TCBK Trico Bancshares

  1. Stocks
  2. Financial Services
  3. NASDAQ: TCBK

Price (delayed)

$34.24

Market cap

$1.14B

P/E Ratio

9.7

Dividend/share

$1.23

EPS

$3.53

Enterprise value

$1.8B

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares headquartered in Chico, California, providing a unique brand of customer Service with Solutions available in traditional stand-alone ...

Highlights
TCBK's P/E is 20% below its 5-year quarterly average of 12.1
The equity is up by 11% year-on-year and by 8% since the previous quarter
The company's debt has surged by 93% YoY and by 14% QoQ
Trico Bancshares's net income has decreased by 8% QoQ and by 6% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.tcbk.com
Peers: EWBC OVLY CATY CWBC

Key stats

What are the main financial stats of TCBK
Market
Shares outstanding
33.27M
Market cap
$1.14B
Enterprise value
$1.8B
Valuations
Price to earnings (P/E)
9.7
Price to book (P/B)
0.98
Price to sales (P/S)
2.89
EV/EBIT
11.2
EV/EBITDA
10.03
EV/Sales
4.57
Earnings
Revenue
$394.09M
EBIT
$160.91M
EBITDA
$179.75M
Free cash flow
$134M
Per share
EPS
$3.53
Free cash flow per share
$4.03
Book value per share
$34.86
Revenue per share
$11.85
TBVPS
$288.42
Balance sheet
Total assets
$9.91B
Total liabilities
$8.75B
Debt
$761.94M
Equity
$1.16B
Working capital
N/A
Liquidity
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.69
Margins
EBITDA margin
45.6%
Gross margin
100%
Net margin
29.8%
Operating margin
40.8%
Efficiency
Return on assets
1.2%
Return on equity
10.6%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
40.8%
Dividend
Dividend yield
3.59%
DPS
$1.23
Payout ratio
34.8%

TCBK stock price

How has the Trico Bancshares stock price performed over time
Intraday
-1.61%
1 week
6.77%
1 month
-2.34%
1 year
-6.5%
YTD
-20.32%
QTD
-6.91%

Financial performance

How have Trico Bancshares's revenue and profit performed over time
Revenue
$394.09M
Gross profit
$394.09M
Operating income
$160.91M
Net income
$117.39M
Gross margin
100%
Net margin
29.8%
Trico Bancshares's net income has decreased by 8% QoQ and by 6% YoY
TCBK's operating margin is down by 8% year-on-year and by 5% since the previous quarter
The operating income is down by 8% since the previous quarter and by 7% year-on-year
The company's net margin fell by 7% YoY and by 4.8% QoQ

Growth

What is Trico Bancshares's growth rate over time

Valuation

What is Trico Bancshares stock price valuation
TCBK P/E details
P/E
9.7
P/B
0.98
P/S
2.89
EV/EBIT
11.2
EV/EBITDA
10.03
EV/Sales
4.57
TCBK's P/E is 20% below its 5-year quarterly average of 12.1
The EPS has decreased by 8% YoY and by 8% from the previous quarter
The P/B is 18% below the 5-year quarterly average of 1.2 and 11% below the last 4 quarters average of 1.1
The equity is up by 11% year-on-year and by 8% since the previous quarter
The P/S is 20% less than the 5-year quarterly average of 3.6 and 7% less than the last 4 quarters average of 3.1
TCBK's revenue is down by 3.4% from the previous quarter

Efficiency

How efficient is Trico Bancshares business performance
TCBK's return on equity is down by 12% year-on-year and by 11% since the previous quarter
Trico Bancshares's ROIC has decreased by 11% from the previous quarter and by 11% YoY
TCBK's ROA is down by 8% from the previous quarter
The ROS has decreased by 8% YoY and by 5% from the previous quarter

Dividends

What is TCBK's dividend history
Dividend details
DPS
$1.23
Dividend yield
3.59%
Payout ratio
34.8%
Recent dividends

Financial health

How did Trico Bancshares financials performed over time
Trico Bancshares's total assets is 13% higher than its total liabilities
The company's debt is 34% lower than its equity
The company's debt has surged by 93% YoY and by 14% QoQ
The debt to equity has surged by 74% year-on-year and by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.