UMBF Umb Financial Corp

Price (delayed)

$59.31

Market cap

$2.88B

P/E Ratio

6.64

Dividend/share

$1.5

EPS

$8.93

Enterprise value

$2.84B

UMB Financial Corporation is an American financial services holding company founded in 1913 as City Center Bank and based in Kansas City, Missouri. It offers complete banking, payment solutions, asset ...

Highlights
The stock's price to earnings (P/E) is 48% less than its 5-year quarterly average of 12.8 and 37% less than its last 4 quarters average of 10.5
The debt has declined by 26% year-on-year and by 3.4% since the previous quarter
The equity has declined by 15% year-on-year but it has increased by 6% since the previous quarter

Key stats

What are the main financial stats of UMBF
Market
Shares outstanding
48.5M
Market cap
$2.88B
Enterprise value
$2.84B
Valuations
Price to earnings (P/E)
6.64
Price to book (P/B)
1.07
Price to sales (P/S)
2
EV/EBIT
5.34
EV/EBITDA
4.85
EV/Sales
1.99
Earnings
Revenue
$1.43B
EBIT
$532.01M
EBITDA
$586.03M
Free cash flow
$724.57M
Per share
EPS
$8.93
Free cash flow per share
$14.99
Book value per share
$55.21
Revenue per share
$29.58
TBVPS
$790.77
Balance sheet
Total assets
$38.51B
Total liabilities
$35.85B
Debt
$2.6B
Equity
$2.67B
Working capital
N/A
Liquidity
Debt to equity
0.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.06
Margins
EBITDA margin
41%
Gross margin
100%
Net margin
30.2%
Operating margin
37.2%
Efficiency
Return on assets
1.1%
Return on equity
16.3%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
37.2%
Dividend
Dividend yield
2.53%
DPS
$1.5
Payout ratio
16.8%

UMBF stock price

How has the Umb Financial stock price performed over time
Intraday
1.07%
1 week
1.78%
1 month
-34.95%
1 year
-40.3%
YTD
-28.99%
QTD
-28.99%

Financial performance

How have Umb Financial's revenue and profit performed over time
Revenue
$1.43B
Gross profit
$1.43B
Operating income
$532.01M
Net income
$431.68M
Gross margin
100%
Net margin
30.2%
Umb Financial's operating income has increased by 24% YoY and by 5% QoQ
Umb Financial's net income has increased by 22% YoY and by 5% QoQ
UMBF's revenue is up by 13% year-on-year and by 2.9% since the previous quarter
The gross profit has grown by 13% YoY and by 2.9% from the previous quarter

Growth

What is Umb Financial's growth rate over time

Valuation

What is Umb Financial stock price valuation
P/E
6.64
P/B
1.07
P/S
2
EV/EBIT
5.34
EV/EBITDA
4.85
EV/Sales
1.99
The stock's price to earnings (P/E) is 48% less than its 5-year quarterly average of 12.8 and 37% less than its last 4 quarters average of 10.5
UMBF's EPS is up by 22% year-on-year and by 5% since the previous quarter
UMBF's price to book (P/B) is 33% lower than its last 4 quarters average of 1.6 and 24% lower than its 5-year quarterly average of 1.4
The equity has declined by 15% year-on-year but it has increased by 6% since the previous quarter
UMBF's price to sales (P/S) is 38% lower than its 5-year quarterly average of 3.2 and 35% lower than its last 4 quarters average of 3.1
UMBF's revenue is up by 13% year-on-year and by 2.9% since the previous quarter

Efficiency

How efficient is Umb Financial business performance
UMBF's ROE is up by 42% YoY and by 10% QoQ
Umb Financial's return on assets has increased by 22% YoY and by 10% QoQ
UMBF's return on sales is up by 9% year-on-year
UMBF's return on invested capital is up by 8% year-on-year

Dividends

What is UMBF's dividend history
DPS
$1.5
Dividend yield
2.53%
Payout ratio
16.8%
Recent dividends

Financial health

How did Umb Financial financials performed over time
UMBF's total assets is 7% greater than its total liabilities
UMBF's total assets is down by 10% year-on-year but it is up by 2.5% since the previous quarter
Umb Financial's total liabilities has decreased by 9% YoY but it has increased by 2.2% QoQ
The debt is 2.4% smaller than the equity
The debt has declined by 26% year-on-year and by 3.4% since the previous quarter
The equity has declined by 15% year-on-year but it has increased by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.