UNM Unum Group

  1. Stocks
  2. Financial Services
  3. NYSE: UNM

Price (delayed)

$38.2

Market cap

$7.64B

P/E Ratio

6.96

Dividend/share

$1.23

EPS

$5.49

Enterprise value

$10.93B

Unum Group provides a broad portfolio of financial protection benefits and services through the workplace, and is a leading provider of disability income protection worldwide. Through its Unum US, Unum ...

Highlights
The EPS has surged by 60% year-on-year and by 21% since the previous quarter
The net income has soared by 58% YoY and by 20% QoQ
UNM's price to earnings (P/E) is 16% lower than its 5-year quarterly average of 8.4 but 11% higher than its last 4 quarters average of 6.4
The company's equity fell by 11% YoY and by 9% QoQ
The revenue has contracted by 10% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.unum.com
Peers: AFL CNO AIZ VOYA

Key stats

What are the main financial stats of UNM
Market
Shares outstanding
200M
Market cap
$7.64B
Enterprise value
$10.93B
Valuations
Price to earnings (P/E)
6.96
Price to book (P/B)
0.79
Price to sales (P/S)
0.64
EV/EBIT
7.07
EV/EBITDA
6.57
EV/Sales
0.91
Earnings
Revenue
$11.97B
EBIT
$1.55B
EBITDA
$1.66B
Free cash flow
$1.53B
Per share
EPS
$5.49
Free cash flow per share
$7.61
Book value per share
$48.26
Revenue per share
$59.54
TBVPS
$312.16
Balance sheet
Total assets
$63.12B
Total liabilities
$53.42B
Debt
$3.44B
Equity
$9.71B
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.98
Margins
EBITDA margin
13.9%
Gross margin
39.1%
Net margin
9.3%
Operating margin
12.9%
Efficiency
Return on assets
1.6%
Return on equity
10.4%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
12.9%
Dividend
Dividend yield
3.22%
DPS
$1.23
Payout ratio
22.4%

UNM stock price

How has the Unum Group stock price performed over time
Intraday
-1.77%
1 week
6.32%
1 month
18.78%
1 year
41.22%
YTD
55.47%
QTD
12.29%

Financial performance

How have Unum Group's revenue and profit performed over time
Revenue
$11.97B
Gross profit
$4.68B
Operating income
$1.55B
Net income
$1.11B
Gross margin
39.1%
Net margin
9.3%
Unum Group's net margin has surged by 75% YoY and by 19% QoQ
The net income has soared by 58% YoY and by 20% QoQ
The company's operating margin has surged by 52% YoY and by 8% QoQ
UNM's operating income is up by 36% YoY and by 8% from the previous quarter

Growth

What is Unum Group's growth rate over time

Valuation

What is Unum Group stock price valuation
P/E
6.96
P/B
0.79
P/S
0.64
EV/EBIT
7.07
EV/EBITDA
6.57
EV/Sales
0.91
The EPS has surged by 60% year-on-year and by 21% since the previous quarter
UNM's price to earnings (P/E) is 16% lower than its 5-year quarterly average of 8.4 but 11% higher than its last 4 quarters average of 6.4
The price to book (P/B) is 35% higher than the last 4 quarters average of 0.6 and 16% higher than the 5-year quarterly average of 0.7
The company's equity fell by 11% YoY and by 9% QoQ
The P/S is 30% above the last 4 quarters average of 0.5 and 8% above the 5-year quarterly average of 0.6
The revenue has contracted by 10% YoY

Efficiency

How efficient is Unum Group business performance
The return on sales has surged by 61% year-on-year and by 13% since the previous quarter
The company's return on assets has surged by 60% YoY and by 23% QoQ
UNM's return on equity has surged by 60% year-on-year and by 24% since the previous quarter
Unum Group's return on invested capital has increased by 47% YoY and by 16% QoQ

Dividends

What is UNM's dividend history
Dividend details
DPS
$1.23
Dividend yield
3.22%
Payout ratio
22.4%
Recent dividends

Financial health

How did Unum Group financials performed over time
The total assets is 18% greater than the total liabilities
The total assets has declined by 11% year-on-year and by 5% since the previous quarter
The company's total liabilities fell by 11% YoY and by 4.4% QoQ
Unum Group's debt is 65% lower than its equity
Unum Group's debt to equity has increased by 13% YoY and by 9% from the previous quarter
The company's equity fell by 11% YoY and by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.