WAFD Washington Federal Inc
Price (delayed)
$29.26
Market cap
$2.39B
P/E Ratio
13.42
Dividend/share
$1.05
EPS
$2.18
Enterprise value
$3.81B
Washington Federal, Inc. is the parent company of Washington Federal Bank, dba WaFd Bank ("WaFd Bank"), a national bank with business consisting primarily of accepting deposits from the general public
Highlights
The debt has decreased by 25% YoY and by 13% from the previous quarter
Washington Federal's equity has increased by 23% YoY
Washington Federal's EPS has decreased by 36% YoY and by 13% from the previous quarter
WAFD's price to earnings (P/E) is 21% higher than its 5-year quarterly average of 11.1 and 4.8% higher than its last 4 quarters average of 12.8
Key stats
What are the main financial stats of WAFD
Market
Valuations
Earnings
Shares outstanding
81.55M
Market cap
$2.39B
Enterprise value
$3.81B
Price to earnings (P/E)
13.42
Price to book (P/B)
0.79
Price to sales (P/S)
3.23
EV/EBIT
15.59
EV/EBITDA
8.57
EV/Sales
5.18
Revenue
$736.31M
Gross profit
$736.31M
Operating income
$272.18M
Net income
$188.86M
EBIT
$244.62M
EBITDA
$445.17M
Free cash flow
$358.08M
Per share
Balance sheet
Liquidity
EPS
$2.18
EPS diluted
$2.18
Free cash flow per share
$4.4
Book value per share
$37.14
Revenue per share
$9.06
TBVPS
$335.02
Total assets
$27.68B
Total liabilities
$24.66B
Debt
$2.93B
Equity
$3.02B
Working capital
N/A
Debt to equity
0.97
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.21
Margins
Efficiency
Dividend
EBITDA margin
60.5%
Gross margin
100%
Net margin
25.6%
Operating margin
37%
Return on assets
0.6%
Return on equity
5.9%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
33.2%
Dividend yield
3.59%
DPS
$1.05
Payout ratio
48.2%
WAFD stock price
How has the Washington Federal stock price performed over time
Intraday
-2.01%
1 week
-1.71%
1 month
-2.07%
1 year
3.94%
YTD
-9.24%
QTD
-9.24%
Financial performance
How have Washington Federal's revenue and profit performed over time
Revenue
$736.31M
Gross profit
$736.31M
Operating income
$272.18M
Net income
$188.86M
Gross margin
100%
Net margin
25.6%
The net margin has decreased by 24% YoY and by 10% from the previous quarter
The net income has contracted by 20% YoY and by 6% from the previous quarter
Washington Federal's operating margin has decreased by 19% YoY
Washington Federal's operating income has decreased by 15% YoY but it has increased by 6% from the previous quarter
Growth
What is Washington Federal's growth rate over time
Valuation
What is Washington Federal stock price valuation
P/E
13.42
P/B
0.79
P/S
3.23
EV/EBIT
15.59
EV/EBITDA
8.57
EV/Sales
5.18
Washington Federal's EPS has decreased by 36% YoY and by 13% from the previous quarter
WAFD's price to earnings (P/E) is 21% higher than its 5-year quarterly average of 11.1 and 4.8% higher than its last 4 quarters average of 12.8
Washington Federal's equity has increased by 23% YoY
The price to book (P/B) is 12% less than the 5-year quarterly average of 0.9
The company's revenue rose by 6% YoY and by 4.6% QoQ
WAFD's P/S is 5% below its 5-year quarterly average of 3.4 and 5% below its last 4 quarters average of 3.4
Efficiency
How efficient is Washington Federal business performance
The return on assets has declined by 40% year-on-year and by 14% since the previous quarter
WAFD's return on equity is down by 36% year-on-year and by 9% since the previous quarter
Washington Federal's return on invested capital has decreased by 33% YoY and by 11% QoQ
Washington Federal's ROS has decreased by 22% YoY and by 9% from the previous quarter
Dividends
What is WAFD's dividend history
DPS
$1.05
Dividend yield
3.59%
Payout ratio
48.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Washington Federal financials performed over time
Washington Federal's total assets is 12% higher than its total liabilities
Washington Federal's total assets has increased by 22% YoY
Washington Federal's total liabilities has increased by 22% YoY
The debt is 2.9% less than the equity
WAFD's debt to equity is down by 39% year-on-year and by 14% since the previous quarter
The debt has decreased by 25% YoY and by 13% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.