INBK First Internet Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: INBK

Price (delayed)

$32.18

Market cap

$278.55M

P/E Ratio

33.87

Dividend/share

$0.24

EPS

$0.95

Enterprise value

$592.42M

First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as ...

Highlights
The company's equity rose by 4.3% QoQ
INBK's price to earnings (P/E) is 145% higher than its last 4 quarters average of 13.8
INBK's net income has dropped by 76% year-on-year and by 21% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstinternetbancorp.com
Peers: FRME PNC EVER KEY

Key stats

What are the main financial stats of INBK
Market
Shares outstanding
8.66M
Market cap
$278.55M
Enterprise value
$592.42M
Valuations
Price to earnings (P/E)
33.87
Price to book (P/B)
0.77
Price to sales (P/S)
3.37
EV/EBIT
119.92
EV/EBITDA
55.43
EV/Sales
7.02
Earnings
Revenue
$84.38M
EBIT
$4.94M
EBITDA
$10.69M
Free cash flow
$6.31M
Per share
EPS
$0.95
Free cash flow per share
$0.71
Book value per share
$41.97
Revenue per share
$9.55
TBVPS
$584.2
Balance sheet
Total assets
$5.17B
Total liabilities
$4.8B
Debt
$719.77M
Equity
$362.8M
Working capital
N/A
Liquidity
Debt to equity
1.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
29.37
Margins
EBITDA margin
12.7%
Gross margin
100%
Net margin
10%
Operating margin
5.9%
Efficiency
Return on assets
0.2%
Return on equity
2.4%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
5.9%
Dividend
Dividend yield
0.75%
DPS
$0.24
Payout ratio
25.3%

INBK stock price

How has the First Internet Bancorp stock price performed over time
Intraday
3.71%
1 week
2.35%
1 month
3.67%
1 year
95.27%
YTD
33.03%
QTD
-7.37%

Financial performance

How have First Internet Bancorp's revenue and profit performed over time
Revenue
$84.38M
Gross profit
$84.38M
Operating income
$4.94M
Net income
$8.42M
Gross margin
100%
Net margin
10%
First Internet Bancorp's operating income has plunged by 88% YoY and by 40% from the previous quarter
The operating margin has plunged by 83% YoY and by 39% from the previous quarter
INBK's net income has dropped by 76% year-on-year and by 21% since the previous quarter
The net margin has plunged by 68% YoY and by 19% from the previous quarter

Growth

What is First Internet Bancorp's growth rate over time

Valuation

What is First Internet Bancorp stock price valuation
P/E
33.87
P/B
0.77
P/S
3.37
EV/EBIT
119.92
EV/EBITDA
55.43
EV/Sales
7.02
INBK's price to earnings (P/E) is 145% higher than its last 4 quarters average of 13.8
The company's EPS has shrunk by 75% YoY and by 20% QoQ
The price to book (P/B) is 93% more than the last 4 quarters average of 0.4 and 10% more than the 5-year quarterly average of 0.7
The company's equity rose by 4.3% QoQ
INBK's P/S is 87% above its last 4 quarters average of 1.8 and 30% above its 5-year quarterly average of 2.6
First Internet Bancorp's revenue has decreased by 26% YoY and by 2% from the previous quarter

Efficiency

How efficient is First Internet Bancorp business performance
First Internet Bancorp's return on invested capital has shrunk by 89% YoY and by 50% QoQ
The company's return on sales has shrunk by 83% YoY and by 39% QoQ
The ROE has plunged by 75% YoY and by 20% from the previous quarter
The return on assets has dropped by 75% year-on-year

Dividends

What is INBK's dividend history
Dividend details
DPS
$0.24
Dividend yield
0.75%
Payout ratio
25.3%
Recent dividends

Financial health

How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 8% more than its total liabilities
The total liabilities has grown by 15% YoY
First Internet Bancorp's total assets has increased by 14% YoY
The debt is 98% more than the equity
First Internet Bancorp's debt to equity has decreased by 4.3% from the previous quarter
The company's equity rose by 4.3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.