FISI Financial Institutions PE ratio, current and historical analysis
The price-to-earnings ratio for Financial Institutions stock stands at 8.69 as of Nov 22, 2024. This is calculated based on the current EPS of $3.21 and the stock price of $27.9 per share. An increase of 24% has been recorded in the P/E ratio compared to the average of 7.0 of the last 4 quarters.
FISI PE ratio history
Over the last ten years, the average PE ratio of Financial Institutions has been 10.16. The current 8.69 PE ratio is 14% below the historical average. In the past ten years, FISI's PE ratio was at its highest in the Dec 2016 quarter at 16.21, with a price of $34.2 and an EPS of $2.11. The Jun 2023 quarter recorded the bottom point at 4.76, with a price of $15.74 and an EPS of $3.31.
Financial Institutions PE ratio by year
Maximum annual increase: 17.19% in 2015
Maximum annual decrease: -32.41% in 2021
| Year | PE ratio | Change |
|---|---|---|
| 2023 | 6.72 | -1.18% |
| 2022 | 6.8 | 2.87% |
| 2021 | 6.61 | -32.41% |
| 2020 | 9.78 | -9.53% |
| 2019 | 10.81 | 0.56% |
| 2018 | 10.75 | -26.37% |
| 2017 | 14.6 | -9.93% |
| 2016 | 16.21 | 10.57% |
| 2015 | 14.66 | 17.19% |
| 2014 | 12.51 | -11.4% |
FISI average PE ratio chart
FISI's current P/E ratio is above the 3 and 5-year historical averages, but it is lower than the 10-year average.
FISI PE vs peers
Compared to its peer stocks CBU and NBTB, FISI's PE ratio stands lower. Financial Institutions's PE ratio is trading below the peer group average of 17.38.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FISI Financial Institutions Inc | 8.98 | $445.97M |
| EVBN Evans Bancorp Inc | 13.59 | $251.12M |
| FLIC First Of Long Island Corp | 17.11 | $335.68M |
| AROW Arrow Financial Corp | 17.17 | $566.11M |
| NBTB Nbt Bancorp Inc | 17.93 | $2.43B |
| CBU Community Bank System Inc | 23.09 | $3.81B |
Frequently asked questions
What is Financial Institutions's PE ratio?
As of Nov 22, 2024, FISI stock has a price to earnings ratio of 8.69.
What is the 3-year average PE ratio for Financial Institutions (FISI)?
As an average over the last 3 years, FISI stock has a PE ratio of 6.32.
What is the 5-year average PE ratio for Financial Institutions (FISI)?
As an average over the last 5 years, FISI stock has a PE ratio of 7.1.
What is the highest PE ratio for FISI?
Over the last ten years, the quarterly PE ratio reached a historic high of 16.21 in the Dec 2016 quarter.
How does the current PE ratio for FISI compare to its historical average?
The current price to earnings ratio of FISI is 14% lower than the 10-year historical average.
Why is Financial Institutions's PE ratio so low?
FISI's PE ratio of 8.69 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is FISI's PE ratio calculated (Financial Institutions PE ratio formula)?
To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (Nov 22, 2024), Financial Institutions's stock price is $27.9. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $3.21. Therefore, Financial Institutions's P/E ratio for today is 8.69. PE RATIO(8.69) = STOCK PRICE($27.9) / TTM EPS($3.21)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.