WAFD Washington Federal Inc

Price (delayed)

$28.21

Market cap

$1.83B

P/E Ratio

8.27

Dividend/share

$1.01

EPS

$3.41

Enterprise value

$4.58B

Washington Federal, Inc. is the parent company of Washington Federal Bank, dba WaFd Bank ("WaFd Bank"), a national bank with business consisting primarily of accepting deposits from the general public ...

Highlights
Washington Federal's equity has increased by 5% YoY
WAFD's price to earnings (P/E) is 26% lower than its 5-year quarterly average of 11.1 but 8% higher than its last 4 quarters average of 7.6
The debt has increased by 26% YoY and by 5% from the previous quarter
The net income has contracted by 11% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of WAFD
Market
Shares outstanding
64.74M
Market cap
$1.83B
Enterprise value
$4.58B
Valuations
Price to book (P/B)
0.75
Price to sales (P/S)
2.7
EV/EBIT
15.52
EV/EBITDA
15.56
EV/Sales
6.8
Earnings
Revenue
$673.02M
EBIT
$294.83M
EBITDA
$294.1M
Free cash flow
$237.92M
Per share
EPS
$3.41
Free cash flow per share
$3.7
Book value per share
$37.83
Revenue per share
$10.47
TBVPS
$347.28
Balance sheet
Total assets
$22.64B
Total liabilities
$20.19B
Debt
$3.89B
Equity
$2.45B
Working capital
N/A
Liquidity
Debt to equity
1.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.35
Margins
EBITDA margin
43.7%
Gross margin
100%
Net margin
35.1%
Operating margin
43.8%
Efficiency
Return on assets
1%
Return on equity
9.2%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
43.8%
Dividend
Dividend yield
3.58%
DPS
$1.01
Payout ratio
29.6%

WAFD stock price

How has the Washington Federal stock price performed over time
Intraday
1.04%
1 week
1.11%
1 month
2.81%
1 year
1.88%
YTD
-14.41%
QTD
-2.82%

Financial performance

How have Washington Federal's revenue and profit performed over time
Revenue
$673.02M
Gross profit
$673.02M
Operating income
$294.83M
Net income
$236.37M
Gross margin
100%
Net margin
35.1%
Washington Federal's operating income has decreased by 13% YoY and by 9% from the previous quarter
The net income has contracted by 11% YoY and by 8% from the previous quarter
Washington Federal's operating margin has decreased by 10% YoY and by 6% from the previous quarter
The net margin has decreased by 7% YoY and by 4.4% from the previous quarter

Growth

What is Washington Federal's growth rate over time

Valuation

What is Washington Federal stock price valuation
P/E
8.27
P/B
0.75
P/S
2.7
EV/EBIT
15.52
EV/EBITDA
15.56
EV/Sales
6.8
WAFD's price to earnings (P/E) is 26% lower than its 5-year quarterly average of 11.1 but 8% higher than its last 4 quarters average of 7.6
Washington Federal's EPS has decreased by 11% YoY and by 8% from the previous quarter
The price to book (P/B) is 26% less than the 5-year quarterly average of 1.0 and 8% less than the last 4 quarters average of 0.8
Washington Federal's equity has increased by 5% YoY
WAFD's P/S is 28% below its 5-year quarterly average of 3.7 but 2.7% above its last 4 quarters average of 2.6
The company's revenue fell by 4% QoQ and by 3.9% YoY

Efficiency

How efficient is Washington Federal business performance
Washington Federal's return on invested capital has decreased by 25% YoY and by 8% QoQ
WAFD's return on equity is down by 17% year-on-year and by 10% since the previous quarter
The return on assets has declined by 17% year-on-year and by 9% since the previous quarter
Washington Federal's ROS has decreased by 10% YoY and by 6% from the previous quarter

Dividends

What is WAFD's dividend history
DPS
$1.01
Dividend yield
3.58%
Payout ratio
29.6%
Recent dividends

Financial health

How did Washington Federal financials performed over time
Washington Federal's total assets is 12% higher than its total liabilities
Washington Federal's total assets has increased by 4.6% YoY
Washington Federal's total liabilities has increased by 4.4% YoY
The debt is 59% more than the equity
The debt has increased by 26% YoY and by 5% from the previous quarter
WAFD's debt to equity is up by 20% year-on-year and by 3.9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.