PROV Provident Financial Holdings Inc
- Stocks
- Financial Services
- NASDAQ: PROV
Price (delayed)
$15.46
Market cap
$101.68M
P/E Ratio
16.62
Dividend/share
$0.56
EPS
$0.93
Enterprise value
$261.66M
Relative Growth:
Rel. Growth:
29
Relative Strength:
Rel. Strength:
47
Relative Valuation:
Rel. Valuation:
55
Relative Profitability:
Rel. Profitability:
64
Provident Financial Holdings, Inc. is the holding company of Provident Savings Bank, F.S.B. (the Bank), a federally chartered savings bank. The Bank is a financial services company committed to serving
Highlights
Provident Financial Holdings's debt has decreased by 11% YoY
The price to earnings (P/E) is 19% more than the 5-year quarterly average of 14.0 and 7% more than the last 4 quarters average of 15.5
Provident Financial Holdings's net income has decreased by 15% YoY and by 5% from the previous quarter
Key stats
What are the main financial stats of PROV
Market
Valuations
Earnings
Shares outstanding
6.58M
Market cap
$101.68M
Enterprise value
$261.66M
Price to earnings (P/E)
16.62
Price to book (P/B)
0.8
Price to sales (P/S)
2.58
PEG
N/A
EV/EBIT
29.49
EV/EBITDA
21.17
EV/Sales
6.6
Revenue
$39.67M
Gross profit
$39.67M
Operating income
$8.87M
Net income
$6.26M
EBIT
$8.87M
EBITDA
$12.36M
Free cash flow
$8.16M
Per share
Balance sheet
Liquidity
EPS
$0.93
EPS diluted
$0.93
Free cash flow per share
$1.23
Book value per share
$19.41
Revenue per share
$5.99
TBVPS
$188.13
Total assets
$1.25B
Total liabilities
$1.12B
Debt
$213.07M
Equity
$128.55M
Working capital
N/A
Debt to equity
1.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
12.94
Margins
Efficiency
Dividend
EBITDA margin
31.2%
Gross margin
100%
Net margin
15.8%
Operating margin
22.4%
Return on assets
0.5%
Return on equity
4.9%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
22.4%
Dividend yield
3.62%
DPS
$0.56
Payout ratio
60.2%
PROV stock price
How has the Provident Financial Holdings stock price performed over time
Intraday
0.45%
1 week
-2.09%
1 month
-2.34%
1 year
0.72%
YTD
-2.83%
QTD
-1.84%
Financial performance
How have Provident Financial Holdings's revenue and profit performed over time
Revenue
$39.67M
Gross profit
$39.67M
Operating income
$8.87M
Net income
$6.26M
Gross margin
100%
Net margin
15.8%
Provident Financial Holdings's net margin has decreased by 16% YoY and by 4.8% QoQ
The operating margin has declined by 16% year-on-year and by 4.7% since the previous quarter
Provident Financial Holdings's net income has decreased by 15% YoY and by 5% from the previous quarter
Provident Financial Holdings's operating income has decreased by 15% YoY and by 4.8% QoQ
Price vs fundamentals
How does PROV's price correlate with its fundamentals
Growth
What is Provident Financial Holdings's growth rate over time
Valuation
What is Provident Financial Holdings stock price valuation
P/E
16.62
P/B
0.8
P/S
2.58
EV/EBIT
29.49
EV/EBITDA
21.17
EV/Sales
6.6
The price to earnings (P/E) is 19% more than the 5-year quarterly average of 14.0 and 7% more than the last 4 quarters average of 15.5
The EPS fell by 12% YoY and by 5% QoQ
PROV's price to sales (P/S) is 8% lower than its 5-year quarterly average of 2.8
Efficiency
How efficient is Provident Financial Holdings business performance
Provident Financial Holdings's return on assets has decreased by 17% YoY
The ROS fell by 16% YoY and by 4.7% QoQ
The return on equity has declined by 14% year-on-year and by 3.9% since the previous quarter
The return on invested capital has declined by 14% year-on-year
Dividends
What is PROV's dividend history
DPS
$0.56
Dividend yield
3.62%
Payout ratio
60.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Provident Financial Holdings financials performed over time
The total assets is 12% more than the total liabilities
The total assets has contracted by 2.1% YoY
The total liabilities has declined by 2.2% year-on-year
Provident Financial Holdings's debt is 66% higher than its equity
Provident Financial Holdings's debt has decreased by 11% YoY
PROV's debt to equity is down by 10% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.