TCBK Trico Bancshares
Price (delayed)
$44.05
Market cap
$1.45B
P/E Ratio
13.07
Dividend/share
$1.32
EPS
$3.37
Enterprise value
$1.53B
Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares headquartered in Chico, California, providing a unique brand of customer Service with Solutions available in traditional stand-alone
Highlights
The equity is up by 16% year-on-year and by 5% since the previous quarter
The company's debt fell by 41% YoY but it rose by 4.9% QoQ
The EPS has decreased by 12% YoY
Trico Bancshares's net income has decreased by 12% YoY
Key stats
What are the main financial stats of TCBK
Market
Valuations
Earnings
Shares outstanding
33.01M
Market cap
$1.45B
Enterprise value
$1.53B
Price to earnings (P/E)
13.07
Price to book (P/B)
1.17
Price to sales (P/S)
3.75
EV/EBIT
10.01
EV/EBITDA
9.04
EV/Sales
3.95
Revenue
$387.21M
Gross profit
$387.21M
Operating income
$152.62M
Net income
$111.91M
EBIT
$152.62M
EBITDA
$169.01M
Free cash flow
$117.73M
Per share
Balance sheet
Liquidity
EPS
$3.37
EPS diluted
$3.36
Free cash flow per share
$3.57
Book value per share
$37.55
Revenue per share
$11.74
TBVPS
$288.3
Total assets
$9.82B
Total liabilities
$8.58B
Debt
$394.6M
Equity
$1.24B
Working capital
N/A
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.44
Margins
Efficiency
Dividend
EBITDA margin
43.6%
Gross margin
100%
Net margin
28.9%
Operating margin
39.4%
Return on assets
1.1%
Return on equity
9.5%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
39.4%
Dividend yield
3%
DPS
$1.32
Payout ratio
39.2%
TCBK stock price
How has the Trico Bancshares stock price performed over time
Intraday
-1.12%
1 week
-1.94%
1 month
1.61%
1 year
28.76%
YTD
0.8%
QTD
0.8%
Financial performance
How have Trico Bancshares's revenue and profit performed over time
Revenue
$387.21M
Gross profit
$387.21M
Operating income
$152.62M
Net income
$111.91M
Gross margin
100%
Net margin
28.9%
The operating income is down by 13% year-on-year
Trico Bancshares's net income has decreased by 12% YoY
The company's net margin fell by 8% YoY
TCBK's operating margin is down by 8% year-on-year
Growth
What is Trico Bancshares's growth rate over time
Valuation
What is Trico Bancshares stock price valuation
P/E
13.07
P/B
1.17
P/S
3.75
EV/EBIT
10.01
EV/EBITDA
9.04
EV/Sales
3.95
The EPS has decreased by 12% YoY
TCBK's P/E is 10% above its last 4 quarters average of 11.9 and 9% above its 5-year quarterly average of 12.0
The equity is up by 16% year-on-year and by 5% since the previous quarter
The P/B is 6% above the last 4 quarters average of 1.1 but 2.5% below the 5-year quarterly average of 1.2
The P/S is 7% more than the last 4 quarters average of 3.5 and 4.2% more than the 5-year quarterly average of 3.6
TCBK's revenue is down by 5% YoY
Efficiency
How efficient is Trico Bancshares business performance
TCBK's return on equity is down by 20% year-on-year and by 4% since the previous quarter
TCBK's ROA is down by 15% YoY and by 8% from the previous quarter
Trico Bancshares's ROIC has decreased by 11% YoY
The ROS has decreased by 8% YoY
Dividends
What is TCBK's dividend history
DPS
$1.32
Dividend yield
3%
Payout ratio
39.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Trico Bancshares financials performed over time
Trico Bancshares's total assets is 14% higher than its total liabilities
TCBK's total liabilities is down by 2.7% year-on-year
The company's debt is 68% lower than its equity
The debt to equity has declined by 48% year-on-year
The company's debt fell by 41% YoY but it rose by 4.9% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.