UNM Unum Group

Price (delayed)

$25.54

Market cap

$5.22B

P/E Ratio

7.45

Dividend/share

$1.16

EPS

$3.43

Enterprise value

$8.54B

Unum Group provides a broad portfolio of financial protection benefits and services through the workplace, and is a leading provider of disability income protection worldwide. Through its Unum US, Unum ...

Highlights
The revenue has grown by 12% YoY
The company's equity rose by 3.7% YoY and by 3.6% QoQ
UNM's price to earnings (P/E) is 20% higher than its last 4 quarters average of 6.3 but 18% lower than its 5-year quarterly average of 9.2
Unum Group's debt has decreased by 9% YoY but it has increased by 2.8% QoQ
The EPS has declined by 27% year-on-year and by 11% since the previous quarter
The net income fell by 27% YoY and by 11% QoQ

Key stats

What are the main financial stats of UNM
Market
Shares outstanding
204.39M
Market cap
$5.22B
Enterprise value
$8.54B
Valuations
Price to earnings (P/E)
7.45
Price to book (P/B)
0.48
Price to sales (P/S)
0.39
EV/EBIT
7.98
EV/EBITDA
7.19
EV/Sales
0.64
Earnings
Revenue
$13.33B
EBIT
$1.07B
EBITDA
$1.19B
Free cash flow
$190.1M
Per share
EPS
$3.43
Free cash flow per share
$0.93
Book value per share
$53.6
Revenue per share
$65.29
TBVPS
$344.96
Balance sheet
Total assets
$70.81B
Total liabilities
$59.86B
Debt
$3.44B
Equity
$10.95B
Working capital
N/A
Liquidity
Debt to equity
0.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.79
Margins
EBITDA margin
8.9%
Gross margin
31.5%
Net margin
5.3%
Operating margin
8.5%
Efficiency
Return on assets
1%
Return on equity
6.5%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
8%
Dividend
Dividend yield
4.52%
DPS
$1.16
Payout ratio
33.7%

UNM stock price

How has the Unum Group stock price performed over time
Intraday
-1.12%
1 week
-0.97%
1 month
-3.11%
1 year
37.24%
YTD
11.33%
QTD
-10.07%

Financial performance

How have Unum Group's revenue and profit performed over time
Revenue
$13.33B
Gross profit
$4.19B
Operating income
$1.14B
Net income
$702.4M
Gross margin
31.5%
Net margin
5.3%
Unum Group's net margin has decreased by 35% YoY and by 10% QoQ
The company's operating margin fell by 29% YoY
The net income fell by 27% YoY and by 11% QoQ
UNM's operating income is down by 20% YoY

Growth

What is Unum Group's growth rate over time

Valuation

What is Unum Group stock price valuation
P/E
7.45
P/B
0.48
P/S
0.39
EV/EBIT
7.98
EV/EBITDA
7.19
EV/Sales
0.64
The EPS has declined by 27% year-on-year and by 11% since the previous quarter
UNM's price to earnings (P/E) is 20% higher than its last 4 quarters average of 6.3 but 18% lower than its 5-year quarterly average of 9.2
The price to book (P/B) is 40% lower than the 5-year quarterly average of 0.8 and 4% lower than the last 4 quarters average of 0.5
The company's equity rose by 3.7% YoY and by 3.6% QoQ
The P/S is 33% below the 5-year quarterly average of 0.6
The revenue has grown by 12% YoY

Efficiency

How efficient is Unum Group business performance
UNM's return on equity is down by 33% year-on-year and by 11% since the previous quarter
The return on sales has declined by 32% year-on-year and by 7% since the previous quarter
The company's return on assets fell by 29% YoY and by 9% QoQ
Unum Group's return on invested capital has decreased by 25% YoY and by 6% QoQ

Dividends

What is UNM's dividend history
DPS
$1.16
Dividend yield
4.52%
Payout ratio
33.7%
Recent dividends

Financial health

How did Unum Group financials performed over time
The total assets is 18% greater than the total liabilities
The total assets rose by 2.2% since the previous quarter and by 2.2% year-on-year
The company's total liabilities rose by 2% QoQ
Unum Group's debt is 69% lower than its equity
Unum Group's debt to equity has decreased by 14% YoY and by 3.1% from the previous quarter
Unum Group's debt has decreased by 9% YoY but it has increased by 2.8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.