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INBK First Internet Bancorp
- Stocks
- Financial Services
- NASDAQ: INBK
Price (delayed)
$24.7
Market cap
$214.82M
P/E Ratio
10.21
Dividend/share
$0.24
EPS
$2.42
Enterprise value
$320.59M
First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as
Highlights
INBK's price to earnings (P/E) is 23% lower than its last 4 quarters average of 12.4 and 9% lower than its 5-year quarterly average of 10.5
The company's equity rose by 6% YoY
INBK's net income is up by 27% year-on-year but it is down by 17% since the previous quarter
The company's EPS rose by 27% YoY but it fell by 17% QoQ
Key stats
What are the main financial stats of INBK
Market
Valuations
Earnings
Shares outstanding
8.7M
Market cap
$214.82M
Enterprise value
$320.59M
Price to earnings (P/E)
10.21
Price to book (P/B)
0.55
Price to sales (P/S)
1.88
EV/EBIT
14.59
EV/EBITDA
10.82
EV/Sales
2.8
Revenue
$114.61M
Gross profit
$114.61M
Operating income
$21.97M
Net income
$21.04M
EBIT
$21.97M
EBITDA
$29.63M
Free cash flow
$41.19M
Per share
Balance sheet
Liquidity
EPS
$2.42
EPS diluted
$2.41
Free cash flow per share
$4.73
Book value per share
$44.58
Revenue per share
$13.15
TBVPS
$670.85
Total assets
$5.85B
Total liabilities
$5.46B
Debt
$500.23M
Equity
$387.75M
Working capital
N/A
Debt to equity
1.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.57
Margins
Efficiency
Dividend
EBITDA margin
25.9%
Gross margin
100%
Net margin
18.4%
Operating margin
19.2%
Return on assets
0.4%
Return on equity
5.5%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
19.2%
Dividend yield
0.97%
DPS
$0.24
Payout ratio
9.9%
INBK stock price
How has the First Internet Bancorp stock price performed over time
Intraday
6.33%
1 week
9.49%
1 month
7.44%
1 year
-22.74%
YTD
-31.37%
QTD
-7.77%
Financial performance
How have First Internet Bancorp's revenue and profit performed over time
Revenue
$114.61M
Gross profit
$114.61M
Operating income
$21.97M
Net income
$21.04M
Gross margin
100%
Net margin
18.4%
First Internet Bancorp's operating income has increased by 38% YoY but it has decreased by 20% from the previous quarter
INBK's net income is up by 27% year-on-year but it is down by 17% since the previous quarter
First Internet Bancorp's gross profit has increased by 20% YoY but it has decreased by 2.6% QoQ
First Internet Bancorp's revenue has increased by 20% YoY but it has decreased by 2.6% from the previous quarter
Price vs fundamentals
How does INBK's price correlate with its fundamentals
Growth
What is First Internet Bancorp's growth rate over time
Valuation
What is First Internet Bancorp stock price valuation
P/E
10.21
P/B
0.55
P/S
1.88
EV/EBIT
14.59
EV/EBITDA
10.82
EV/Sales
2.8
The company's EPS rose by 27% YoY but it fell by 17% QoQ
INBK's price to earnings (P/E) is 23% lower than its last 4 quarters average of 12.4 and 9% lower than its 5-year quarterly average of 10.5
The price to book (P/B) is 26% less than the 5-year quarterly average of 0.7 and 26% less than the last 4 quarters average of 0.7
The company's equity rose by 6% YoY
INBK's P/S is 32% below its 5-year quarterly average of 2.6 and 26% below its last 4 quarters average of 2.4
First Internet Bancorp's revenue has increased by 20% YoY but it has decreased by 2.6% from the previous quarter
Efficiency
How efficient is First Internet Bancorp business performance
First Internet Bancorp's return on invested capital has increased by 33% YoY but it has decreased by 20% QoQ
The return on assets is up by 33% year-on-year but it has declined by 20% since the previous quarter
The ROE has increased by 20% YoY but it has decreased by 18% from the previous quarter
The company's return on sales fell by 18% QoQ but it rose by 15% YoY
Dividends
What is INBK's dividend history
DPS
$0.24
Dividend yield
0.97%
Payout ratio
9.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 7% more than its total liabilities
First Internet Bancorp's total assets has increased by 10% YoY
The total liabilities has grown by 10% YoY and by 2.1% from the previous quarter
The debt is 29% more than the equity
First Internet Bancorp's debt to equity has decreased by 30% YoY but it has increased by 24% from the previous quarter
The debt has contracted by 26% YoY but it has grown by 25% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.