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Price (delayed)
$35.415
Market cap
$306.97M
P/E Ratio
16.63
Dividend/share
$0.24
EPS
$2.13
Enterprise value
$590.18M
First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as
Highlights
The company's EPS rose by 26% YoY and by 12% QoQ
INBK's net income is up by 18% year-on-year and by 11% since the previous quarter
INBK's price to earnings (P/E) is 64% higher than its 5-year quarterly average of 10.0 but 6% lower than its last 4 quarters average of 17.5
Key stats
What are the main financial stats of INBK
Market
Valuations
Earnings
Shares outstanding
8.67M
Market cap
$306.97M
Enterprise value
$590.18M
Price to earnings (P/E)
16.63
Price to book (P/B)
0.82
Price to sales (P/S)
3
EV/EBIT
32.35
EV/EBITDA
23.68
EV/Sales
5.82
Revenue
$101.42M
EBIT
$18.24M
EBITDA
$24.92M
Free cash flow
$31.61M
Per share
Balance sheet
Liquidity
EPS
$2.13
Free cash flow per share
$3.68
Book value per share
$42.97
Revenue per share
$11.8
TBVPS
$621.18
Total assets
$5.34B
Total liabilities
$4.97B
Debt
$679.99M
Equity
$371.95M
Working capital
N/A
Debt to equity
1.83
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
11.36
Margins
Efficiency
Dividend
EBITDA margin
24.6%
Gross margin
100%
Net margin
18.2%
Operating margin
18%
Return on assets
0.4%
Return on equity
5.1%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
18%
Dividend yield
0.68%
DPS
$0.24
Payout ratio
11.3%
INBK stock price
How has the First Internet Bancorp stock price performed over time
Intraday
1.16%
1 week
-3.03%
1 month
3.37%
1 year
113.34%
YTD
46.4%
QTD
3.37%
Financial performance
How have First Internet Bancorp's revenue and profit performed over time
Revenue
$101.42M
Gross profit
$101.42M
Operating income
$18.24M
Net income
$18.51M
Gross margin
100%
Net margin
18.2%
First Internet Bancorp's operating income has increased by 25% YoY and by 15% from the previous quarter
INBK's net income is up by 18% year-on-year and by 11% since the previous quarter
First Internet Bancorp's revenue has increased by 12% YoY and by 6% from the previous quarter
The operating margin has grown by 12% YoY and by 8% from the previous quarter
Growth
What is First Internet Bancorp's growth rate over time
Valuation
What is First Internet Bancorp stock price valuation
P/E
16.63
P/B
0.82
P/S
3
EV/EBIT
32.35
EV/EBITDA
23.68
EV/Sales
5.82
INBK's price to earnings (P/E) is 64% higher than its 5-year quarterly average of 10.0 but 6% lower than its last 4 quarters average of 17.5
The company's EPS rose by 26% YoY and by 12% QoQ
The price to book (P/B) is 35% more than the last 4 quarters average of 0.6 and 16% more than the 5-year quarterly average of 0.7
The company's equity rose by 5% YoY
INBK's P/S is 23% above its last 4 quarters average of 2.4 and 14% above its 5-year quarterly average of 2.6
First Internet Bancorp's revenue has increased by 12% YoY and by 6% from the previous quarter
Efficiency
How efficient is First Internet Bancorp business performance
The return on assets is up by 33% since the previous quarter and by 33% year-on-year
The ROE has increased by 16% YoY and by 11% from the previous quarter
The company's return on sales rose by 12% YoY and by 8% QoQ
Dividends
What is INBK's dividend history
DPS
$0.24
Dividend yield
0.68%
Payout ratio
11.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 7% more than its total liabilities
First Internet Bancorp's total assets has increased by 8% YoY
The total liabilities has grown by 8% YoY
The debt is 83% more than the equity
First Internet Bancorp's debt to equity has decreased by 10% YoY
The debt has contracted by 6% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.