TSBK Timberland Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: TSBK

Price (delayed)

$25.01

Market cap

$203.15M

P/E Ratio

7.86

Dividend/share

$0.93

EPS

$3.18

Enterprise value

$66.93M

Timberland Bancorp, Inc., a Washington corporation, is the holding company for Timberland Bank ('Bank'). The Bank opened for business in 1915 and serves consumers and businesses across Grays Harbor, Thurston, ...

Highlights
TSBK's debt is down by 41% from the previous quarter
The P/E is 9% less than the 5-year quarterly average of 8.7 and 7% less than the last 4 quarters average of 8.5
The EPS has declined by 4.2% since the previous quarter but it rose by 2.9% year-on-year
The net income has decreased by 4.5% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.timberlandbank.com
Peers: FFNW PROV RVSB TBNK

Key stats

What are the main financial stats of TSBK
Market
Shares outstanding
8.12M
Market cap
$203.15M
Enterprise value
$66.93M
Valuations
Price to earnings (P/E)
7.86
Price to book (P/B)
0.85
Price to sales (P/S)
2.67
EV/EBIT
2.06
EV/EBITDA
1.92
EV/Sales
0.88
Earnings
Revenue
$75.91M
EBIT
$32.45M
EBITDA
$34.83M
Free cash flow
$25.18M
Per share
EPS
$3.18
Free cash flow per share
$3.1
Book value per share
$29.27
Revenue per share
$9.36
TBVPS
$231.61
Balance sheet
Total assets
$1.9B
Total liabilities
$1.66B
Debt
$21.8M
Equity
$237.37M
Working capital
N/A
Liquidity
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.91
Margins
EBITDA margin
45.9%
Gross margin
100%
Net margin
34.1%
Operating margin
45.5%
Efficiency
Return on assets
1.4%
Return on equity
11.2%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
42.7%
Dividend
Dividend yield
3.72%
DPS
$0.93
Payout ratio
29.2%

TSBK stock price

How has the Timberland Bancorp stock price performed over time
Intraday
-0.44%
1 week
0.81%
1 month
-2.68%
1 year
-3.7%
YTD
-20.5%
QTD
-7.1%

Financial performance

How have Timberland Bancorp's revenue and profit performed over time
Revenue
$75.91M
Gross profit
$75.91M
Operating income
$34.57M
Net income
$25.91M
Gross margin
100%
Net margin
34.1%
The company's gross profit rose by 5% YoY
TSBK's revenue is up by 5% year-on-year
The operating income is down by 3.9% since the previous quarter
TSBK's net margin is down by 4.2% YoY and by 2.8% from the previous quarter

Growth

What is Timberland Bancorp's growth rate over time

Valuation

What is Timberland Bancorp stock price valuation
P/E
7.86
P/B
0.85
P/S
2.67
EV/EBIT
2.06
EV/EBITDA
1.92
EV/Sales
0.88
The P/E is 9% less than the 5-year quarterly average of 8.7 and 7% less than the last 4 quarters average of 8.5
The EPS has declined by 4.2% since the previous quarter but it rose by 2.9% year-on-year
TSBK's P/B is 22% lower than its 5-year quarterly average of 1.1 and 14% lower than its last 4 quarters average of 1.0
Timberland Bancorp's equity has increased by 6% YoY
The P/S is 16% less than the 5-year quarterly average of 3.2 and 10% less than the last 4 quarters average of 3.0
TSBK's revenue is up by 5% year-on-year

Efficiency

How efficient is Timberland Bancorp business performance
TSBK's ROIC is down by 14% year-on-year and by 5% since the previous quarter
The ROA has decreased by 7% QoQ
Timberland Bancorp's return on equity has decreased by 6% QoQ and by 5% YoY
The return on sales has declined by 4.3% year-on-year and by 2.7% since the previous quarter

Dividends

What is TSBK's dividend history
Dividend details
DPS
$0.93
Dividend yield
3.72%
Payout ratio
29.2%
Recent dividends

Financial health

How did Timberland Bancorp financials performed over time
The total assets is 14% more than the total liabilities
The total liabilities has grown by 3.2% from the previous quarter and by 2.8% YoY
The total assets has grown by 3.2% YoY and by 3% from the previous quarter
TSBK's debt is 91% less than its equity
The debt to equity has declined by 44% since the previous quarter
TSBK's debt is down by 41% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.