UBSI United Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UBSI

Price (delayed)

$45.29

Market cap

$6.24B

P/E Ratio

12.65

Dividend/share

$1.51

EPS

$3.58

Enterprise value

$4.73B

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Relative Growth: Rel. Growth: 85
Relative Strength: Rel. Strength: 64
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 90

As of December 31, 2020, United had consolidated assets of approximately $26.2 billion. United is the parent company of United Bank, the largest community bank headquartered in the D.C. Metro ...

Highlights
UBSI's net income is up by 36% YoY and by 9% QoQ
United Bankshares's EPS has increased by 33% YoY and by 9% QoQ
The P/E is 3.8% higher than the last 4 quarters average of 12.1
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ubsi-wv.com
Peers: FCNCA MTB HBAN FCBC

Key stats

What are the main financial stats of UBSI

UBSI stock price

How has the United Bankshares stock price performed over time
Intraday
0.76%
1 week
0.53%
1 month
4.69%
1 year
26.16%
YTD
17.94%
QTD
9.34%

Financial performance

How have United Bankshares's revenue and profit performed over time
Revenue
$1.23B
Gross profit
$1.23B
Operating income
$632.46M
Net income
$504.5M
Gross margin
100%
Net margin
41%
United Bankshares's operating income has increased by 37% YoY and by 8% from the previous quarter
UBSI's net income is up by 36% YoY and by 9% QoQ
The revenue rose by 21% YoY and by 4.1% QoQ
UBSI's gross profit is up by 21% year-on-year and by 4.1% since the previous quarter

Price vs fundamentals

How does UBSI's price correlate with its fundamentals

Growth

What is United Bankshares's growth rate over time

Valuation

What is United Bankshares stock price valuation
UBSI P/E details
P/E
12.65
P/B
1.15
P/S
5.13
EV/EBIT
7.48
EV/EBITDA
7.63
EV/Sales
3.84
United Bankshares's EPS has increased by 33% YoY and by 9% QoQ
The P/E is 3.8% higher than the last 4 quarters average of 12.1
UBSI's P/B is 14% above its 5-year quarterly average of 1.0 and 14% above its last 4 quarters average of 1.0
The equity has increased by 3.3% year-on-year
The revenue rose by 21% YoY and by 4.1% QoQ
UBSI's P/S is 11% above its 5-year quarterly average of 4.6 and 8% above its last 4 quarters average of 4.7

Efficiency

How efficient is United Bankshares business performance
United Bankshares's ROE has increased by 26% YoY and by 8% from the previous quarter
United Bankshares's ROA has increased by 25% YoY and by 7% from the previous quarter
The ROIC rose by 24% YoY and by 5% QoQ
United Bankshares's return on sales has increased by 13% YoY and by 4.1% QoQ

Dividends

What is UBSI's dividend history
Dividend details
DPS
$1.51
Dividend yield
3.33%
Payout ratio
42.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Bankshares financials performed over time
The total assets is 19% more than the total liabilities
The company's total liabilities rose by 2.7% YoY
The total assets has grown by 2.8% YoY
The company's debt is 86% lower than its equity
The debt to equity has declined by 7% since the previous quarter and by 7% year-on-year
The company's debt fell by 4.1% QoQ and by 3.2% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.