Price (delayed)
$43.42
Market cap
$1.43B
P/E Ratio
12.73
Dividend/share
$1.29
EPS
$3.41
Enterprise value
$1.6B
Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares headquartered in Chico, California, providing a unique brand of customer Service with Solutions available in traditional stand-alone
Highlights
The company's debt fell by 28% YoY and by 28% QoQ
The equity is up by 8% year-on-year
Trico Bancshares's net income has decreased by 16% YoY but it has increased by 3.8% QoQ
The EPS has decreased by 16% YoY but it has increased by 4% from the previous quarter
TCBK's P/E is 17% above its last 4 quarters average of 10.8 and 6% above its 5-year quarterly average of 12.0
TCBK's revenue is down by 6% YoY
Key stats
What are the main financial stats of TCBK
Market
Valuations
Earnings
Shares outstanding
32.99M
Market cap
$1.43B
Enterprise value
$1.6B
Price to earnings (P/E)
12.73
Price to book (P/B)
1.23
Price to sales (P/S)
3.71
EV/EBIT
10.32
EV/EBITDA
9.29
EV/Sales
4.13
Revenue
$388.28M
EBIT
$155.29M
EBITDA
$172.37M
Free cash flow
$135.92M
Per share
Balance sheet
Liquidity
EPS
$3.41
Free cash flow per share
$4.1
Book value per share
$35.42
Revenue per share
$11.7
TBVPS
$284.21
Total assets
$9.74B
Total liabilities
$8.57B
Debt
$376.04M
Equity
$1.18B
Working capital
N/A
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.98
Margins
Efficiency
Dividend
EBITDA margin
44.4%
Gross margin
100%
Net margin
29.2%
Operating margin
40%
Return on assets
1.2%
Return on equity
9.9%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
40%
Dividend yield
2.97%
DPS
$1.29
Payout ratio
37.8%
TCBK stock price
How has the Trico Bancshares stock price performed over time
Intraday
0.6%
1 week
2.26%
1 month
0.63%
1 year
30.31%
YTD
1.05%
QTD
9.73%
Financial performance
How have Trico Bancshares's revenue and profit performed over time
Revenue
$388.28M
Gross profit
$388.28M
Operating income
$155.29M
Net income
$113.45M
Gross margin
100%
Net margin
29.2%
Trico Bancshares's net income has decreased by 16% YoY but it has increased by 3.8% QoQ
The operating income is down by 16% year-on-year but it is up by 3.8% since the previous quarter
TCBK's operating margin is down by 11% year-on-year but it is up by 3.1% since the previous quarter
The company's net margin fell by 10% YoY but it rose by 2.8% QoQ
Growth
What is Trico Bancshares's growth rate over time
Valuation
What is Trico Bancshares stock price valuation
P/E
12.73
P/B
1.23
P/S
3.71
EV/EBIT
10.32
EV/EBITDA
9.29
EV/Sales
4.13
TCBK's P/E is 17% above its last 4 quarters average of 10.8 and 6% above its 5-year quarterly average of 12.0
The EPS has decreased by 16% YoY but it has increased by 4% from the previous quarter
The P/B is 11% above the last 4 quarters average of 1.1
The equity is up by 8% year-on-year
The P/S is 15% more than the last 4 quarters average of 3.2 and 2.5% more than the 5-year quarterly average of 3.6
TCBK's revenue is down by 6% YoY
Efficiency
How efficient is Trico Bancshares business performance
TCBK's return on equity is down by 22% year-on-year but it is up by 2.1% since the previous quarter
Trico Bancshares's ROIC has decreased by 16% YoY but it has increased by 7% from the previous quarter
TCBK's ROA is down by 14% YoY but it is up by 9% from the previous quarter
The ROS has decreased by 11% YoY but it has increased by 3.1% from the previous quarter
Dividends
What is TCBK's dividend history
DPS
$1.29
Dividend yield
2.97%
Payout ratio
37.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Trico Bancshares financials performed over time
Trico Bancshares's total assets is 14% higher than its total liabilities
TCBK's total liabilities is down by 2.2% year-on-year
The company's debt is 68% lower than its equity
The debt to equity has declined by 33% year-on-year and by 29% since the previous quarter
The company's debt fell by 28% YoY and by 28% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.