PROV Provident Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PROV

Price (delayed)

$18.63

Market cap

$116.14M

P/E Ratio

17.91

Dividend/share

$0.56

EPS

$1.04

Enterprise value

$223.97M

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Relative Growth: Rel. Growth: 51
Relative Strength: Rel. Strength: 68
Relative Valuation: Rel. Valuation: 59
Relative Profitability: Rel. Profitability: 67

Provident Financial Holdings, Inc. (Provident) is a holding company for Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial ...

Highlights
Provident Financial Holdings's debt has decreased by 26% YoY and by 15% QoQ
The EPS rose by 12% QoQ and by 12% YoY
The price to earnings (P/E) is 32% more than the 5-year quarterly average of 13.6 and 7% more than the last 4 quarters average of 16.8
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.myprovident.com
Peers: BANC TSBK BYFC WAFD

Key stats

What are the main financial stats of PROV

PROV stock price

How has the Provident Financial Holdings stock price performed over time
Intraday
-0.43%
1 week
-0.37%
1 month
3.79%
1 year
19.73%
YTD
17.1%
QTD
8.31%

Financial performance

How have Provident Financial Holdings's revenue and profit performed over time
Revenue
$40.61M
Gross profit
$40.61M
Operating income
$9.64M
Net income
$6.66M
Gross margin
100%
Net margin
16.4%
Provident Financial Holdings's operating income has increased by 9% YoY and by 7% QoQ
Provident Financial Holdings's net income has increased by 9% from the previous quarter and by 6% YoY
Provident Financial Holdings's net margin has increased by 7% QoQ and by 3.8% YoY
The operating margin is up by 6% year-on-year and by 4.9% since the previous quarter

Price vs fundamentals

How does PROV's price correlate with its fundamentals

Growth

What is Provident Financial Holdings's growth rate over time

Valuation

What is Provident Financial Holdings stock price valuation
PROV P/E details
P/E
17.91
P/B
0.92
P/S
2.87
EV/EBIT
23.24
EV/EBITDA
16.59
EV/Sales
5.52
The price to earnings (P/E) is 32% more than the 5-year quarterly average of 13.6 and 7% more than the last 4 quarters average of 16.8
The EPS rose by 12% QoQ and by 12% YoY
PROV's price to book (P/B) is 15% higher than its 5-year quarterly average of 0.8 and 15% higher than its last 4 quarters average of 0.8
PROV's price to sales (P/S) is 10% higher than its 5-year quarterly average of 2.6 and 10% higher than its last 4 quarters average of 2.6
PROV's revenue is up by 2.4% YoY

Efficiency

How efficient is Provident Financial Holdings business performance
The return on invested capital rose by 17% year-on-year
The return on equity is up by 8% since the previous quarter and by 6% year-on-year
The ROS rose by 6% YoY and by 4.9% QoQ

Dividends

What is PROV's dividend history
Dividend details
DPS
$0.56
Dividend yield
3.01%
Payout ratio
53.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Provident Financial Holdings financials performed over time
The total assets is 12% more than the total liabilities
The total assets has contracted by 3% YoY
The total liabilities has declined by 3.1% year-on-year
Provident Financial Holdings's debt is 24% higher than its equity
Provident Financial Holdings's debt has decreased by 26% YoY and by 15% QoQ
PROV's debt to equity is down by 25% year-on-year and by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.