CNO CNO Financial Group Inc
Price (delayed)
$41.98
Market cap
$4.23B
P/E Ratio
11.02
Dividend/share
$0.64
EPS
$3.81
Enterprise value
$6.76B
CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities, financial services, and workforce benefits solutions through its family of brands, including Bankers
Highlights
The EPS has surged by 56% year-on-year and by 51% since the previous quarter
The net income has grown by 47% from the previous quarter and by 46% YoY
The equity rose by 13% YoY but it fell by 7% QoQ
CNO's P/E is 51% above its 5-year quarterly average of 7.3 and 14% above its last 4 quarters average of 9.7
CNO Financial Group's debt has increased by 9% YoY and by 5% QoQ
Key stats
What are the main financial stats of CNO
Market
Valuations
Earnings
Shares outstanding
100.88M
Market cap
$4.23B
Enterprise value
$6.76B
Price to earnings (P/E)
11.02
Price to book (P/B)
1.73
Price to sales (P/S)
1
EV/EBIT
8.74
EV/EBITDA
8.74
EV/Sales
1.52
Revenue
$4.45B
Gross profit
$2.08B
Operating income
$772.7M
Net income
$404M
EBIT
$772.7M
EBITDA
$772.7M
Free cash flow
$627.7M
Per share
Balance sheet
Liquidity
EPS
$3.81
EPS diluted
$3.74
Free cash flow per share
$5.91
Book value per share
$24.21
Revenue per share
$41.92
TBVPS
$356.62
Total assets
$37.85B
Total liabilities
$35.35B
Debt
$4.52B
Equity
$2.5B
Working capital
N/A
Debt to equity
1.81
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.26
Margins
Efficiency
Dividend
EBITDA margin
17.4%
Gross margin
46.7%
Net margin
9.1%
Operating margin
17.4%
Return on assets
1.1%
Return on equity
16.2%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
17.4%
Dividend yield
1.52%
DPS
$0.64
Payout ratio
16.8%
CNO stock price
How has the CNO Financial Group stock price performed over time
Intraday
0.79%
1 week
-0.66%
1 month
0.7%
1 year
54.34%
YTD
12.82%
QTD
0.79%
Financial performance
How have CNO Financial Group's revenue and profit performed over time
Revenue
$4.45B
Gross profit
$2.08B
Operating income
$772.7M
Net income
$404M
Gross margin
46.7%
Net margin
9.1%
CNO Financial Group's net margin has increased by 49% QoQ and by 36% YoY
The net income has grown by 47% from the previous quarter and by 46% YoY
CNO's operating income is up by 30% year-on-year and by 27% since the previous quarter
The operating margin has grown by 29% from the previous quarter and by 21% YoY
Growth
What is CNO Financial Group's growth rate over time
Valuation
What is CNO Financial Group stock price valuation
P/E
11.02
P/B
1.73
P/S
1
EV/EBIT
8.74
EV/EBITDA
8.74
EV/Sales
1.52
The EPS has surged by 56% year-on-year and by 51% since the previous quarter
CNO's P/E is 51% above its 5-year quarterly average of 7.3 and 14% above its last 4 quarters average of 9.7
The P/B is 73% above the 5-year quarterly average of 1.0 and 24% above the last 4 quarters average of 1.4
The equity rose by 13% YoY but it fell by 7% QoQ
The P/S is 43% more than the 5-year quarterly average of 0.7 and 25% more than the last 4 quarters average of 0.8
CNO's revenue is up by 7% year-on-year
Efficiency
How efficient is CNO Financial Group business performance
CNO's return on equity is up by 43% since the previous quarter and by 19% year-on-year
CNO's ROA is up by 38% from the previous quarter and by 38% YoY
The return on sales is up by 29% since the previous quarter and by 21% year-on-year
CNO Financial Group's ROIC has increased by 19% from the previous quarter and by 19% YoY
Dividends
What is CNO's dividend history
DPS
$0.64
Dividend yield
1.52%
Payout ratio
16.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did CNO Financial Group financials performed over time
The company's total assets is 7% higher than its total liabilities
The total liabilities has grown by 8% YoY
The company's total assets rose by 8% YoY
CNO Financial Group's debt is 81% higher than its equity
The debt to equity has grown by 13% since the previous quarter but it has declined by 3.2% year-on-year
The equity rose by 13% YoY but it fell by 7% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.