LSBK Lake Shore Bancorp PE ratio, current and historical analysis
As of Apr 1, 2025, the Lake Shore Bancorp stock's PE ratio is 18.0. This results from the current EPS of $0.88 and stock price of $15.84. The PE ratio has grown by 8% from the past four quarters average of 16.7.
LSBK PE ratio history
The PE ratio of Lake Shore Bancorp has averaged 20.38 over the last ten years. The current P/E ratio of 18.0 is 12% lower than the historical average. In the past ten years, LSBK's PE ratio peaked in the Mar 2017 quarter at 40.99, when the stock price was $15.58 and the EPS was $0.38. The lowest point was in the Mar 2023 quarter, when it reached 9.34 with a price of $10.09 and an EPS of $1.08.
Lake Shore Bancorp PE ratio by year
Maximum annual increase: 33.39% in 2014
Maximum annual decrease: -26.81% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 15.62 | 9.38% | $13.74 | $0.88 |
| 2023 | 14.28 | 14.79% | $11.71 | $0.82 |
| 2022 | 12.44 | -12.33% | $12.07 | $0.97 |
| 2021 | 14.19 | -15.94% | $14.9 | $1.05 |
| 2020 | 16.88 | -24.98% | $13 | $0.77 |
| 2019 | 22.5 | -1.4% | $15.3 | $0.68 |
| 2018 | 22.82 | -26.81% | $15.06 | $0.66 |
| 2017 | 31.18 | 11.16% | $17.15 | $0.55 |
| 2016 | 28.05 | 19.31% | $16.27 | $0.58 |
| 2015 | 23.51 | -4.62% | $13.4 | $0.57 |
| 2014 | 24.65 | 33.39% | $13.56 | $0.55 |
| 2013 | 18.48 | 14.93% | $12.2 | $0.66 |
| 2012 | 16.08 | 9.46% | $10.29 | $0.64 |
| 2011 | 14.69 | -15.67% | $9.55 | $0.65 |
| 2010 | 17.42 | -17.98% | $9.23 | $0.53 |
Lake Shore Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 15.62 | -15.48% | $13.74 | $0.88 |
| Sep 2024 | 18.48 | 12.27% | $13.49 | $0.73 |
| Jun 2024 | 16.46 | 0.73% | $12.51 | $0.76 |
| Mar 2024 | 16.34 | 14.43% | $11.6 | $0.71 |
| Dec 2023 | 14.28 | 26.48% | $11.71 | $0.82 |
| Sep 2023 | 11.29 | -2.5% | $10.16 | $0.9 |
| Jun 2023 | 11.58 | 23.98% | $10.77 | $0.93 |
| Mar 2023 | 9.34 | -24.92% | $10.09 | $1.08 |
| Dec 2022 | 12.44 | 1.97% | $12.07 | $0.97 |
| Sep 2022 | 12.2 | -6.73% | $13.18 | $1.08 |
| Jun 2022 | 13.08 | -16.95% | $14 | $1.07 |
| Mar 2022 | 15.75 | 10.99% | $14.96 | $0.95 |
| Dec 2021 | 14.19 | -8.69% | $14.9 | $1.05 |
| Sep 2021 | 15.54 | -8.21% | $14.92 | $0.96 |
| Jun 2021 | 16.93 | 6.14% | $14.9 | $0.88 |
LSBK average PE ratio chart
Currently, LSBK's PE ratio is higher than its 3 and 5-year historical averages, but it is lower than the 10-year average.
LSBK PE vs peers
In comparison to its peer SFBC, LSBK's PE ratio is lower, but it is higher than FMBH's and CAC's. Lake Shore Bancorp's PE ratio is trading above the peer group average of 12.53.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FUNC First United Corp | 9.43 | $192.32M |
| CIVB Civista Bancshares Inc | 9.76 | $303.71M |
| FMBH First Mid Bancshares Inc | 10.5 | $833.39M |
| HWBK Hawthorn Bancshares Inc | 10.64 | $193.95M |
| FCAP First Capital Inc. | 10.7 | $128.21M |
| ESSA ESSA Bancorp Inc | 10.82 | $191.21M |
| CAC Camden National Corp | 11.08 | $678.47M |
| CZNC Citizens & Northern Corp | 11.81 | $308.7M |
| EBTC Enterprise Bancorp Inc | 12.42 | $484.53M |
| LSBK Lake Shore Bancorp | 18 | $90.81M |
| SFBC Sound Financial Bancorp Inc | 27.98 | $129.97M |
Frequently asked questions
What is Lake Shore Bancorp's PE ratio?
The price to earnings ratio for LSBK stock is 18 as of Apr 1, 2025.
What is the 3-year average PE ratio for Lake Shore Bancorp (LSBK)?
The 3-year average price to earnings ratio for LSBK stock is 13.74.
What is the 5-year average PE ratio for Lake Shore Bancorp (LSBK)?
The 5-year average price to earnings ratio for LSBK stock is 14.75.
What is the highest PE ratio for LSBK?
The highest quarterly PE ratio in the last ten years has been 40.99 and it was in the Mar 2017 quarter.
How does the current PE ratio for LSBK compare to its historical average?
LSBK's price to earnings ratio is currently 12% below its 10-year historical average.
How is LSBK's PE ratio calculated (Lake Shore Bancorp PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Apr 1, 2025), Lake Shore Bancorp's stock price is $15.84. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $0.88. Therefore, Lake Shore Bancorp's PE ratio for today is 18. PE RATIO(18) = STOCK PRICE($15.84) / TTM EPS($0.88)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.