UMBF Umb Financial Corp

Price (delayed)

$92.48

Market cap

$4.47B

P/E Ratio

10.87

Dividend/share

$1.27

EPS

$8.51

Enterprise value

$849.62M

UMB Financial Corporation is an American financial services holding company founded in 1913 as City Center Bank and based in Kansas City, Missouri. It offers complete banking, payment solutions, asset ...

Highlights
UMBF's EPS has surged by 122% year-on-year and by 7% since the previous quarter
Umb Financial's net income has surged by 120% YoY and by 7% QoQ
The debt has increased by 49% year-on-year

Key stats

What are the main financial stats of UMBF
Market
Shares outstanding
48.35M
Market cap
$4.47B
Enterprise value
$849.62M
Valuations
Price to earnings (P/E)
10.87
Price to book (P/B)
1.45
Price to sales (P/S)
3.39
EV/EBIT
1.73
EV/EBITDA
1.54
EV/Sales
0.64
Earnings
Revenue
$1.32B
EBIT
$491.38M
EBITDA
$550.84M
Free cash flow
$410.9M
Per share
EPS
$8.51
Free cash flow per share
$8.51
Book value per share
$63.97
Revenue per share
$27.3
TBVPS
$754.28
Balance sheet
Total assets
$36.62B
Total liabilities
$33.53B
Debt
$3.05B
Equity
$3.09B
Working capital
N/A
Liquidity
Debt to equity
0.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.57
Margins
EBITDA margin
41.8%
Gross margin
100%
Net margin
31.1%
Operating margin
37.3%
Efficiency
Return on assets
1.2%
Return on equity
13.7%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
37.3%
Dividend
Dividend yield
1.37%
DPS
$1.27
Payout ratio
14.9%

UMBF stock price

How has the Umb Financial stock price performed over time
Intraday
-0.56%
1 week
0%
1 month
-0.22%
1 year
87.66%
YTD
34.05%
QTD
-0.62%

Financial performance

How have Umb Financial's revenue and profit performed over time
Revenue
$1.32B
Gross profit
$1.32B
Operating income
$491.38M
Net income
$409.47M
Gross margin
100%
Net margin
31.1%
Umb Financial's operating income has surged by 129% YoY and by 9% QoQ
Umb Financial's net income has surged by 120% YoY and by 7% QoQ
Umb Financial's operating margin has surged by 75% YoY and by 6% QoQ
The net margin has surged by 68% year-on-year and by 4.7% since the previous quarter

Growth

What is Umb Financial's growth rate over time

Valuation

What is Umb Financial stock price valuation
P/E
10.87
P/B
1.45
P/S
3.39
EV/EBIT
1.73
EV/EBITDA
1.54
EV/Sales
0.64
UMBF's EPS has surged by 122% year-on-year and by 7% since the previous quarter
The stock's price to earnings (P/E) is 30% less than its 5-year quarterly average of 15.5 and 5% less than its last 4 quarters average of 11.5
UMBF's price to book (P/B) is 21% higher than its last 4 quarters average of 1.2 and 3.6% higher than its 5-year quarterly average of 1.4
The equity has increased by 11% year-on-year and by 4.5% since the previous quarter
UMBF's revenue is up by 31% year-on-year and by 2.4% since the previous quarter
UMBF's price to sales (P/S) is 13% higher than its last 4 quarters average of 3.0

Efficiency

How efficient is Umb Financial business performance
UMBF's return on invested capital has surged by 100% year-on-year and by 7% since the previous quarter
UMBF's ROE has soared by 96% YoY and by 3.8% QoQ
UMBF's return on sales has surged by 75% year-on-year and by 6% since the previous quarter
Umb Financial's return on assets has surged by 71% YoY

Dividends

What is UMBF's dividend history
DPS
$1.27
Dividend yield
1.37%
Payout ratio
14.9%
Recent dividends

Financial health

How did Umb Financial financials performed over time
UMBF's total assets is 9% greater than its total liabilities
Umb Financial's total liabilities has increased by 24% YoY and by 6% QoQ
UMBF's total assets is up by 23% year-on-year and by 6% since the previous quarter
The debt has increased by 49% year-on-year
The debt to equity has grown by 34% YoY but it has contracted by 2.9% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.