LSBK Lake Shore Bancorp PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: LSBK
- PE Ratio
As of Aug 8, 2025, the Lake Shore Bancorp stock's PE ratio is 14.3. This results from the current EPS of $0.88 and stock price of $12.58. The PE ratio has decreased by 17% from the past four quarters average of 17.1.
LSBK PE ratio history
The PE ratio of Lake Shore Bancorp has averaged 20.12 over the last ten years. The current P/E ratio of 14.3 is 29% lower than the historical average. In the past ten years, LSBK's PE ratio peaked in the Mar 2017 quarter at 40.99, when the stock price was $15.58 and the EPS was $0.38. The lowest point was in the Mar 2023 quarter, when it reached 9.34 with a price of $10.09 and an EPS of $1.08.
Lake Shore Bancorp PE ratio by year
Maximum annual increase: 33.39% in 2014
Maximum annual decrease: -26.81% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 15.62 | 9.38% | $13.74 | $0.88 |
| 2023 | 14.28 | 14.79% | $11.71 | $0.82 |
| 2022 | 12.44 | -12.33% | $12.07 | $0.97 |
| 2021 | 14.19 | -15.94% | $14.9 | $1.05 |
| 2020 | 16.88 | -24.98% | $13 | $0.77 |
| 2019 | 22.5 | -1.4% | $15.3 | $0.68 |
| 2018 | 22.82 | -26.81% | $15.06 | $0.66 |
| 2017 | 31.18 | 11.16% | $17.15 | $0.55 |
| 2016 | 28.05 | 19.31% | $16.27 | $0.58 |
| 2015 | 23.51 | -4.62% | $13.4 | $0.57 |
| 2014 | 24.65 | 33.39% | $13.56 | $0.55 |
| 2013 | 18.48 | 14.93% | $12.2 | $0.66 |
| 2012 | 16.08 | 9.46% | $10.29 | $0.64 |
| 2011 | 14.69 | -15.67% | $9.55 | $0.65 |
| 2010 | 17.42 | -17.98% | $9.23 | $0.53 |
Lake Shore Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 17.95 | 14.92% | $15.8 | $0.88 |
| Dec 2024 | 15.62 | -15.48% | $13.74 | $0.88 |
| Sep 2024 | 18.48 | 12.27% | $13.49 | $0.73 |
| Jun 2024 | 16.46 | 0.73% | $12.51 | $0.76 |
| Mar 2024 | 16.34 | 14.43% | $11.6 | $0.71 |
| Dec 2023 | 14.28 | 26.48% | $11.71 | $0.82 |
| Sep 2023 | 11.29 | -2.5% | $10.16 | $0.9 |
| Jun 2023 | 11.58 | 23.98% | $10.77 | $0.93 |
| Mar 2023 | 9.34 | -24.92% | $10.09 | $1.08 |
| Dec 2022 | 12.44 | 1.97% | $12.07 | $0.97 |
| Sep 2022 | 12.2 | -6.73% | $13.18 | $1.08 |
| Jun 2022 | 13.08 | -16.95% | $14 | $1.07 |
| Mar 2022 | 15.75 | 10.99% | $14.96 | $0.95 |
| Dec 2021 | 14.19 | -8.69% | $14.9 | $1.05 |
| Sep 2021 | 15.54 | -8.21% | $14.92 | $0.96 |
LSBK Price vs fair value
LSBK average PE ratio chart
Currently, LSBK's PE ratio is higher than its 3-year historical average, but it is lower than the 5 and 10-year averages.
LSBK PE vs peers
In comparison to its peer SFBC, LSBK's PE ratio is lower, but it is higher than FMBH's and CAC's. Lake Shore Bancorp's PE ratio is trading above the peer group average of 11.72.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CIVB Civista Bancshares Inc | 7.67 | $373.51M |
| FUNC First United Corp | 9.39 | $212.24M |
| FCAP First Capital Inc. | 9.71 | $119.55M |
| HWBK Hawthorn Bancshares Inc | 10.47 | $200.06M |
| FMBH First Mid Bancshares Inc | 10.56 | $894.62M |
| CZNC Citizens & Northern Corp | 10.68 | $289.59M |
| CAC Camden National Corp | 11.77 | $631.46M |
| LSBK Lake Shore Bancorp | 14.3 | $72.45M |
| SFBC Sound Financial Bancorp Inc | 23.5 | $118.19M |
Frequently asked questions
What is Lake Shore Bancorp's PE ratio?
The price to earnings ratio for LSBK stock is 14.3 as of Aug 8, 2025.
What is the 3-year average PE ratio for Lake Shore Bancorp (LSBK)?
The 3-year average price to earnings ratio for LSBK stock is 14.18.
What is the 5-year average PE ratio for Lake Shore Bancorp (LSBK)?
The 5-year average price to earnings ratio for LSBK stock is 14.84.
What is the highest PE ratio for LSBK?
The highest quarterly PE ratio in the last ten years has been 40.99 and it was in the Mar 2017 quarter.
How does the current PE ratio for LSBK compare to its historical average?
LSBK's price to earnings ratio is currently 29% below its 10-year historical average.
How is LSBK's PE ratio calculated (Lake Shore Bancorp PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Aug 8, 2025), Lake Shore Bancorp's stock price is $12.58. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $0.88. Therefore, Lake Shore Bancorp's PE ratio for today is 14.3. PE RATIO(14.3) = STOCK PRICE($12.58) / TTM EPS($0.88)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.