LSBK Lake Shore Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: LSBK

Price (delayed)

$15.685

Market cap

$123.33M

P/E Ratio

13.18

Dividend/share

$4.53

EPS

$1.19

Enterprise value

$64.08M

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Relative Growth: Rel. Growth: 85
Relative Strength: Rel. Strength: 51
Relative Valuation: Rel. Valuation: 87
Relative Profitability: Rel. Profitability: 85

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services. It accepts various deposit products, such as ...

Highlights
Lake Shore Bancorp's EPS has surged by 70% YoY and by 23% QoQ
Lake Shore Bancorp's net income has soared by 64% YoY and by 12% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.lakeshoresavings.com
Peers: CAC CIVB CZNC FMBH

Key stats

What are the main financial stats of LSBK

LSBK stock price

How has the Lake Shore Bancorp stock price performed over time
Intraday
-0.1%
1 week
0.54%
1 month
-1.26%
1 year
-0.16%
YTD
6.99%
QTD
3.33%

Financial performance

How have Lake Shore Bancorp's revenue and profit performed over time
Revenue
$29.35M
Gross profit
$29.35M
Operating income
$9.84M
Net income
$8.14M
Gross margin
100%
Net margin
27.7%
LSBK's operating income has surged by 66% year-on-year and by 12% since the previous quarter
Lake Shore Bancorp's net income has soared by 64% YoY and by 12% from the previous quarter
LSBK's operating margin is up by 46% YoY and by 7% from the previous quarter
Lake Shore Bancorp's net margin has increased by 44% YoY and by 7% from the previous quarter

Price vs fundamentals

How does LSBK's price correlate with its fundamentals

Growth

What is Lake Shore Bancorp's growth rate over time

Valuation

What is Lake Shore Bancorp stock price valuation
LSBK P/E details
P/E
13.18
P/B
0.86
P/S
4.19
EV/EBIT
6.51
EV/EBITDA
6.14
EV/Sales
2.18
Lake Shore Bancorp's EPS has surged by 70% YoY and by 23% QoQ
The P/E is 11% lower than the 5-year quarterly average of 14.9 and 3.7% lower than the last 4 quarters average of 13.7
LSBK's equity has surged by 57% year-on-year
LSBK's P/B is 8% above its last 4 quarters average of 0.8 but 4.4% below its 5-year quarterly average of 0.9
The stock's price to sales (P/S) is 40% more than its 5-year quarterly average of 3.0 and 16% more than its last 4 quarters average of 3.6
Lake Shore Bancorp's revenue has increased by 14% YoY and by 4.8% QoQ

Efficiency

How efficient is Lake Shore Bancorp business performance
The ROIC has soared by 67% YoY and by 15% QoQ
Lake Shore Bancorp's ROA has soared by 57% YoY and by 10% from the previous quarter
Lake Shore Bancorp's return on sales has increased by 46% YoY and by 7% QoQ
LSBK's return on equity is up by 13% year-on-year

Dividends

What is LSBK's dividend history
Dividend details
DPS
$4.53
Dividend yield
28.9%
Payout ratio
380.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Lake Shore Bancorp financials performed over time
The total assets is 25% more than the total liabilities
The total assets has grown by 4.8% YoY
LSBK's total liabilities is down by 3.1% YoY
Lake Shore Bancorp's debt is 98% less than its equity
Lake Shore Bancorp's debt to equity has plunged by 71% YoY
Lake Shore Bancorp's debt has plunged by 63% YoY and by 23% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.