UBSI United Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UBSI

Price (delayed)

$46.15

Market cap

$6.36B

P/E Ratio

12.89

Dividend/share

$1.51

EPS

$3.58

Enterprise value

$4.85B

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Relative Growth: Rel. Growth: 84
Relative Strength: Rel. Strength: 63
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 90

As of December 31, 2020, United had consolidated assets of approximately $26.2 billion. United is the parent company of United Bank, the largest community bank headquartered in the D.C. Metro ...

Highlights
UBSI's net income is up by 36% YoY and by 9% QoQ
United Bankshares's EPS has increased by 33% YoY and by 9% QoQ
The P/E is 7% higher than the last 4 quarters average of 12.1 and 2.3% higher than the 5-year quarterly average of 12.6
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ubsi-wv.com
Peers: FCNCA MTB HBAN FCBC

Key stats

What are the main financial stats of UBSI

UBSI stock price

How has the United Bankshares stock price performed over time
Intraday
0.09%
1 week
-0.73%
1 month
1.1%
1 year
22.8%
YTD
20.18%
QTD
0.7%

Financial performance

How have United Bankshares's revenue and profit performed over time
Revenue
$1.23B
Gross profit
$1.23B
Operating income
$632.46M
Net income
$504.5M
Gross margin
100%
Net margin
41%
United Bankshares's operating income has increased by 37% YoY and by 8% from the previous quarter
UBSI's net income is up by 36% YoY and by 9% QoQ
UBSI's gross profit is up by 21% year-on-year and by 4.1% since the previous quarter
The revenue rose by 21% YoY and by 4.1% QoQ

Price vs fundamentals

How does UBSI's price correlate with its fundamentals

Growth

What is United Bankshares's growth rate over time

Valuation

What is United Bankshares stock price valuation
UBSI P/E details
P/E
12.89
P/B
1.17
P/S
5.23
EV/EBIT
7.66
EV/EBITDA
7.82
EV/Sales
3.93
United Bankshares's EPS has increased by 33% YoY and by 9% QoQ
The P/E is 7% higher than the last 4 quarters average of 12.1 and 2.3% higher than the 5-year quarterly average of 12.6
UBSI's P/B is 17% above its 5-year quarterly average of 1.0 and 17% above its last 4 quarters average of 1.0
The equity has increased by 3.3% year-on-year
The revenue rose by 21% YoY and by 4.1% QoQ
UBSI's P/S is 14% above its 5-year quarterly average of 4.6 and 11% above its last 4 quarters average of 4.7

Efficiency

How efficient is United Bankshares business performance
United Bankshares's ROE has increased by 26% YoY and by 8% from the previous quarter
United Bankshares's ROA has increased by 25% YoY and by 7% from the previous quarter
The ROIC rose by 24% YoY and by 5% QoQ
United Bankshares's return on sales has increased by 13% YoY and by 4.1% QoQ

Dividends

What is UBSI's dividend history
Dividend details
DPS
$1.51
Dividend yield
3.27%
Payout ratio
42.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Bankshares financials performed over time
The total assets is 19% more than the total liabilities
The total assets has grown by 2.8% YoY
The company's total liabilities rose by 2.7% YoY
The company's debt is 86% lower than its equity
The debt to equity has declined by 7% since the previous quarter and by 7% year-on-year
The company's debt fell by 4.1% QoQ and by 3.2% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.