CIVB Civista Bancshares PE ratio, current and historical analysis

As at Mar 20, 2025, the CIVB stock has a price-to-earnings ratio of 9.77. This is based on the current EPS of $2.01 and the stock price of $19.64 per share. An increase of 17% has been recorded in the P/E ratio compared to the average of 8.3 of the last 4 quarters.

CIVB PE ratio history

How has CIVB's PE ratio performed in the past

The mean historical PE ratio of Civista Bancshares over the last ten years is 10.23. The current 9.77 PE ratio is 4.5% below the historical average. In the past ten years, CIVB's PE ratio was at its highest in the Sep 2018 quarter at 25.09, with a price of $24.09 and an EPS of $0.96. The Sep 2023 quarter recorded the bottom point at 5.34, with a price of $15.5 and an EPS of $2.9.

Today
9.72
Average
10.23
Median
9.06
Minimum
5.34
Maximum
25.09

Civista Bancshares PE ratio by year

Maximum annual increase: 55.11% in 2024

Maximum annual decrease: -28.54% in 2019

Year PE ratio PE change Price EPS
2024 10.47 55.11% $21.04 $2.01
2023 6.75 -20.31% $18.44 $2.73
2022 8.47 -8.73% $22.01 $2.6
2021 9.28 5.82% $24.4 $2.63
2020 8.77 -22.53% $17.53 $2
2019 11.32 -28.54% $24 $2.12
2018 15.84 6.59% $17.42 $1.1
2017 14.86 49.95% $22 $1.48
2016 9.91 10.48% $19.43 $1.96
2015 8.97 -13.58% $12.83 $1.43
2014 10.38 3.49% $10.28 $0.99
2013 10.03 8.9% $6.52 $0.65
2012 9.21 -17.69% $5.25 $0.57
2011 11.19 N/A $4.03 $0.36
2010 N/A N/A $3.98 -$0.32

Civista Bancshares PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 10.47 17.51% $21.04 $2.01
Sep 2024 8.91 22.56% $17.82 $2
Jun 2024 7.27 9.65% $15.49 $2.13
Mar 2024 6.63 -1.78% $15.38 $2.32
Dec 2023 6.75 26.4% $18.44 $2.73
Sep 2023 5.34 -9.18% $15.5 $2.9
Jun 2023 5.88 -0.68% $17.4 $2.96
Mar 2023 5.92 -30.11% $16.88 $2.85
Dec 2022 8.47 4.05% $22.01 $2.6
Sep 2022 8.14 -5.46% $20.76 $2.55
Jun 2022 8.61 -9.65% $21.26 $2.47
Mar 2022 9.53 2.69% $24.1 $2.53
Dec 2021 9.28 1.87% $24.4 $2.63
Sep 2021 9.11 -1.51% $23.23 $2.55
Jun 2021 9.25 -10.89% $22.1 $2.39

CIVB average PE ratio chart

What is the average PE ratio of CIVB for the past years

CIVB's current P/E ratio is above the 3 and 5-year historical averages, but it is lower than the 10-year average.

3-year avg
7.66
5-year avg
8.07
10-year avg
10.23
15-year avg
10.5

CIVB PE vs peers

What is CIVB's PE ratio compared to its peers

CIVB's PE ratio is lower than its peer stocks BANF and SRCE. Civista Bancshares's current PE ratio of 9.77 is below the average of its peers, which is 13.17.

Stock name PE ratio Market cap
CIVB Civista Bancshares Inc 9.72 $302.47M
UBCP United Bancorp Inc 10.27 $77.8M
SRCE 1St Source Corp 11.47 $1.51B
HTBK Heritage Commerce Corp 14.45 $586.17M
BANF Bancfirst Corp 16.75 $3.64B

Frequently asked questions

What is Civista Bancshares's PE ratio?

CIVB's price to earnings ratio is 9.77 as of Mar 20, 2025.

What is the 3-year average PE ratio for Civista Bancshares (CIVB)?

The 3-year average PE ratio for CIVB stock is 7.66.

What is the 5-year average PE ratio for Civista Bancshares (CIVB)?

The 5-year average PE ratio for CIVB stock is 8.07.

What is the highest PE ratio for CIVB?

Over the last ten years, the quarterly PE ratio reached a historic high of 25.09 in the Sep 2018 quarter.

How does the current PE ratio for CIVB compare to its historical average?

CIVB's current price to earnings ratio is 4.5% below its 10-year historical average.

Why is Civista Bancshares's PE ratio so low?

CIVB's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.

How is CIVB's PE ratio calculated (Civista Bancshares PE ratio formula)?

To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (Mar 20, 2025), Civista Bancshares's stock price is $19.64. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $2.01. Therefore, Civista Bancshares's P/E ratio for today is 9.77. PE RATIO(9.77) = STOCK PRICE($19.64) / TTM EPS($2.01)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.