TSBK Timberland Bancorp Inc
Price (delayed)
$30.8
Market cap
$245.03M
P/E Ratio
9.9
Dividend/share
$0.98
EPS
$3.11
Enterprise value
$102.46M
Timberland Bancorp, Inc., a Washington corporation, is the holding company for Timberland Bank ('Bank'). The Bank opened for business in 1915 and serves consumers and businesses across Grays Harbor, Thurston,
Highlights
Timberland Bancorp's equity has increased by 5% YoY
The net income has decreased by 4.1% YoY but it has increased by 2.3% from the previous quarter
The EPS rose by 3% since the previous quarter but it has declined by 2.2% year-on-year
The P/E is 15% more than the 5-year quarterly average of 8.6 and 5% more than the last 4 quarters average of 9.4
Key stats
What are the main financial stats of TSBK
Market
Valuations
Earnings
Shares outstanding
7.96M
Market cap
$245.03M
Enterprise value
$102.46M
Price to earnings (P/E)
9.9
Price to book (P/B)
0.98
Price to sales (P/S)
3.25
EV/EBIT
3.29
EV/EBITDA
3.06
EV/Sales
1.36
Revenue
$75.33M
Gross profit
$75.33M
Operating income
$33.43M
Net income
$24.85M
EBIT
$31.14M
EBITDA
$33.47M
Free cash flow
$13.59M
Per share
Balance sheet
Liquidity
EPS
$3.11
EPS diluted
$3.1
Free cash flow per share
$1.71
Book value per share
$31.28
Revenue per share
$9.46
TBVPS
$237.98
Total assets
$1.91B
Total liabilities
$1.66B
Debt
$21.5M
Equity
$249.2M
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.26
Margins
Efficiency
Dividend
EBITDA margin
44.4%
Gross margin
100%
Net margin
33%
Operating margin
44.4%
Return on assets
1.3%
Return on equity
10.2%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
41.3%
Dividend yield
3.18%
DPS
$0.98
Payout ratio
31.5%
TSBK stock price
How has the Timberland Bancorp stock price performed over time
Intraday
1.52%
1 week
1.05%
1 month
4.58%
1 year
15.53%
YTD
0.95%
QTD
0.95%
Financial performance
How have Timberland Bancorp's revenue and profit performed over time
Revenue
$75.33M
Gross profit
$75.33M
Operating income
$33.43M
Net income
$24.85M
Gross margin
100%
Net margin
33%
The net income has decreased by 4.1% YoY but it has increased by 2.3% from the previous quarter
TSBK's net margin is down by 3.2% YoY
The operating income is down by 3.3% year-on-year
The operating margin has contracted by 2.4% YoY
Growth
What is Timberland Bancorp's growth rate over time
Valuation
What is Timberland Bancorp stock price valuation
P/E
9.9
P/B
0.98
P/S
3.25
EV/EBIT
3.29
EV/EBITDA
3.06
EV/Sales
1.36
The P/E is 15% more than the 5-year quarterly average of 8.6 and 5% more than the last 4 quarters average of 9.4
The EPS rose by 3% since the previous quarter but it has declined by 2.2% year-on-year
TSBK's P/B is 9% higher than its last 4 quarters average of 0.9 but 2% lower than its 5-year quarterly average of 1.0
Timberland Bancorp's equity has increased by 5% YoY
The P/S is 4.8% more than the 5-year quarterly average of 3.1 and 4.8% more than the last 4 quarters average of 3.1
Efficiency
How efficient is Timberland Bancorp business performance
Timberland Bancorp's return on equity has decreased by 9% YoY
The ROA has decreased by 7% YoY
TSBK's ROIC is up by 6% since the previous quarter but it is down by 5% year-on-year
The return on sales has declined by 3.3% year-on-year
Dividends
What is TSBK's dividend history
DPS
$0.98
Dividend yield
3.18%
Payout ratio
31.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Timberland Bancorp financials performed over time
The total assets is 15% more than the total liabilities
TSBK's debt is 91% less than its equity
Timberland Bancorp's equity has increased by 5% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.