CWBC Community West Bancshares.

Price (delayed)

$20.2

Market cap

$381.18M

P/E Ratio

10.69

Dividend/share

$0.48

EPS

$1.89

Enterprise value

$457M

central valley community bank has proudly served california's central valley since 1980 with a commitment to solid personal service and strong community values. while we have grown over the years ...

Highlights
CWBC's equity is up by 16% YoY and by 2.2% QoQ
The debt has soared by 96% year-on-year but it has declined by 9% since the previous quarter
The stock's price to earnings (P/E) is 27% more than its last 4 quarters average of 8.4 and 15% more than its 5-year quarterly average of 9.3
The EPS has declined by 20% year-on-year and by 13% since the previous quarter

Key stats

What are the main financial stats of CWBC
Market
Shares outstanding
18.87M
Market cap
$381.18M
Enterprise value
$457M
Valuations
Price to book (P/B)
1.13
Price to sales (P/S)
2.74
EV/EBIT
15.58
EV/EBITDA
12.48
EV/Sales
5.27
Earnings
Revenue
$86.75M
EBIT
$29.32M
EBITDA
$36.62M
Free cash flow
$14.53M
Per share
EPS
$1.89
Free cash flow per share
$1.24
Book value per share
$17.89
Revenue per share
$7.38
TBVPS
$201
Balance sheet
Total assets
$2.42B
Total liabilities
$2.2B
Debt
$136.78M
Equity
$211.72M
Working capital
N/A
Liquidity
Debt to equity
0.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.07
Margins
EBITDA margin
42.2%
Gross margin
100%
Net margin
25.6%
Operating margin
33.8%
Efficiency
Return on assets
0.9%
Return on equity
11.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
33.8%
Dividend
Dividend yield
2.38%
DPS
$0.48
Payout ratio
25.4%

CWBC stock price

How has the Community West Bancshares stock price performed over time
Intraday
0.25%
1 week
-3.81%
1 month
15.03%
1 year
45.53%
YTD
16.16%
QTD
9.19%

Financial performance

How have Community West Bancshares's revenue and profit performed over time
Revenue
$86.75M
Gross profit
$86.75M
Operating income
$29.32M
Net income
$22.24M
Gross margin
100%
Net margin
25.6%
Community West Bancshares's operating margin has decreased by 20% YoY and by 11% from the previous quarter
Community West Bancshares's operating income has decreased by 20% YoY and by 13% QoQ
The net margin has declined by 19% year-on-year and by 10% since the previous quarter
The net income has declined by 19% year-on-year and by 13% since the previous quarter

Growth

What is Community West Bancshares's growth rate over time

Valuation

What is Community West Bancshares stock price valuation
P/E
10.69
P/B
1.13
P/S
2.74
EV/EBIT
15.58
EV/EBITDA
12.48
EV/Sales
5.27
The stock's price to earnings (P/E) is 27% more than its last 4 quarters average of 8.4 and 15% more than its 5-year quarterly average of 9.3
The EPS has declined by 20% year-on-year and by 13% since the previous quarter
CWBC's equity is up by 16% YoY and by 2.2% QoQ
CWBC's price to book (P/B) is 2.7% higher than its 5-year quarterly average of 1.1 and 2.7% higher than its last 4 quarters average of 1.1
CWBC's price to sales (P/S) is 14% higher than its last 4 quarters average of 2.4
CWBC's revenue is down by 2.7% since the previous quarter

Efficiency

How efficient is Community West Bancshares business performance
The return on equity has declined by 30% year-on-year and by 16% since the previous quarter
CWBC's return on invested capital is down by 20% year-on-year and by 14% since the previous quarter
The return on sales has declined by 20% year-on-year and by 11% since the previous quarter
Community West Bancshares's return on assets has decreased by 18% YoY and by 10% QoQ

Dividends

What is CWBC's dividend history
DPS
$0.48
Dividend yield
2.38%
Payout ratio
25.4%
Recent dividends

Financial health

How did Community West Bancshares financials performed over time
Community West Bancshares's total assets is 10% more than its total liabilities
Community West Bancshares's total liabilities has decreased by 3.4% YoY
The debt is 35% smaller than the equity
The debt has soared by 96% year-on-year but it has declined by 9% since the previous quarter
The debt to equity has soared by 71% YoY but it has decreased by 10% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.