarter
Dividends
What is CNO's dividend history
DPS
$0.63
Dividend yield
1.71%
Payout ratio
24.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did CNO Financial Group financials performed over time
The company's total assets is 8% higher than its total liabilities
The company's total assets rose by 12% YoY and by 3.7% QoQ
The total liabilities has grown by 11% YoY and by 3.2% from the previous quarter
CNO Financial Group's debt is 60% higher than its equity
The equity rose by 42% YoY and by 11% QoQ
The debt to equity has declined by 27% year-on-year and by 14% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.