CAC
Camden National
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: CAC
- PE Ratio
As at Jun 23, 2026, the CAC stock has a PE ratio of 11.18. This is based on the current EPS of $4.72 and the stock price of $52.78 per share. The current PE ratio is comparable to the past four-quarter average.
CAC PE ratio history
The mean historical PE ratio of Camden National over the last ten years is 12.6. The current 11.18 PE ratio is 11% below the historical average. Over the past ten years, CAC's PE ratio was at its highest in the Dec 2017 quarter at 23.02, with a price of $42.13 and an EPS of $1.83. The Sep 2020 quarter recorded the bottom point at 8.08, with a price of $30.23 and an EPS of $3.74.
Camden National PE ratio by year
Maximum annual increase: 40.07% in 2015
Maximum annual decrease: -54.04% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 11.24 | -4.5% | $43.38 | $3.86 |
| 2024 | 11.77 | -6.81% | $42.74 | $3.63 |
| 2023 | 12.63 | 26.68% | $37.63 | $2.98 |
| 2022 | 9.97 | -4.32% | $41.69 | $4.18 |
| 2021 | 10.42 | 15.27% | $48.16 | $4.62 |
| 2020 | 9.04 | -27.39% | $35.78 | $3.96 |
| 2019 | 12.45 | 17.67% | $46.06 | $3.7 |
| 2018 | 10.58 | -54.04% | $35.97 | $3.4 |
| 2017 | 23.02 | 34.15% | $42.13 | $1.83 |
| 2016 | 17.16 | 1% | $44.45 | $2.59 |
| 2015 | 16.99 | 40.07% | $29.39 | $1.73 |
| 2014 | 12.13 | -13.48% | $26.56 | $2.19 |
| 2013 | 14.02 | 26.31% | $27.89 | $1.99 |
| 2012 | 11.1 | 15.99% | $22.65 | $2.04 |
| 2011 | 9.57 | -14.78% | $21.73 | $2.27 |
Camden National PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.05 | -10.59% | $47.45 | $4.72 |
| Dec 2025 | 11.24 | 2.55% | $43.38 | $3.86 |
| Sep 2025 | 10.96 | -14.38% | $38.59 | $3.52 |
| Jun 2025 | 12.8 | -0.39% | $40.58 | $3.17 |
| Mar 2025 | 12.85 | 9.18% | $40.47 | $3.15 |
| Dec 2024 | 11.77 | -8.26% | $42.74 | $3.63 |
| Sep 2024 | 12.83 | 16.21% | $41.32 | $3.22 |
| Jun 2024 | 11.04 | -0.54% | $33 | $2.99 |
| Mar 2024 | 11.1 | -12.11% | $33.52 | $3.02 |
| Dec 2023 | 12.63 | 54.02% | $37.63 | $2.98 |
| Sep 2023 | 8.2 | -0.97% | $28.22 | $3.44 |
| Jun 2023 | 8.28 | -10.58% | $30.97 | $3.74 |
| Mar 2023 | 9.26 | -7.12% | $36.19 | $3.91 |
| Dec 2022 | 9.97 | -0.8% | $41.69 | $4.18 |
| Sep 2022 | 10.05 | -2.99% | $42.6 | $4.24 |
CAC Price vs fair value
CAC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
CAC's current P/E ratio is above the 3 and 5-year historical averages, but it is below the 10-year average.
PE comparison
Camden National's P/E of 11.18 is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.95, Camden National's P/E is 14% lower.
CAC PE vs peers
Compared to its peers WBS and INDB, CAC's PE ratio stands lower, however it is higher than FNLC's. Camden National's PE ratio is trading below the peer group average of 13.43.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FNLC First Bancorp Inc | 10.35 | $381.8M |
| CAC Camden National Corp | 11.18 | $892.76M |
| WBS Webster Financial Corp | 12.4 | $12.3B |
| WASH Washington Trust Bancorp Inc | 12.95 | $679.12M |
| BHB Bar Harbor Bankshares | 15.11 | $624.98M |
| INDB Independent Bank Corp | 16.33 | $4.01B |
Frequently asked questions
What is Camden National's PE ratio?
CAC stock has a price to earnings ratio of 11.18 as of Jun 23, 2026.
What is the 3-year average PE ratio for Camden National (CAC)?
As an average over the last 3 years, CAC stock has a PE ratio of 11.15.
What is the 5-year average PE ratio for Camden National (CAC)?
As an average over the last 5 years, CAC stock has a PE ratio of 10.72.
What is the highest PE ratio for CAC?
In the last ten years, the Dec 2017 quarter recorded the highest quarterly PE ratio at 23.02.
How does the current PE ratio for CAC compare to its historical average?
CAC's current price to earnings ratio is 11% below its 10-year historical average.
How is CAC's PE ratio calculated (Camden National PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 23, 2026), Camden National's stock price is $52.78. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $4.72. Therefore, Camden National's P/E ratio for today is 11.18. PE RATIO(11.18) = STOCK PRICE($52.78) / TTM EPS($4.72)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.