INBK First Internet Bancorp

Price (delayed)

$26.97

Market cap

$234.56M

P/E Ratio

9.27

Dividend/share

$0.24

EPS

$2.91

Enterprise value

$168.3M

First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as ...

Highlights
The debt has contracted by 44% YoY and by 35% from the previous quarter
First Internet Bancorp's gross profit has increased by 39% YoY and by 8% QoQ

Key stats

What are the main financial stats of INBK
Market
Shares outstanding
8.7M
Market cap
$234.56M
Enterprise value
$168.3M
Valuations
Price to earnings (P/E)
9.27
Price to book (P/B)
0.61
Price to sales (P/S)
1.99
EV/EBIT
6.11
EV/EBITDA
4.67
EV/Sales
1.43
Earnings
Revenue
$117.65M
Gross profit
$117.65M
Operating income
$27.54M
Net income
$25.28M
EBIT
$27.54M
EBITDA
$36M
Free cash flow
$10.4M
Per share
EPS
$2.91
EPS diluted
$2.88
Free cash flow per share
$1.2
Book value per share
$44.31
Revenue per share
$13.54
TBVPS
$659.71
Balance sheet
Total assets
$5.74B
Total liabilities
$5.35B
Debt
$400.15M
Equity
$384.06M
Working capital
N/A
Liquidity
Debt to equity
1.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.84
Margins
EBITDA margin
30.6%
Gross margin
100%
Net margin
21.5%
Operating margin
23.4%
Efficiency
Return on assets
0.5%
Return on equity
6.7%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
23.4%
Dividend
Dividend yield
0.89%
DPS
$0.24
Payout ratio
8.2%

INBK stock price

How has the First Internet Bancorp stock price performed over time
Intraday
0.71%
1 week
-1.1%
1 month
-9.1%
1 year
-20.11%
YTD
-25.06%
QTD
0.71%

Financial performance

How have First Internet Bancorp's revenue and profit performed over time
Revenue
$117.65M
Gross profit
$117.65M
Operating income
$27.54M
Net income
$25.28M
Gross margin
100%
Net margin
21.5%
The net margin has soared by 115% YoY and by 6% from the previous quarter
First Internet Bancorp's gross profit has increased by 39% YoY and by 8% QoQ
First Internet Bancorp's revenue has increased by 39% YoY and by 8% from the previous quarter
First Internet Bancorp's operating income has increased by 21% from the previous quarter

Growth

What is First Internet Bancorp's growth rate over time

Valuation

What is First Internet Bancorp stock price valuation
P/E
9.27
P/B
0.61
P/S
1.99
EV/EBIT
6.11
EV/EBITDA
4.67
EV/Sales
1.43
INBK's price to earnings (P/E) is 35% lower than its last 4 quarters average of 14.2 and 12% lower than its 5-year quarterly average of 10.5
The company's EPS rose by 15% QoQ
The price to book (P/B) is 24% less than the last 4 quarters average of 0.8 and 13% less than the 5-year quarterly average of 0.7
The company's equity rose by 6% YoY
First Internet Bancorp's revenue has increased by 39% YoY and by 8% from the previous quarter
INBK's P/S is 26% below its last 4 quarters average of 2.7 and 23% below its 5-year quarterly average of 2.6

Efficiency

How efficient is First Internet Bancorp business performance
The ROE has soared by 179% YoY and by 14% from the previous quarter
The return on assets has surged by 150% year-on-year and by 25% since the previous quarter
First Internet Bancorp's return on invested capital has increased by 25% QoQ
The company's return on sales rose by 12% QoQ

Dividends

What is INBK's dividend history
DPS
$0.24
Dividend yield
0.89%
Payout ratio
8.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 7% more than its total liabilities
The total liabilities has grown by 11% YoY
First Internet Bancorp's total assets has increased by 11% YoY
The debt is 4.2% more than the equity
First Internet Bancorp's debt to equity has decreased by 47% YoY and by 35% from the previous quarter
The debt has contracted by 44% YoY and by 35% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.