INBK First Internet Bancorp
Price (delayed)
$24.89
Market cap
$216.47M
P/E Ratio
8.55
Dividend/share
$0.24
EPS
$2.91
Enterprise value
$150.21M
First Internet Bancorp is a bank holding company with assets of $4.2 billion as of December 31, 2020. The Company's subsidiary, First Internet Bank, opened for business in 1999 as
Highlights
The debt has contracted by 44% YoY and by 35% from the previous quarter
INBK's price to earnings (P/E) is 43% lower than its last 4 quarters average of 14.2 and 23% lower than its 5-year quarterly average of 10.5
Key stats
What are the main financial stats of INBK
Market
Valuations
Earnings
Shares outstanding
8.7M
Market cap
$216.47M
Enterprise value
$150.21M
Price to earnings (P/E)
8.55
Price to book (P/B)
0.56
Price to sales (P/S)
1.84
EV/EBIT
5.45
EV/EBITDA
4.17
EV/Sales
1.28
Revenue
$117.65M
Gross profit
$117.65M
Operating income
$27.54M
Net income
$25.28M
EBIT
$27.54M
EBITDA
$36M
Free cash flow
$10.4M
Per share
Balance sheet
Liquidity
EPS
$2.91
EPS diluted
$2.88
Free cash flow per share
$1.2
Book value per share
$44.31
Revenue per share
$13.54
TBVPS
$659.71
Total assets
$5.74B
Total liabilities
$5.35B
Debt
$400.15M
Equity
$384.06M
Working capital
N/A
Debt to equity
1.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.84
Margins
Efficiency
Dividend
EBITDA margin
30.6%
Gross margin
100%
Net margin
21.5%
Operating margin
23.4%
Return on assets
0.5%
Return on equity
6.7%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
23.4%
Dividend yield
0.96%
DPS
$0.24
Payout ratio
8.2%
INBK stock price
How has the First Internet Bancorp stock price performed over time
Intraday
5.29%
1 week
6.23%
1 month
-9.69%
1 year
-22.39%
YTD
-30.84%
QTD
-7.06%
Financial performance
How have First Internet Bancorp's revenue and profit performed over time
Revenue
$117.65M
Gross profit
$117.65M
Operating income
$27.54M
Net income
$25.28M
Gross margin
100%
Net margin
21.5%
The net margin has soared by 115% YoY and by 6% from the previous quarter
First Internet Bancorp's gross profit has increased by 39% YoY and by 8% QoQ
First Internet Bancorp's revenue has increased by 39% YoY and by 8% from the previous quarter
First Internet Bancorp's operating income has increased by 21% from the previous quarter
Growth
What is First Internet Bancorp's growth rate over time
Valuation
What is First Internet Bancorp stock price valuation
P/E
8.55
P/B
0.56
P/S
1.84
EV/EBIT
5.45
EV/EBITDA
4.17
EV/Sales
1.28
INBK's price to earnings (P/E) is 43% lower than its last 4 quarters average of 14.2 and 23% lower than its 5-year quarterly average of 10.5
The company's EPS rose by 15% QoQ
The price to book (P/B) is 34% less than the last 4 quarters average of 0.8 and 24% less than the 5-year quarterly average of 0.7
The company's equity rose by 6% YoY
First Internet Bancorp's revenue has increased by 39% YoY and by 8% from the previous quarter
INBK's P/S is 35% below its last 4 quarters average of 2.7 and 33% below its 5-year quarterly average of 2.6
Efficiency
How efficient is First Internet Bancorp business performance
The ROE has soared by 179% YoY and by 14% from the previous quarter
The return on assets has surged by 150% year-on-year and by 25% since the previous quarter
First Internet Bancorp's return on invested capital has increased by 25% QoQ
The company's return on sales rose by 12% QoQ
Dividends
What is INBK's dividend history
DPS
$0.24
Dividend yield
0.96%
Payout ratio
8.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Internet Bancorp financials performed over time
First Internet Bancorp's total assets is 7% more than its total liabilities
The total liabilities has grown by 11% YoY
First Internet Bancorp's total assets has increased by 11% YoY
The debt is 4.2% more than the equity
First Internet Bancorp's debt to equity has decreased by 47% YoY and by 35% from the previous quarter
The debt has contracted by 44% YoY and by 35% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.