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UBSI United Bankshares Inc

Price (delayed)

$37.09

Market cap

$5.27B

P/E Ratio

13.74

Dividend/share

$1.48

EPS

$2.7

Enterprise value

$3.48B

As of December 31, 2020, United had consolidated assets of approximately $26.2 billion. United is the parent company of United Bank, the largest community bank headquartered in the D.C. Metro ...

Highlights
The company's debt has shrunk by 60% YoY
The equity has increased by 11% year-on-year and by 6% since the previous quarter
United Bankshares's EPS has increased by 3.1% YoY but it has decreased by 2.2% QoQ
The P/E is 3.5% higher than the 5-year quarterly average of 12.7

Key stats

What are the main financial stats of UBSI
Market
Shares outstanding
142.06M
Market cap
$5.27B
Enterprise value
$3.48B
Valuations
Price to earnings (P/E)
13.74
Price to book (P/B)
1
Price to sales (P/S)
5.17
EV/EBIT
7.51
EV/EBITDA
7.34
EV/Sales
3.41
Earnings
Revenue
$1.02B
Gross profit
$1.02B
Operating income
$463.29M
Net income
$370.49M
EBIT
$463.29M
EBITDA
$473.69M
Free cash flow
$429.85M
Per share
EPS
$2.7
EPS diluted
$2.69
Free cash flow per share
$3.02
Book value per share
$37.11
Revenue per share
$7.17
TBVPS
$216.15
Balance sheet
Total assets
$32.79B
Total liabilities
$27.47B
Debt
$818.56M
Equity
$5.31B
Working capital
N/A
Liquidity
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.78
Margins
EBITDA margin
46.4%
Gross margin
100%
Net margin
36.3%
Operating margin
45.4%
Efficiency
Return on assets
1.2%
Return on equity
7.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
45.4%
Dividend
Dividend yield
3.99%
DPS
$1.48
Payout ratio
54.8%

UBSI stock price

How has the United Bankshares stock price performed over time
Intraday
4.51%
1 week
5.1%
1 month
16.49%
1 year
7.79%
YTD
-1.23%
QTD
6.98%

Financial performance

How have United Bankshares's revenue and profit performed over time
Revenue
$1.02B
Gross profit
$1.02B
Operating income
$463.29M
Net income
$370.49M
Gross margin
100%
Net margin
36.3%
The company's net margin rose by 3.7% YoY
UBSI's net income is up by 4.4% YoY
United Bankshares's operating income has increased by 3.1% YoY
The company's operating margin rose by 2.3% YoY

Price vs fundamentals

How does UBSI's price correlate with its fundamentals

Growth

What is United Bankshares's growth rate over time

Valuation

What is United Bankshares stock price valuation
P/E
13.74
P/B
1
P/S
5.17
EV/EBIT
7.51
EV/EBITDA
7.34
EV/Sales
3.41
United Bankshares's EPS has increased by 3.1% YoY but it has decreased by 2.2% QoQ
The P/E is 3.5% higher than the 5-year quarterly average of 12.7
The equity has increased by 11% year-on-year and by 6% since the previous quarter
UBSI's P/B is 4% below its 5-year quarterly average of 1.0 and 4% below its last 4 quarters average of 1.0
UBSI's P/S is 10% above its 5-year quarterly average of 4.5 and 3.1% above its last 4 quarters average of 4.8

Efficiency

How efficient is United Bankshares business performance
The ROIC rose by 6% YoY
United Bankshares's ROE has decreased by 2.6% from the previous quarter
United Bankshares's return on sales has increased by 2.3% YoY

Dividends

What is UBSI's dividend history
DPS
$1.48
Dividend yield
3.99%
Payout ratio
54.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Bankshares financials performed over time
The total assets is 19% more than the total liabilities
The company's total liabilities rose by 10% QoQ and by 9% YoY
The total assets has grown by 9% from the previous quarter and by 9% YoY
The company's debt is 85% lower than its equity
The debt to equity has dropped by 64% year-on-year and by 6% since the previous quarter
The company's debt has shrunk by 60% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.