CNO CNO Financial Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CNO

Price (delayed)

$18.42

Market cap

$2.13B

P/E Ratio

5.63

Dividend/share

$0.53

EPS

$3.27

Enterprise value

$5.45B

CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities, financial services, and workforce benefits solutions through its family of brands, including Bankers ...

Highlights
CNO's P/E is 44% below its 5-year quarterly average of 10.0 and 22% below its last 4 quarters average of 7.2
CNO Financial Group's debt has decreased by 2.2% QoQ
The equity fell by 30% QoQ and by 24% YoY
The net income has contracted by 14% YoY and by 8% from the previous quarter
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.cnoinc.com
Peers: MET AFL UNM LNC

Key stats

What are the main financial stats of CNO
Market
Shares outstanding
115.89M
Market cap
$2.13B
Enterprise value
$5.45B
Valuations
Price to earnings (P/E)
5.63
Price to book (P/B)
0.59
Price to sales (P/S)
0.55
EV/EBIT
8.76
EV/EBITDA
8.76
EV/Sales
1.38
Earnings
Revenue
$3.96B
EBIT
$622.1M
EBITDA
$622.1M
Free cash flow
$565.3M
Per share
EPS
$3.27
Free cash flow per share
$4.77
Book value per share
$31.16
Revenue per share
$33.38
TBVPS
$299
Balance sheet
Total assets
$35.47B
Total liabilities
$31.78B
Debt
$3.91B
Equity
$3.69B
Working capital
N/A
Liquidity
Debt to equity
1.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.33
Margins
EBITDA margin
15.7%
Gross margin
47.5%
Net margin
10.3%
Operating margin
15.7%
Efficiency
Return on assets
1.1%
Return on equity
8.3%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
15.7%
Dividend
Dividend yield
2.88%
DPS
$0.53
Payout ratio
16.2%

CNO stock price

How has the CNO Financial Group stock price performed over time
Intraday
7.03%
1 week
5.86%
1 month
-7.99%
1 year
-22.02%
YTD
-22.73%
QTD
-26.58%

Financial performance

How have CNO Financial Group's revenue and profit performed over time
Revenue
$3.96B
Gross profit
$1.88B
Operating income
$622.1M
Net income
$405.9M
Gross margin
47.5%
Net margin
10.3%
The net income has contracted by 14% YoY and by 8% from the previous quarter
CNO's operating income is down by 12% year-on-year and by 6% since the previous quarter
CNO Financial Group's net margin has decreased by 10% YoY and by 3.7% QoQ
The operating margin has contracted by 8% YoY and by 2.5% from the previous quarter

Growth

What is CNO Financial Group's growth rate over time

Valuation

What is CNO Financial Group stock price valuation
P/E
5.63
P/B
0.59
P/S
0.55
EV/EBIT
8.76
EV/EBITDA
8.76
EV/Sales
1.38
CNO's P/E is 44% below its 5-year quarterly average of 10.0 and 22% below its last 4 quarters average of 7.2
The EPS has declined by 4.7% since the previous quarter and by 3.3% year-on-year
The equity fell by 30% QoQ and by 24% YoY
The P/B is 16% below the 5-year quarterly average of 0.7
The P/S is 21% less than the 5-year quarterly average of 0.7 and 21% less than the last 4 quarters average of 0.7
CNO's revenue is down by 4% since the previous quarter and by 3.7% year-on-year

Efficiency

How efficient is CNO Financial Group business performance
CNO's ROA is down by 21% YoY and by 8% from the previous quarter
CNO Financial Group's ROIC has decreased by 16% YoY and by 6% from the previous quarter
CNO's return on equity is down by 11% year-on-year and by 2.4% since the previous quarter
The return on sales has declined by 8% year-on-year and by 2.5% since the previous quarter

Dividends

What is CNO's dividend history
Dividend details
DPS
$0.53
Dividend yield
2.88%
Payout ratio
16.2%
Recent dividends

Financial health

How did CNO Financial Group financials performed over time
The company's total assets is 12% higher than its total liabilities
The total liabilities has grown by 7% YoY and by 2.7% from the previous quarter
The company's total assets rose by 2.3% YoY but it fell by 2% QoQ
CNO Financial Group's debt is 6% higher than its equity
The debt to equity has grown by 39% since the previous quarter and by 31% year-on-year
The equity fell by 30% QoQ and by 24% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.