UMBF Umb Financial Corp

Price (delayed)

$100.53

Market cap

$7.3B

P/E Ratio

11.11

Dividend/share

$1.58

EPS

$9.05

Enterprise value

$1.19B

UMB Financial Corporation is an American financial services holding company founded in 1913 as City Center Bank and based in Kansas City, Missouri. It offers complete banking, payment solutions, asset ...

Highlights
The debt has declined by 30% year-on-year and by 13% since the previous quarter
Umb Financial's net income has increased by 26% YoY and by 13% QoQ

Key stats

What are the main financial stats of UMBF
Market
Shares outstanding
72.59M
Market cap
$7.3B
Enterprise value
$1.19B
Valuations
Price to earnings (P/E)
11.11
Price to book (P/B)
1.42
Price to sales (P/S)
3.13
EV/EBIT
2.2
EV/EBITDA
2
EV/Sales
0.76
Earnings
Revenue
$1.57B
Gross profit
$1.57B
Operating income
$541.27M
Net income
$441.24M
EBIT
$541.27M
EBITDA
$594.04M
Free cash flow
$205.28M
Per share
EPS
$9.05
EPS diluted
$8.99
Free cash flow per share
$4.21
Book value per share
$71.04
Revenue per share
$32.16
TBVPS
$1,028.53
Balance sheet
Total assets
$50.41B
Total liabilities
$46.94B
Debt
$3B
Equity
$3.47B
Working capital
N/A
Liquidity
Debt to equity
0.86
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-10.28
Margins
EBITDA margin
37.9%
Gross margin
100%
Net margin
28.1%
Operating margin
34.5%
Efficiency
Return on assets
0.9%
Return on equity
13.2%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.5%
Dividend
Dividend yield
1.57%
DPS
$1.58
Payout ratio
17.5%

UMBF stock price

How has the Umb Financial stock price performed over time
Intraday
-0.56%
1 week
-4.3%
1 month
-8.88%
1 year
18.89%
YTD
-10.93%
QTD
-0.56%

Financial performance

How have Umb Financial's revenue and profit performed over time
Revenue
$1.57B
Gross profit
$1.57B
Operating income
$541.27M
Net income
$441.24M
Gross margin
100%
Net margin
28.1%
Umb Financial's operating income has increased by 28% YoY and by 13% QoQ
Umb Financial's net income has increased by 26% YoY and by 13% QoQ
Umb Financial's operating margin has increased by 16% YoY and by 10% QoQ
The net margin has increased by 14% year-on-year and by 9% since the previous quarter

Growth

What is Umb Financial's growth rate over time

Valuation

What is Umb Financial stock price valuation
P/E
11.11
P/B
1.42
P/S
3.13
EV/EBIT
2.2
EV/EBITDA
2
EV/Sales
0.76
UMBF's EPS is up by 25% year-on-year and by 12% since the previous quarter
The stock's price to earnings (P/E) is 7% less than its last 4 quarters average of 11.9
The equity has increased by 12% year-on-year
UMBF's price to book (P/B) is 9% higher than its 5-year quarterly average of 1.3
UMBF's revenue is up by 10% year-on-year and by 2.9% since the previous quarter
UMBF's price to sales (P/S) is 8% higher than its 5-year quarterly average of 2.9

Efficiency

How efficient is Umb Financial business performance
UMBF's return on invested capital is up by 30% year-on-year and by 18% since the previous quarter
UMBF's return on sales is up by 16% year-on-year and by 10% since the previous quarter
Umb Financial's return on assets has increased by 13% YoY
UMBF's ROE is up by 9% QoQ and by 9% YoY

Dividends

What is UMBF's dividend history
DPS
$1.58
Dividend yield
1.57%
Payout ratio
17.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Umb Financial financials performed over time
UMBF's total assets is 7% greater than its total liabilities
Umb Financial's total liabilities has increased by 15% YoY and by 7% QoQ
UMBF's total assets is up by 15% year-on-year and by 6% since the previous quarter
The debt is 14% smaller than the equity
The debt to equity has contracted by 38% YoY and by 12% from the previous quarter
The debt has declined by 30% year-on-year and by 13% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.