UMBF Umb Financial Corp

Price (delayed)

$99.08

Market cap

$4.79B

P/E Ratio

12.45

Dividend/share

$1.26

EPS

$7.96

Enterprise value

$1.94B

Sector: Financial Services
Industry: Banks - Regional

UMB Financial Corporation is an American financial services holding company founded in 1913 as City Center Bank and based in Kansas City, Missouri. It offers complete banking, payment solutions, asset ...

Highlights

UMBF's EPS has surged by 113% year-on-year and by 34% since the previous quarter
Umb Financial's net income has surged by 110% YoY and by 34% QoQ
The stock's price to earnings (P/E) is 22% less than its 5-year quarterly average of 16.0 but 2% more than its last 4 quarters average of 12.2
The debt has increased by 49% year-on-year and by 17% since the previous quarter

Key stats

What are the main financial stats of UMBF
Market
Shares outstanding
48.31M
Market cap
$4.79B
Enterprise value
$1.94B
Valuations
Price to earnings (P/E)
12.45
Price to book (P/B)
1.61
Price to sales (P/S)
3.7
EV/EBIT
4.28
EV/EBITDA
3.77
EV/Sales
1.51
Earnings
Revenue
$1.29B
EBIT
$452.71M
EBITDA
$513.96M
Free cash flow
$431.91M
Per share
EPS
$7.96
Free cash flow per share
$8.98
Book value per share
$61.4
Revenue per share
$26.76
TBVPS
$716.83
Balance sheet
Total assets
$34.67B
Total liabilities
$31.71B
Debt
$3.03B
Equity
$2.96B
Working capital
N/A
Liquidity
Debt to equity
1.02
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.54
Margins
EBITDA margin
39.9%
Gross margin
100%
Net margin
29.7%
Operating margin
35.2%
Efficiency
Return on assets
1.2%
Return on equity
13.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
35.2%
Dividend
Dividend yield
1.27%
DPS
$1.26
Payout ratio
15.8%

UMBF stock price

How has the Umb Financial stock price performed over time
Intraday
-0.47%
1 week
1.45%
1 month
5.02%
1 year
128.19%
YTD
43.62%
QTD
7.31%

Financial performance

How have Umb Financial's revenue and profit performed over time
Revenue
$1.29B
Gross profit
$1.29B
Operating income
$452.71M
Net income
$382.58M
Gross margin
100%
Net margin
29.7%
Umb Financial's operating income has surged by 112% YoY and by 34% QoQ
Umb Financial's net income has surged by 110% YoY and by 34% QoQ
Umb Financial's operating margin has surged by 63% YoY and by 21% QoQ
The net margin has surged by 61% year-on-year and by 20% since the previous quarter

Growth

What is Umb Financial's growth rate over time

Valuation

What is Umb Financial stock price valuation
P/E
12.45
P/B
1.61
P/S
3.7
EV/EBIT
4.28
EV/EBITDA
3.77
EV/Sales
1.51
UMBF's EPS has surged by 113% year-on-year and by 34% since the previous quarter
The stock's price to earnings (P/E) is 22% less than its 5-year quarterly average of 16.0 but 2% more than its last 4 quarters average of 12.2
UMBF's price to book (P/B) is 46% higher than its last 4 quarters average of 1.1 and 15% higher than its 5-year quarterly average of 1.4
The equity has increased by 11% year-on-year
UMBF's price to sales (P/S) is 32% higher than its last 4 quarters average of 2.8 and 9% higher than its 5-year quarterly average of 3.4
UMBF's revenue is up by 30% year-on-year and by 11% since the previous quarter

Efficiency

How efficient is Umb Financial business performance
UMBF's ROE has soared by 86% YoY and by 31% QoQ
Umb Financial's return on assets has surged by 71% YoY and by 20% QoQ
UMBF's return on invested capital has surged by 67% year-on-year and by 25% since the previous quarter
UMBF's return on sales has surged by 63% year-on-year and by 21% since the previous quarter

Dividends

What is UMBF's dividend history
DPS
$1.26
Dividend yield
1.27%
Payout ratio
15.8%
Recent dividends

Financial health

How did Umb Financial financials performed over time
UMBF's total assets is 9% greater than its total liabilities
Umb Financial's total liabilities has increased by 34% YoY and by 5% QoQ
UMBF's total assets is up by 32% year-on-year and by 4.7% since the previous quarter
The debt is 2.4% greater than the equity
The debt has increased by 49% year-on-year and by 17% since the previous quarter
The debt to equity has grown by 34% YoY and by 19% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.