PROV Provident Financial Holdings PE ratio, current and historical analysis
The current PE ratio for Provident Financial Holdings stock as of Feb 21, 2025 is 16.95. This is calculated based on the TTM EPS of $0.92 and the stock price of $15.59 per share. The PE ratio has grown by 23% from its last 4 quarters average of 13.8.
PROV PE ratio history
The average historical PE ratio of Provident Financial Holdings for the last ten years is 24.47. The current price-to-earnings ratio of 16.95 is 31% less than the historical average. Analyzing the last ten years, PROV's PE ratio reached its highest point in the Dec 2017 quarter at 131.43, when the price was $18.4 and the EPS was $0.14. The lowest point was recorded in the Mar 2023 quarter, when it reached 10.57 with a price of $13.63 and an EPS of $1.29.
Provident Financial Holdings PE ratio by year
Maximum annual increase: 232.31% in 2014
Maximum annual decrease: -81.28% in 2011
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 11.79 | 10.91% | $12.5 | $1.06 |
| 2023 | 10.63 | -11.86% | $12.75 | $1.2 |
| 2022 | 12.06 | -29.47% | $14.83 | $1.23 |
| 2021 | 17.1 | 31.34% | $17.27 | $1.01 |
| 2020 | 13.02 | -63.41% | $13.41 | $1.03 |
| 2019 | 35.58 | -47.78% | $20.99 | $0.59 |
| 2018 | 68.14 | 133.6% | $19.08 | $0.28 |
| 2017 | 29.17 | 43.48% | $19.25 | $0.66 |
| 2016 | 20.33 | 32.36% | $18.3 | $0.9 |
| 2015 | 15.36 | -29.22% | $16.74 | $1.09 |
| 2014 | 21.7 | 232.31% | $14.54 | $0.67 |
| 2013 | 6.53 | -45.63% | $15.88 | $2.43 |
| 2012 | 12.01 | 73.81% | $11.53 | $0.96 |
| 2011 | 6.91 | -81.28% | $8.01 | $1.16 |
| 2010 | 36.92 | N/A | $4.8 | $0.13 |
Provident Financial Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 17.29 | 32.49% | $15.91 | $0.92 |
| Sep 2024 | 13.05 | 10.69% | $14.35 | $1.1 |
| Jun 2024 | 11.79 | -8.39% | $12.5 | $1.06 |
| Mar 2024 | 12.87 | 17.32% | $13.38 | $1.04 |
| Dec 2023 | 10.97 | -1.97% | $12.61 | $1.15 |
| Sep 2023 | 11.19 | 5.27% | $13.09 | $1.17 |
| Jun 2023 | 10.63 | 0.57% | $12.75 | $1.2 |
| Mar 2023 | 10.57 | -8.64% | $13.63 | $1.29 |
| Dec 2022 | 11.57 | -5.47% | $13.77 | $1.19 |
| Sep 2022 | 12.24 | 1.49% | $14.2 | $1.16 |
| Jun 2022 | 12.06 | -3.75% | $14.83 | $1.23 |
| Mar 2022 | 12.53 | -1.49% | $16.54 | $1.32 |
| Dec 2021 | 12.72 | -12.46% | $16.53 | $1.3 |
| Sep 2021 | 14.53 | -15.03% | $16.85 | $1.16 |
| Jun 2021 | 17.1 | -21.09% | $17.27 | $1.01 |
PROV average PE ratio chart
Currently, PROV's PE ratio is above its 3 and 5-year averages, but it is under its 10-year average.
PROV PE vs peers
When compared to its peers SMPL and FFNW, PROV's PE ratio is lower, but it is higher than WAFD's and FSBW's. Provident Financial Holdings's current PE ratio of 16.95 is in line with the average of its peers, which is 16.73.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FSBW FS Bancorp Inc | 7.99 | $299.01M |
| TSBK Timberland Bancorp Inc | 9.9 | $245.03M |
| WAFD Washington Federal Inc | 13.42 | $2.39B |
| PROV Provident Financial Holdings Inc | 16.95 | $104.31M |
| BYFC Broadway Financial Corp | 25.9 | $68.43M |
| SMPL Simply Good Foods Co | 26.46 | $3.77B |
| RVSB Riverview Bancorp Inc | 128.5 | $107.82M |
| FFNW First Financial Northwest Inc | 194.82 | $197.8M |
| BANC Banc Of California Inc | N/A | $2.38B |
| TBNK Territorial Bancorp Inc | N/A | $73.13M |
Frequently asked questions
What is Provident Financial Holdings's PE ratio?
The price to earnings ratio for PROV stock as of Feb 21, 2025, stands at 16.95.
What is the 3-year average PE ratio for Provident Financial Holdings (PROV)?
As an average over the last 3 years, PROV stock has a PE ratio of 12.23.
What is the 5-year average PE ratio for Provident Financial Holdings (PROV)?
As an average over the last 5 years, PROV stock has a PE ratio of 13.89.
What is the highest PE ratio for PROV?
Over the last ten years, the quarterly PE ratio reached its highest level at 131.43 in the Dec 2017 quarter.
How does the current PE ratio for PROV compare to its historical average?
The current PE ratio of PROV is 31% lower than the 10-year historical average.
How is PROV's PE ratio calculated (Provident Financial Holdings PE ratio formula)?
The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Feb 21, 2025), Provident Financial Holdings's share price is $15.59. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $0.92. Therefore, Provident Financial Holdings's price to earnings ratio for today is 16.95. PE RATIO(16.95) = STOCK PRICE($15.59) / TTM EPS($0.92)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.