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HTBK Heritage Commerce Corp

Price (delayed)

$9.65

Market cap

$591.49M

P/E Ratio

12.06

Dividend/share

$0.52

EPS

$0.8

Enterprise value

-$17.19M

Heritage Commerce Corp, a California corporation organized in 1998, is a bank holding company registered under the Bank Holding Company Act of 1956, as amended. The Company provides a wide ...

Highlights
The company's equity rose by 3.9% YoY
HTBK's net income is down by 35% year-on-year and by 13% since the previous quarter
The EPS has declined by 34% year-on-year and by 13% since the previous quarter

Key stats

What are the main financial stats of HTBK
Market
Shares outstanding
61.29M
Market cap
$591.49M
Enterprise value
-$17.19M
Valuations
Price to book (P/B)
0.87
Price to sales (P/S)
3.39
EV/EBIT
-0.25
EV/EBITDA
-0.24
EV/Sales
-0.1
Earnings
Revenue
$174.59M
EBIT
$68.2M
EBITDA
$71.71M
Free cash flow
$27.8M
Per share
EPS
$0.8
Free cash flow per share
$0.45
Book value per share
$11.09
Revenue per share
$2.85
TBVPS
$83.06
Balance sheet
Total assets
$5.26B
Total liabilities
$4.58B
Debt
$39.58M
Equity
$679.2M
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.49
Margins
EBITDA margin
41.1%
Gross margin
100%
Net margin
27.8%
Operating margin
39.1%
Efficiency
Return on assets
0.9%
Return on equity
7.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39.1%
Dividend
Dividend yield
5.39%
DPS
$0.52
Payout ratio
65%

HTBK stock price

How has the Heritage Commerce stock price performed over time
Intraday
-0.62%
1 week
1.47%
1 month
-0.52%
1 year
17.68%
YTD
-2.72%
QTD
-2.33%

Financial performance

How have Heritage Commerce's revenue and profit performed over time
Revenue
$174.59M
Gross profit
$174.59M
Operating income
$68.2M
Net income
$48.52M
Gross margin
100%
Net margin
27.8%
HTBK's operating income is down by 35% year-on-year and by 13% since the previous quarter
HTBK's net income is down by 35% year-on-year and by 13% since the previous quarter
HTBK's operating margin is down by 24% YoY and by 9% from the previous quarter
Heritage Commerce's net margin has decreased by 24% YoY and by 9% QoQ

Growth

What is Heritage Commerce's growth rate over time

Valuation

What is Heritage Commerce stock price valuation
P/E
12.06
P/B
0.87
P/S
3.39
EV/EBIT
-0.25
EV/EBITDA
-0.24
EV/Sales
-0.1
The EPS has declined by 34% year-on-year and by 13% since the previous quarter
HTBK's P/E is 31% above its last 4 quarters average of 9.2
HTBK's P/B is 13% lower than its 5-year quarterly average of 1.0 but 9% higher than its last 4 quarters average of 0.8
The company's equity rose by 3.9% YoY
The stock's price to sales (P/S) is 17% more than its last 4 quarters average of 2.9 but 8% less than its 5-year quarterly average of 3.7
The revenue has declined by 14% year-on-year and by 3.8% since the previous quarter

Efficiency

How efficient is Heritage Commerce business performance
HTBK's return on equity is down by 38% year-on-year and by 14% since the previous quarter
The ROA has decreased by 36% YoY and by 18% QoQ
The ROIC has decreased by 32% YoY and by 12% from the previous quarter
The return on sales has declined by 24% year-on-year and by 9% since the previous quarter

Dividends

What is HTBK's dividend history
DPS
$0.52
Dividend yield
5.39%
Payout ratio
65%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Heritage Commerce financials performed over time
The total assets is 15% greater than the total liabilities
Heritage Commerce's debt is 94% lower than its equity
The company's equity rose by 3.9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.