HTBK Heritage Commerce Corp
Price (delayed)
$10.5
Market cap
$643.69M
P/E Ratio
14.79
Dividend/share
$0.52
EPS
$0.71
Enterprise value
-$273.01M
Heritage Commerce Corp, a California corporation organized in 1998, is a bank holding company registered under the Bank Holding Company Act of 1956, as amended. The Company provides a wide
Highlights
The company's equity rose by 3.5% YoY
The EPS has declined by 40% year-on-year and by 11% since the previous quarter
HTBK's net income is down by 40% year-on-year and by 11% since the previous quarter
Key stats
What are the main financial stats of HTBK
Market
Valuations
Earnings
Shares outstanding
61.3M
Market cap
$643.69M
Enterprise value
-$273.01M
Price to earnings (P/E)
14.79
Price to book (P/B)
0.94
Price to sales (P/S)
3.8
EV/EBIT
-4.52
EV/EBITDA
-4.27
EV/Sales
-1.61
Revenue
$169.17M
Gross profit
$169.17M
Operating income
$60.4M
Net income
$43.24M
EBIT
$60.4M
EBITDA
$63.93M
Free cash flow
$16.62M
Per share
Balance sheet
Liquidity
EPS
$0.71
EPS diluted
$0.71
Free cash flow per share
$0.27
Book value per share
$11.18
Revenue per share
$2.76
TBVPS
$87.72
Total assets
$5.55B
Total liabilities
$4.87B
Debt
$39.62M
Equity
$685.35M
Working capital
N/A
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-14.34
Margins
Efficiency
Dividend
EBITDA margin
37.8%
Gross margin
100%
Net margin
25.6%
Operating margin
35.7%
Return on assets
0.8%
Return on equity
6.4%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
35.7%
Dividend yield
4.95%
DPS
$0.52
Payout ratio
73.2%
HTBK stock price
How has the Heritage Commerce stock price performed over time
Intraday
-2.33%
1 week
-1.41%
1 month
13.15%
1 year
26.96%
YTD
11.94%
QTD
11.94%
Financial performance
How have Heritage Commerce's revenue and profit performed over time
Revenue
$169.17M
Gross profit
$169.17M
Operating income
$60.4M
Net income
$43.24M
Gross margin
100%
Net margin
25.6%
HTBK's operating income is down by 40% year-on-year and by 11% since the previous quarter
HTBK's net income is down by 40% year-on-year and by 11% since the previous quarter
HTBK's operating margin is down by 29% YoY and by 9% from the previous quarter
Heritage Commerce's net margin has decreased by 28% YoY and by 8% QoQ
Growth
What is Heritage Commerce's growth rate over time
Valuation
What is Heritage Commerce stock price valuation
P/E
14.79
P/B
0.94
P/S
3.8
EV/EBIT
-4.52
EV/EBITDA
-4.27
EV/Sales
-1.61
The EPS has declined by 40% year-on-year and by 11% since the previous quarter
HTBK's P/E is 36% above its last 4 quarters average of 10.9 and 21% above its 5-year quarterly average of 12.2
HTBK's P/B is 18% higher than its last 4 quarters average of 0.8 but 6% lower than its 5-year quarterly average of 1.0
The company's equity rose by 3.5% YoY
The stock's price to sales (P/S) is 19% more than its last 4 quarters average of 3.2 and 6% more than its 5-year quarterly average of 3.6
The revenue has declined by 16% year-on-year and by 3.1% since the previous quarter
Efficiency
How efficient is Heritage Commerce business performance
HTBK's return on equity is down by 42% year-on-year and by 11% since the previous quarter
The ROA has decreased by 38% YoY and by 11% QoQ
The ROIC has decreased by 38% YoY and by 13% from the previous quarter
The return on sales has declined by 29% year-on-year and by 9% since the previous quarter
Dividends
What is HTBK's dividend history
DPS
$0.52
Dividend yield
4.95%
Payout ratio
73.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Heritage Commerce financials performed over time
The total assets is 14% greater than the total liabilities
HTBK's total liabilities is up by 6% from the previous quarter and by 2.6% YoY
The total assets is up by 5% since the previous quarter and by 2.7% year-on-year
Heritage Commerce's debt is 94% lower than its equity
The company's equity rose by 3.5% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.