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WSBF Waterstone Financial Inc
- Stocks
- Financial Services
- NASDAQ: WSBF
Price (delayed)
$13.08
Market cap
$249.51M
P/E Ratio
12.7
Dividend/share
$0.6
EPS
$1.03
Enterprise value
$602.07M
Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank. WaterStone Bank was established in 1921 and offers a full suite of personal and business banking products.
Highlights
The company's EPS has surged by 94% YoY
WSBF's net income has surged by 82% year-on-year
Key stats
What are the main financial stats of WSBF
Market
Valuations
Earnings
Shares outstanding
19.08M
Market cap
$249.51M
Enterprise value
$602.07M
Price to earnings (P/E)
12.7
Price to book (P/B)
0.74
Price to sales (P/S)
1.79
EV/EBIT
26.05
EV/EBITDA
23.32
EV/Sales
4.51
Revenue
$133.55M
Gross profit
$133.55M
Operating income
$23.12M
Net income
$18.69M
EBIT
$23.12M
EBITDA
$25.81M
Free cash flow
$83.77M
Per share
Balance sheet
Liquidity
EPS
$1.03
EPS diluted
$1.03
Free cash flow per share
$4.59
Book value per share
$17.67
Revenue per share
$7.31
TBVPS
$119.09
Total assets
$2.18B
Total liabilities
$1.83B
Debt
$395.85M
Equity
$341.36M
Working capital
N/A
Debt to equity
1.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.66
Margins
Efficiency
Dividend
EBITDA margin
19.3%
Gross margin
100%
Net margin
14%
Operating margin
17.3%
Return on assets
0.8%
Return on equity
5.5%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
17.3%
Dividend yield
4.59%
DPS
$0.6
Payout ratio
58.3%
WSBF stock price
How has the Waterstone Financial stock price performed over time
Intraday
-0.68%
1 week
2.75%
1 month
5.83%
1 year
10.85%
YTD
-2.68%
QTD
-2.75%
Financial performance
How have Waterstone Financial's revenue and profit performed over time
Revenue
$133.55M
Gross profit
$133.55M
Operating income
$23.12M
Net income
$18.69M
Gross margin
100%
Net margin
14%
WSBF's net income has surged by 82% year-on-year
Waterstone Financial's net margin has soared by 79% YoY
Waterstone Financial's operating income has soared by 78% YoY but it has decreased by 3.7% from the previous quarter
The operating margin has soared by 75% YoY but it fell by 2.3% QoQ
Price vs fundamentals
How does WSBF's price correlate with its fundamentals
Growth
What is Waterstone Financial's growth rate over time
Valuation
What is Waterstone Financial stock price valuation
P/E
12.7
P/B
0.74
P/S
1.79
EV/EBIT
26.05
EV/EBITDA
23.32
EV/Sales
4.51
The company's EPS has surged by 94% YoY
The P/E is 23% below the last 4 quarters average of 16.6 and 8% below the 5-year quarterly average of 13.8
WSBF's price to book (P/B) is 26% lower than its 5-year quarterly average of 1.0 and 8% lower than its last 4 quarters average of 0.8
WSBF's P/S is 6% below its last 4 quarters average of 1.9
Efficiency
How efficient is Waterstone Financial business performance
WSBF's return on equity has surged by 83% year-on-year
The ROIC has soared by 80% YoY
The company's return on sales has surged by 75% YoY but it fell by 2.3% QoQ
Waterstone Financial's return on assets has surged by 60% YoY
Dividends
What is WSBF's dividend history
DPS
$0.6
Dividend yield
4.59%
Payout ratio
58.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Waterstone Financial financials performed over time
The total assets is 19% more than the total liabilities
The total assets has contracted by 2.7% YoY
The total liabilities fell by 3.3% YoY
Waterstone Financial's debt is 16% more than its equity
Waterstone Financial's debt has decreased by 38% YoY and by 11% from the previous quarter
WSBF's debt to equity is down by 38% year-on-year and by 12% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.