CNO CNO Financial Group Inc

Price (delayed)

$22.06

Market cap

$2.72B

P/E Ratio

6.75

Dividend/share

$0.5

EPS

$3.27

Enterprise value

$5.94B

CNO Financial Group, Inc. secures the future of middle-income America. CNO provides life and health insurance, annuities, financial services, and workforce benefits solutions through its family of brands, including Bankers ...

Highlights
CNO's P/E is 34% below its 5-year quarterly average of 10.3 and 16% below its last 4 quarters average of 8.0
The gross profit has grown by 18% YoY
The EPS is up by 4.5% year-on-year but it has declined by 3.8% since the previous quarter
The net income has contracted by 7% YoY and by 6% from the previous quarter
CNO Financial Group's debt has increased by 6% YoY and by 2.5% QoQ

Key stats

What are the main financial stats of CNO
Market
Shares outstanding
123.31M
Market cap
$2.72B
Enterprise value
$5.94B
Valuations
Price to earnings (P/E)
6.75
Price to book (P/B)
0.54
Price to sales (P/S)
0.68
EV/EBIT
9.02
EV/EBITDA
9.02
EV/Sales
1.44
Earnings
Revenue
$4.12B
EBIT
$658.2M
EBITDA
$658.2M
Free cash flow
$672.7M
Per share
EPS
$3.27
Free cash flow per share
$5.32
Book value per share
$40.95
Revenue per share
$32.62
TBVPS
$282.48
Balance sheet
Total assets
$35.71B
Total liabilities
$30.48B
Debt
$4.03B
Equity
$5.23B
Working capital
N/A
Liquidity
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.89
Margins
EBITDA margin
16%
Gross margin
46.5%
Net margin
10.6%
Operating margin
16%
Efficiency
Return on assets
1.2%
Return on equity
8.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
16%
Dividend
Dividend yield
2.27%
DPS
$0.5
Payout ratio
15.3%

CNO stock price

How has the CNO Financial Group stock price performed over time
Intraday
-2.65%
1 week
-9.14%
1 month
-11.65%
1 year
1.75%
YTD
-0.76%
QTD
-6.29%

Financial performance

How have CNO Financial Group's revenue and profit performed over time
Revenue
$4.12B
Gross profit
$1.92B
Operating income
$658.2M
Net income
$437M
Gross margin
46.5%
Net margin
10.6%
CNO's operating income has soared by 53% year-on-year but it is down by 6% since the previous quarter
The operating margin has grown by 43% YoY but it has contracted by 4.2% from the previous quarter
The gross profit has grown by 18% YoY
CNO Financial Group's net margin has decreased by 14% YoY and by 5% QoQ

Growth

What is CNO Financial Group's growth rate over time

Valuation

What is CNO Financial Group stock price valuation
P/E
6.75
P/B
0.54
P/S
0.68
EV/EBIT
9.02
EV/EBITDA
9.02
EV/Sales
1.44
CNO's P/E is 34% below its 5-year quarterly average of 10.3 and 16% below its last 4 quarters average of 8.0
The EPS is up by 4.5% year-on-year but it has declined by 3.8% since the previous quarter
The P/B is 23% below the 5-year quarterly average of 0.7 and 10% below the last 4 quarters average of 0.6
The equity rose by 2.9% YoY
The P/S is 15% less than the last 4 quarters average of 0.8 and 2.9% less than the 5-year quarterly average of 0.7
CNO's revenue is up by 8% year-on-year

Efficiency

How efficient is CNO Financial Group business performance
The return on sales is up by 43% year-on-year but it has declined by 4.2% since the previous quarter
CNO Financial Group's ROIC has increased by 42% YoY but it has decreased by 6% from the previous quarter
CNO's return on equity is down by 18% year-on-year and by 7% since the previous quarter
CNO's ROA is down by 14% YoY and by 8% from the previous quarter

Dividends

What is CNO's dividend history
DPS
$0.5
Dividend yield
2.27%
Payout ratio
15.3%
Recent dividends

Financial health

How did CNO Financial Group financials performed over time
The company's total assets is 17% higher than its total liabilities
The total liabilities has grown by 3.4% YoY
The company's total assets rose by 3.3% YoY
CNO Financial Group's debt is 23% lower than its equity
CNO Financial Group's debt has increased by 6% YoY and by 2.5% QoQ
The debt to equity has grown by 4.1% since the previous quarter and by 4.1% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.