UBSI United Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UBSI

Price (delayed)

$35.33

Market cap

$4.56B

P/E Ratio

11.47

Dividend/share

$1.4

EPS

$3.08

Enterprise value

$1.9B

As of December 31, 2020, United had consolidated assets of approximately $26.2 billion. United is the parent company of United Bank, the largest community bank headquartered in the D.C. Metro ...

Highlights
UBSI's net income has soared by 79% YoY and by 12% QoQ
UBSI's gross profit has surged by 56% year-on-year and by 4.2% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ubsi-wv.com
Peers: FCNCA MTB HBAN FCBC

Key stats

What are the main financial stats of UBSI
Market
Shares outstanding
129.2M
Market cap
$4.56B
Enterprise value
$1.9B
Valuations
Price to earnings (P/E)
11.47
Price to book (P/B)
1.04
Price to sales (P/S)
4.08
EV/EBIT
3.8
EV/EBITDA
3.93
EV/Sales
1.7
Earnings
Revenue
$1.12B
EBIT
$499.72M
EBITDA
$483.28M
Free cash flow
$407.21M
Per share
EPS
$3.08
Free cash flow per share
$3.16
Book value per share
$34.01
Revenue per share
$8.66
TBVPS
$197.13
Balance sheet
Total assets
$27.19B
Total liabilities
$22.8B
Debt
$1.01B
Equity
$4.39B
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.51
Margins
EBITDA margin
43.3%
Gross margin
100%
Net margin
35.7%
Operating margin
45.7%
Efficiency
Return on assets
1.5%
Return on equity
9.2%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
44.8%
Dividend
Dividend yield
3.96%
DPS
$1.4
Payout ratio
45.5%

UBSI stock price

How has the United Bankshares stock price performed over time
Intraday
0.71%
1 week
9.93%
1 month
-4.15%
1 year
62.81%
YTD
9.04%
QTD
-3.21%

Financial performance

How have United Bankshares's revenue and profit performed over time
Revenue
$1.12B
Gross profit
$1.12B
Operating income
$510.1M
Net income
$397.89M
Gross margin
100%
Net margin
35.7%
United Bankshares's operating income has soared by 87% YoY and by 12% from the previous quarter
UBSI's net income has soared by 79% YoY and by 12% QoQ
UBSI's gross profit has surged by 56% year-on-year and by 4.2% since the previous quarter
The revenue has soared by 56% YoY and by 4.2% QoQ

Growth

What is United Bankshares's growth rate over time

Valuation

What is United Bankshares stock price valuation
P/E
11.47
P/B
1.04
P/S
4.08
EV/EBIT
3.8
EV/EBITDA
3.93
EV/Sales
1.7
United Bankshares's EPS has increased by 46% YoY and by 10% QoQ
The P/E is 31% lower than the 5-year quarterly average of 16.4 and 7% lower than the last 4 quarters average of 12.2
UBSI's P/B is 6% below its 5-year quarterly average of 1.1 but 3% above its last 4 quarters average of 1.0
The equity has increased by 4.7% year-on-year
The revenue has soared by 56% YoY and by 4.2% QoQ
UBSI's P/S is 24% below its 5-year quarterly average of 5.3

Efficiency

How efficient is United Bankshares business performance
The ROIC has soared by 69% YoY and by 16% QoQ
United Bankshares's ROA has soared by 50% YoY and by 7% from the previous quarter
United Bankshares's ROE has increased by 48% YoY and by 11% from the previous quarter
United Bankshares's return on sales has increased by 18% YoY and by 8% QoQ

Dividends

What is UBSI's dividend history
DPS
$1.4
Dividend yield
3.96%
Payout ratio
45.5%
Recent dividends

Financial health

How did United Bankshares financials performed over time
The total assets is 19% more than the total liabilities
The total assets has grown by 3.6% YoY
The company's total liabilities rose by 3.4% YoY
The company's debt is 77% lower than its equity
The debt to equity has declined by 49% year-on-year and by 4.2% since the previous quarter
The company's debt fell by 46% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.