CATY Cathay General Bancorp
Price (delayed)
$47.18
Market cap
$3.36B
P/E Ratio
11.85
Dividend/share
$1.36
EPS
$3.98
Enterprise value
$2.26B
Cathay General Bancorp is the holding company for Cathay Bank, a California state-chartered bank. Founded in 1962, Cathay Bank offers a wide range of financial services. Cathay Bank currently operates
Highlights
The company's equity rose by 7% YoY
CATY's debt is down by 32% since the previous quarter but it is up by 17% year-on-year
The stock's price to earnings (P/E) is 29% more than its 5-year quarterly average of 9.2 and 27% more than its last 4 quarters average of 9.3
CATY's net income is down by 22% year-on-year and by 4.9% since the previous quarter
Key stats
What are the main financial stats of CATY
Market
Valuations
Earnings
Shares outstanding
71.2M
Market cap
$3.36B
Enterprise value
$2.26B
Price to earnings (P/E)
11.85
Price to book (P/B)
1.2
Price to sales (P/S)
4.68
EV/EBIT
6.99
EV/EBITDA
6.63
EV/Sales
3.13
Revenue
$723.75M
Gross profit
$723.75M
Operating income
$323.79M
Net income
$288.3M
EBIT
$323.79M
EBITDA
$341.01M
Free cash flow
$303.73M
Per share
Balance sheet
Liquidity
EPS
$3.98
EPS diluted
$3.97
Free cash flow per share
$4.23
Book value per share
$39.22
Revenue per share
$10.08
TBVPS
$318.93
Total assets
$23.27B
Total liabilities
$20.44B
Debt
$241.87M
Equity
$2.83B
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.22
Margins
Efficiency
Dividend
EBITDA margin
47.1%
Gross margin
100%
Net margin
39.8%
Operating margin
44.7%
Return on assets
1.2%
Return on equity
10.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
44.7%
Dividend yield
2.88%
DPS
$1.36
Payout ratio
34.2%
CATY stock price
How has the Cathay General Bancorp stock price performed over time
Intraday
1.33%
1 week
-0.25%
1 month
-0.76%
1 year
17.69%
YTD
-0.9%
QTD
-0.9%
Financial performance
How have Cathay General Bancorp's revenue and profit performed over time
Revenue
$723.75M
Gross profit
$723.75M
Operating income
$323.79M
Net income
$288.3M
Gross margin
100%
Net margin
39.8%
The operating income has contracted by 27% YoY and by 4.2% from the previous quarter
CATY's net income is down by 22% year-on-year and by 4.9% since the previous quarter
Cathay General Bancorp's operating margin has decreased by 20% YoY and by 2.8% from the previous quarter
CATY's net margin is down by 15% year-on-year and by 3.4% since the previous quarter
Growth
What is Cathay General Bancorp's growth rate over time
Valuation
What is Cathay General Bancorp stock price valuation
P/E
11.85
P/B
1.2
P/S
4.68
EV/EBIT
6.99
EV/EBITDA
6.63
EV/Sales
3.13
The stock's price to earnings (P/E) is 29% more than its 5-year quarterly average of 9.2 and 27% more than its last 4 quarters average of 9.3
The EPS fell by 22% YoY and by 4.8% QoQ
The stock's price to book (P/B) is 9% more than its 5-year quarterly average of 1.1 and 9% more than its last 4 quarters average of 1.1
The company's equity rose by 7% YoY
The P/S is 20% above the last 4 quarters average of 3.9 and 14% above the 5-year quarterly average of 4.1
CATY's revenue is down by 9% year-on-year
Efficiency
How efficient is Cathay General Bancorp business performance
CATY's return on invested capital is down by 29% year-on-year
CATY's return on equity is down by 28% year-on-year and by 6% since the previous quarter
CATY's return on assets is down by 25% year-on-year and by 8% since the previous quarter
The ROS fell by 20% YoY and by 2.8% QoQ
Dividends
What is CATY's dividend history
DPS
$1.36
Dividend yield
2.88%
Payout ratio
34.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cathay General Bancorp financials performed over time
Cathay General Bancorp's total assets is 14% more than its total liabilities
CATY's debt is 91% smaller than its equity
CATY's debt is down by 32% since the previous quarter but it is up by 17% year-on-year
The debt to equity has declined by 31% since the previous quarter but it rose by 13% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.