INBK First Internet Bancorp
Price (delayed)
$30.39
Market cap
$263.42M
P/E Ratio
11.96
Dividend/share
$0.24
EPS
$2.54
Enterprise value
$171.01M
First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as
Highlights
The company's EPS has surged by 113% YoY and by 19% QoQ
INBK's net income has soared by 108% year-on-year and by 19% since the previous quarter
INBK's price to earnings (P/E) is 32% lower than its last 4 quarters average of 17.5 but 17% higher than its 5-year quarterly average of 10.2
Key stats
What are the main financial stats of INBK
Market
Valuations
Earnings
Shares outstanding
8.67M
Market cap
$263.42M
Enterprise value
$171.01M
Price to earnings (P/E)
11.96
Price to book (P/B)
0.68
Price to sales (P/S)
2.43
EV/EBIT
7.51
EV/EBITDA
5.42
EV/Sales
1.57
Revenue
$108.98M
Gross profit
$108.98M
Operating income
$22.77M
Net income
$22.09M
EBIT
$22.77M
EBITDA
$31.53M
Free cash flow
$28.96M
Per share
Balance sheet
Liquidity
EPS
$2.54
EPS diluted
$2.53
Free cash flow per share
$3.33
Book value per share
$44.43
Revenue per share
$12.53
TBVPS
$669.06
Total assets
$5.82B
Total liabilities
$5.44B
Debt
$620.07M
Equity
$385.13M
Working capital
N/A
Debt to equity
1.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.93
Margins
Efficiency
Dividend
EBITDA margin
28.9%
Gross margin
100%
Net margin
20.3%
Operating margin
20.9%
Return on assets
0.4%
Return on equity
5.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
20.9%
Dividend yield
0.79%
DPS
$0.24
Payout ratio
9.4%
INBK stock price
How has the First Internet Bancorp stock price performed over time
Intraday
-3%
1 week
-7.49%
1 month
-15.35%
1 year
-5.53%
YTD
-15.56%
QTD
-15.56%
Financial performance
How have First Internet Bancorp's revenue and profit performed over time
Revenue
$108.98M
Gross profit
$108.98M
Operating income
$22.77M
Net income
$22.09M
Gross margin
100%
Net margin
20.3%
First Internet Bancorp's operating income has soared by 176% YoY and by 25% from the previous quarter
The operating margin has soared by 118% YoY and by 16% from the previous quarter
INBK's net income has soared by 108% year-on-year and by 19% since the previous quarter
The net margin has soared by 65% YoY and by 12% from the previous quarter
Growth
What is First Internet Bancorp's growth rate over time
Valuation
What is First Internet Bancorp stock price valuation
P/E
11.96
P/B
0.68
P/S
2.43
EV/EBIT
7.51
EV/EBITDA
5.42
EV/Sales
1.57
The company's EPS has surged by 113% YoY and by 19% QoQ
INBK's price to earnings (P/E) is 32% lower than its last 4 quarters average of 17.5 but 17% higher than its 5-year quarterly average of 10.2
The company's equity rose by 11% YoY and by 3.5% QoQ
The price to book (P/B) is 2.9% less than the 5-year quarterly average of 0.7 and 2.9% less than the last 4 quarters average of 0.7
First Internet Bancorp's revenue has increased by 27% YoY and by 7% from the previous quarter
INBK's P/S is 10% below its last 4 quarters average of 2.7 and 2.8% below its 5-year quarterly average of 2.5
Efficiency
How efficient is First Internet Bancorp business performance
The company's return on sales has surged by 118% YoY and by 16% QoQ
First Internet Bancorp's return on invested capital has surged by 100% YoY and by 33% QoQ
The return on assets has surged by 100% year-on-year
The ROE has soared by 97% YoY and by 16% from the previous quarter
Dividends
What is INBK's dividend history
DPS
$0.24
Dividend yield
0.79%
Payout ratio
9.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 7% more than its total liabilities
The total liabilities has grown by 13% YoY and by 9% from the previous quarter
First Internet Bancorp's total assets has increased by 13% YoY and by 9% from the previous quarter
The debt is 61% more than the equity
First Internet Bancorp's debt to equity has decreased by 22% YoY and by 12% from the previous quarter
The debt has contracted by 14% YoY and by 9% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.