LSBK Lake Shore Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: LSBK

Price (delayed)

$17.16

Market cap

$134.77M

P/E Ratio

15.05

Dividend/share

$0.36

EPS

$1.14

Enterprise value

$65.69M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 81
Highlights
LSBK's equity has surged by 56% year-on-year
Lake Shore Bancorp's EPS has surged by 50% YoY and by 3.6% QoQ
Lake Shore Bancorp's debt has decreased by 38% YoY but it has increased by 34% from the previous quarter
The P/E is 2.4% higher than the last 4 quarters average of 14.7
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.lakeshoresavings.com
Peers: CAC CIVB CZNC FMBH

Key stats

What are the main financial stats of LSBK

LSBK stock price

How has the Lake Shore Bancorp stock price performed over time
Intraday
-0.23%
1 week
0.65%
1 month
0.94%
1 year
34.8%
YTD
17.05%
QTD
-3.65%

Financial performance

How have Lake Shore Bancorp's revenue and profit performed over time
Revenue
$29.95M
Gross profit
$29.95M
Operating income
$10.19M
Net income
$8.39M
Gross margin
100%
Net margin
28%
LSBK's operating income is up by 48% year-on-year and by 3.6% since the previous quarter
Lake Shore Bancorp's net income has increased by 45% YoY and by 3.1% from the previous quarter
LSBK's operating margin is up by 31% YoY
Lake Shore Bancorp's net margin has increased by 28% YoY

Price vs fundamentals

How does LSBK's price correlate with its fundamentals

Growth

What is Lake Shore Bancorp's growth rate over time

Valuation

What is Lake Shore Bancorp stock price valuation
LSBK P/E details
P/E
15.05
P/B
0.93
P/S
4.5
EV/EBIT
6.44
EV/EBITDA
6.1
EV/Sales
2.19
Lake Shore Bancorp's EPS has surged by 50% YoY and by 3.6% QoQ
The P/E is 2.4% higher than the last 4 quarters average of 14.7
LSBK's equity has surged by 56% year-on-year
LSBK's P/B is 16% above its last 4 quarters average of 0.8 and 3.3% above its 5-year quarterly average of 0.9
The stock's price to sales (P/S) is 45% more than its 5-year quarterly average of 3.1 and 10% more than its last 4 quarters average of 4.1
Lake Shore Bancorp's revenue has increased by 13% YoY and by 2% QoQ

Efficiency

How efficient is Lake Shore Bancorp business performance
The ROIC has soared by 50% YoY
Lake Shore Bancorp's ROA has increased by 38% YoY
Lake Shore Bancorp's return on sales has increased by 31% YoY
LSBK's return on equity is down by 8% year-on-year and by 6% since the previous quarter

Dividends

What is LSBK's dividend history
Dividend details
DPS
$0.36
Dividend yield
2.1%
Payout ratio
31.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Lake Shore Bancorp financials performed over time
The total assets is 24% more than the total liabilities
LSBK's total liabilities is down by 8% YoY but it is up by 2.1% from the previous quarter
The total assets has grown by 2% from the previous quarter
Lake Shore Bancorp's debt is 98% less than its equity
Lake Shore Bancorp's debt to equity has plunged by 60% YoY
LSBK's equity has surged by 56% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.