WSBF Waterstone Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: WSBF

Price (delayed)

$21.09

Market cap

$379.14M

P/E Ratio

12.19

Dividend/share

$0.64

EPS

$1.73

Enterprise value

$752.93M

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Relative Growth: Rel. Growth: 70
Relative Strength: Rel. Strength: 73
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 81

Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank. WaterStone Bank was established in 1921 and offers a full suite of personal and business banking products. ...

Highlights
The company's EPS has surged by 50% YoY and by 3.6% QoQ
WSBF's net income is up by 45% year-on-year and by 2.5% since the previous quarter
The P/E is 20% below the 5-year quarterly average of 15.2 but 7% above the last 4 quarters average of 11.4
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.wsbonline.com
Peers: MCHB SSB

Key stats

What are the main financial stats of WSBF

WSBF stock price

How has the Waterstone Financial stock price performed over time
Intraday
0.24%
1 week
-0.8%
1 month
7.27%
1 year
47.9%
YTD
27.43%
QTD
1.74%

Financial performance

How have Waterstone Financial's revenue and profit performed over time
Revenue
$150.48M
Gross profit
$150.48M
Operating income
$38.08M
Net income
$30.1M
Gross margin
100%
Net margin
20%
Waterstone Financial's operating income has increased by 49% YoY and by 2.6% from the previous quarter
WSBF's net income is up by 45% year-on-year and by 2.5% since the previous quarter
The operating margin rose by 32% YoY
Waterstone Financial's net margin has increased by 30% YoY

Price vs fundamentals

How does WSBF's price correlate with its fundamentals

Growth

What is Waterstone Financial's growth rate over time

Valuation

What is Waterstone Financial stock price valuation
WSBF P/E details
P/E
12.19
P/B
1.08
P/S
2.4
EV/EBIT
19.77
EV/EBITDA
18.33
EV/Sales
5
The company's EPS has surged by 50% YoY and by 3.6% QoQ
The P/E is 20% below the 5-year quarterly average of 15.2 but 7% above the last 4 quarters average of 11.4
WSBF's price to book (P/B) is 20% higher than its 5-year quarterly average of 0.9 and 20% higher than its last 4 quarters average of 0.9
The equity has grown by 2.8% year-on-year
WSBF's P/S is 20% above its 5-year quarterly average of 2.0 and 14% above its last 4 quarters average of 2.1
Waterstone Financial's revenue has increased by 12% YoY

Efficiency

How efficient is Waterstone Financial business performance
Waterstone Financial's return on assets has increased by 44% YoY
WSBF's return on equity is up by 41% year-on-year
The ROIC has grown by 40% YoY
The company's return on sales rose by 32% YoY

Dividends

What is WSBF's dividend history
Dividend details
DPS
$0.64
Dividend yield
3.03%
Payout ratio
37%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Waterstone Financial financials performed over time
The total assets is 18% more than the total liabilities
Waterstone Financial's debt is 17% more than its equity
WSBF's debt to equity is down by 14% year-on-year
Waterstone Financial's debt has decreased by 12% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.