CATY Cathay General Bancorp

Price (delayed)

$36.05

Market cap

$2.62B

P/E Ratio

7.92

Dividend/share

$1.36

EPS

$4.55

Enterprise value

$1.9B

Cathay General Bancorp is the holding company for Cathay Bank, a California state-chartered bank. Founded in 1962, Cathay Bank offers a wide range of financial services. Cathay Bank currently operates ...

Highlights
CATY's debt is down by 36% since the previous quarter and by 16% year-on-year
The company's equity rose by 9% YoY
The stock's price to earnings (P/E) is 16% less than its 5-year quarterly average of 9.4 but 4.2% more than its last 4 quarters average of 7.6
CATY's net income is down by 14% year-on-year and by 7% since the previous quarter
The EPS fell by 12% YoY and by 7% QoQ

Key stats

What are the main financial stats of CATY
Market
Shares outstanding
72.81M
Market cap
$2.62B
Enterprise value
$1.9B
Valuations
Price to book (P/B)
0.94
Price to sales (P/S)
3.45
EV/EBIT
5.17
EV/EBITDA
4.92
EV/Sales
2.51
Earnings
Revenue
$758.76M
EBIT
$368.23M
EBITDA
$386.24M
Free cash flow
$347.72M
Per share
EPS
$4.55
Free cash flow per share
$4.78
Book value per share
$38.23
Revenue per share
$10.44
TBVPS
$316.83
Balance sheet
Total assets
$23.4B
Total liabilities
$20.63B
Debt
$453.09M
Equity
$2.78B
Working capital
N/A
Liquidity
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.87
Margins
EBITDA margin
50.9%
Gross margin
100%
Net margin
43.4%
Operating margin
48.5%
Efficiency
Return on assets
1.4%
Return on equity
12.3%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
48.5%
Dividend
Dividend yield
3.77%
DPS
$1.36
Payout ratio
29.9%

CATY stock price

How has the Cathay General Bancorp stock price performed over time
Intraday
-0.8%
1 week
2.41%
1 month
-3.3%
1 year
10.38%
YTD
-19.12%
QTD
-4.71%

Financial performance

How have Cathay General Bancorp's revenue and profit performed over time
Revenue
$758.76M
Gross profit
$758.76M
Operating income
$368.23M
Net income
$329.55M
Gross margin
100%
Net margin
43.4%
The operating income has contracted by 25% YoY and by 9% from the previous quarter
Cathay General Bancorp's operating margin has decreased by 20% YoY and by 6% from the previous quarter
CATY's net income is down by 14% year-on-year and by 7% since the previous quarter
CATY's net margin is down by 9% year-on-year and by 4% since the previous quarter

Growth

What is Cathay General Bancorp's growth rate over time

Valuation

What is Cathay General Bancorp stock price valuation
P/E
7.92
P/B
0.94
P/S
3.45
EV/EBIT
5.17
EV/EBITDA
4.92
EV/Sales
2.51
The stock's price to earnings (P/E) is 16% less than its 5-year quarterly average of 9.4 but 4.2% more than its last 4 quarters average of 7.6
The EPS fell by 12% YoY and by 7% QoQ
The stock's price to book (P/B) is 15% less than its 5-year quarterly average of 1.1 and 6% less than its last 4 quarters average of 1.0
The company's equity rose by 9% YoY
The P/S is 18% below the 5-year quarterly average of 4.2
CATY's revenue is down by 6% year-on-year and by 3.2% since the previous quarter

Efficiency

How efficient is Cathay General Bancorp business performance
CATY's return on invested capital is down by 29% year-on-year and by 6% since the previous quarter
CATY's return on assets is down by 22% year-on-year and by 13% since the previous quarter
CATY's return on equity is down by 21% year-on-year and by 9% since the previous quarter
The ROS fell by 20% YoY and by 6% QoQ

Dividends

What is CATY's dividend history
DPS
$1.36
Dividend yield
3.77%
Payout ratio
29.9%
Recent dividends

Financial health

How did Cathay General Bancorp financials performed over time
Cathay General Bancorp's total assets is 13% more than its total liabilities
Cathay General Bancorp's total liabilities has increased by 6% YoY
Cathay General Bancorp's total assets has increased by 6% YoY
CATY's debt is 84% smaller than its equity
The debt to equity has declined by 38% since the previous quarter and by 24% year-on-year
CATY's debt is down by 36% since the previous quarter and by 16% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.