MCHB Mechanics Bancorp.

Price (delayed)

$15.31

Market cap

$3.37B

P/E Ratio

19.88

Dividend/share

$1.31

EPS

$0.77

Enterprise value

$3.1B

?
Relative Growth: Rel. Growth: 82
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 76
Relative Profitability: Rel. Profitability: 90

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and ...

Highlights
The debt has plunged by 83% YoY and by 24% from the previous quarter
The stock's price to earnings (P/E) is 12% less than its last 4 quarters average of 22.5
MCHB's EPS has surged by 141% year-on-year but it is down by 37% since the previous quarter
Mechanics Bancorp's net income has surged by 70% YoY but it has decreased by 18% QoQ
The equity has declined by 2.5% since the previous quarter

Key stats

What are the main financial stats of MCHB

MCHB stock price

How has the Mechanics Bancorp stock price performed over time
Intraday
2.82%
1 week
2.34%
1 month
8.2%
1 year
N/A
YTD
4.65%
QTD
3.8%

Financial performance

How have Mechanics Bancorp's revenue and profit performed over time
Revenue
$727.16M
Gross profit
$727.16M
Operating income
$256.14M
Net income
$219.14M
Gross margin
100%
Net margin
30.1%
Mechanics Bancorp's net income has surged by 70% YoY but it has decreased by 18% QoQ
The gross profit has soared by 51% YoY but it has contracted by 8% from the previous quarter
The revenue has soared by 51% YoY but it fell by 8% QoQ
MCHB's operating income is up by 45% year-on-year but it is down by 20% since the previous quarter

Price vs fundamentals

How does MCHB's price correlate with its fundamentals

Growth

What is Mechanics Bancorp's growth rate over time

Valuation

What is Mechanics Bancorp stock price valuation
P/E
19.88
P/B
1.21
P/S
4.68
EV/EBIT
12.1
EV/EBITDA
10.65
EV/Sales
4.26
MCHB's EPS has surged by 141% year-on-year but it is down by 37% since the previous quarter
The stock's price to earnings (P/E) is 12% less than its last 4 quarters average of 22.5
The P/B is 73% more than the last 4 quarters average of 0.7 and 51% more than the 5-year quarterly average of 0.8
The equity has declined by 2.5% since the previous quarter
The stock's price to sales (P/S) is 61% more than its 5-year quarterly average of 2.9 and 34% more than its last 4 quarters average of 3.5
The revenue has soared by 51% YoY but it fell by 8% QoQ

Efficiency

How efficient is Mechanics Bancorp business performance
Mechanics Bancorp's ROE has decreased by 40% from the previous quarter and by 28% YoY
MCHB's ROA is down by 33% since the previous quarter
MCHB's return on invested capital is down by 32% since the previous quarter and by 6% year-on-year
MCHB's return on sales is down by 13% since the previous quarter and by 3.6% year-on-year

Dividends

What is MCHB's dividend history
DPS
$1.31
Dividend yield
8.56%
Payout ratio
170.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Mechanics Bancorp financials performed over time
The total assets is 15% greater than the total liabilities
The total assets has soared by 174% year-on-year but it has declined by 4.3% since the previous quarter
Mechanics Bancorp's total liabilities has surged by 151% YoY but it has decreased by 4.6% QoQ
The debt is 92% less than the equity
MCHB's debt to equity has shrunk by 97% YoY and by 20% QoQ
The debt has plunged by 83% YoY and by 24% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.