UNM Unum Group

  1. Stocks
  2. Financial Services
  3. NYSE: UNM

Price (delayed)

$29.96

Market cap

$6.12B

P/E Ratio

7.8

Dividend/share

$1.14

EPS

$3.84

Enterprise value

$8.9B

Highlights
The revenue has grown by 12% YoY
UNM's price to earnings (P/E) is 55% higher than its last 4 quarters average of 5.1 but 15% lower than its 5-year quarterly average of 9.3
The company's equity rose by 8% YoY but it fell by 2.8% QoQ
The net income fell by 20% YoY
The EPS has declined by 19% year-on-year
Sector: Financial Services
Industry: Insurance - Life
Website: https://www.unum.com/
Peers: CNO AFL AIZ VOYA

Key stats

What are the main financial stats of UNM
Market
Shares outstanding
204.24M
Market cap
$6.12B
Enterprise value
$8.9B
Valuations
Price to earnings (P/E)
7.8
Price to book (P/B)
0.58
Price to sales (P/S)
0.46
EV/EBIT
7.76
EV/EBITDA
7.06
EV/Sales
0.67
Earnings
Revenue
$13.36B
EBIT
$1.15B
EBITDA
$1.26B
Free cash flow
$104.7M
Per share
EPS
$3.84
Free cash flow per share
$0.51
Book value per share
$51.88
Revenue per share
$65.59
TBVPS
$338.21
Balance sheet
Total assets
$69.26B
Total liabilities
$58.69B
Debt
$3.35B
Equity
$10.57B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.21
Margins
EBITDA margin
9.4%
Gross margin
31.4%
Net margin
5.9%
Operating margin
8.6%
Efficiency
Return on assets
1.1%
Return on equity
7.3%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
8.6%
Dividend
Dividend yield
3.81%
DPS
$1.14
Payout ratio
29.7%

UNM stock price

How has the Unum Group stock price performed over time
Intraday
-1.15%
1 week
-3.26%
1 month
-2.54%
1 year
70.62%
YTD
30.6%
QTD
7.65%

Financial performance

How have Unum Group's revenue and profit performed over time
Revenue
$13.36B
Gross profit
$4.19B
Operating income
$1.15B
Net income
$785M
Gross margin
31.4%
Net margin
5.9%
Unum Group's net margin has decreased by 29% YoY
The company's operating margin fell by 29% YoY and by 2.3% QoQ
The net income fell by 20% YoY
UNM's operating income is down by 20% YoY

Growth

What is Unum Group's growth rate over time

Valuation

What is Unum Group stock price valuation
P/E
7.8
P/B
0.58
P/S
0.46
EV/EBIT
7.76
EV/EBITDA
7.06
EV/Sales
0.67
UNM's price to earnings (P/E) is 55% higher than its last 4 quarters average of 5.1 but 15% lower than its 5-year quarterly average of 9.3
The EPS has declined by 19% year-on-year
The price to book (P/B) is 45% higher than the last 4 quarters average of 0.4 but 28% lower than the 5-year quarterly average of 0.8
The company's equity rose by 8% YoY but it fell by 2.8% QoQ
The P/S is 53% above the last 4 quarters average of 0.3 but 34% below the 5-year quarterly average of 0.7
The revenue has grown by 12% YoY

Efficiency

How efficient is Unum Group business performance
UNM's return on equity is down by 28% year-on-year and by 2.7% since the previous quarter
The return on sales has declined by 28% year-on-year and by 2.3% since the previous quarter
The company's return on assets fell by 27% YoY and by 8% QoQ
Unum Group's return on invested capital has decreased by 20% YoY

Dividends

What is UNM's dividend history
DPS
$1.14
Dividend yield
3.81%
Payout ratio
29.7%
Recent dividends

Financial health

How did Unum Group financials performed over time
The total assets is 18% greater than the total liabilities
The total assets rose by 6% year-on-year
The company's total liabilities rose by 6% YoY
Unum Group's debt is 68% lower than its equity
The company's equity rose by 8% YoY but it fell by 2.8% QoQ
Unum Group's debt to equity has decreased by 6% YoY but it has increased by 3.2% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.