UBSI United Bankshares Inc
- Stocks
- Financial Services
- NASDAQ: UBSI
Price (delayed)
$35.84
Market cap
$5.09B
P/E Ratio
13.27
Dividend/share
$1.48
EPS
$2.7
Enterprise value
$3.3B
As of December 31, 2020, United had consolidated assets of approximately $26.2 billion. United is the parent company of United Bank, the largest community bank headquartered in the D.C. Metro
Highlights
The company's debt has shrunk by 60% YoY
The equity has increased by 11% year-on-year and by 6% since the previous quarter
United Bankshares's EPS has increased by 3.1% YoY but it has decreased by 2.2% QoQ
The P/E is 4.5% higher than the 5-year quarterly average of 12.7
Key stats
What are the main financial stats of UBSI
Market
Valuations
Earnings
Shares outstanding
142.06M
Market cap
$5.09B
Enterprise value
$3.3B
Price to earnings (P/E)
13.27
Price to book (P/B)
0.97
Price to sales (P/S)
5
EV/EBIT
7.12
EV/EBITDA
6.97
EV/Sales
3.23
Revenue
$1.02B
Gross profit
$1.02B
Operating income
$463.29M
Net income
$370.49M
EBIT
$463.29M
EBITDA
$473.69M
Free cash flow
$429.85M
Per share
Balance sheet
Liquidity
EPS
$2.7
EPS diluted
$2.69
Free cash flow per share
$3.02
Book value per share
$37.11
Revenue per share
$7.17
TBVPS
$216.15
Total assets
$32.79B
Total liabilities
$27.47B
Debt
$818.56M
Equity
$5.31B
Working capital
N/A
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.78
Margins
Efficiency
Dividend
EBITDA margin
46.4%
Gross margin
100%
Net margin
36.3%
Operating margin
45.4%
Return on assets
1.2%
Return on equity
7.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
45.4%
Dividend yield
4.13%
DPS
$1.48
Payout ratio
54.8%
UBSI stock price
How has the United Bankshares stock price performed over time
Intraday
-0.97%
1 week
-2.77%
1 month
-1.62%
1 year
-7.84%
YTD
-4.55%
QTD
-1.62%
Financial performance
How have United Bankshares's revenue and profit performed over time
Revenue
$1.02B
Gross profit
$1.02B
Operating income
$463.29M
Net income
$370.49M
Gross margin
100%
Net margin
36.3%
UBSI's net income is up by 4.4% YoY
The company's net margin rose by 3.7% YoY
United Bankshares's operating income has increased by 3.1% YoY
The company's operating margin rose by 2.3% YoY
Price vs fundamentals
How does UBSI's price correlate with its fundamentals
Growth
What is United Bankshares's growth rate over time
Valuation
What is United Bankshares stock price valuation
P/E
13.27
P/B
0.97
P/S
5
EV/EBIT
7.12
EV/EBITDA
6.97
EV/Sales
3.23
The P/E is 4.5% higher than the 5-year quarterly average of 12.7
United Bankshares's EPS has increased by 3.1% YoY but it has decreased by 2.2% QoQ
The equity has increased by 11% year-on-year and by 6% since the previous quarter
UBSI's P/B is 3% below its 5-year quarterly average of 1.0 and 3% below its last 4 quarters average of 1.0
UBSI's P/S is 11% above its 5-year quarterly average of 4.5 and 4.2% above its last 4 quarters average of 4.8
Efficiency
How efficient is United Bankshares business performance
The ROIC rose by 6% YoY
United Bankshares's ROE has decreased by 2.6% from the previous quarter
United Bankshares's return on sales has increased by 2.3% YoY
Dividends
What is UBSI's dividend history
DPS
$1.48
Dividend yield
4.13%
Payout ratio
54.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Bankshares financials performed over time
The total assets is 19% more than the total liabilities
The company's total liabilities rose by 10% QoQ and by 9% YoY
The total assets has grown by 9% from the previous quarter and by 9% YoY
The company's debt is 85% lower than its equity
The debt to equity has dropped by 64% year-on-year and by 6% since the previous quarter
The company's debt has shrunk by 60% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.