INBK First Internet Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: INBK

Price (delayed)

$21.94

Market cap

$189.64M

P/E Ratio

18.44

Dividend/share

$0.24

EPS

$1.19

Enterprise value

$388.13M

First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as ...

Highlights
INBK's price to earnings (P/E) is 114% higher than its 5-year quarterly average of 8.6 and 103% higher than its last 4 quarters average of 9.1
INBK's net income has dropped by 75% year-on-year and by 32% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstinternetbancorp.com
Peers: FRME PNC EVER KEY

Key stats

What are the main financial stats of INBK
Market
Shares outstanding
8.64M
Market cap
$189.64M
Enterprise value
$388.13M
Valuations
Price to earnings (P/E)
18.44
Price to book (P/B)
0.55
Price to sales (P/S)
2.23
EV/EBIT
47.13
EV/EBITDA
29.32
EV/Sales
4.51
Earnings
Revenue
$86.13M
EBIT
$8.24M
EBITDA
$13.24M
Free cash flow
$204,000
Per share
EPS
$1.19
Free cash flow per share
$0.02
Book value per share
$39.89
Revenue per share
$9.85
TBVPS
$590.59
Balance sheet
Total assets
$5.17B
Total liabilities
$4.82B
Debt
$719.69M
Equity
$347.74M
Working capital
N/A
Liquidity
Debt to equity
2.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
14.99
Margins
EBITDA margin
15.4%
Gross margin
100%
Net margin
12.3%
Operating margin
9.6%
Efficiency
Return on assets
0.2%
Return on equity
3%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
9.6%
Dividend
Dividend yield
1.09%
DPS
$0.24
Payout ratio
20.2%

INBK stock price

How has the First Internet Bancorp stock price performed over time
Intraday
3%
1 week
15.41%
1 month
32.17%
1 year
-15.49%
YTD
-9.64%
QTD
35.35%

Financial performance

How have First Internet Bancorp's revenue and profit performed over time
Revenue
$86.13M
Gross profit
$86.13M
Operating income
$8.24M
Net income
$10.63M
Gross margin
100%
Net margin
12.3%
First Internet Bancorp's operating income has plunged by 83% YoY and by 43% from the previous quarter
The operating margin has plunged by 76% YoY and by 40% from the previous quarter
INBK's net income has dropped by 75% year-on-year and by 32% since the previous quarter
The net margin has plunged by 65% YoY and by 29% from the previous quarter

Growth

What is First Internet Bancorp's growth rate over time

Valuation

What is First Internet Bancorp stock price valuation
P/E
18.44
P/B
0.55
P/S
2.23
EV/EBIT
47.13
EV/EBITDA
29.32
EV/Sales
4.51
INBK's price to earnings (P/E) is 114% higher than its 5-year quarterly average of 8.6 and 103% higher than its last 4 quarters average of 9.1
The company's EPS has shrunk by 72% YoY and by 30% QoQ
The price to book (P/B) is 21% less than the 5-year quarterly average of 0.7 but 10% more than the last 4 quarters average of 0.5
The company's equity fell by 3.6% YoY
INBK's P/S is 31% above its last 4 quarters average of 1.7 but 17% below its 5-year quarterly average of 2.7
First Internet Bancorp's revenue has decreased by 28% YoY and by 5% from the previous quarter

Efficiency

How efficient is First Internet Bancorp business performance
First Internet Bancorp's return on invested capital has shrunk by 82% YoY and by 33% QoQ
The return on assets has dropped by 80% year-on-year and by 33% since the previous quarter
The company's return on sales has shrunk by 76% YoY and by 40% QoQ
The ROE has plunged by 73% YoY and by 32% from the previous quarter

Dividends

What is INBK's dividend history
Dividend details
DPS
$0.24
Dividend yield
1.09%
Payout ratio
20.2%
Recent dividends

Financial health

How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 7% more than its total liabilities
The total liabilities has grown by 24% YoY and by 5% from the previous quarter
First Internet Bancorp's total assets has increased by 21% YoY and by 4.5% from the previous quarter
The debt is 107% more than the equity
First Internet Bancorp's debt to equity has increased by 8% YoY
The company's equity fell by 3.6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.