CVBF Cvb Financial Corp

Price (delayed)

$24.76

Market cap

$3.49B

P/E Ratio

17.44

Dividend/share

$0.72

EPS

$1.42

Enterprise value

$2.43B

CVB Financial Corp. (“CVBF”) is the holding company for Citizens Business Bank. CVBF is one of the 10 largest bank holding companies headquartered in California with over $13 billion in ...

Highlights
The equity has grown by 2.7% year-on-year
CVBF's debt is up by 12% year-on-year but it is down by 7% since the previous quarter
The P/E is 25% above the last 4 quarters average of 14.0 and 3.2% above the 5-year quarterly average of 16.9
CVBF's EPS is down by 10% since the previous quarter and by 5% year-on-year

Key stats

What are the main financial stats of CVBF
Market
Shares outstanding
141.06M
Market cap
$3.49B
Enterprise value
$2.43B
Valuations
Price to earnings (P/E)
17.44
Price to book (P/B)
1.69
Price to sales (P/S)
7.44
EV/EBIT
8.96
EV/EBITDA
8.97
EV/Sales
5.15
Earnings
Revenue
$472.39M
EBIT
$271.53M
EBITDA
$270.95M
Free cash flow
$218.28M
Per share
EPS
$1.42
Free cash flow per share
$1.54
Book value per share
$14.62
Revenue per share
$3.33
TBVPS
$118
Balance sheet
Total assets
$17.54B
Total liabilities
$15.46B
Debt
$598.91M
Equity
$2.08B
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.92
Margins
EBITDA margin
57.4%
Gross margin
100%
Net margin
41.1%
Operating margin
57.5%
Efficiency
Return on assets
1.2%
Return on equity
9.4%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
57.5%
Dividend
Dividend yield
2.91%
DPS
$0.72
Payout ratio
50.7%

CVBF stock price

How has the Cvb Financial stock price performed over time
Intraday
1.93%
1 week
2.61%
1 month
2.23%
1 year
15.54%
YTD
15.65%
QTD
6.68%

Financial performance

How have Cvb Financial's revenue and profit performed over time
Revenue
$472.39M
Gross profit
$472.39M
Operating income
$271.53M
Net income
$194.19M
Gross margin
100%
Net margin
41.1%
Cvb Financial's net income has decreased by 9% from the previous quarter and by 4.4% YoY
The operating income has declined by 9% since the previous quarter and by 5% year-on-year
CVBF's net margin is down by 6% since the previous quarter and by 3.5% year-on-year
Cvb Financial's operating margin has decreased by 6% QoQ and by 4% YoY

Growth

What is Cvb Financial's growth rate over time

Valuation

What is Cvb Financial stock price valuation
P/E
17.44
P/B
1.69
P/S
7.44
EV/EBIT
8.96
EV/EBITDA
8.97
EV/Sales
5.15
The P/E is 25% above the last 4 quarters average of 14.0 and 3.2% above the 5-year quarterly average of 16.9
CVBF's EPS is down by 10% since the previous quarter and by 5% year-on-year
The price to book (P/B) is 21% higher than the last 4 quarters average of 1.4
The equity has grown by 2.7% year-on-year
The price to sales (P/S) is 22% more than the last 4 quarters average of 6.1 and 13% more than the 5-year quarterly average of 6.6
Cvb Financial's revenue has decreased by 3.1% from the previous quarter

Efficiency

How efficient is Cvb Financial business performance
The ROIC has contracted by 17% YoY and by 14% from the previous quarter
The company's return on assets fell by 14% QoQ and by 14% YoY
The company's return on equity fell by 9% QoQ and by 8% YoY
CVBF's return on sales is down by 6% since the previous quarter and by 4% year-on-year

Dividends

What is CVBF's dividend history
DPS
$0.72
Dividend yield
2.91%
Payout ratio
50.7%
Recent dividends

Financial health

How did Cvb Financial financials performed over time
Cvb Financial's total assets is 13% more than its total liabilities
Cvb Financial's total liabilities has increased by 21% YoY and by 12% QoQ
Cvb Financial's total assets has increased by 18% YoY and by 10% from the previous quarter
CVBF's debt is 71% smaller than its equity
CVBF's debt is up by 12% year-on-year but it is down by 7% since the previous quarter
The debt to equity is up by 7% year-on-year but it has declined by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.