CNO CNO Financial Group Inc

Price (delayed)

$31.17

Market cap

$3.37B

P/E Ratio

8.96

Dividend/share

$0.61

EPS

$3.48

Enterprise value

$6.62B

CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities, financial services, and workforce benefits solutions through its family of brands, including Bankers ...

Highlights
The equity rose by 17% YoY and by 7% QoQ
CNO's revenue is up by 15% year-on-year and by 3.6% since the previous quarter
The EPS is up by 43% since the previous quarter but it has declined by 11% year-on-year
The net income has grown by 41% from the previous quarter but it has contracted by 13% YoY

Key stats

What are the main financial stats of CNO
Market
Shares outstanding
108.26M
Market cap
$3.37B
Enterprise value
$6.62B
Valuations
Price to book (P/B)
1.43
Price to sales (P/S)
0.79
EV/EBIT
8.85
EV/EBITDA
8.85
EV/Sales
1.54
Earnings
Revenue
$4.3B
EBIT
$748.1M
EBITDA
$748.1M
Free cash flow
$595.6M
Per share
EPS
$3.48
Free cash flow per share
$5.47
Book value per share
$21.72
Revenue per share
$39.44
TBVPS
$320.65
Balance sheet
Total assets
$34.94B
Total liabilities
$32.57B
Debt
$3.9B
Equity
$2.37B
Working capital
N/A
Liquidity
Debt to equity
1.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.34
Margins
EBITDA margin
17.4%
Gross margin
47.4%
Net margin
9.1%
Operating margin
17.4%
Efficiency
Return on assets
1.1%
Return on equity
18.4%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
17.4%
Dividend
Dividend yield
1.96%
DPS
$0.61
Payout ratio
17.5%

CNO stock price

How has the CNO Financial Group stock price performed over time
Intraday
1.37%
1 week
4.81%
1 month
13.72%
1 year
21.85%
YTD
11.72%
QTD
12.45%

Financial performance

How have CNO Financial Group's revenue and profit performed over time
Revenue
$4.3B
Gross profit
$2.04B
Operating income
$748.1M
Net income
$389.6M
Gross margin
47.4%
Net margin
9.1%
The net income has grown by 41% from the previous quarter but it has contracted by 13% YoY
CNO Financial Group's net margin has increased by 36% QoQ but it has decreased by 24% YoY
CNO's operating income is up by 26% since the previous quarter
The operating margin has grown by 21% from the previous quarter but it has contracted by 13% YoY

Growth

What is CNO Financial Group's growth rate over time

Valuation

What is CNO Financial Group stock price valuation
P/E
8.96
P/B
1.43
P/S
0.79
EV/EBIT
8.85
EV/EBITDA
8.85
EV/Sales
1.54
The EPS is up by 43% since the previous quarter but it has declined by 11% year-on-year
CNO's P/E is 24% above its 5-year quarterly average of 7.2 but 7% below its last 4 quarters average of 9.6
The P/B is 59% above the 5-year quarterly average of 0.9 and 2.1% above the last 4 quarters average of 1.4
The equity rose by 17% YoY and by 7% QoQ
CNO's revenue is up by 15% year-on-year and by 3.6% since the previous quarter
The P/S is 13% more than the 5-year quarterly average of 0.7 and 13% more than the last 4 quarters average of 0.7

Efficiency

How efficient is CNO Financial Group business performance
CNO's ROA is up by 38% from the previous quarter but it is down by 15% YoY
CNO's return on equity is up by 35% since the previous quarter but it is down by 25% year-on-year
CNO Financial Group's ROIC has increased by 25% from the previous quarter
The return on sales is up by 21% since the previous quarter but it has declined by 13% year-on-year

Dividends

What is CNO's dividend history
DPS
$0.61
Dividend yield
1.96%
Payout ratio
17.5%
Recent dividends

Financial health

How did CNO Financial Group financials performed over time
The company's total assets is 7% higher than its total liabilities
The company's total assets rose by 2.7% YoY
CNO Financial Group's debt is 65% higher than its equity
The equity rose by 17% YoY and by 7% QoQ
The debt to equity has declined by 17% year-on-year and by 12% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.