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CNO CNO Financial Group Inc

Price (delayed)

$38.63

Market cap

$3.83B

P/E Ratio

13.32

Dividend/share

$0.64

EPS

$2.9

Enterprise value

$7.2B

CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities, financial services, and workforce benefits solutions through its family of brands, including Bankers ...

Highlights
The equity rose by 7% YoY
CNO Financial Group's debt has increased by 13% YoY but it has decreased by 2.7% QoQ
CNO's P/E is 71% above its 5-year quarterly average of 7.6 and 15% above its last 4 quarters average of 11.3
The net income has contracted by 24% from the previous quarter and by 22% YoY

Key stats

What are the main financial stats of CNO
Market
Shares outstanding
99.14M
Market cap
$3.83B
Enterprise value
$7.2B
Valuations
Price to earnings (P/E)
13.32
Price to book (P/B)
1.54
Price to sales (P/S)
0.91
EV/EBIT
11.15
EV/EBITDA
11.15
EV/Sales
1.68
Earnings
Revenue
$4.3B
Gross profit
$1.95B
Operating income
$646M
Net income
$305.4M
EBIT
$646M
EBITDA
$646M
Free cash flow
$669.8M
Per share
EPS
$2.9
EPS diluted
$2.84
Free cash flow per share
$6.65
Book value per share
$25.08
Revenue per share
$42.65
TBVPS
$371.6
Balance sheet
Total assets
$37.44B
Total liabilities
$34.91B
Debt
$4.4B
Equity
$2.53B
Working capital
N/A
Liquidity
Debt to equity
1.74
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.22
Margins
EBITDA margin
15%
Gross margin
45.5%
Net margin
7.1%
Operating margin
15%
Efficiency
Return on assets
0.8%
Return on equity
12%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
15%
Dividend
Dividend yield
1.66%
DPS
$0.64
Payout ratio
22.1%

CNO stock price

How has the CNO Financial Group stock price performed over time
Intraday
2.22%
1 week
3.43%
1 month
5%
1 year
36.69%
YTD
3.82%
QTD
-7.25%

Financial performance

How have CNO Financial Group's revenue and profit performed over time
Revenue
$4.3B
Gross profit
$1.95B
Operating income
$646M
Net income
$305.4M
Gross margin
45.5%
Net margin
7.1%
The net income has contracted by 24% from the previous quarter and by 22% YoY
CNO Financial Group's net margin has decreased by 22% QoQ and by 22% YoY
CNO's operating income is down by 16% since the previous quarter and by 14% year-on-year
The operating margin has contracted by 14% from the previous quarter and by 14% YoY

Price vs fundamentals

How does CNO's price correlate with its fundamentals

Growth

What is CNO Financial Group's growth rate over time

Valuation

What is CNO Financial Group stock price valuation
P/E
13.32
P/B
1.54
P/S
0.91
EV/EBIT
11.15
EV/EBITDA
11.15
EV/Sales
1.68
CNO's P/E is 71% above its 5-year quarterly average of 7.6 and 15% above its last 4 quarters average of 11.3
The EPS has declined by 24% since the previous quarter and by 17% year-on-year
The P/B is 37% above the 5-year quarterly average of 1.1
The equity rose by 7% YoY
The P/S is 27% more than the 5-year quarterly average of 0.7 and 11% more than the last 4 quarters average of 0.8
CNO's revenue is down by 3.4% since the previous quarter

Efficiency

How efficient is CNO Financial Group business performance
CNO's return on equity is down by 35% year-on-year and by 26% since the previous quarter
CNO's ROA is down by 27% from the previous quarter and by 27% YoY
CNO Financial Group's ROIC has decreased by 20% YoY and by 16% from the previous quarter
The return on sales has declined by 14% since the previous quarter and by 14% year-on-year

Dividends

What is CNO's dividend history
DPS
$0.64
Dividend yield
1.66%
Payout ratio
22.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did CNO Financial Group financials performed over time
The company's total assets is 7% higher than its total liabilities
The total liabilities has grown by 7% YoY
The company's total assets rose by 7% YoY
CNO Financial Group's debt is 74% higher than its equity
CNO Financial Group's debt has increased by 13% YoY but it has decreased by 2.7% QoQ
The equity rose by 7% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.