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Price (delayed)
$9.69
Market cap
$593.94M
P/E Ratio
12.11
Dividend/share
$0.52
EPS
$0.8
Enterprise value
-$14.74M
Heritage Commerce Corp, a California corporation organized in 1998, is a bank holding company registered under the Bank Holding Company Act of 1956, as amended. The Company provides a wide
Highlights
The company's equity rose by 3.9% YoY
HTBK's net income is down by 35% year-on-year and by 13% since the previous quarter
The EPS has declined by 34% year-on-year and by 13% since the previous quarter
Key stats
What are the main financial stats of HTBK
Market
Valuations
Earnings
Shares outstanding
61.29M
Market cap
$593.94M
Enterprise value
-$14.74M
Price to earnings (P/E)
12.11
Price to book (P/B)
0.87
Price to sales (P/S)
3.4
EV/EBIT
-0.22
EV/EBITDA
-0.21
EV/Sales
-0.08
Revenue
$174.59M
EBIT
$68.2M
EBITDA
$71.71M
Free cash flow
$27.8M
Per share
Balance sheet
Liquidity
EPS
$0.8
Free cash flow per share
$0.45
Book value per share
$11.09
Revenue per share
$2.85
TBVPS
$83.06
Total assets
$5.26B
Total liabilities
$4.58B
Debt
$39.58M
Equity
$679.2M
Working capital
N/A
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.49
Margins
Efficiency
Dividend
EBITDA margin
41.1%
Gross margin
100%
Net margin
27.8%
Operating margin
39.1%
Return on assets
0.9%
Return on equity
7.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39.1%
Dividend yield
5.37%
DPS
$0.52
Payout ratio
65%
HTBK stock price
How has the Heritage Commerce stock price performed over time
Intraday
-0.21%
1 week
-3.1%
1 month
-2.81%
1 year
20.82%
YTD
-2.32%
QTD
-1.92%
Financial performance
How have Heritage Commerce's revenue and profit performed over time
Revenue
$174.59M
Gross profit
$174.59M
Operating income
$68.2M
Net income
$48.52M
Gross margin
100%
Net margin
27.8%
HTBK's operating income is down by 35% year-on-year and by 13% since the previous quarter
HTBK's net income is down by 35% year-on-year and by 13% since the previous quarter
HTBK's operating margin is down by 24% YoY and by 9% from the previous quarter
Heritage Commerce's net margin has decreased by 24% YoY and by 9% QoQ
Growth
What is Heritage Commerce's growth rate over time
Valuation
What is Heritage Commerce stock price valuation
P/E
12.11
P/B
0.87
P/S
3.4
EV/EBIT
-0.22
EV/EBITDA
-0.21
EV/Sales
-0.08
The EPS has declined by 34% year-on-year and by 13% since the previous quarter
HTBK's P/E is 32% above its last 4 quarters average of 9.2
HTBK's P/B is 13% lower than its 5-year quarterly average of 1.0 but 9% higher than its last 4 quarters average of 0.8
The company's equity rose by 3.9% YoY
The stock's price to sales (P/S) is 17% more than its last 4 quarters average of 2.9 but 8% less than its 5-year quarterly average of 3.7
The revenue has declined by 14% year-on-year and by 3.8% since the previous quarter
Efficiency
How efficient is Heritage Commerce business performance
HTBK's return on equity is down by 38% year-on-year and by 14% since the previous quarter
The ROA has decreased by 36% YoY and by 18% QoQ
The ROIC has decreased by 32% YoY and by 12% from the previous quarter
The return on sales has declined by 24% year-on-year and by 9% since the previous quarter
Dividends
What is HTBK's dividend history
DPS
$0.52
Dividend yield
5.37%
Payout ratio
65%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Heritage Commerce financials performed over time
The total assets is 15% greater than the total liabilities
Heritage Commerce's debt is 94% lower than its equity
The company's equity rose by 3.9% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.