CVBF Cvb Financial Corp

Price (delayed)

$16.3

Market cap

$2.28B

P/E Ratio

10.72

Dividend/share

$0.8

EPS

$1.52

Enterprise value

$3.58B

CVB Financial Corp. (“CVBF”) is the holding company for Citizens Business Bank. CVBF is one of the 10 largest bank holding companies headquartered in California with over $13 billion in ...

Highlights
The equity has grown by 4.9% year-on-year
The P/E is 21% below the 5-year quarterly average of 13.6 but 3.1% above the last 4 quarters average of 10.4
CVBF's debt is up by 20% year-on-year but it is down by 3% since the previous quarter
Cvb Financial's net income has decreased by 15% YoY and by 4.8% from the previous quarter
CVBF's EPS is down by 14% year-on-year and by 4.4% since the previous quarter

Key stats

What are the main financial stats of CVBF
Market
Shares outstanding
139.64M
Market cap
$2.28B
Enterprise value
$3.58B
Valuations
Price to book (P/B)
1.09
Price to sales (P/S)
4.25
EV/EBIT
11.96
EV/EBITDA
11.33
EV/Sales
6.71
Earnings
Revenue
$534.46M
EBIT
$299.69M
EBITDA
$316.5M
Free cash flow
$298.64M
Per share
EPS
$1.52
Free cash flow per share
$2.14
Book value per share
$14.97
Revenue per share
$3.83
TBVPS
$112.56
Balance sheet
Total assets
$16.47B
Total liabilities
$14.38B
Debt
$2.27B
Equity
$2.09B
Working capital
N/A
Liquidity
Debt to equity
1.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.13
Margins
EBITDA margin
59.2%
Gross margin
100%
Net margin
39.4%
Operating margin
56.1%
Efficiency
Return on assets
1.3%
Return on equity
10.4%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
56.1%
Dividend
Dividend yield
4.91%
DPS
$0.8
Payout ratio
52.6%

CVBF stock price

How has the Cvb Financial stock price performed over time
Intraday
0.18%
1 week
-6.48%
1 month
-4.62%
1 year
31.77%
YTD
-19.27%
QTD
-8.63%

Financial performance

How have Cvb Financial's revenue and profit performed over time
Revenue
$534.46M
Gross profit
$534.46M
Operating income
$299.69M
Net income
$210.76M
Gross margin
100%
Net margin
39.4%
Cvb Financial's net income has decreased by 15% YoY and by 4.8% from the previous quarter
The operating income has declined by 14% year-on-year and by 5% since the previous quarter
CVBF's net margin is down by 11% year-on-year and by 3% since the previous quarter
Cvb Financial's operating margin has decreased by 10% YoY and by 2.9% QoQ

Growth

What is Cvb Financial's growth rate over time

Valuation

What is Cvb Financial stock price valuation
P/E
10.72
P/B
1.09
P/S
4.25
EV/EBIT
11.96
EV/EBITDA
11.33
EV/Sales
6.71
The P/E is 21% below the 5-year quarterly average of 13.6 but 3.1% above the last 4 quarters average of 10.4
CVBF's EPS is down by 14% year-on-year and by 4.4% since the previous quarter
The price to book (P/B) is 22% lower than the 5-year quarterly average of 1.4 and 9% lower than the last 4 quarters average of 1.2
The equity has grown by 4.9% year-on-year
The price to sales (P/S) is 25% less than the 5-year quarterly average of 5.7
Cvb Financial's revenue has decreased by 4.7% YoY

Efficiency

How efficient is Cvb Financial business performance
The company's return on equity fell by 19% YoY and by 5% QoQ
The ROIC has contracted by 14% YoY and by 5% from the previous quarter
The company's return on assets fell by 13% YoY and by 7% QoQ
CVBF's return on sales is down by 10% year-on-year and by 2.9% since the previous quarter

Dividends

What is CVBF's dividend history
DPS
$0.8
Dividend yield
4.91%
Payout ratio
52.6%
Recent dividends

Financial health

How did Cvb Financial financials performed over time
Cvb Financial's total assets is 15% more than its total liabilities
Cvb Financial's total assets has increased by 2.8% from the previous quarter
Cvb Financial's total liabilities has increased by 3.1% QoQ
CVBF's debt is 9% greater than its equity
CVBF's debt is up by 20% year-on-year but it is down by 3% since the previous quarter
The debt to equity is up by 15% year-on-year but it has declined by 3.5% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.