- Stocks
- Financial Services
- NASDAQ: INBK

Price (delayed)

$21.94

Market cap

$189.64M

P/E Ratio

18.44

Dividend/share

$0.24

EPS

$1.19

Enterprise value

$388.13M

First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as

INBK's price to earnings (P/E) is 114% higher than its 5-year quarterly average of 8.6 and 103% higher than its last 4 quarters average of 9.1

INBK's net income has dropped by 75% year-on-year and by 32% since the previous quarter

What are the main financial stats of INBK

Market
Valuations
Earnings

Shares outstanding

8.64M

Market cap

$189.64M

Enterprise value

$388.13M

Price to earnings (P/E)

18.44

Price to book (P/B)

0.55

Price to sales (P/S)

2.23

EV/EBIT

47.13

EV/EBITDA

29.32

EV/Sales

4.51

Revenue

$86.13M

EBIT

$8.24M

EBITDA

$13.24M

Free cash flow

$204,000

Per share
Balance sheet
Liquidity

EPS

$1.19

Free cash flow per share

$0.02

Book value per share

$39.89

Revenue per share

$9.85

TBVPS

$590.59

Total assets

$5.17B

Total liabilities

$4.82B

Debt

$719.69M

Equity

$347.74M

Working capital

N/A

Debt to equity

2.07

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

14.99

Margins
Efficiency
Dividend

EBITDA margin

15.4%

Gross margin

100%

Net margin

12.3%

Operating margin

9.6%

Return on assets

0.2%

Return on equity

3%

Return on invested capital

0.2%

Return on capital employed

N/A

Return on sales

9.6%

Dividend yield

1.09%

DPS

$0.24

Payout ratio

20.2%

How has the First Internet Bancorp stock price performed over time

Intraday

3%

1 week

15.41%

1 month

32.17%

1 year

-15.49%

YTD

-9.64%

QTD

35.35%

How have First Internet Bancorp's revenue and profit performed over time

Revenue

$86.13M

Gross profit

$86.13M

Operating income

$8.24M

Net income

$10.63M

Gross margin

100%

Net margin

12.3%

First Internet Bancorp's operating income has plunged by 83% YoY and by 43% from the previous quarter

The operating margin has plunged by 76% YoY and by 40% from the previous quarter

INBK's net income has dropped by 75% year-on-year and by 32% since the previous quarter

The net margin has plunged by 65% YoY and by 29% from the previous quarter

What is First Internet Bancorp's growth rate over time

What is First Internet Bancorp stock price valuation

P/E

18.44

P/B

0.55

P/S

2.23

EV/EBIT

47.13

EV/EBITDA

29.32

EV/Sales

4.51

INBK's price to earnings (P/E) is 114% higher than its 5-year quarterly average of 8.6 and 103% higher than its last 4 quarters average of 9.1

The company's EPS has shrunk by 72% YoY and by 30% QoQ

The price to book (P/B) is 21% less than the 5-year quarterly average of 0.7 but 10% more than the last 4 quarters average of 0.5

The company's equity fell by 3.6% YoY

INBK's P/S is 31% above its last 4 quarters average of 1.7 but 17% below its 5-year quarterly average of 2.7

First Internet Bancorp's revenue has decreased by 28% YoY and by 5% from the previous quarter

How efficient is First Internet Bancorp business performance

First Internet Bancorp's return on invested capital has shrunk by 82% YoY and by 33% QoQ

The return on assets has dropped by 80% year-on-year and by 33% since the previous quarter

The company's return on sales has shrunk by 76% YoY and by 40% QoQ

The ROE has plunged by 73% YoY and by 32% from the previous quarter

What is INBK's dividend history

DPS

$0.24

Dividend yield

1.09%

Payout ratio

20.2%

Recent dividends

How did First Internet Bancorp financials performed over time

First Internet Bancorp's total assets is 7% more than its total liabilities

The total liabilities has grown by 24% YoY and by 5% from the previous quarter

First Internet Bancorp's total assets has increased by 21% YoY and by 4.5% from the previous quarter

The debt is 107% more than the equity

First Internet Bancorp's debt to equity has increased by 8% YoY

The company's equity fell by 3.6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.