UNM Unum Group

  1. Stocks
  2. Financial Services
  3. NYSE: UNM

Price (delayed)

$53.24

Market cap

$10.08B

P/E Ratio

7.86

Dividend/share

$1.46

EPS

$6.77

Enterprise value

$13.23B

Unum Group provides a broad portfolio of financial protection benefits and services through the workplace, and is a leading provider of disability income protection worldwide. Through its Unum US, Unum ...

Highlights
The company's equity rose by 11% YoY and by 6% QoQ
The revenue has grown by 4.2% YoY
The net income fell by 13% YoY but it rose by 2.9% QoQ
The EPS has declined by 12% year-on-year but it is up by 3.7% since the previous quarter
UNM's price to earnings (P/E) is 33% higher than its 5-year quarterly average of 5.9 and 9% higher than its last 4 quarters average of 7.2
Unum Group's gross margin has decreased by 3.7% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.unum.com
Peers: AFL CNO AIZ VOYA

Key stats

What are the main financial stats of UNM
Market
Shares outstanding
189.38M
Market cap
$10.08B
Enterprise value
$13.23B
Valuations
Price to earnings (P/E)
7.86
Price to book (P/B)
1
Price to sales (P/S)
0.81
EV/EBIT
7.04
EV/EBITDA
6.64
EV/Sales
1.05
Earnings
Revenue
$12.55B
EBIT
$1.88B
EBITDA
$1.99B
Free cash flow
$1.22B
Per share
EPS
$6.77
Free cash flow per share
$6.35
Book value per share
$53.36
Revenue per share
$65.53
TBVPS
$324.45
Balance sheet
Total assets
$62.49B
Total liabilities
$52.27B
Debt
$3.43B
Equity
$10.22B
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.58
Margins
EBITDA margin
15.9%
Gross margin
41.8%
Net margin
10.5%
Operating margin
15%
Efficiency
Return on assets
2.1%
Return on equity
13.6%
Return on invested capital
2.9%
Return on capital employed
N/A
Return on sales
15%
Dividend
Dividend yield
2.74%
DPS
$1.46
Payout ratio
21.6%

UNM stock price

How has the Unum Group stock price performed over time
Intraday
-0.26%
1 week
-0.58%
1 month
5.57%
1 year
8.76%
YTD
17.74%
QTD
4.17%

Financial performance

How have Unum Group's revenue and profit performed over time
Revenue
$12.55B
Gross profit
$5.24B
Operating income
$1.88B
Net income
$1.32B
Gross margin
41.8%
Net margin
10.5%
Unum Group's net margin has decreased by 17% YoY
The company's operating margin fell by 14% YoY
The net income fell by 13% YoY but it rose by 2.9% QoQ
UNM's operating income is down by 10% YoY but it is up by 2.5% from the previous quarter

Growth

What is Unum Group's growth rate over time

Valuation

What is Unum Group stock price valuation
UNM P/E details
P/E
7.86
P/B
1
P/S
0.81
EV/EBIT
7.04
EV/EBITDA
6.64
EV/Sales
1.05
UNM's price to earnings (P/E) is 33% higher than its 5-year quarterly average of 5.9 and 9% higher than its last 4 quarters average of 7.2
The EPS has declined by 12% year-on-year but it is up by 3.7% since the previous quarter
The price to book (P/B) is 43% higher than the 5-year quarterly average of 0.7
The company's equity rose by 11% YoY and by 6% QoQ
The P/S is 62% above the 5-year quarterly average of 0.5
The revenue has grown by 4.2% YoY

Efficiency

How efficient is Unum Group business performance
UNM's return on equity is down by 19% year-on-year
The company's return on assets fell by 16% YoY
The return on sales has declined by 14% year-on-year
Unum Group's return on invested capital has decreased by 9% YoY but it has increased by 3.6% QoQ

Dividends

What is UNM's dividend history
Dividend details
DPS
$1.46
Dividend yield
2.74%
Payout ratio
21.6%
Recent dividends

Financial health

How did Unum Group financials performed over time
The total assets is 20% greater than the total liabilities
The company's total liabilities fell by 2.5% QoQ
Unum Group's debt is 66% lower than its equity
The company's equity rose by 11% YoY and by 6% QoQ
Unum Group's debt to equity has decreased by 8% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.