HWBK
Hawthorn Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: HWBK
- PE Ratio
The price-to-earnings ratio for Hawthorn Bancshares stock stands at 10.91 as of Jun 22, 2026. This is calculated based on the current EPS of $3.5 and the stock price of $38.18 per share. An increase of 11% has been recorded in the PE ratio compared to the average of 9.8 of the past four quarters.
HWBK PE ratio history
Over the last ten years, the average PE ratio of Hawthorn Bancshares has been 19.05. The current 10.91 price-to-earnings ratio is 43% less than the historical average. In the past ten years, HWBK's PE ratio reached its highest point in the Dec 2023 quarter at 181.21, with a price of $25.37 and an EPS of $0.14. The Sep 2022 quarter saw the lowest point at 6.76, with a price of $21.02 and an EPS of $3.11.
Hawthorn Bancshares PE ratio by year
Maximum annual increase: 2,445.08% in 2023
Maximum annual decrease: -94.01% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.14 | -6.63% | $34.88 | $3.44 |
| 2024 | 10.86 | -94.01% | $28.35 | $2.61 |
| 2023 | 181.21 | 2,445.08% | $25.37 | $0.14 |
| 2022 | 7.12 | -6.44% | $20.93 | $2.94 |
| 2021 | 7.61 | -23.36% | $23.98 | $3.15 |
| 2020 | 9.93 | 0.2% | $19.47 | $1.96 |
| 2019 | 9.91 | -19.5% | $21.8 | $2.2 |
| 2018 | 12.31 | -66.8% | $17.98 | $1.46 |
| 2017 | 37.08 | 170.46% | $17.06 | $0.46 |
| 2016 | 13.71 | 37.51% | $13.99 | $1.02 |
| 2015 | 9.97 | 2.47% | $11.97 | $1.2 |
| 2014 | 9.73 | -30.45% | $10.41 | $1.07 |
| 2013 | 13.99 | -58.58% | $8.54 | $0.61 |
| 2012 | 33.78 | 3.15% | $5.07 | $0.15 |
| 2011 | 32.75 | N/A | $3.93 | $0.12 |
Hawthorn Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 9.63 | -5.03% | $33.69 | $3.5 |
| Dec 2025 | 10.14 | 4.54% | $34.88 | $3.44 |
| Sep 2025 | 9.7 | -1.12% | $31.04 | $3.2 |
| Jun 2025 | 9.81 | -4.48% | $29.14 | $2.97 |
| Mar 2025 | 10.27 | -5.43% | $28.23 | $2.75 |
| Dec 2024 | 10.86 | -60.95% | $28.35 | $2.61 |
| Sep 2024 | 27.81 | -15.73% | $25.03 | $0.9 |
| Jun 2024 | 33 | -51.54% | $19.8 | $0.6 |
| Mar 2024 | 68.1 | -62.42% | $20.43 | $0.3 |
| Dec 2023 | 181.21 | 1,973.34% | $25.37 | $0.14 |
| Sep 2023 | 8.74 | 7.11% | $16.25 | $1.86 |
| Jun 2023 | 8.16 | -9.93% | $17.95 | $2.2 |
| Mar 2023 | 9.06 | 27.25% | $22.48 | $2.48 |
| Dec 2022 | 7.12 | 5.33% | $20.93 | $2.94 |
| Sep 2022 | 6.76 | -11.17% | $21.02 | $3.11 |
HWBK Price vs fair value
HWBK average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
HWBK's current P/E ratio is lower than the 3, 5 and 10-year averages.
PE comparison
Hawthorn Bancshares's P/E of 10.91 is below the Financial Services sector, the industry and its peers average. Looking at its Financial Services sector average of 12.78, Hawthorn Bancshares's P/E is 15% lower.
HWBK PE vs peers
When compared to its peers UMBF and CBSH, HWBK's PE ratio is lower, but it is higher than LARK's. Hawthorn Bancshares's PE ratio is trading below the peer group average of 11.86.
| Stock name | PE ratio | Market cap |
|---|---|---|
| LARK Landmark Bancorp Inc | 9.55 | $182.93M |
| HWBK Hawthorn Bancshares Inc | 11.39 | $274.97M |
| QCRH Qcr Holdings Inc | 11.93 | $1.58B |
| GSBC Great Southern Bancorp Inc | 11.95 | $826.47M |
| EFSC Enterprise Financial Services Corp | 12.16 | $2.37B |
| UMBF Umb Financial Corp | 12.28 | $10.6B |
| WTBA West Bancorporation Inc | 12.38 | $436.43M |
| ATLO Ames National Corp | 12.75 | $273.25M |
| CBSH Commerce Bancshares Inc | 13.75 | $8.16B |
Frequently asked questions
What is Hawthorn Bancshares's PE ratio?
The price to earnings ratio for HWBK stock is 10.91 as of Jun 22, 2026.
What is the 3-year average PE ratio for Hawthorn Bancshares (HWBK)?
As an average over the last 3 years, HWBK stock has a PE ratio of 32.29.
What is the 5-year average PE ratio for Hawthorn Bancshares (HWBK)?
As an average over the last 5 years, HWBK stock has a PE ratio of 22.36.
What is the highest PE ratio for HWBK?
In the last ten years, the Dec 2023 quarter recorded the highest quarterly PE ratio at 181.21.
How does the current PE ratio for HWBK compare to its historical average?
The current price to earnings ratio of HWBK is 43% lower than the 10-year historical average.
How is HWBK's PE ratio calculated (Hawthorn Bancshares PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Jun 22, 2026), Hawthorn Bancshares's stock price is $38.18. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.5. Therefore, Hawthorn Bancshares's price to earnings ratio for today is 10.91. PE RATIO(10.91) = STOCK PRICE($38.18) / TTM EPS($3.5)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.