WSBF Waterstone Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: WSBF

Price (delayed)

$19.48

Market cap

$351.67M

P/E Ratio

11.66

Dividend/share

$0.62

EPS

$1.67

Enterprise value

$720.06M

?
Relative Growth: Rel. Growth: 76
Relative Strength: Rel. Strength: 65
Relative Valuation: Rel. Valuation: 83
Relative Profitability: Rel. Profitability: 83

Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank. WaterStone Bank was established in 1921 and offers a full suite of personal and business banking products. ...

Highlights
The company's EPS has surged by 62% YoY and by 13% QoQ
WSBF's net income has surged by 57% year-on-year and by 11% since the previous quarter
The P/E is 22% below the 5-year quarterly average of 14.9 but 2.3% above the last 4 quarters average of 11.4
Waterstone Financial's debt has increased by 4.3% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.wsbonline.com
Peers: MCHB SSB

Key stats

What are the main financial stats of WSBF

WSBF stock price

How has the Waterstone Financial stock price performed over time
Intraday
1.78%
1 week
1.46%
1 month
6.27%
1 year
42.19%
YTD
17.7%
QTD
8.04%

Financial performance

How have Waterstone Financial's revenue and profit performed over time
Revenue
$148.51M
Gross profit
$148.51M
Operating income
$37.12M
Net income
$29.36M
Gross margin
100%
Net margin
19.8%
Waterstone Financial's operating income has soared by 61% YoY and by 11% from the previous quarter
WSBF's net income has surged by 57% year-on-year and by 11% since the previous quarter
The operating margin rose by 45% YoY and by 7% QoQ
Waterstone Financial's net margin has increased by 41% YoY and by 8% from the previous quarter

Price vs fundamentals

How does WSBF's price correlate with its fundamentals

Growth

What is Waterstone Financial's growth rate over time

Valuation

What is Waterstone Financial stock price valuation
WSBF P/E details
P/E
11.66
P/B
1.03
P/S
2.28
EV/EBIT
19.4
EV/EBITDA
18.06
EV/Sales
4.85
The company's EPS has surged by 62% YoY and by 13% QoQ
The P/E is 22% below the 5-year quarterly average of 14.9 but 2.3% above the last 4 quarters average of 11.4
WSBF's price to book (P/B) is 14% higher than its 5-year quarterly average of 0.9 and 14% higher than its last 4 quarters average of 0.9
The equity has grown by 2% year-on-year
WSBF's P/S is 20% above its 5-year quarterly average of 1.9 and 14% above its last 4 quarters average of 2.0
Waterstone Financial's revenue has increased by 11% YoY and by 3.6% QoQ

Efficiency

How efficient is Waterstone Financial business performance
Waterstone Financial's return on assets has surged by 63% YoY and by 8% QoQ
The ROIC has soared by 56% YoY and by 8% from the previous quarter
WSBF's return on equity has surged by 55% year-on-year and by 10% since the previous quarter
The company's return on sales rose by 45% YoY and by 7% QoQ

Dividends

What is WSBF's dividend history
Dividend details
DPS
$0.62
Dividend yield
3.18%
Payout ratio
37.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Waterstone Financial financials performed over time
The total assets is 18% more than the total liabilities
The total liabilities rose by 3.8% YoY
The total assets has grown by 3.5% YoY
Waterstone Financial's debt is 19% more than its equity
Waterstone Financial's debt has increased by 4.3% YoY
WSBF's debt to equity is up by 2.6% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.