UMBF Umb Financial Corp
- Stocks
- Financial Services
- NASDAQ: UMBF
Price (delayed)
$110.18
Market cap
$8.37B
P/E Ratio
12.56
Dividend/share
$1.59
EPS
$8.77
Enterprise value
$104.63M
UMB Financial Corporation is an American financial services holding company founded in 1913 as City Center Bank and based in Kansas City, Missouri. It offers complete banking, payment solutions, asset
Highlights
The equity has surged by 126% year-on-year and by 8% since the previous quarter
Umb Financial's net income has increased by 39% YoY and by 28% QoQ
The debt has increased by 12% since the previous quarter but it has declined by 8% year-on-year
The stock's price to earnings (P/E) is 14% more than its 5-year quarterly average of 11.0
Key stats
What are the main financial stats of UMBF
Market
Valuations
Earnings
Shares outstanding
75.93M
Market cap
$8.37B
Enterprise value
$104.63M
Price to earnings (P/E)
12.56
Price to book (P/B)
1.15
Price to sales (P/S)
4.29
EV/EBIT
0.16
EV/EBITDA
0.14
EV/Sales
0.05
Revenue
$1.95B
Gross profit
$1.95B
Operating income
$648.58M
Net income
$528.37M
EBIT
$648.58M
EBITDA
$741.6M
Free cash flow
$667.28M
Per share
Balance sheet
Liquidity
EPS
$8.77
EPS diluted
$8.69
Free cash flow per share
$8.79
Book value per share
$95.97
Revenue per share
$25.68
TBVPS
$914.29
Total assets
$71.76B
Total liabilities
$64.47B
Debt
$3.59B
Equity
$7.29B
Working capital
N/A
Debt to equity
0.49
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-11.14
Margins
Efficiency
Dividend
EBITDA margin
38%
Gross margin
100%
Net margin
27.1%
Operating margin
33.3%
Return on assets
0.9%
Return on equity
10%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
33.3%
Dividend yield
1.44%
DPS
$1.59
Payout ratio
18.1%
UMBF stock price
How has the Umb Financial stock price performed over time
Intraday
1.45%
1 week
1.65%
1 month
0.05%
1 year
16.6%
YTD
-2.37%
QTD
4.77%
Financial performance
How have Umb Financial's revenue and profit performed over time
Revenue
$1.95B
Gross profit
$1.95B
Operating income
$648.58M
Net income
$528.37M
Gross margin
100%
Net margin
27.1%
Umb Financial's operating income has increased by 41% YoY and by 30% QoQ
Umb Financial's net income has increased by 39% YoY and by 28% QoQ
The gross profit has grown by 31% YoY and by 18% from the previous quarter
UMBF's revenue is up by 31% year-on-year and by 18% since the previous quarter
Price vs fundamentals
How does UMBF's price correlate with its fundamentals
Growth
What is Umb Financial's growth rate over time
Valuation
What is Umb Financial stock price valuation
P/E
12.56
P/B
1.15
P/S
4.29
EV/EBIT
0.16
EV/EBITDA
0.14
EV/Sales
0.05
The stock's price to earnings (P/E) is 14% more than its 5-year quarterly average of 11.0
UMBF's EPS is up by 12% year-on-year and by 9% since the previous quarter
The equity has surged by 126% year-on-year and by 8% since the previous quarter
UMBF's price to book (P/B) is 12% lower than its 5-year quarterly average of 1.3 and 12% lower than its last 4 quarters average of 1.3
UMBF's price to sales (P/S) is 38% higher than its 5-year quarterly average of 3.1 and 16% higher than its last 4 quarters average of 3.7
UMBF's revenue is up by 31% year-on-year and by 18% since the previous quarter
Efficiency
How efficient is Umb Financial business performance
UMBF's ROE is down by 19% YoY but it is up by 3.1% QoQ
UMBF's return on invested capital is up by 18% since the previous quarter and by 18% year-on-year
Umb Financial's return on assets has increased by 13% QoQ
UMBF's return on sales is up by 10% since the previous quarter and by 7% year-on-year
Dividends
What is UMBF's dividend history
DPS
$1.59
Dividend yield
1.44%
Payout ratio
18.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Umb Financial financials performed over time
UMBF's total assets is 11% greater than its total liabilities
UMBF's total assets has surged by 61% year-on-year and by 3.5% since the previous quarter
Umb Financial's total liabilities has surged by 56% YoY and by 3% QoQ
The debt is 51% smaller than the equity
The equity has surged by 126% year-on-year and by 8% since the previous quarter
The debt to equity has plunged by 60% YoY but it has grown by 2.1% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.