CVBF Cvb Financial Corp

Price (delayed)

$21.30

Market cap

$2.89B

P/E Ratio

16.38

Dividend/share

$0.72

EPS

$1.3

Enterprise value

$1.36B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The P/E is 15% above the last 4 quarters average of 14.2 but 11% below the 5-year quarterly average of 18.4
CVBF's debt is down by 9% since the previous quarter but it is up by 3.5% year-on-year
Cvb Financial's net income has decreased by 15% YoY
CVBF's EPS is down by 12% year-on-year

Key stats

What are the main financial stats of CVBF
Market
Shares outstanding
135.87M
Market cap
$2.89B
Enterprise value
$1.36B
Valuations
Price to earnings (P/E)
16.38
Price to book (P/B)
1.44
Price to sales (P/S)
6.52
EV/EBIT
5.46
EV/EBITDA
5.49
EV/Sales
3.08
Earnings
Revenue
$442.42M
EBIT
$249.52M
EBITDA
$248.36M
Free cash flow
$182.56M
Per share
EPS
$1.3
Free cash flow per share
$1.35
Book value per share
$14.82
Revenue per share
$3.26
TBVPS
$101.26
Balance sheet
Total assets
$14.42B
Total liabilities
$12.41B
Debt
$470.18M
Equity
$2.01B
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.17
Margins
EBITDA margin
56.1%
Gross margin
100%
Net margin
40%
Operating margin
56.4%
Efficiency
Return on assets
1.3%
Return on equity
9%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
56.4%
Dividend
Dividend yield
3.38%
DPS
$0.72
Payout ratio
55.4%

CVBF stock price

How has the Cvb Financial stock price performed over time
Intraday
0%
1 week
-3.4%
1 month
-3.62%
1 year
11.64%
YTD
9.23%
QTD
-3.58%

Financial performance

How have Cvb Financial's revenue and profit performed over time
Revenue
$442.42M
Gross profit
$442.42M
Operating income
$249.52M
Net income
$177.16M
Gross margin
100%
Net margin
40%
Cvb Financial's net income has decreased by 15% YoY
The operating income has declined by 14% year-on-year
The gross profit has contracted by 10% YoY
Cvb Financial's revenue has decreased by 10% YoY

Growth

What is Cvb Financial's growth rate over time

Valuation

What is Cvb Financial stock price valuation
P/E
16.38
P/B
1.44
P/S
6.52
EV/EBIT
5.46
EV/EBITDA
5.49
EV/Sales
3.08
The P/E is 15% above the last 4 quarters average of 14.2 but 11% below the 5-year quarterly average of 18.4
CVBF's EPS is down by 12% year-on-year
The price to book (P/B) is 20% lower than the 5-year quarterly average of 1.8 but 11% higher than the last 4 quarters average of 1.3
The price to sales (P/S) is 14% more than the last 4 quarters average of 5.7 but 4.1% less than the 5-year quarterly average of 6.8
Cvb Financial's revenue has decreased by 10% YoY

Efficiency

How efficient is Cvb Financial business performance
The company's return on assets fell by 28% YoY and by 7% QoQ
The ROIC has contracted by 22% YoY and by 4.5% from the previous quarter
The company's return on equity fell by 16% YoY
CVBF's return on sales is down by 5% year-on-year

Dividends

What is CVBF's dividend history
DPS
$0.72
Dividend yield
3.38%
Payout ratio
55.4%
Recent dividends

Financial health

How did Cvb Financial financials performed over time
Cvb Financial's total assets is 16% more than its total liabilities
Cvb Financial's total liabilities has increased by 34% YoY and by 4.9% QoQ
Cvb Financial's total assets has increased by 28% YoY and by 4.3% from the previous quarter
CVBF's debt is 77% smaller than its equity
The debt to equity has declined by 12% since the previous quarter
CVBF's debt is down by 9% since the previous quarter but it is up by 3.5% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.