UBSI United Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UBSI

Price (delayed)

$36.86

Market cap

$4.97B

P/E Ratio

13.12

Dividend/share

$1.44

EPS

$2.81

Enterprise value

$6.22B

As of December 31, 2020, United had consolidated assets of approximately $26.2 billion. United is the parent company of United Bank, the largest community bank headquartered in the D.C. Metro ...

Highlights
UBSI's net income is up by 7% QoQ and by 3.2% YoY
United Bankshares's EPS has increased by 7% QoQ
The company's debt has surged by 136% YoY and by 60% QoQ
The equity has declined by 4.3% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ubsi-wv.com
Peers: FCNCA MTB HBAN FCBC

Key stats

What are the main financial stats of UBSI
Market
Shares outstanding
134.75M
Market cap
$4.97B
Enterprise value
$6.22B
Valuations
Price to earnings (P/E)
13.12
Price to book (P/B)
1.1
Price to sales (P/S)
4.82
EV/EBIT
13.08
EV/EBITDA
12.46
EV/Sales
6.04
Earnings
Revenue
$1.03B
EBIT
$475.78M
EBITDA
$499.45M
Free cash flow
$744.86M
Per share
EPS
$2.81
Free cash flow per share
$5.53
Book value per share
$33.54
Revenue per share
$7.65
TBVPS
$204.79
Balance sheet
Total assets
$29.49B
Total liabilities
$24.97B
Debt
$2.43B
Equity
$4.52B
Working capital
N/A
Liquidity
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.52
Margins
EBITDA margin
48.4%
Gross margin
100%
Net margin
36.8%
Operating margin
46.2%
Efficiency
Return on assets
1.3%
Return on equity
8.4%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
46.2%
Dividend
Dividend yield
3.91%
DPS
$1.44
Payout ratio
51.2%

UBSI stock price

How has the United Bankshares stock price performed over time
Intraday
-1.34%
1 week
4.36%
1 month
-9.77%
1 year
3.83%
YTD
-8.97%
QTD
-8.97%

Financial performance

How have United Bankshares's revenue and profit performed over time
Revenue
$1.03B
Gross profit
$1.03B
Operating income
$475.78M
Net income
$379.63M
Gross margin
100%
Net margin
36.8%
United Bankshares's operating income has increased by 7% from the previous quarter and by 2.8% YoY
UBSI's net income is up by 7% QoQ and by 3.2% YoY
The company's operating margin rose by 6% QoQ and by 4.3% YoY
The company's net margin rose by 5% QoQ and by 4.5% YoY

Growth

What is United Bankshares's growth rate over time

Valuation

What is United Bankshares stock price valuation
P/E
13.12
P/B
1.1
P/S
4.82
EV/EBIT
13.08
EV/EBITDA
12.46
EV/Sales
6.04
United Bankshares's EPS has increased by 7% QoQ
The P/E is 6% lower than the 5-year quarterly average of 14.1 and 3.6% lower than the last 4 quarters average of 13.8
UBSI's P/B is 11% above its 5-year quarterly average of 1.0
The equity has declined by 4.3% year-on-year
UBSI's P/S is 3.8% above its 5-year quarterly average of 4.7

Efficiency

How efficient is United Bankshares business performance
The ROIC fell by 10% YoY but it rose by 6% QoQ
United Bankshares's ROA has increased by 8% from the previous quarter
United Bankshares's ROE has increased by 8% from the previous quarter and by 2.4% YoY
United Bankshares's return on sales has increased by 6% QoQ and by 4.3% YoY

Dividends

What is UBSI's dividend history
Dividend details
DPS
$1.44
Dividend yield
3.91%
Payout ratio
51.2%
Recent dividends

Financial health

How did United Bankshares financials performed over time
The total assets is 18% more than the total liabilities
The company's debt is 46% lower than its equity
The debt to equity has surged by 145% year-on-year and by 59% since the previous quarter
The company's debt has surged by 136% YoY and by 60% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.