PROV Provident Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PROV

Price (delayed)

$17.11

Market cap

$107M

P/E Ratio

18.4

Dividend/share

$0.56

EPS

$0.93

Enterprise value

$233.93M

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Relative Growth: Rel. Growth: 28
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 53
Relative Profitability: Rel. Profitability: 64

Provident Financial Holdings, Inc. is the holding company of Provident Savings Bank, F.S.B. (the Bank), a federally chartered savings bank. The Bank is a financial services company committed to serving ...

Highlights
Provident Financial Holdings's debt has decreased by 15% YoY and by 14% QoQ
The price to earnings (P/E) is 34% more than the 5-year quarterly average of 13.7 and 10% more than the last 4 quarters average of 16.8
Provident Financial Holdings's net income has decreased by 8% from the previous quarter and by 7% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.myprovident.com
Peers: BANC TSBK BYFC WAFD

Key stats

What are the main financial stats of PROV

PROV stock price

How has the Provident Financial Holdings stock price performed over time
Intraday
1.12%
1 week
0.53%
1 month
-0.7%
1 year
8.98%
YTD
7.54%
QTD
6.14%

Financial performance

How have Provident Financial Holdings's revenue and profit performed over time
Revenue
$39.84M
Gross profit
$39.84M
Operating income
$9M
Net income
$6.1M
Gross margin
100%
Net margin
15.3%
Provident Financial Holdings's net margin has decreased by 8% YoY and by 6% QoQ
Provident Financial Holdings's operating income has decreased by 8% QoQ and by 3.5% YoY
Provident Financial Holdings's net income has decreased by 8% from the previous quarter and by 7% YoY
The operating margin has declined by 5% since the previous quarter and by 3.8% year-on-year

Price vs fundamentals

How does PROV's price correlate with its fundamentals

Growth

What is Provident Financial Holdings's growth rate over time

Valuation

What is Provident Financial Holdings stock price valuation
PROV P/E details
P/E
18.4
P/B
0.86
P/S
2.74
EV/EBIT
25.99
EV/EBITDA
18.08
EV/Sales
5.87
The price to earnings (P/E) is 34% more than the 5-year quarterly average of 13.7 and 10% more than the last 4 quarters average of 16.8
The EPS fell by 7% QoQ and by 5% YoY
PROV's price to book (P/B) is 8% higher than its 5-year quarterly average of 0.8 and 8% higher than its last 4 quarters average of 0.8
PROV's price to sales (P/S) is 5% higher than its last 4 quarters average of 2.6
PROV's revenue is down by 2.4% QoQ

Efficiency

How efficient is Provident Financial Holdings business performance
The return on invested capital rose by 17% year-on-year
The return on equity has declined by 6% since the previous quarter and by 6% year-on-year
The ROS fell by 5% QoQ and by 3.8% YoY

Dividends

What is PROV's dividend history
Dividend details
DPS
$0.56
Dividend yield
3.27%
Payout ratio
60.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Provident Financial Holdings financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities has declined by 3.6% year-on-year
The total assets has contracted by 3.4% YoY
Provident Financial Holdings's debt is 45% higher than its equity
Provident Financial Holdings's debt has decreased by 15% YoY and by 14% QoQ
PROV's debt to equity is down by 13% since the previous quarter and by 13% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.