CVBF Cvb Financial Corp
Price (delayed)
$18.55
Market cap
$2.59B
P/E Ratio
12.88
Dividend/share
$0.8
EPS
$1.44
Enterprise value
$3.15B
CVB Financial Corp. (“CVBF”) is the holding company for Citizens Business Bank. CVBF is one of the 10 largest bank holding companies headquartered in California with over $13 billion in
Highlights
CVBF's debt has dropped by 67% year-on-year and by 15% since the previous quarter
The equity has grown by 5% year-on-year
Cvb Financial's net income has decreased by 9% YoY
CVBF's EPS is down by 9% year-on-year
Key stats
What are the main financial stats of CVBF
Market
Valuations
Earnings
Shares outstanding
139.62M
Market cap
$2.59B
Enterprise value
$3.15B
Price to earnings (P/E)
12.88
Price to book (P/B)
1.19
Price to sales (P/S)
5.13
EV/EBIT
11.6
EV/EBITDA
10.98
EV/Sales
6.23
Revenue
$504.82M
Gross profit
$504.82M
Operating income
$271.24M
Net income
$200.72M
EBIT
$271.24M
EBITDA
$286.61M
Free cash flow
$244.63M
Per share
Balance sheet
Liquidity
EPS
$1.44
EPS diluted
$1.44
Free cash flow per share
$1.75
Book value per share
$15.65
Revenue per share
$3.61
TBVPS
$102.94
Total assets
$15.15B
Total liabilities
$12.97B
Debt
$761.89M
Equity
$2.19B
Working capital
N/A
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.94
Margins
Efficiency
Dividend
EBITDA margin
56.8%
Gross margin
100%
Net margin
39.8%
Operating margin
53.7%
Return on assets
1.3%
Return on equity
9.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
53.7%
Dividend yield
4.31%
DPS
$0.8
Payout ratio
55.6%
CVBF stock price
How has the Cvb Financial stock price performed over time
Intraday
-2.57%
1 week
-4.92%
1 month
-10.08%
1 year
5.1%
YTD
-13.36%
QTD
-13.36%
Financial performance
How have Cvb Financial's revenue and profit performed over time
Revenue
$504.82M
Gross profit
$504.82M
Operating income
$271.24M
Net income
$200.72M
Gross margin
100%
Net margin
39.8%
The operating income has declined by 14% year-on-year and by 2.4% since the previous quarter
Cvb Financial's net income has decreased by 9% YoY
Cvb Financial's operating margin has decreased by 7% YoY
Cvb Financial's revenue has decreased by 7% YoY and by 2.7% from the previous quarter
Growth
What is Cvb Financial's growth rate over time
Valuation
What is Cvb Financial stock price valuation
P/E
12.88
P/B
1.19
P/S
5.13
EV/EBIT
11.6
EV/EBITDA
10.98
EV/Sales
6.23
CVBF's EPS is down by 9% year-on-year
The P/E is 3.2% below the 5-year quarterly average of 13.3
The price to book (P/B) is 15% lower than the 5-year quarterly average of 1.4
The equity has grown by 5% year-on-year
The price to sales (P/S) is 7% less than the 5-year quarterly average of 5.5 but 2.6% more than the last 4 quarters average of 5.0
Cvb Financial's revenue has decreased by 7% YoY and by 2.7% from the previous quarter
Efficiency
How efficient is Cvb Financial business performance
The company's return on equity fell by 15% YoY
The ROIC has contracted by 11% YoY
The company's return on assets rose by 8% QoQ but it fell by 7% YoY
CVBF's return on sales is down by 7% year-on-year
Dividends
What is CVBF's dividend history
DPS
$0.8
Dividend yield
4.31%
Payout ratio
55.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cvb Financial financials performed over time
Cvb Financial's total assets is 17% more than its total liabilities
Cvb Financial's total liabilities has decreased by 7% YoY
Cvb Financial's total assets has decreased by 5% YoY
CVBF's debt is 65% smaller than its equity
The debt to equity has dropped by 69% year-on-year and by 15% since the previous quarter
CVBF's debt has dropped by 67% year-on-year and by 15% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.