UBSI United Bankshares Inc

Price (delayed)

$36.36

Market cap

$4.69B

P/E Ratio

13.03

Dividend/share

$1.4

EPS

$2.79

Enterprise value

$2.76B

Highlights
The company's debt has shrunk by 62% YoY and by 4.3% QoQ
The revenue has soared by 56% YoY and by 14% QoQ
The P/E is 22% lower than the 5-year quarterly average of 16.8 but 4.2% higher than the last 4 quarters average of 12.5

Key stats

What are the main financial stats of UBSI
Market
Shares outstanding
128.98M
Market cap
$4.69B
Enterprise value
$2.76B
Valuations
Price to earnings (P/E)
13.03
Price to book (P/B)
1.08
Price to sales (P/S)
4.37
EV/EBIT
6.21
EV/EBITDA
6.45
EV/Sales
2.58
Earnings
Revenue
$1.07B
EBIT
$444.13M
EBITDA
$427.7M
Free cash flow
$184.16M
Per share
EPS
$2.79
Free cash flow per share
$1.43
Book value per share
$33.59
Revenue per share
$8.32
TBVPS
$195.94
Balance sheet
Total assets
$27.03B
Total liabilities
$22.7B
Debt
$1.03B
Equity
$4.33B
Working capital
N/A
Liquidity
Debt to equity
0.24
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.51
Margins
EBITDA margin
40%
Gross margin
100%
Net margin
33.2%
Operating margin
42.5%
Efficiency
Return on assets
1.4%
Return on equity
8.3%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
41.5%
Dividend
Dividend yield
3.85%
DPS
$1.4
Payout ratio
50.2%

UBSI stock price

How has the United Bankshares stock price performed over time
Intraday
-3.66%
1 week
-4.01%
1 month
-11.81%
1 year
29.26%
YTD
12.22%
QTD
-5.75%

Financial performance

How have United Bankshares's revenue and profit performed over time
Revenue
$1.07B
Gross profit
$1.07B
Operating income
$454.52M
Net income
$355.74M
Gross margin
100%
Net margin
33.2%
The revenue has soared by 56% YoY and by 14% QoQ
UBSI's gross profit has surged by 56% year-on-year and by 14% since the previous quarter
United Bankshares's operating income has soared by 52% YoY and by 23% from the previous quarter
UBSI's net income has soared by 50% YoY and by 23% QoQ

Growth

What is United Bankshares's growth rate over time

Valuation

What is United Bankshares stock price valuation
P/E
13.03
P/B
1.08
P/S
4.37
EV/EBIT
6.21
EV/EBITDA
6.45
EV/Sales
2.58
The P/E is 22% lower than the 5-year quarterly average of 16.8 but 4.2% higher than the last 4 quarters average of 12.5
United Bankshares's EPS has increased by 20% YoY and by 16% QoQ
The equity has increased by 30% year-on-year
UBSI's P/B is 20% above its last 4 quarters average of 0.9
The revenue has soared by 56% YoY and by 14% QoQ
UBSI's P/S is 19% below its 5-year quarterly average of 5.4 but 4% above its last 4 quarters average of 4.2

Efficiency

How efficient is United Bankshares business performance
The ROIC rose by 27% YoY and by 19% QoQ
United Bankshares's ROE has increased by 17% YoY and by 15% from the previous quarter
United Bankshares's ROA has increased by 17% from the previous quarter and by 17% YoY
United Bankshares's return on sales has increased by 8% QoQ but it has decreased by 2.8% YoY

Dividends

What is UBSI's dividend history
DPS
$1.4
Dividend yield
3.85%
Payout ratio
50.2%
Recent dividends

Financial health

How did United Bankshares financials performed over time
The total assets is 19% more than the total liabilities
The total assets has grown by 33% YoY and by 3.2% from the previous quarter
The company's total liabilities rose by 33% YoY and by 3.7% QoQ
The company's debt is 76% lower than its equity
The debt to equity has dropped by 71% year-on-year and by 4% since the previous quarter
The company's debt has shrunk by 62% YoY and by 4.3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.