CVBF Cvb Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CVBF

Price (delayed)

$16.51

Market cap

$2.3B

P/E Ratio

10.38

Dividend/share

$0.8

EPS

$1.59

Enterprise value

$4.35B

CVB Financial Corp. (“CVBF”) is the holding company for Citizens Business Bank. CVBF is one of the 10 largest bank holding companies headquartered in California with over $13 billion in ...

Highlights
The equity has grown by 7% year-on-year and by 6% since the previous quarter
The P/E is 24% below the 5-year quarterly average of 13.7 but 4.8% above the last 4 quarters average of 9.9
CVBF's debt has soared by 69% since the previous quarter and by 50% year-on-year
Cvb Financial's net income has decreased by 7% from the previous quarter and by 6% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.cbbank.com
Peers: BSRR SRCE PPBI TCBK

Key stats

What are the main financial stats of CVBF
Market
Shares outstanding
139.37M
Market cap
$2.3B
Enterprise value
$4.35B
Valuations
Price to earnings (P/E)
10.38
Price to book (P/B)
1.11
Price to sales (P/S)
4.22
EV/EBIT
13.8
EV/EBITDA
13.05
EV/Sales
7.98
Earnings
Revenue
$545.32M
EBIT
$315.43M
EBITDA
$333.6M
Free cash flow
$291.11M
Per share
EPS
$1.59
Free cash flow per share
$2.09
Book value per share
$14.91
Revenue per share
$3.91
TBVPS
$109.37
Balance sheet
Total assets
$16.02B
Total liabilities
$13.94B
Debt
$2.34B
Equity
$2.08B
Working capital
N/A
Liquidity
Debt to equity
1.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.15
Margins
EBITDA margin
61.2%
Gross margin
100%
Net margin
40.6%
Operating margin
57.8%
Efficiency
Return on assets
1.4%
Return on equity
11%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
57.8%
Dividend
Dividend yield
4.85%
DPS
$0.8
Payout ratio
50.3%

CVBF stock price

How has the Cvb Financial stock price performed over time
Intraday
-3.39%
1 week
3.32%
1 month
-3.11%
1 year
13.39%
YTD
-18.23%
QTD
-7.46%

Financial performance

How have Cvb Financial's revenue and profit performed over time
Revenue
$545.32M
Gross profit
$545.32M
Operating income
$315.43M
Net income
$221.44M
Gross margin
100%
Net margin
40.6%
Cvb Financial's net income has decreased by 7% from the previous quarter and by 6% YoY
CVBF's net margin is down by 6% since the previous quarter and by 6% year-on-year
The operating income has declined by 5% since the previous quarter and by 3.9% year-on-year
Cvb Financial's operating margin has decreased by 4.5% QoQ and by 4.1% YoY

Growth

What is Cvb Financial's growth rate over time

Valuation

What is Cvb Financial stock price valuation
CVBF P/E details
P/E
10.38
P/B
1.11
P/S
4.22
EV/EBIT
13.8
EV/EBITDA
13.05
EV/Sales
7.98
The P/E is 24% below the 5-year quarterly average of 13.7 but 4.8% above the last 4 quarters average of 9.9
CVBF's EPS is down by 7% since the previous quarter and by 4.8% year-on-year
The price to book (P/B) is 21% lower than the 5-year quarterly average of 1.4 and 8% lower than the last 4 quarters average of 1.2
The equity has grown by 7% year-on-year and by 6% since the previous quarter
The price to sales (P/S) is 26% less than the 5-year quarterly average of 5.7

Efficiency

How efficient is Cvb Financial business performance
The company's return on equity fell by 9% QoQ and by 8% YoY
The company's return on assets fell by 7% QoQ
The ROIC has contracted by 5% from the previous quarter and by 5% YoY
CVBF's return on sales is down by 4.5% since the previous quarter and by 4.1% year-on-year

Dividends

What is CVBF's dividend history
Dividend details
DPS
$0.8
Dividend yield
4.85%
Payout ratio
50.3%
Recent dividends

Financial health

How did Cvb Financial financials performed over time
Cvb Financial's total assets is 15% more than its total liabilities
Cvb Financial's total liabilities has decreased by 4% YoY
Cvb Financial's total assets has decreased by 2.8% YoY
CVBF's debt is 13% greater than its equity
CVBF's debt has soared by 69% since the previous quarter and by 50% year-on-year
The debt to equity has surged by 59% since the previous quarter and by 41% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.