Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only Get Premium

CVBF Cvb Financial Corp

Price (delayed)

$18.34

Market cap

$2.53B

P/E Ratio

12.48

Dividend/share

$0.8

EPS

$1.47

Enterprise value

$2.77B

CVB Financial Corp. (“CVBF”) is the holding company for Citizens Business Bank. CVBF is one of the 10 largest bank holding companies headquartered in California with over $13 billion in ...

Highlights
CVBF's debt has dropped by 66% year-on-year
The equity has grown by 7% year-on-year
CVBF's EPS is down by 3.3% year-on-year but it is up by 2.1% since the previous quarter
Cvb Financial's revenue has decreased by 5% YoY
The gross profit has contracted by 5% YoY

Key stats

What are the main financial stats of CVBF
Market
Shares outstanding
137.8M
Market cap
$2.53B
Enterprise value
$2.77B
Valuations
Price to earnings (P/E)
12.48
Price to book (P/B)
1.15
Price to sales (P/S)
5.05
EV/EBIT
10.11
EV/EBITDA
9.52
EV/Sales
5.47
Earnings
Revenue
$506.92M
Gross profit
$506.92M
Operating income
$273.96M
Net income
$203.22M
EBIT
$273.96M
EBITDA
$291.06M
Free cash flow
$208.52M
Per share
EPS
$1.47
EPS diluted
$1.46
Free cash flow per share
$1.49
Book value per share
$15.96
Revenue per share
$3.63
TBVPS
$103.73
Balance sheet
Total assets
$15.26B
Total liabilities
$13.03B
Debt
$776.16M
Equity
$2.23B
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.84
Margins
EBITDA margin
57.4%
Gross margin
100%
Net margin
40.1%
Operating margin
54%
Efficiency
Return on assets
1.3%
Return on equity
9.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
54%
Dividend
Dividend yield
4.36%
DPS
$0.8
Payout ratio
54.4%

CVBF stock price

How has the Cvb Financial stock price performed over time
Intraday
-1.08%
1 week
-4.28%
1 month
-7.28%
1 year
14.05%
YTD
-14.34%
QTD
-0.65%

Financial performance

How have Cvb Financial's revenue and profit performed over time
Revenue
$506.92M
Gross profit
$506.92M
Operating income
$273.96M
Net income
$203.22M
Gross margin
100%
Net margin
40.1%

CVBF financials

The operating income has declined by 9% year-on-year
Cvb Financial's revenue has decreased by 5% YoY
The gross profit has contracted by 5% YoY
Cvb Financial's net income has decreased by 3.6% YoY

Price vs fundamentals

How does CVBF's price correlate with its fundamentals

CVBF Price vs fundamentals

CVBF Earnings waterfall

CVBF Price vs fair value

Growth

What is Cvb Financial's growth rate over time

CVBF growth chart

Valuation

What is Cvb Financial stock price valuation
P/E
12.48
P/B
1.15
P/S
5.05
EV/EBIT
10.11
EV/EBITDA
9.52
EV/Sales
5.47

Valuation vs average

Price to earnings (P/E)

The P/E is 4.5% below the 5-year quarterly average of 13.2 and 2.2% below the last 4 quarters average of 12.9
CVBF's EPS is down by 3.3% year-on-year but it is up by 2.1% since the previous quarter

Price to book (P/B)

The price to book (P/B) is 17% lower than the 5-year quarterly average of 1.4 and 3.3% lower than the last 4 quarters average of 1.2
The equity has grown by 7% year-on-year

Price to sales (P/S)

The price to sales (P/S) is 7% less than the 5-year quarterly average of 5.5
Cvb Financial's revenue has decreased by 5% YoY

Efficiency

How efficient is Cvb Financial business performance
The company's return on equity fell by 11% YoY
The ROIC has grown by 6% from the previous quarter
CVBF's return on sales is down by 3.7% year-on-year

Dividends

What is CVBF's dividend history
DPS
$0.8
Dividend yield
4.36%
Payout ratio
54.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Cvb Financial financials performed over time

Assets vs liabilities

Cvb Financial's total assets is 17% more than its total liabilities
Cvb Financial's total liabilities has decreased by 9% YoY
Cvb Financial's total assets has decreased by 7% YoY

Debt vs equity

CVBF's debt is 65% smaller than its equity
The debt to equity has dropped by 68% year-on-year
CVBF's debt has dropped by 66% year-on-year

Balance sheet

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.