INBK First Internet Bancorp

Price (delayed)

$33.53

Market cap

$330.4M

P/E Ratio

9.75

Dividend/share

$0.24

EPS

$3.44

Enterprise value

$498.91M

Highlights
The company's EPS rose by 34% YoY and by 15% QoQ
INBK's net income is up by 33% year-on-year and by 15% since the previous quarter
INBK's price to earnings (P/E) is 20% higher than its last 4 quarters average of 8.1 but 12% lower than its 5-year quarterly average of 11.1

Key stats

What are the main financial stats of INBK
Market
Shares outstanding
9.85M
Market cap
$330.4M
Enterprise value
$498.91M
Valuations
Price to earnings (P/E)
9.75
Price to book (P/B)
0.96
Price to sales (P/S)
3.34
EV/EBIT
12.5
EV/EBITDA
10.79
EV/Sales
5.02
Earnings
Revenue
$99.41M
EBIT
$39.92M
EBITDA
$46.24M
Free cash flow
$43.64M
Per share
EPS
$3.44
Free cash flow per share
$4.41
Book value per share
$35.08
Revenue per share
$10.04
TBVPS
$422.65
Balance sheet
Total assets
$4.19B
Total liabilities
$3.84B
Debt
$584.71M
Equity
$344.57M
Working capital
N/A
Liquidity
Debt to equity
1.7
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.64
Margins
EBITDA margin
46.5%
Gross margin
100%
Net margin
34.1%
Operating margin
40.2%
Efficiency
Return on assets
0.8%
Return on equity
10.4%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
40.2%
Dividend
Dividend yield
0.72%
DPS
$0.24
Payout ratio
7%

INBK stock price

How has the First Internet Bancorp stock price performed over time
Intraday
2.07%
1 week
-1.24%
1 month
-6.16%
1 year
94.26%
YTD
16.67%
QTD
-4.83%

Financial performance

How have First Internet Bancorp's revenue and profit performed over time
Revenue
$99.41M
Gross profit
$99.41M
Operating income
$39.92M
Net income
$33.88M
Gross margin
100%
Net margin
34.1%
First Internet Bancorp's operating income has increased by 47% YoY and by 18% from the previous quarter
INBK's net income is up by 33% year-on-year and by 15% since the previous quarter
First Internet Bancorp's gross profit has increased by 30% YoY and by 9% QoQ
First Internet Bancorp's revenue has increased by 30% YoY and by 9% from the previous quarter

Growth

What is First Internet Bancorp's growth rate over time

Valuation

What is First Internet Bancorp stock price valuation
P/E
9.75
P/B
0.96
P/S
3.34
EV/EBIT
12.5
EV/EBITDA
10.79
EV/Sales
5.02
The company's EPS rose by 34% YoY and by 15% QoQ
INBK's price to earnings (P/E) is 20% higher than its last 4 quarters average of 8.1 but 12% lower than its 5-year quarterly average of 11.1
The price to book (P/B) is 37% more than the last 4 quarters average of 0.7 and 7% more than the 5-year quarterly average of 0.9
The company's equity rose by 13% YoY and by 4.1% QoQ
First Internet Bancorp's revenue has increased by 30% YoY and by 9% from the previous quarter
INBK's P/S is 28% above its last 4 quarters average of 2.6

Efficiency

How efficient is First Internet Bancorp business performance
First Internet Bancorp's return on invested capital has surged by 50% YoY and by 13% QoQ
The return on assets is up by 33% year-on-year and by 14% since the previous quarter
The ROE has increased by 22% YoY and by 12% from the previous quarter
The company's return on sales rose by 13% YoY and by 9% QoQ

Dividends

What is INBK's dividend history
DPS
$0.24
Dividend yield
0.72%
Payout ratio
7%
Recent dividends

Financial health

How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 9% more than its total liabilities
The debt is 70% more than the equity
The company's equity rose by 13% YoY and by 4.1% QoQ
First Internet Bancorp's debt to equity has decreased by 11% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.