UBSI United Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UBSI

Price (delayed)

$33.41

Market cap

$4.51B

P/E Ratio

11.68

Dividend/share

$1.44

EPS

$2.86

Enterprise value

$4.99B

As of December 31, 2020, United had consolidated assets of approximately $26.2 billion. United is the parent company of United Bank, the largest community bank headquartered in the D.C. Metro ...

Highlights
The P/E is 10% lower than the 5-year quarterly average of 12.8
UBSI's net income is up by 9% YoY
The company's debt fell by 32% QoQ but it rose by 9% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ubsi-wv.com
Peers: FCNCA HBAN MTB FCBC

Key stats

What are the main financial stats of UBSI
Market
Shares outstanding
134.93M
Market cap
$4.51B
Enterprise value
$4.99B
Valuations
Price to earnings (P/E)
11.68
Price to book (P/B)
0.97
Price to sales (P/S)
4.36
EV/EBIT
10.26
EV/EBITDA
9.78
EV/Sales
4.83
Earnings
Revenue
$1.03B
EBIT
$485.98M
EBITDA
$509.65M
Free cash flow
$398.74M
Per share
EPS
$2.86
Free cash flow per share
$2.96
Book value per share
$34.45
Revenue per share
$7.66
TBVPS
$202.96
Balance sheet
Total assets
$29.22B
Total liabilities
$24.58B
Debt
$1.66B
Equity
$4.65B
Working capital
N/A
Liquidity
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.94
Margins
EBITDA margin
49.4%
Gross margin
100%
Net margin
37.5%
Operating margin
47.1%
Efficiency
Return on assets
1.3%
Return on equity
8.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
47.1%
Dividend
Dividend yield
4.31%
DPS
$1.44
Payout ratio
50.3%

UBSI stock price

How has the United Bankshares stock price performed over time
Intraday
0.94%
1 week
-0.18%
1 month
21.01%
1 year
-20.83%
YTD
-17.49%
QTD
21.09%

Financial performance

How have United Bankshares's revenue and profit performed over time
Revenue
$1.03B
Gross profit
$1.03B
Operating income
$485.98M
Net income
$386.69M
Gross margin
100%
Net margin
37.5%
United Bankshares's operating income has increased by 10% YoY
UBSI's net income is up by 9% YoY
The company's operating margin rose by 8% YoY
The company's net margin rose by 7% YoY

Growth

What is United Bankshares's growth rate over time

Valuation

What is United Bankshares stock price valuation
UBSI P/E details
P/E
11.68
P/B
0.97
P/S
4.36
EV/EBIT
10.26
EV/EBITDA
9.78
EV/Sales
4.83
The P/E is 10% lower than the 5-year quarterly average of 12.8
United Bankshares's EPS has increased by 9% YoY
The equity has increased by 4.7% year-on-year
UBSI's P/B is 4% below its 5-year quarterly average of 1.0 and 4% below its last 4 quarters average of 1.0
UBSI's P/S is 4% below its 5-year quarterly average of 4.5

Efficiency

How efficient is United Bankshares business performance
United Bankshares's ROA has increased by 8% YoY
United Bankshares's ROE has increased by 8% YoY but it has decreased by 2.3% from the previous quarter
United Bankshares's return on sales has increased by 8% YoY

Dividends

What is UBSI's dividend history
Dividend details
DPS
$1.44
Dividend yield
4.31%
Payout ratio
50.3%
Recent dividends

Financial health

How did United Bankshares financials performed over time
The total assets is 19% more than the total liabilities
The company's debt is 64% lower than its equity
The debt to equity has declined by 32% since the previous quarter but it rose by 6% year-on-year
The company's debt fell by 32% QoQ but it rose by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.